TBC Bank Group (TBCG) Competitors

TBC Bank Group (LON:TBCG) and Virgin Money UK (LON:VMUK) are both mid-cap financial services companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, analyst recommendations, valuation, community ranking, media sentiment, institutional ownership and profitability.

Does the media refer more to TBCG or VMUK?

In the previous week, TBC Bank Group had 1 more articles in the media than Virgin Money UK. MarketBeat recorded 1 mentions for TBC Bank Group and 0 mentions for Virgin Money UK. TBC Bank Group's average media sentiment score of 0.29 beat Virgin Money UK's score of 0.00 indicating that TBC Bank Group is being referred to more favorably in the media.

Company	Overall Sentiment
TBC Bank Group	Neutral
Virgin Money UK	Neutral

Does the MarketBeat Community believe in TBCG or VMUK?

TBC Bank Group received 186 more outperform votes than Virgin Money UK when rated by MarketBeat users. Likewise, 73.08% of users gave TBC Bank Group an outperform vote while only 61.07% of users gave Virgin Money UK an outperform vote.

Company	Underperform	Outperform
TBC Bank Group	Outperform Votes 266 73.08%	Underperform Votes 98 26.92%
Virgin Money UK	Outperform Votes 80 61.07%	Underperform Votes 51 38.93%

Which has better valuation & earnings, TBCG or VMUK?

TBC Bank Group has higher revenue and earnings than Virgin Money UK. Virgin Money UK is trading at a lower price-to-earnings ratio than TBC Bank Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TBC Bank Group	£2.74B	0.98	£1.26B	£2.20 thousand	2.14
Virgin Money UK	£1.58B	0.00	£250M	£0.23	N/A

Which has more risk & volatility, TBCG or VMUK?

TBC Bank Group has a beta of 1.07, indicating that its share price is 7% more volatile than the S&P 500. Comparatively, Virgin Money UK has a beta of 1.89, indicating that its share price is 89% more volatile than the S&P 500.

Do institutionals and insiders have more ownership in TBCG or VMUK?

49.3% of TBC Bank Group shares are owned by institutional investors. Comparatively, 56.5% of Virgin Money UK shares are owned by institutional investors. 23.8% of TBC Bank Group shares are owned by company insiders. Comparatively, 17.2% of Virgin Money UK shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is TBCG or VMUK a better dividend stock?

TBC Bank Group pays an annual dividend of GBX 200 per share and has a dividend yield of 4.3%. Virgin Money UK pays an annual dividend of GBX 4 per share. TBC Bank Group pays out 9.1% of its earnings in the form of a dividend. Virgin Money UK pays out 1,739.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TBC Bank Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is TBCG or VMUK more profitable?

TBC Bank Group has a net margin of 46.11% compared to Virgin Money UK's net margin of 15.84%. TBC Bank Group's return on equity of 25.47% beat Virgin Money UK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TBC Bank Group	46.11%	25.47%	3.77%
Virgin Money UK	15.84%	5.35%	0.33%

Summary

TBC Bank Group beats Virgin Money UK on 13 of the 16 factors compared between the two stocks.