BankUnited (BKU) Stock Price, News & Analysis

Company Overview

BankUnited, Inc. is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending. Deposit products encompass business and consumer checking and savings accounts, money market accounts and certificates of deposit. In addition, BankUnited offers specialized treasury management services such as cash concentration, electronic funds transfer and merchant card processing.

BankUnited primarily serves customers in South Florida, with additional commercial banking and wealth management centers in New York, New Jersey, Texas and California. The company complements its core banking operations with a wealth advisory unit that provides investment management, trust services and private banking solutions for high‐net‐worth individuals and institutions.

Founded in its current form in 2009 under the leadership of President and Chief Executive Officer John A. Kanas, BankUnited has grown through both organic expansion and selective acquisitions. Its management team combines industry veterans in banking and financial services, with a focus on disciplined credit underwriting and personalized client service. The company’s headquarters in Miami Lakes serves as a hub for strategy, operations and risk management.

Key Stats

• Today's Range: $38.92 to $39.55
• 50-Day Range: $34.47 to $39.54
• 52-Week Range: $28.21 to $44.45
• Volume: 618,578 shs
• Average Volume: 636,612 shs
• Market Capitalization: $2.95 billion
• P/E Ratio: 11.49
• Dividend Yield: 3.17%
• Price Target: $41.55
• Consensus Rating: Hold

BankUnited Stock Analysis - MarketRank™

BankUnited scored higher than 79% of companies evaluated by MarketBeat, and ranked 274th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

BankUnited has received a consensus rating of Hold. The company's average rating score is 2.18, and is based on 3 buy ratings, 7 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

BankUnited has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.95%

Earnings Growth

Earnings for BankUnited are expected to grow by 8.95% in the coming year, from $3.13 to $3.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BankUnited is 11.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of BankUnited is 11.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.12.

Price to Book Value per Share Ratio

BankUnited has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.77% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently decreased by 12.46%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

BankUnited pays a meaningful dividend of 3.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

BankUnited has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of BankUnited is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BankUnited will have a dividend payout ratio of 36.36% next year. This indicates that BankUnited will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.77% of the float of BankUnited has been sold short.

Short Interest Ratio / Days to Cover

BankUnited has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BankUnited has recently decreased by 12.46%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.46

News Sentiment

BankUnited has a news sentiment score of 1.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.23 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for BankUnited this week, compared to 7 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, BankUnited insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $288,754.00 in company stock.

Percentage Held by Insiders

Only 1.15% of the stock of BankUnited is held by insiders.

Percentage Held by Institutions

99.70% of the stock of BankUnited is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BKU Stock Analysis - Frequently Asked Questions

How have BKU shares performed this year?

BankUnited's stock was trading at $38.17 on January 1st, 2025. Since then, BKU shares have increased by 2.6% and is now trading at $39.17.

How were BankUnited's earnings last quarter?

BankUnited, Inc. (NYSE:BKU) posted its quarterly earnings data on Wednesday, July, 23rd. The financial services provider reported $0.91 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.79 by $0.12. The financial services provider had revenue of $273.93 million for the quarter, compared to analyst estimates of $267.17 million. BankUnited had a net margin of 13.19% and a trailing twelve-month return on equity of 9.00%.
Read the conference call transcript.

Who are BankUnited's major shareholders?

Top institutional shareholders of BankUnited include State Street Corp (5.80%), JPMorgan Chase & Co. (3.37%), American Century Companies Inc. (2.63%) and Geode Capital Management LLC (2.36%). Insiders that own company stock include Thomas M Cornish, Leslie Lunak, Douglas J Pauls, Jay D Richards, Sanjiv Sobti, John N Digiacomo, Kevin A Malcolm, William S Rubenstein and A Gail Prudenti.
View institutional ownership trends.

How do I buy shares of BankUnited?

Shares of BKU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BankUnited own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BankUnited investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Record date for 7/31 Dividend: 7/11/2025
• Ex-Dividend for 7/31 Dividend: 7/11/2025
• Last Earnings: 7/23/2025
• Dividend Payable: 7/31/2025
• Today: 9/01/2025
• Next Earnings (Estimated): 10/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:BKU
• CIK: 1504008
• Web: www.bankunited.com
• Phone: (877) 779-2265
• Fax: 305-569-2019
• Employees: 1,600
• Year Founded: 2009

Price Target and Rating

• Average Price Target for BankUnited: $41.55
• High Price Target: $49.00
• Low Price Target: $34.00
• Potential Upside/Downside: +6.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.18
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.41
• Trailing P/E Ratio: 11.49
• Forward P/E Ratio: 12.51
• P/E Growth: N/A
• Net Income: $232.47 million
• Net Margins: 13.19%
• Pretax Margin: 17.90%
• Return on Equity: 9.00%
• Return on Assets: 0.73%

Debt

• Debt-to-Equity Ratio: 0.76
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $2.02 billion
• Price / Sales: 1.46
• Cash Flow: $3.70 per share
• Price / Cash Flow: 10.58
• Book Value: $37.65 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 75,210,000
• Free Float: 74,348,000
• Market Cap: $2.95 billion
• Optionable: Optionable
• Beta: 1.29