AMERICAN COASTAL INSURANCE (ACIC) Stock Price, News & Analysis

Company Overview

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

Key Stats

• Today's Range: $10.68 to $10.83
• 50-Day Range: N/A
• 52-Week Range: $8.82 to $15.08
• Volume: 248,848 shs
• Average Volume: 174,385 shs
• Market Capitalization: $520.28 million
• P/E Ratio: 7.22
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

AMERICAN COASTAL INSURANCE Stock Analysis - MarketRank™

AMERICAN COASTAL INSURANCE scored higher than 33% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for AMERICAN COASTAL INSURANCE.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of AMERICAN COASTAL INSURANCE is 7.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of AMERICAN COASTAL INSURANCE is 7.22, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 12.65.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.20% of the float of AMERICAN COASTAL INSURANCE has been sold short.

Short Interest Ratio / Days to Cover

AMERICAN COASTAL INSURANCE has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in AMERICAN COASTAL INSURANCE has recently decreased by 8.92%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

AMERICAN COASTAL INSURANCE does not currently pay a dividend.

Dividend Growth

AMERICAN COASTAL INSURANCE does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of AMERICAN COASTAL INSURANCE is 33.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.20% of the float of AMERICAN COASTAL INSURANCE has been sold short.

Short Interest Ratio / Days to Cover

AMERICAN COASTAL INSURANCE has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in AMERICAN COASTAL INSURANCE has recently decreased by 8.92%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.93

News Sentiment

AMERICAN COASTAL INSURANCE has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for AMERICAN COASTAL INSURANCE this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for ACIC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, AMERICAN COASTAL INSURANCE insiders have not sold or bought any company stock.

Percentage Held by Insiders

49.90% of the stock of AMERICAN COASTAL INSURANCE is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 22.11% of the stock of AMERICAN COASTAL INSURANCE is held by institutions.

ACIC Stock Analysis - Frequently Asked Questions

How have ACIC shares performed this year?

AMERICAN COASTAL INSURANCE's stock was trading at $10.85 on January 1st, 2025. Since then, ACIC stock has decreased by 0.8% and is now trading at $10.76.
View the best growth stocks for 2025 here.

Who are AMERICAN COASTAL INSURANCE's major shareholders?

Top institutional investors of AMERICAN COASTAL INSURANCE include Strs Ohio (0.09%).

How do I buy shares of AMERICAN COASTAL INSURANCE?

Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Fire, Marine & Casualty Insurance
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:ACIC
• Previous Symbol: NASDAQ:ACIC
• CIK: 1401521
• Web: N/A
• Phone: (727) 633-0851
• Fax: N/A
• Employees: 470
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 7.22
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $302.26 million
• Price / Sales: 1.72
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 48,353,000
• Free Float: N/A
• Market Cap: $520.28 million
• Optionable: N/A
• Beta: -0.28