NASDAQ:AROW Arrow Financial (AROW) Stock Price, News & Analysis $37.33 +0.36 (+0.97%) Closing price 04:00 PM EasternExtended Trading$37.28 -0.05 (-0.12%) As of 04:15 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Arrow Financial Stock (NASDAQ:AROW) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Arrow Financial alerts:Sign Up Key Stats Today's Range$36.86▼$37.4250-Day Range$36.97▼$42.5052-Week Range$25.88▼$42.70Volume69,622 shsAverage Volume90,813 shsMarket Capitalization$691.35 millionP/E Ratio12.04Dividend Yield3.21%Price Target$41.63Consensus RatingModerate Buy Company Overview Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York. Through its banking subsidiaries, the company provides a range of financial services to individuals, families, businesses and municipal organizations. Arrow’s primary banking activities include deposit accounts, residential and commercial lending, consumer loans, mortgages, cash management and other business banking services. Its subsidiaries also offer wealth management, investment advisory, trust and retirement planning services, as well as insurance-related products through affiliated operations. The company serves communities primarily in northeastern New York, including the greater Capital Region, the Adirondacks and the areas surrounding Saratoga Springs and Glens Falls. Arrow Financial’s principal banking subsidiaries include Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company. The company traces its banking heritage to the 19th century and has expanded its regional presence through organic growth and acquisitions.AI Generated. May Contain Errors. Read More Arrow Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks83rd Percentile Overall ScoreAROW MarketRank™: Arrow Financial scored higher than 83% of companies evaluated by MarketBeat, and ranked 243rd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.8 / 5Analyst RatingModerate Buy Consensus RatingArrow Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialArrow Financial has a consensus price target of $41.63, representing about 11.7% upside from its current price of $37.26.Amount of Analyst CoverageArrow Financial has only been the subject of 3 research reports in the past 90 days.Read more about Arrow Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth21.81% Earnings GrowthEarnings for Arrow Financial are expected to grow by 21.81% in the coming year, from $3.53 to $4.30 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Arrow Financial is 12.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Arrow Financial is 12.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.Price to Book Value per Share RatioArrow Financial has a P/B Ratio of 1.42. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Arrow Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.05% of the float of Arrow Financial has been sold short.Short Interest Ratio / Days to CoverArrow Financial has a short interest ratio ("days to cover") of 5.75.Change versus previous monthShort interest in Arrow Financial has recently increased by 25.84%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldArrow Financial pays a meaningful dividend of 3.20%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthArrow Financial has been increasing its dividend for 7 years.Dividend CoverageThe dividend payout ratio of Arrow Financial is 38.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Arrow Financial will have a dividend payout ratio of 27.91% next year. This indicates that Arrow Financial will be able to sustain or increase its dividend.Read more about Arrow Financial's dividend. News and Social Media3.1 / 5News SentimentN/A News SentimentArrow Financial has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.Search Interest1 people have searched for AROW on MarketBeat in the last 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Arrow Financial insiders have not sold or bought any company stock.Percentage Held by Insiders3.48% of the stock of Arrow Financial is held by insiders.Percentage Held by Institutions46.71% of the stock of Arrow Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Arrow Financial's insider trading history. Receive AROW Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Arrow Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. AROW Stock News HeadlinesArrow Financial (NASDAQ:AROW) Share Price Passes Above 200 Day Moving Average - Here's WhySeptember 16, 2026 | americanbankingnews.comArrow's Upstate Agency To Acquire Skene Valley In New YorkSeptember 10, 2026 | rttnews.comMajor Buy Alert Issued for September 30thKeith Kaplan has invested $17 million into his own AI research tools, building a platform now used by 180,000 people worldwide. His system has flagged a handful of stocks worth watching ahead of September 30th. See which stocks his AI research platform is flagging right now.September 24 at 1:00 AM | TradeSmith (Ad)Arrow Announces