Citizens & Northern (CZNC) Set to Announce Earnings on Thursday

Key Points

• Citizens & Northern is expected to report Q3 2026 earnings after Thursday’s market close, with analysts forecasting $0.68 in EPS and $37.20 million in revenue. The earnings call is scheduled for Friday, October 23, at 4:00 p.m. ET.
• The bank exceeded expectations in its most recent quarter, reporting $0.79 EPS versus the $0.63 consensus estimate and $39.65 million in revenue. Analysts expect full-year EPS of $2.17 and next-year EPS of $2.75.
• Shares recently traded at $25.12, while the company maintains a quarterly dividend of $0.28 per share, or $1.12 annually, representing a 4.5% yield. Despite some analyst upgrades, the consensus rating remains Hold, with a $23.50 price target.

Citizens & Northern (NASDAQ:CZNC - Get Free Report) is anticipated to post its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect Citizens & Northern to announce earnings of $0.68 per share and revenue of $37.20 million for the quarter. Interested persons are encouraged to explore the company's upcoming Q3 2026 earnings results page for the latest details on the call scheduled for Friday, October 23, 2026 at 4:00 PM ET.

Citizens & Northern (NASDAQ:CZNC - Get Free Report) last released its quarterly earnings results on Friday, August 7th. The financial services provider reported $0.79 EPS for the quarter, topping the consensus estimate of $0.63 by $0.16. Citizens & Northern had a return on equity of 9.54% and a net margin of 13.28%. The business had revenue of $39.65 million during the quarter, compared to analyst estimates of $38.60 million. On average, analysts expect Citizens & Northern to post $2.17 EPS for the current fiscal year and $2.75 EPS for the next fiscal year.

Citizens & Northern Trading Down 0.3%

Shares of NASDAQ CZNC opened at $25.12 on Thursday. The company has a current ratio of 0.91, a quick ratio of 0.91 and a debt-to-equity ratio of 0.45. The stock has a market capitalization of $450.40 million, a PE ratio of 13.69 and a beta of 0.41. Citizens & Northern has a twelve month low of $18.87 and a twelve month high of $26.37. The stock has a fifty day simple moving average of $25.62 and a 200-day simple moving average of $23.66.

Citizens & Northern Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, August 14th. Investors of record on Monday, August 3rd were issued a dividend of $0.28 per share. This represents a $1.12 dividend on an annualized basis and a yield of 4.5%. The ex-dividend date was Monday, August 3rd. Citizens & Northern's dividend payout ratio (DPR) is 75.68%.

Wall Street Analysts Forecast Growth

Several equities analysts have weighed in on the company. Weiss Ratings raised Citizens & Northern from a "hold (c+)" rating to a "buy (b)" rating in a research report on Tuesday, August 11th. Wall Street Zen upgraded shares of Citizens & Northern from a "buy" rating to a "strong-buy" rating in a research note on Saturday, October 10th. Finally, Zacks Research raised shares of Citizens & Northern from a "strong sell" rating to a "hold" rating in a research report on Monday, July 6th. One equities research analyst has rated the stock with a Buy rating and three have given a Hold rating to the company's stock. Based on data from MarketBeat, Citizens & Northern currently has a consensus rating of "Hold" and a consensus price target of $23.50.

Citizens & Northern Company Profile

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank, a community banking institution headquartered in Wellsboro, Pennsylvania. Founded in 1864, the bank serves individuals, families, farmers, businesses and organizations through a network of offices in north-central Pennsylvania and southern New York.

Citizens & Northern Bank offers a range of traditional banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial loans and agricultural lending.

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