Helios Underwriting (HUW) Competitors

Personal Group (LON:PGH) and Helios Underwriting (LON:HUW) are both small-cap financial services companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, dividends, media sentiment and analyst recommendations.

Do institutionals and insiders believe in PGH or HUW?

22.3% of Personal Group shares are held by institutional investors. Comparatively, 14.9% of Helios Underwriting shares are held by institutional investors. 44.8% of Personal Group shares are held by insiders. Comparatively, 35.1% of Helios Underwriting shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is PGH or HUW more profitable?

Personal Group has a net margin of 13.49% compared to Helios Underwriting's net margin of 6.96%. Personal Group's return on equity of 14.40% beat Helios Underwriting's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Personal Group	13.49%	14.40%	7.99%
Helios Underwriting	6.96%	12.61%	1.82%

Does the media prefer PGH or HUW?

In the previous week, Personal Group had 4 more articles in the media than Helios Underwriting. MarketBeat recorded 4 mentions for Personal Group and 0 mentions for Helios Underwriting. Personal Group's average media sentiment score of 0.54 beat Helios Underwriting's score of 0.00 indicating that Personal Group is being referred to more favorably in the media.

Company	Overall Sentiment
Personal Group	Positive
Helios Underwriting	Neutral

Which has better earnings and valuation, PGH or HUW?

Helios Underwriting has higher revenue and earnings than Personal Group. Helios Underwriting is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Personal Group	£43.81M	2.47	£4.55M	£0.20	1,723.03
Helios Underwriting	£254.15M	0.58	£17.25M	£0.23	906.61

Do analysts recommend PGH or HUW?

Personal Group currently has a consensus target price of GBX 312.50, suggesting a potential downside of 9.77%. Helios Underwriting has a consensus target price of GBX 239, suggesting a potential upside of 16.13%. Given Helios Underwriting's higher possible upside, analysts clearly believe Helios Underwriting is more favorable than Personal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Personal Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Helios Underwriting	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk & volatility, PGH or HUW?

Personal Group has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, Helios Underwriting has a beta of 0.14, suggesting that its stock price is 86% less volatile than the S&P 500.

Is PGH or HUW a better dividend stock?

Personal Group pays an annual dividend of GBX 0.12 per share and has a dividend yield of 0.0%. Helios Underwriting pays an annual dividend of GBX 0.06 per share and has a dividend yield of 0.0%. Personal Group pays out 61.4% of its earnings in the form of a dividend. Helios Underwriting pays out 26.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Personal Group beats Helios Underwriting on 12 of the 17 factors compared between the two stocks.