Acquisition of Insurance Agency in Washington County, N.Y.September 10, 2026 | finance.yahoo.comRaymond James initiates coverage of Arrow Financial (AROW) at outperformSeptember 3, 2026 | msn.comArrow Financial Corp (AROW) Stock Up 3.8% but GF Value Says Overvalued -- GF Score: 69/100September 2, 2026 | gurufocus.comRaymond James Initiates Arrow Financial With Outperform Rating, $44 Price TargetSeptember 2, 2026 | marketscreener.comMArrow Financial: A Decent Regional Bank Trading At A Fair ValuationAugust 15, 2026 | seekingalpha.comSee More Headlines AROW Stock Analysis - Frequently Asked Questions How have AROW shares performed this year? Arrow Financial's stock was trading at $31.40 on January 1st, 2026. Since then, AROW stock has increased by 18.6% and is now trading at $37.2550. How were Arrow Financial's earnings last quarter? Arrow Financial Corporation (NASDAQ:AROW) announced its quarterly earnings data on Thursday, July, 23rd. The financial services provider reported $0.71 earnings per share for the quarter, missing the consensus estimate of $0.85 by $0.14. The financial services provider earned $44.19 million during the quarter, compared to the consensus estimate of $45.51 million. Arrow Financial had a trailing twelve-month return on equity of 12.13% and a net margin of 20.56%. Who are Arrow Financial's major shareholders? Arrow Financial's top institutional shareholders include BlackRock Inc. (8.47%), Connor Clark & Lunn Investment Management Ltd. (0.66%), Bank of New York Mellon Corp (0.54%) and Trust Co. of Vermont (0.33%). Insiders that own company stock include Gary C Dake, Raymond F O'conor, Penko Krassimir Ivanov, William L Owens, Mark Behan, Andrew J Wise, Daniel James White, David D Kaiser, David S Demarco and Colin L Read. View institutional ownership trends. How do I buy shares of Arrow Financial? Shares of AROW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Arrow Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Arrow Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings7/23/2026Record date for 8/25 Dividend8/11/2026Ex-Dividend for 8/25 Dividend8/11/2026Dividend Payable8/25/2026Today9/24/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 AROW's financial health is in the Green zone, according to TradeSmith. AROW has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:AROW CIK717538 Webwww.arrowfinancial.com Phone(518) 745-1000Fax518-745-5513Employees578Year Founded1983Price Target and Rating Average Price Target for Arrow Financial$41.63 High Price Target$46.00 Low Price Target$34.50 Potential Upside/Downside+11.5%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$3.10 Trailing P/E Ratio12.04 Forward P/E Ratio10.58 P/E GrowthN/ANet Income$43.95 million Net Margins20.56% Pretax Margin25.89% Return on Equity12.13% Return on Assets1.17% Debt Debt-to-Equity Ratio0.06 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$242.58 million Price / Sales2.85 Cash Flow$3.04 per share Price / Cash Flow12.27 Book Value$26.26 per share Price / Book1.42Miscellaneous Outstanding Shares18,520,000Free Float17,879,000Market Cap$691.35 million OptionableOptionable Beta0.75 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? Click the link to see our list of which EV stocks show the most long-term potential.Get This Free Report This page (NASDAQ:AROW) was last updated on 9/24/2026 by MarketBeat.com Staff. From Our PartnersA letter from Shannon StansberryPorter Stansberry nearly canceled the entire project. When he first saw the claimed returns - only one down ye...Porter & Company | SponsoredThey're shrinking your dollars every single monthSince 2020, the dollar has lost roughly a quarter of its buying power. A $500,000 nest egg today buys about wh...American Alternative | SponsoredShocking new footage just releasedGerardo Del Real is calling it the Third Convergence Event, a new catalyst hitting the uranium market that he ...Digest Publishing | SponsoredMajor Buy Alert Issued for September 30thKeith Kaplan has invested $17 million into his own AI research tools, building a platform now used by 180,000 ...TradeSmith | SponsoredCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to tri...Paradigm Press | SponsoredAnalyst nicknamed “The Prophet” issues new warning for AmericaWhitney Tilson exposed a major company on 60 Minutes in an Emmy-winning investigation - the stock lost nearly ...Stansberry Research | SponsoredThese gold assets are priced for $1,800 gold [it's over $4,000]Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's...Golden Portfolio | SponsoredBank of America: 'Digital Dollar Inevitable'Bank of America just revealed your expiration date. In their Bloomberg interview, they didn't just predict the...Decentralized Masters | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Arrow Financial Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Arrow Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.