MBIA (MBI) Stock Price, News & Analysis

Company Overview

MBIA Inc is a financial guarantee insurance company specializing in credit enhancement and risk mitigation solutions for public finance and structured finance transactions. The company provides guaranty insurance for municipal bonds, asset-backed securities and other credit-sensitive obligations, protecting investors against the risk of payment default. Through its core insurance subsidiary, MBIA Insurance Corp., the firm offers financial guarantees, reinsurance support and customized credit solutions designed to improve the marketability and pricing of debt instruments.

Founded in 1973 as the Municipal Bond Insurance Association, MBIA built its reputation by insuring U.S. tax-exempt bonds issued by state and local governments. Over time, the company expanded into structured finance, extending its guarantee capabilities to mortgage- and asset-backed securities, collateralized debt obligations and other private-sector financings. MBIA weathered industry disruptions during the financial crisis of 2008 and subsequently restructured its business to strengthen its capital base and focus on core guarantee activities.

Today, MBIA serves issuers and investors in North America and selected global markets, leveraging experienced credit analysis, portfolio management and risk-transfer techniques. The firm’s product suite includes primary bond insurance, financial guaranty reinsurance and essential advisory services that help clients optimize funding costs, manage credit exposures and fulfill regulatory requirements. Headquartered in Purchase, New York, MBIA maintains a ratings-based capital model that aligns collateral resources with its guarantee obligations.

With a management team drawn from the insurance and capital-markets sectors, MBIA emphasizes disciplined underwriting, rigorous credit assessment and prudent risk management. The company continues to deliver structured credit solutions aimed at enhancing liquidity, broadening investor participation and supporting essential infrastructure projects across its target markets.

Key Stats

• Today's Range: $6.90 to $7.29
• 50-Day Range: $5.07 to $8.12
• 52-Week Range: $3.29 to $8.26
• Volume: 248,352 shs
• Average Volume: 359,341 shs
• Market Capitalization: $364.03 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $8.00
• Consensus Rating: Hold

MBIA Stock Analysis - MarketRank™

MBIA scored higher than 33% of companies evaluated by MarketBeat, and ranked 775th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

MBIA has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, no hold ratings, and 1 sell rating.

Upside Potential

MBIA has a consensus price target of $8.00, representing about 11.0% upside from its current price of $7.21.

Amount of Analyst Coverage

MBIA has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for MBIA are expected to grow in the coming year, from ($3.50) to ($0.50) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MBIA is -1.55, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of MBIA is -1.55, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.78% of the float of MBIA has been sold short.

Short Interest Ratio / Days to Cover

MBIA has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in MBIA has recently decreased by 9.48%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MBIA does not currently pay a dividend.

Dividend Growth

MBIA does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.78% of the float of MBIA has been sold short.

Short Interest Ratio / Days to Cover

MBIA has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in MBIA has recently decreased by 9.48%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MBIA insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.35% of the stock of MBIA is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.95% of the stock of MBIA is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MBI Stock Analysis - Frequently Asked Questions

How have MBI shares performed this year?

MBIA's stock was trading at $6.46 on January 1st, 2025. Since then, MBI stock has increased by 11.6% and is now trading at $7.21.

How were MBIA's earnings last quarter?

MBIA, Inc. (NYSE:MBI) posted its quarterly earnings data on Thursday, May, 8th. The insurance provider reported ($0.16) earnings per share for the quarter, missing analysts' consensus estimates of ($0.07) by $0.09. The insurance provider had revenue of $14 million for the quarter, compared to analyst estimates of $21 million.
Read the conference call transcript.

How do I buy shares of MBIA?

Shares of MBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MBIA own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MBIA investors own include Meta Platforms (META), Tesla (TSLA), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 10/08/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:MBI
• CIK: 814585
• Web: www.mbia.com
• Phone: (914) 273-4545
• Fax: 914-765-3177
• Employees: 80
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MBIA: $8.00
• High Price Target: $8.00
• Low Price Target: $8.00
• Potential Upside/Downside: +10.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.65)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$444 million
• Net Margins: -218.45%
• Pretax Margin: -212.62%
• Return on Equity: N/A
• Return on Assets: -1.75%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.32
• Quick Ratio: 1.32

Sales & Book Value

• Annual Sales: $42 million
• Price / Sales: 8.67
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: ($40.68) per share
• Price / Book: -0.18

Miscellaneous

• Outstanding Shares: 50,490,000
• Free Float: 45,263,000
• Market Cap: $364.29 million
• Optionable: Optionable
• Beta: 1.83