American Coastal Insurance (ACIC) Stock Price, News & Analysis

Company Overview

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

Key Stats

• Today's Range: $9.97 to $10.36
• 50-Day Range: $10.11 to $11.96
• 52-Week Range: $8.82 to $15.08
• Volume: 226,254 shs
• Average Volume: 142,288 shs
• Market Capitalization: $489.79 million
• P/E Ratio: 6.80
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

American Coastal Insurance Stock Analysis - MarketRank™

American Coastal Insurance scored higher than 39% of companies evaluated by MarketBeat, and ranked 719th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for American Coastal Insurance.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of American Coastal Insurance is 6.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.10.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Coastal Insurance is 6.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.75.

Price to Book Value per Share Ratio

American Coastal Insurance has a P/B Ratio of 2.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.77% of the float of American Coastal Insurance has been sold short.

Short Interest Ratio / Days to Cover

American Coastal Insurance has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Coastal Insurance has recently increased by 2.99%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

American Coastal Insurance does not currently pay a dividend.

Dividend Growth

American Coastal Insurance does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.77% of the float of American Coastal Insurance has been sold short.

Short Interest Ratio / Days to Cover

American Coastal Insurance has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Coastal Insurance has recently increased by 2.99%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: N/A

News Sentiment

American Coastal Insurance has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for American Coastal Insurance this week, compared to 1 article on an average week.

Search Interest

1 people have searched for ACIC on MarketBeat in the last 30 days.

MarketBeat Follows

8 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, American Coastal Insurance insiders have sold 19,650.75% more of their company's stock than they have bought. Specifically, they have bought $10,450.00 in company stock and sold $2,063,953.00 in company stock.

Percentage Held by Insiders

49.90% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 22.11% of the stock of American Coastal Insurance is held by institutions.

ACIC Stock Analysis - Frequently Asked Questions

How have ACIC shares performed this year?

American Coastal Insurance's stock was trading at $10.85 on January 1st, 2025. Since then, ACIC stock has decreased by 6.6% and is now trading at $10.13.

Who are American Coastal Insurance's major shareholders?

American Coastal Insurance's top institutional shareholders include Farther Finance Advisors LLC (0.11%). Insiders that own company stock include Kern Michael Davis and Christopher Griffith.
View institutional ownership trends.

How do I buy shares of American Coastal Insurance?

Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 8/02/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:ACIC
• Previous Symbol: NASDAQ:ACIC
• CIK: 1401521
• Web: N/A
• Phone: (727) 633-0851
• Fax: N/A
• Employees: 470
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.49
• Trailing P/E Ratio: 6.80
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $75.72 million
• Net Margins: 24.31%
• Pretax Margin: 31.92%
• Return on Equity: 29.90%
• Return on Assets: 6.06%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $296.66 million
• Price / Sales: 1.65
• Cash Flow: $1.75 per share
• Price / Cash Flow: 5.80
• Book Value: $4.89 per share
• Price / Book: 2.07

Miscellaneous

• Outstanding Shares: 48,350,000
• Free Float: 24,225,000
• Market Cap: $489.79 million
• Optionable: N/A
• Beta: -0.26