Blend Labs (BLND) Stock Price, News & Analysis

Company Overview

Blend Labs, Inc. is a financial technology company that provides cloud-based software to banks, credit unions and other financial institutions. Its platform is designed to digitize and streamline the process of applying for, underwriting and closing financial products, helping institutions deliver more consistent experiences across digital and physical channels.

The company’s solutions support a range of lending and banking activities, including consumer deposit accounts, mortgages, home equity loans, personal loans, auto loans and credit cards. Blend’s product offerings include tools for application intake, identity verification, income and asset verification, document collection, underwriting workflows, account opening and loan closing. Financial institutions can configure these capabilities to support their own products, policies and customer experiences.

Blend was founded in 2012 and is headquartered in San Francisco, California. The company serves financial institutions primarily in the United States. Nima Ghamsari, a co-founder of Blend, serves as chief executive officer. Blend became a publicly traded company on the New York Stock Exchange in 2021.

Key Stats

• Today's Range: $0.96 to $1.07
• 50-Day Range: $0.90 to $1.56
• 52-Week Range: $0.88 to $3.62
• Volume: 1.64 million shs
• Average Volume: 3.12 million shs
• Market Capitalization: $244.79 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $2.82
• Consensus Rating: Hold

Blend Labs Stock Analysis - MarketRank™

Blend Labs scored higher than 71% of companies evaluated by MarketBeat, and ranked 231st out of 588 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

Blend Labs has received a consensus rating of Hold. The company's average rating score is 2.38, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

Blend Labs has a consensus price target of $2.82, representing about 172.1% upside from its current price of $1.04.

Amount of Analyst Coverage

Blend Labs has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Blend Labs are expected to grow in the coming year, from ($0.04) to ($0.02) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Blend Labs is -11.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Blend Labs is -11.50, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

7.62% of the float of Blend Labs has been sold short.

Short Interest Ratio / Days to Cover

Blend Labs has a short interest ratio ("days to cover") of 4.88.

Change versus previous month

Short interest in Blend Labs has recently decreased by 10.18%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Blend Labs does not currently pay a dividend.

Dividend Growth

Blend Labs does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.82

News Sentiment

Blend Labs has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.51 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Blend Labs this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for BLND on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Blend Labs insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $205,707.00 in company stock.

Percentage Held by Insiders

40.30% of the stock of Blend Labs is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.56% of the stock of Blend Labs is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/07/2025
• Today: 10/20/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:BLND
• CIK: 1855747
• Web: www.blend.com
• Phone: 650-550-4810
• Fax: N/A
• Employees: 419
• Year Founded: 2012

Price Target and Rating

• Average Price Target for Blend Labs: $2.82
• High Price Target: $4.00
• Low Price Target: $1.90
• Potential Upside/Downside: +172.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.38
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.09)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$6.80 million
• Net Margins: 0.32%
• Pretax Margin: 2.63%
• Return on Equity: N/A
• Return on Assets: -3.15%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.62
• Quick Ratio: 1.62

Sales & Book Value

• Annual Sales: $123.51 million
• Price / Sales: 1.98
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: ($0.12) per share
• Price / Book: -8.63

Miscellaneous

• Outstanding Shares: 236,510,000
• Free Float: 141,198,000
• Market Cap: $244.79 million
• Optionable: Optionable
• Beta: 1.08