NASDAQ:AROW Arrow Financial (AROW) Stock Price, News & Analysis $37.79 +0.52 (+1.40%) Closing price 10/2/2026 04:00 PM EasternExtended Trading$37.75 -0.04 (-0.11%) As of 10/2/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Arrow Financial Stock (NASDAQ:AROW) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Arrow Financial alerts:Sign Up Key Stats Today's Range$37.39▼$37.9350-Day Range$36.85▼$40.7952-Week Range$25.88▼$42.70Volume59,006 shsAverage Volume82,075 shsMarket Capitalization$700.02 millionP/E Ratio12.19Dividend Yield3.18%Price Target$41.63Consensus RatingModerate Buy Company Overview Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York. Through its banking subsidiaries, including Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, the company provides financial services to individuals, families, businesses, municipalities and nonprofit organizations. Arrow’s principal offerings include checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer and business loans, credit products, cash-management services and online banking. The company also provides wealth-management, trust, investment and insurance-related services through affiliated businesses and financial professionals. With roots dating to the establishment of Glens Falls National Bank in 1851, Arrow serves communities primarily across northeastern New York, including the Capital Region, the Adirondack region and the greater Saratoga area. Its banking operations are focused on relationship-based service for retail and commercial customers throughout the region.AI Generated. May Contain Errors. Read More Arrow Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks84th Percentile Overall ScoreAROW MarketRank™: Arrow Financial scored higher than 84% of companies evaluated by MarketBeat, and ranked 236th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.7 / 5Analyst RatingModerate Buy Consensus RatingArrow Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialArrow Financial has a consensus price target of $41.63, representing about 10.1% upside from its current price of $37.79.Amount of Analyst CoverageArrow Financial has only been the subject of 3 research reports in the past 90 days.Read more about Arrow Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth21.81% Earnings GrowthEarnings for Arrow Financial are expected to grow by 21.81% in the coming year, from $3.53 to $4.30 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Arrow Financial is 12.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Arrow Financial is 12.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.Price to Book Value per Share RatioArrow Financial has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Arrow Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.45% of the float of Arrow Financial has been sold short.Short Interest Ratio / Days to CoverArrow Financial has a short interest ratio ("days to cover") of 7.96.Change versus previous monthShort interest in Arrow Financial has recently increased by 13.13%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldArrow Financial pays a meaningful dividend of 3.22%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthArrow Financial has been increasing its dividend for 7 years.Dividend CoverageThe dividend payout ratio of Arrow Financial is 38.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Arrow Financial will have a dividend payout ratio of 27.91% next year. This indicates that Arrow Financial will be able to sustain or increase its dividend.Read more about Arrow Financial's dividend. News and Social Media3.8 / 5News Sentiment1.00 News SentimentArrow Financial has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Arrow Financial this week, compared to 2 articles on an average week.Search Interest2 people have searched for AROW on MarketBeat in the last 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Arrow Financial insiders have not sold or bought any company stock.Percentage Held by Insiders3.48% of the stock of Arrow Financial is held by insiders.Percentage Held by Institutions46.71% of the stock of Arrow Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Arrow Financial's insider trading history. Receive AROW Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Arrow Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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AROW Stock News HeadlinesArrow Financial Corporation (NASDAQ:AROW) Stock Rated "Moderate Buy" by Sell-Side BrokeragesOctober 3 at 4:15 AM | americanbankingnews.comArrow's Upstate Agency To Acquire Skene Valley In New YorkSeptember 10, 2026 | rttnews.comMILLIONAIRE MASTERCLASS INVITE: AltucherJames Altucher says Elon Musk is preparing an unprecedented project set to surface on December 8th. Altucher is hosting a free masterclass revealing what he says is locked inside a sealed briefcase detailing Musk's plans. Attendees who join early can also access a $1,000 bonus offer included with the presentation.October 4 at 1:00 AM | Paradigm Press (Ad)Arrow Announces Acquisition of Insurance Agency in Washington County, N.Y.September 10, 2026 | finance.yahoo.comRaymond James initiates coverage of Arrow Financial (AROW) at outperformSeptember 3, 2026 | msn.comArrow Financial Corp (AROW) Stock Up 3.8% but GF Value Says Overvalued -- GF Score: 69/100September 2, 2026 | gurufocus.comRaymond James Initiates Arrow Financial With Outperform Rating, $44 Price TargetSeptember 2, 2026 | marketscreener.comMArrow Financial: A Decent Regional Bank Trading At A Fair ValuationAugust 15, 2026 | seekingalpha.comSee More Headlines AROW Stock Analysis - Frequently Asked Questions How have AROW shares performed this year? Arrow Financial's stock was trading at $31.40 on January 1st, 2026. Since then, AROW shares have increased by 20.4% and is now trading at $37.79. How were Arrow Financial's earnings last quarter? Arrow Financial Corporation (NASDAQ:AROW) posted its quarterly earnings data on Thursday, July, 23rd. The financial services provider reported $0.71 earnings per share for the quarter, missing the consensus estimate of $0.85 by $0.14. The financial services provider earned $44.19 million during the quarter, compared to analysts' expectations of $45.51 million. Arrow Financial had a net margin of 20.56% and a trailing twelve-month return on equity of 12.13%. How do I buy shares of Arrow Financial? Shares of AROW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Arrow Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Arrow Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings7/23/2026Record date for 8/25 Dividend8/11/2026Ex-Dividend for 8/25 Dividend8/11/2026Dividend Payable8/25/2026Today10/04/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 AROW's financial health is in the Green zone, according to TradeSmith. AROW has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:AROW CIK717538 Webwww.arrowfinancial.com Phone(518) 745-1000Fax518-745-5513Employees578Year Founded1983Price Target and Rating Average Price Target for Arrow Financial$41.63 High Price Target$46.00 Low Price Target$34.50 Potential Upside/Downside+10.1%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$3.10 Trailing P/E Ratio12.19 Forward P/E Ratio10.71 P/E GrowthN/ANet Income$43.95 million Net Margins20.56% Pretax Margin25.89% Return on Equity12.13% Return on Assets1.17% Debt Debt-to-Equity Ratio0.06 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$175.20 million Price / Sales4.00 Cash Flow$3.05 per share Price / Cash Flow12.38 Book Value$26.26 per share Price / Book1.44Miscellaneous Outstanding Shares18,524,000Free Float17,879,000Market Cap$700.02 million OptionableOptionable Beta0.76 Social Links 7 Best Space Stocks to Own in 2026The space race is growing fast, and you don’t have to have gotten in early on SpaceX to profit. 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