NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $10.87 -0.03 (-0.28%) As of 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About American Coastal Insurance Stock (NASDAQ:ACIC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get ACIC alerts:Sign Up Key Stats Today's Range$10.85▼$11.0050-Day Range$10.11▼$11.1252-Week Range$8.82▼$15.08Volume191,973 shsAverage Volume199,860 shsMarket Capitalization$530.08 millionP/E Ratio6.67Dividend YieldN/APrice TargetN/AConsensus RatingN/A Company Overview American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 45% of companies evaluated by MarketBeat, and ranked 764th out of 926 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for American Coastal Insurance. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 6.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.40.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 6.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.38.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.81. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.63% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in American Coastal Insurance has recently decreased by 4.21%, indicating that investor sentiment is improving. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of American Coastal Insurance is 30.67%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about American Coastal Insurance's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.63% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in American Coastal Insurance has recently decreased by 4.21%, indicating that investor sentiment is improving. News and Social Media1.1 / 5News SentimentN/A Search Interest2 people have searched for ACIC on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows7 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. This is an increase of 75% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have sold 19,650.75% more of their company's stock than they have bought. Specifically, they have bought $10,450.00 in company stock and sold $2,063,953.00 in company stock.Percentage Held by Insiders49.90% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address ACIC Stock News HeadlinesAmerican Coastal Insurance (ACIC) & Its Competitors Critical ComparisonAugust 11, 2025 | americanbankingnews.comAmerican Coastal Insurance (NASDAQ:ACIC) Raised to Buy at Wall Street ZenAugust 11, 2025 | americanbankingnews.comOut of 18,347 Cryptocurrencies... This is the ONLY OneThe $365M annual revenue crypto play While Bitcoin generates zero operational revenue, one DeFi protocol quietly prints $1 million in fees every single day.August 22 at 2:00 AM | Crypto 101 Media (Ad)Head to Head Contrast: American Coastal Insurance (ACIC) versus Its RivalsAugust 11, 2025 | americanbankingnews.comUS Market's Undiscovered Gems in August 2025August 8, 2025 | finance.yahoo.comAmerican Coastal signals cautious Q3 growth pause before resuming expansion in Q4, with 10% policy increase year-to-dateAugust 7, 2025 | msn.comAmerican Coastal Insurance Corporation (ACIC) Q2 2025 Earnings Call TranscriptAugust 7, 2025 | seekingalpha.comAmerican Coastal Insurance Corp (ACIC) Q2 2025: Everything You Need To Know Ahead Of EarningsAugust 6, 2025 | finance.yahoo.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $10.85 at the start of the year. Since then, ACIC shares have increased by 0.2% and is now trading at $10.87. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) posted its quarterly earnings results on Wednesday, August, 6th. The company reported $0.54 earnings per share for the quarter, topping analysts' consensus estimates of $0.38 by $0.16. American Coastal Insurance had a net margin of 25.26% and a trailing twelve-month return on equity of 30.65%. Who are American Coastal Insurance's major shareholders? Top institutional investors of American Coastal Insurance include Tieton Capital Management LLC (2.44%), Geode Capital Management LLC (1.25%), American Century Companies Inc. (1.13%) and Bastion Asset Management Inc. (0.77%). Insiders that own company stock include Kern Michael Davis and Christopher Griffith. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings8/06/2025Today8/22/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry INS - PROP&CASLTY Sub-IndustryInsurance Current SymbolNASDAQ:ACIC Previous SymbolNASDAQ:ACIC CIK1401521 WebN/A Phone(727) 633-0851FaxN/AEmployees470Year FoundedN/AProfitability EPS (Trailing Twelve Months)$1.63 Trailing P/E Ratio6.73 Forward P/E RatioN/A P/E GrowthN/ANet Income$75.72 million Net Margins25.26% Pretax Margin34.10% Return on Equity30.65% Return on Assets6.60% Debt Debt-to-Equity RatioN/A Current Ratio0.85 Quick Ratio0.85 Sales & Book Value Annual Sales$319.67 million Price / Sales1.67 Cash Flow$1.79 per share Price / Cash Flow6.14 Book Value$5.99 per share Price / Book1.83Miscellaneous Outstanding Shares48,765,000Free Float24,431,000Market Cap$534.95 million OptionableN/A Beta-0.26 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for September 2025. 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