S&U (47IE) Competitors

S&U (LON:47IE) and Morses Club (LON:MCL) are both small-cap credit services industry companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, risk, media sentiment and institutional ownership.

Do institutionals & insiders have more ownership in 47IE or MCL?

1.1% of S&U shares are held by institutional investors. Comparatively, 26.4% of Morses Club shares are held by institutional investors. 45.3% of Morses Club shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is 47IE or MCL more profitable?

S&U has a net margin of 28.21% compared to Morses Club's net margin of -51.50%. S&U's return on equity of 8.13% beat Morses Club's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&U	28.21%	8.13%	4.18%
Morses Club	-51.50%	-122.39%	-58.54%

Does the media prefer 47IE or MCL?

In the previous week, S&U's average media sentiment score of 0.00 equaled Morses Club'saverage media sentiment score.

Company	Overall Sentiment
S&U	Neutral
Morses Club	Neutral

Which has better earnings and valuation, 47IE or MCL?

S&U has higher earnings, but lower revenue than Morses Club. Morses Club is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&U	£66.69M	0.00	£18.82M	£312.70	0.00
Morses Club	£100.06M	0.00	-£51.53M	£0.01	N/A

Which has more volatility & risk, 47IE or MCL?

S&U has a beta of 0.55, suggesting that its share price is 45% less volatile than the S&P 500. Comparatively, Morses Club has a beta of 1.36, suggesting that its share price is 36% more volatile than the S&P 500.

Is 47IE or MCL a better dividend stock?

S&U pays an annual dividend of GBX 4 per share and has a dividend yield of 615.4%. Morses Club pays an annual dividend of GBX 0.01 per share. S&U pays out 1.3% of its earnings in the form of a dividend. Morses Club pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

S&U beats Morses Club on 7 of the 12 factors compared between the two stocks.