OSB Group (OSB) Competitors

OSB Group (LON:OSB) and Paragon Banking Group (LON:PAG) are both small-cap financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, community ranking, risk, media sentiment and profitability.

Is OSB or PAG more profitable?

OSB Group has a net margin of 50.85% compared to Paragon Banking Group's net margin of 42.60%. OSB Group's return on equity of 18.89% beat Paragon Banking Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OSB Group	50.85%	18.89%	1.35%
Paragon Banking Group	42.60%	14.43%	1.09%

Does the media prefer OSB or PAG?

In the previous week, OSB Group and OSB Group both had 1 articles in the media. Paragon Banking Group's average media sentiment score of 0.59 beat OSB Group's score of 0.19 indicating that Paragon Banking Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OSB Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Paragon Banking Group	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in OSB or PAG?

Paragon Banking Group received 248 more outperform votes than OSB Group when rated by MarketBeat users. Likewise, 77.81% of users gave Paragon Banking Group an outperform vote while only 75.34% of users gave OSB Group an outperform vote.

Company	Underperform	Outperform
OSB Group	Outperform Votes 492 75.34%	Underperform Votes 161 24.66%
Paragon Banking Group	Outperform Votes 740 77.81%	Underperform Votes 211 22.19%

Do institutionals and insiders hold more shares of OSB or PAG?

69.0% of OSB Group shares are held by institutional investors. Comparatively, 83.7% of Paragon Banking Group shares are held by institutional investors. 0.9% of OSB Group shares are held by company insiders. Comparatively, 3.6% of Paragon Banking Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more risk & volatility, OSB or PAG?

OSB Group has a beta of 1.41, meaning that its stock price is 41% more volatile than the S&P 500. Comparatively, Paragon Banking Group has a beta of 1.52, meaning that its stock price is 52% more volatile than the S&P 500.

Do analysts recommend OSB or PAG?

OSB Group presently has a consensus target price of GBX 633.33, suggesting a potential upside of 65.79%. Paragon Banking Group has a consensus target price of GBX 875, suggesting a potential upside of 16.67%. Given OSB Group's higher possible upside, analysts plainly believe OSB Group is more favorable than Paragon Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OSB Group	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Paragon Banking Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is OSB or PAG a better dividend stock?

OSB Group pays an annual dividend of GBX 33 per share and has a dividend yield of 8.7%. Paragon Banking Group pays an annual dividend of GBX 40 per share and has a dividend yield of 5.3%. OSB Group pays out 3,437.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Paragon Banking Group pays out 6,060.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OSB Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has stronger valuation & earnings, OSB or PAG?

OSB Group has higher revenue and earnings than Paragon Banking Group. OSB Group is trading at a lower price-to-earnings ratio than Paragon Banking Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OSB Group	£789.80M	1.84	£392.60M	£0.96	397.08
Paragon Banking Group	£464.60M	3.32	£197.90M	£0.66	1,136.36

Summary

OSB Group beats Paragon Banking Group on 10 of the 18 factors compared between the two stocks.