Atlantic American (AAME) Stock Price, News & Analysis

Company Overview

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; and other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of diagnosed cancer and other critical illnesses, as well as various other products, such as short-term nursing facility care, accident only, hospital indemnity, and disability coverages. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation is a subsidiary of Atlantic American / Delta Group.

Key Stats

• Today's Range: $3.30 to $3.47
• 50-Day Range: $1.91 to $3.53
• 52-Week Range: $1.25 to $3.71
• Volume: 23,667 shs
• Average Volume: 51,392 shs
• Market Capitalization: $68.56 million
• P/E Ratio: 33.61
• Dividend Yield: 0.60%
• Price Target: N/A
• Consensus Rating: N/A

Atlantic American Stock Analysis - MarketRank™

Atlantic American scored higher than 67% of companies evaluated by MarketBeat, and ranked 488th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Atlantic American.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlantic American is 33.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlantic American is 33.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.46.

Price to Book Value per Share Ratio

Atlantic American has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.31% of the float of Atlantic American has been sold short.

Short Interest Ratio / Days to Cover

Atlantic American has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic American has recently decreased by 62.73%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Atlantic American has a dividend yield of 0.59%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Atlantic American does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Atlantic American is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.31% of the float of Atlantic American has been sold short.

Short Interest Ratio / Days to Cover

Atlantic American has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic American has recently decreased by 62.73%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: N/A

News Sentiment

Atlantic American has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.21 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Atlantic American this week, compared to 0 articles on an average week.

Search Interest

Only 1 people have searched for AAME on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

1 people have added Atlantic American to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Atlantic American insiders have not sold or bought any company stock.

Percentage Held by Insiders

80.11% of the stock of Atlantic American is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 5.54% of the stock of Atlantic American is held by institutions.

AAME Stock Analysis - Frequently Asked Questions

How have AAME shares performed this year?

Atlantic American's stock was trading at $1.54 at the beginning of 2025. Since then, AAME shares have increased by 118.2% and is now trading at $3.3610.

How were Atlantic American's earnings last quarter?

Atlantic American Corporation (NASDAQ:AAME) issued its quarterly earnings data on Tuesday, August, 12th. The financial services provider reported $0.07 EPS for the quarter. Atlantic American had a trailing twelve-month return on equity of 0.38% and a net margin of 1.27%.

Who are Atlantic American's major shareholders?

Top institutional investors of Atlantic American include Bridgeway Capital Management LLC (0.84%).
View institutional ownership trends.

How do I buy shares of Atlantic American?

Shares of AAME stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Atlantic American own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Atlantic American investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), CrowdStrike (CRWD) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 8/12/2025
• Today: 8/31/2025
• Next Earnings (Estimated): 11/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - ACC & HLTH
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:AAME
• CIK: 8177
• Web: www.atlam.com
• Phone: (404) 266-5500
• Fax: 404-266-5596
• Employees: 140
• Year Founded: 1937

Profitability

• EPS (Trailing Twelve Months): $0.10
• Trailing P/E Ratio: 33.61
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$4.27 million
• Net Margins: 1.27%
• Pretax Margin: 1.68%
• Return on Equity: 0.38%
• Return on Assets: 0.10%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.37
• Quick Ratio: 0.37

Sales & Book Value

• Annual Sales: $188.23 million
• Price / Sales: 0.36
• Cash Flow: $0.59 per share
• Price / Cash Flow: 5.70
• Book Value: $5.20 per share
• Price / Book: 0.65

Miscellaneous

• Outstanding Shares: 20,400,000
• Free Float: 4,057,000
• Market Cap: $68.56 million
• Optionable: Not Optionable
• Beta: 0.74