UWM Holdings Corporation (NYSE:UWMC) Given Average Recommendation of "Hold" by Brokerages

Key Points

• Analysts have a consensus “Hold” rating on UWM, with six buys, six holds and two sells. The average 12-month price target is approximately $4.10.
• Recent analyst actions were mixed, including a Zacks downgrade to “strong sell” and upgrades from Citizens JMP and Keefe, Bruyette & Woods to “outperform,” while several firms reduced their price targets.
• UWM reported a quarterly loss of $0.23 per share, missing expectations, but announced a capital partnership expected to provide more than $2 billion. The company also suspended its dividend, adding pressure for shareholders despite the planned balance-sheet support.

UWM Holdings Corporation (NYSE:UWMC - Get Free Report) has received a consensus rating of "Hold" from the fourteen ratings firms that are presently covering the company, MarketBeat Ratings reports. Two analysts have rated the stock with a sell rating, six have assigned a hold rating and six have issued a buy rating on the company. The average 1-year target price among analysts that have covered the stock in the last year is $4.1045.

A number of brokerages recently commented on UWMC. Zacks Research downgraded UWM from a "hold" rating to a "strong sell" rating in a research report on Wednesday. Citizens Jmp upgraded UWM from a "market perform" rating to an "outperform" rating and set a $3.00 target price for the company in a report on Wednesday, July 29th. Keefe, Bruyette & Woods raised UWM from a "market perform" rating to an "outperform" rating and cut their target price for the stock from $4.50 to $3.75 in a research note on Thursday, June 25th. Morgan Stanley reduced their price target on UWM from $5.00 to $3.00 and set an "equal weight" rating on the stock in a report on Monday, July 20th. Finally, BTIG Research reduced their price target on UWM from $4.00 to $2.00 and set a "buy" rating on the stock in a report on Friday.

More UWM News

Here are the key news stories impacting UWM this week:

• Positive Sentiment: UWM announced a strategic capital partnership involving the Ishbia family and Oaktree that is expected to provide more than $2 billion in capital. Management said the move should strengthen liquidity, reduce leverage, and improve the company’s ability to compete through a difficult mortgage market. UWM capital raise details
• Positive Sentiment: Second-quarter revenue of $888 million exceeded the approximately $727 million analyst consensus, indicating that loan volume or other operating revenue was stronger than expected despite challenging industry conditions. UWM second-quarter results
• Neutral Sentiment: Unusually heavy call-option activity suggests increased speculative trading and investor interest, but it does not establish a clear fundamental direction for UWMC shares.
• Negative Sentiment: UWM reported a second-quarter loss of $0.23 per share, substantially worse than the expected $0.07 profit and below the $0.16 profit recorded a year earlier. The loss, negative net margin, and negative return on equity are major reasons the stock has weakened. UWM Q2 2026 earnings
• Negative Sentiment: The company suspended its dividend while raising capital, removing an important income feature for shareholders. The financing also involves preferred securities and warrants, creating potential dilution and signaling that UWM is prioritizing balance-sheet repair. UWM dividend suspension and capital raise
• Negative Sentiment: Zacks Research downgraded UWMC from “hold” to “strong sell,” adding to bearish sentiment after the earnings miss and financing announcement. Zacks Research
• Negative Sentiment: A law firm announced a securities-fraud investigation and urged shareholders who suffered losses to contact it. Such announcements can increase headline, legal, and reputational risks, although they do not establish wrongdoing. UWM securities-fraud investigation announcement

UWM Stock Up 7.1%

UWMC stock opened at $1.28 on Friday. The company has a market cap of $2.06 billion, a price-to-earnings ratio of -16.06 and a beta of 1.78. The company has a current ratio of 1.52, a quick ratio of 1.52 and a debt-to-equity ratio of 3.13. UWM has a 12 month low of $0.93 and a 12 month high of $7.14. The firm has a 50-day moving average of $2.13 and a two-hundred day moving average of $3.38.

UWM (NYSE:UWMC - Get Free Report) last issued its earnings results on Thursday, August 6th. The company reported ($0.23) earnings per share for the quarter, missing the consensus estimate of $0.07 by ($0.30). The company had revenue of $162.13 million for the quarter, compared to analyst estimates of $727.46 million. UWM had a negative return on equity of 5.61% and a negative net margin of 1.04%. As a group, analysts forecast that UWM will post 0.3 earnings per share for the current fiscal year.

Hedge Funds Weigh In On UWM

A number of institutional investors have recently bought and sold shares of the company. Vanguard Group Inc. increased its holdings in shares of UWM by 9.7% during the 4th quarter. Vanguard Group Inc. now owns 18,959,442 shares of the company's stock worth $83,042,000 after buying an additional 1,676,754 shares during the last quarter. Great Hill Capital LLC raised its position in shares of UWM by 9,900.0% during the 4th quarter. Great Hill Capital LLC now owns 2,000,000 shares of the company's stock valued at $88,000 after buying an additional 1,980,000 shares during the period. UBS Group AG lifted its holdings in UWM by 93.8% in the fourth quarter. UBS Group AG now owns 3,347,300 shares of the company's stock valued at $14,661,000 after acquiring an additional 1,620,003 shares during the last quarter. BW Gestao de Investimentos Ltda. acquired a new position in UWM in the fourth quarter valued at approximately $5,695,000. Finally, Concentric Capital Strategies LP grew its position in UWM by 507.8% in the fourth quarter. Concentric Capital Strategies LP now owns 2,251,999 shares of the company's stock worth $9,864,000 after acquiring an additional 1,881,483 shares during the period. 53.59% of the stock is owned by hedge funds and other institutional investors.

UWM Company Profile

United Wholesale Mortgage NYSE: UWMC is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.

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