Atlantic American (AAME) Stock Price, News & Analysis

Company Overview

Atlantic American Corporation (NASDAQ:AAME) is an insurance holding company headquartered in Atlanta, Georgia. Through its operating subsidiaries, the company provides property and casualty insurance as well as life and supplemental health insurance products to individuals, businesses, and organizations.

Its property and casualty operations include American Southern Insurance Company and related insurance businesses. These operations focus on specialty commercial coverage, including surety bonds, commercial automobile and general liability insurance, workers’ compensation, and other products for public and private-sector customers. The company’s insurance offerings and distribution relationships serve customers primarily in the United States.

Atlantic American’s life and health operations are conducted through Atlantic American Life Insurance Company, which offers life insurance and supplemental health products. The company has operated in the insurance industry for decades and is led by Hilton H. Howell Jr., who serves as chairman, president, and chief executive officer.

Key Stats

• Today's Range: $1.28 to $1.31
• 50-Day Range: $1.28 to $1.60
• 52-Week Range: $1.25 to $3.24
• Volume: 5,311 shs
• Average Volume: 27,086 shs
• Market Capitalization: $26.52 million
• P/E Ratio: 5.91
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

Atlantic American Stock Analysis - MarketRank™

Atlantic American scored higher than 35% of companies evaluated by MarketBeat, and ranked 694th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

Atlantic American has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Atlantic American has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlantic American is 5.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlantic American is 5.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.34.

Price to Book Value per Share Ratio

Atlantic American has a P/B Ratio of 0.27. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.56% of the float of Atlantic American has been sold short.

Short Interest Ratio / Days to Cover

Atlantic American has a short interest ratio ("days to cover") of 0.64, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Atlantic American has recently decreased by 35.67%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Atlantic American does not currently pay a dividend.

Dividend Growth

Atlantic American does not have a long track record of dividend growth.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.41

News Sentiment

Atlantic American has a news sentiment score of 1.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Atlantic American this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Atlantic American insiders have not sold or bought any company stock.

Percentage Held by Insiders

80.23% of the stock of Atlantic American is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

5.54% of the stock of Atlantic American is held by institutions.

Company Calendar

• Last Earnings: 11/14/2025
• Today: 9/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Multi-line Insurance
• Current Symbol: NASDAQ:AAME
• CIK: 8177
• Web: www.atlam.com
• Phone: (404) 266-5500
• Fax: 404-266-5596
• Employees: 156
• Year Founded: 1937

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 5.91
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $188.23 million
• Price / Sales: 0.14
• Cash Flow: $0.59 per share
• Price / Cash Flow: 2.22
• Book Value: $4.88 per share
• Price / Book: 0.27

Miscellaneous

• Outstanding Shares: 20,400,000
• Free Float: 4,032,000
• Market Cap: $26.52 million
• Optionable: Not Optionable
• Beta: 0.77