NYSE:YRD Yirendai (YRD) Stock Price, News & Analysis $0.71 -0.03 (-3.51%) As of 03:27 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsNews and TrendsOptions ChainOwnershipSEC Filings About Yirendai Stock (NYSE:YRD) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Yirendai alerts:Sign Up Key Stats Today's Range$0.71▼$0.7850-Day Range$0.45▼$1.2352-Week Range$0.36▼$6.10Volume303,040 shsAverage Volume1.08 million shsMarket Capitalization$62.47 millionP/E RatioN/ADividend YieldN/APrice TargetN/AConsensus RatingSell Company Overview Yirendai, now operating as Yiren Digital Ltd. (NYSE:YRD), is a China-based financial technology company that provides digital financial services to consumers and small-business owners. Its platform uses online applications, data analytics and technology-enabled risk assessment to facilitate access to credit and other financial products. The company’s activities have historically included consumer lending, financial services and wealth-management offerings. Yiren Digital has also expanded into related services, including insurance and other technology-driven products designed to support individual and small-business financial needs. Yirendai was established in 2012 as part of the broader CreditEase ecosystem and became a publicly traded company in the United States. The business primarily serves customers in mainland China, with a focus on borrowers and investors who may be underserved by traditional financial institutions. Tang Ning, the founder of CreditEase, has been associated with the company’s leadership since its formation.AI Generated. May Contain Errors. Read More Yirendai Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks15th Percentile Overall ScoreYRD MarketRank™: 0.77489062707 of 5 starsYirendai scored higher than 15% of companies evaluated by MarketBeat, and ranked 780th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.7 / 5Analyst RatingSell Consensus RatingYirendai has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageYirendai has only been the subject of 1 research reports in the past 90 days.Read more about Yirendai's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yirendai is -0.29, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Yirendai is -0.29, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioYirendai has a P/B Ratio of 0.05. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yirendai's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.25% of the float of Yirendai has been sold short.Short Interest Ratio / Days to CoverYirendai has a short interest ratio ("days to cover") of 2.01, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yirendai has recently increased by 9.37%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldYirendai does not currently pay a dividend.Dividend GrowthYirendai does not have a long track record of dividend growth. News and Social Media2.6 / 5News Sentiment0.22 News SentimentYirendai has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Yirendai this week, compared to 1 article on an average week.Search Interest4 people have searched for YRD on MarketBeat in the last 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yirendai insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yirendai is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions1.99% of the stock of Yirendai is held by institutions.Read more about Yirendai's insider trading history. Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yirendai and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. YRD Stock News HeadlinesRosen Law Firm Encourages Yiren Digital Ltd. Investors to Inquire About Securities Class Action Investigation - YRDOctober 19 at 5:49 PM | prnewswire.comRosen Law Firm Encourages Yiren Digital Ltd. Investors to Inquire About Securities Class Action Investigation - YRDOctober 16, 2026 | businesswire.comTrump’s Plan To Cheat HistoryChina has slashed its U.S. Treasury holdings by more than 45% from their peak, while building gold vaults and payment networks that bypass the dollar entirely. Since the Federal Reserve opened in 1913, the dollar has lost most of its purchasing power. Porter Stansberry argues a new monetary order is forming around AI infrastructure, chips and energy, pointing to stocks like Vertiv, GE Vernova and Arista Networks that have surged hundreds of percent in recent years.October 20 at 1:00 AM | Porter & Company (Ad)Securities Fraud Investigation Into Yiren Digital Ltd. (YRD) Announced – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R.October 14, 2026 | businesswire.comYiren Digital Provides Further Update on OperationsOctober 14, 2026 | prnewswire.comYiren Digital Appoints Na Mei as Acting Chief Executive OfficerOctober 13, 2026 | prnewswire.comYiren Digital Provides Update on Its CEO and OperationsOctober 12, 2026 | prnewswire.comYiren Digital Ltd. (YRD) Q2 2026 Earnings Call Prepared Remarks TranscriptSeptember 30, 2026 | seekingalpha.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yirendai's stock was trading at $3.71 on January 1st, 2026. Since then, YRD shares have decreased by 80.4% and is now trading at $0.7260. How were Yirendai's earnings last quarter? Yirendai Ltd. (NYSE:YRD) issued its earnings results on Wednesday, September, 30th. The technology company reported ($0.75) earnings per share for the quarter, missing the consensus estimate of $0.38 by $1.13. The technology company had revenue of $131 million for the quarter, compared to analysts' expectations of $237.58 million. Yirendai had a negative trailing twelve-month return on equity of 17.30% and a negative net margin of 35.36%. Read the conference call transcript. Is Yirendai buying back stock? Yirendai's board initiated a share repurchase plan on Thursday, July 2nd 2026, which allows the company to buy back $0 in shares, according to EventVestor. This allows the company to repurchase shares of its stock through open market purchases. Stock repurchase plans are often a sign that the company's leadership believes its stock is undervalued. When did Yirendai IPO? Yirendai (YRD) raised $75 million in an initial public offering on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance served as the underwriters for the IPO and Needham & Company was co-manager. How do I buy shares of Yirendai? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Yirendai own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yirendai investors own include Alibaba Group (BABA), Baidu (BIDU), JD.com (JD), Weibo (WB), Micron Technology (MU), NVIDIA (NVDA) and Hello Group (MOMO). Company Calendar Last Earnings9/30/2026Today10/20/2026Next Earnings (Estimated)11/25/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4d) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 As of 4 days ago, YRD's financial health entered the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNYSE:YRD CIK1631761 Webwww.yiren.com Phone861050905315FaxN/AEmployees981Year Founded2012Profitability EPS (Trailing Twelve Months)($2.50) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$7.80 million Net Margins-35.36% Pretax Margin-37.39% Return on Equity-17.30% Return on Assets-11.97% Debt Debt-to-Equity RatioN/A Current Ratio3.26 Quick Ratio3.26 Sales & Book Value Annual Sales$817.84 million Price / Sales0.08 Cash Flow$0.11 per share Price / Cash Flow6.41 Book Value$15.35 per share Price / Book0.05Miscellaneous Outstanding Shares87,490,000Free Float50,568,000Market Cap$63.52 million OptionableOptionable Beta1.13 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. 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