Old Second Bancorp (OSBC) Projected to Release Earnings on Wednesday

Key Points

• Old Second Bancorp is expected to report Q3 2026 earnings after the market closes Wednesday, October 21. Analysts forecast earnings of $0.58 per share on $98.22 million in revenue, with the conference call scheduled for October 22.
• The company earned $0.55 per share in Q2, matching consensus, while reporting a 12.79% return on equity and a 20.22% net margin. Analysts project full-year EPS of $2.22 and next-year EPS of $2.45.
• OSBC shares recently traded near $24.80, and analysts maintain a “Moderate Buy” consensus with an average $26.20 price target. Old Second Bancorp also pays a quarterly dividend of $0.07, representing a 1.1% annual yield.

Old Second Bancorp (NASDAQ:OSBC - Get Free Report) is expected to be posting its Q3 2026 results after the market closes on Wednesday, October 21st. Analysts expect Old Second Bancorp to post earnings of $0.58 per share and revenue of $98.22 million for the quarter. Interested persons may visit the company's upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Thursday, October 22, 2026 at 10:00 AM ET.

Old Second Bancorp (NASDAQ:OSBC - Get Free Report) last released its quarterly earnings data on Wednesday, July 22nd. The financial services provider reported $0.55 earnings per share for the quarter, hitting the consensus estimate of $0.55. Old Second Bancorp had a return on equity of 12.79% and a net margin of 20.22%. On average, analysts expect Old Second Bancorp to post $2.22 EPS for the current fiscal year and $2.45 EPS for the next fiscal year.

Old Second Bancorp Stock Performance

Shares of OSBC stock opened at $24.80 on Wednesday. The firm has a market capitalization of $1.26 billion, a price-to-earnings ratio of 11.55 and a beta of 0.77. The stock has a fifty day moving average of $25.21 and a 200 day moving average of $23.13. Old Second Bancorp has a 52 week low of $16.65 and a 52 week high of $26.06. The company has a quick ratio of 0.91, a current ratio of 0.91 and a debt-to-equity ratio of 0.08.

Old Second Bancorp Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, August 10th. Stockholders of record on Friday, July 31st were paid a $0.07 dividend. This represents a $0.28 dividend on an annualized basis and a dividend yield of 1.1%. The ex-dividend date was Friday, July 31st. Old Second Bancorp's dividend payout ratio (DPR) is presently 16.09%.

Analyst Upgrades and Downgrades

OSBC has been the topic of a number of recent research reports. Raymond James Financial raised shares of Old Second Bancorp from an "outperform" rating to a "strong-buy" rating and upped their target price for the stock from $27.00 to $30.00 in a research report on Tuesday, October 6th. DA Davidson lifted their price target on shares of Old Second Bancorp from $24.00 to $25.00 and gave the company a "neutral" rating in a research report on Friday, July 24th. Zacks Research lowered shares of Old Second Bancorp from a "strong-buy" rating to a "hold" rating in a research note on Monday, August 31st. Weiss Ratings reissued a "buy (b)" rating on shares of Old Second Bancorp in a research note on Wednesday, August 26th. Finally, Piper Sandler restated an "overweight" rating and issued a $30.00 price objective (up from $26.00) on shares of Old Second Bancorp in a report on Monday, July 27th. One equities research analyst has rated the stock with a Strong Buy rating, four have given a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat, the stock has an average rating of "Moderate Buy" and an average target price of $26.20.

Insider Buying and Selling at Old Second Bancorp

In other Old Second Bancorp news, insider Darin Campbell sold 24,000 shares of Old Second Bancorp stock in a transaction on Wednesday, September 2nd. The stock was sold at an average price of $25.53, for a total transaction of $612,720.00. Following the completion of the transaction, the insider owned 250,589 shares in the company, valued at approximately $6,397,537.17. The trade was a 8.74% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, CEO James Eccher sold 55,687 shares of the business's stock in a transaction on Tuesday, August 11th. The stock was sold at an average price of $25.46, for a total value of $1,417,791.02. Following the completion of the sale, the chief executive officer directly owned 322,712 shares in the company, valued at $8,216,247.52. This trade represents a 14.72% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders sold 149,000 shares of company stock worth $3,809,117. 3.60% of the stock is owned by insiders.

Old Second Bancorp Company Profile

Old Second Bancorp, Inc NASDAQ: OSBC is a bank holding company headquartered in Aurora, Illinois. Through its principal subsidiary, Old Second National Bank, the company provides community banking services to individuals, families, businesses and institutions.

The bank offers a range of financial products and services, including commercial and residential real estate lending, business and consumer loans, checking and savings accounts, certificates of deposit, treasury management and online and mobile banking.

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