Community Financial System (CBU) Expected to Post Quarterly Earnings on Tuesday

Key Points

• Community Financial System is expected to report Q3 2026 results before the market opens on October 27. Analysts forecast earnings of $1.19 per share on revenue of $227.15 million.
• The bank’s prior-quarter results fell short of consensus, with EPS of $1.16 versus $1.18 expected and revenue of $218.45 million, although revenue increased 12% year over year.
• The company raised its quarterly dividend to $0.49 per share, or $1.96 annually, implying a 3.3% yield. Analysts maintain a “Moderate Buy” consensus with an average price target of $69.25, above the stock’s recent $59.81 price.

Community Financial System (NYSE:CBU - Get Free Report) is projected to post its Q3 2026 results before the market opens on Tuesday, October 27th. Analysts expect Community Financial System to post earnings of $1.19 per share and revenue of $227.15 million for the quarter. Interested persons are encouraged to explore the company's upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Tuesday, October 27, 2026 at 11:00 AM ET.

Community Financial System (NYSE:CBU - Get Free Report) last issued its quarterly earnings data on Tuesday, July 28th. The bank reported $1.16 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $1.18 by ($0.02). Community Financial System had a net margin of 21.79% and a return on equity of 11.47%. The company had revenue of $218.45 million for the quarter, compared to analysts' expectations of $221.77 million. During the same period in the previous year, the firm posted $1.04 earnings per share. The firm's revenue for the quarter was up 12.0% compared to the same quarter last year. On average, analysts expect Community Financial System to post $4.61 EPS for the current fiscal year and $5.18 EPS for the next fiscal year.

Community Financial System Stock Down 0.7%

Shares of NYSE CBU opened at $59.81 on Tuesday. The company has a current ratio of 0.77, a quick ratio of 0.77 and a debt-to-equity ratio of 0.29. Community Financial System has a 12 month low of $53.46 and a 12 month high of $71.11. The firm has a market capitalization of $3.15 billion, a PE ratio of 13.82 and a beta of 0.76. The firm has a fifty day simple moving average of $61.99 and a two-hundred day simple moving average of $63.49.

Community Financial System Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Tuesday, October 13th. Stockholders of record on Tuesday, September 15th were paid a dividend of $0.49 per share. This represents a $1.96 dividend on an annualized basis and a dividend yield of 3.3%. The ex-dividend date of this dividend was Tuesday, September 15th. This is a positive change from Community Financial System's previous quarterly dividend of $0.47. Community Financial System's payout ratio is presently 45.48%.

Wall Street Analyst Weigh In

Several equities analysts recently issued reports on CBU shares. DA Davidson reduced their price target on shares of Community Financial System from $70.00 to $69.00 and set a "neutral" rating on the stock in a research report on Monday, October 12th. Wall Street Zen raised shares of Community Financial System from a "sell" rating to a "hold" rating in a research note on Monday, August 10th. Piper Sandler lowered their price objective on shares of Community Financial System from $71.00 to $65.00 and set a "neutral" rating for the company in a report on Tuesday, October 6th. Keefe, Bruyette & Woods cut their price objective on Community Financial System from $70.00 to $68.00 and set a "market perform" rating on the stock in a research report on Thursday, July 30th. Finally, Weiss Ratings reaffirmed a "buy (b)" rating on shares of Community Financial System in a research report on Tuesday, September 29th. One analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and four have assigned a Hold rating to the company. Based on data from MarketBeat, the company has a consensus rating of "Moderate Buy" and a consensus target price of $69.25.

Insider Transactions at Community Financial System

In other news, Director Brenda M. Hall acquired 476 shares of the stock in a transaction on Monday, August 24th. The stock was acquired at an average price of $63.59 per share, with a total value of $30,268.84. Following the completion of the transaction, the director owned 515 shares of the company's stock, valued at $32,748.85. This represents a 1,220.51% increase in their position. The purchase was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Company insiders own 1.15% of the company's stock.

Community Financial System Company Profile

Community Financial System, Inc NYSE: CBU is a diversified financial services company headquartered in DeWitt, New York. Its principal banking subsidiary, Community Bank, N.A., provides a broad range of financial products and services to individuals, families, farmers, small businesses and commercial customers.

The company's banking operations include deposit accounts, residential and commercial lending, agricultural financing, consumer loans, cash management and other business banking services.

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