Ames National (ATLO) Stock Price, News & Analysis

Company Overview

Ames National Corporation is a bank holding company headquartered in Ames, Iowa, offering a full suite of commercial and consumer banking services through its primary subsidiary, Ames National Bank. The company’s core business activities include deposit gathering, lending, and wealth management solutions tailored to individuals, small businesses, and agricultural clients. By combining traditional community banking values with a modern suite of digital tools, Ames National aims to provide seamless financial services across its footprint.

Since its founding in 1887, Ames National has maintained a strong regional presence, with branches located primarily in central Iowa, including Ames, Story City, Nevada, and Slater. The company’s lending portfolio encompasses commercial real estate, construction and development loans, agribusiness financing, and consumer loans such as residential mortgages and home equity lines of credit. In addition, the bank offers cash management services, online and mobile banking platforms, and treasury solutions designed to meet the evolving needs of its business clients.

In the wealth management arena, Ames National provides investment advisory, trust services, retirement planning, and estate administration through its Wealth Management Group. These services are tailored to high-net-worth individuals, families, and nonprofit organizations seeking personalized strategies for growth preservation and intergenerational wealth transfer. The company’s commitment to local decision-making and long-term client relationships has been a differentiator in the competitive Midwest market.

Governed by a board of directors comprised of experienced business and community leaders, Ames National’s executive leadership team emphasizes prudent risk management, community reinvestment, and technological innovation. Under the guidance of its President and Chief Executive Officer, the organization continues to pursue strategic growth opportunities, enhance operational efficiencies, and expand its service offerings while maintaining the personalized customer service that has defined its century-long legacy.

Key Stats

• Today's Range: $18.00 to $18.30
• 50-Day Range: $17.02 to $18.58
• 52-Week Range: $15.69 to $22.03
• Volume: 13,281 shs
• Average Volume: 16,515 shs
• Market Capitalization: $160.56 million
• P/E Ratio: 14.17
• Dividend Yield: 4.44%
• Price Target: N/A
• Consensus Rating: N/A

Ames National Stock Analysis - MarketRank™

Ames National scored higher than 63% of companies evaluated by MarketBeat, and ranked 490th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ames National.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ames National is 14.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ames National is 14.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.16.

Price to Book Value per Share Ratio

Ames National has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.87% of the float of Ames National has been sold short.

Short Interest Ratio / Days to Cover

Ames National has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Ames National has recently decreased by 9.43%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Ames National is a leading dividend payer. It pays a dividend yield of 4.44%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Ames National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ames National is 62.99%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.87% of the float of Ames National has been sold short.

Short Interest Ratio / Days to Cover

Ames National has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Ames National has recently decreased by 9.43%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Ames National has a news sentiment score of 1.08. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ames National insiders have bought more of their company's stock than they have sold. Specifically, they have bought $53,842.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.10% of the stock of Ames National is held by insiders.

Percentage Held by Institutions

Only 26.47% of the stock of Ames National is held by institutions.

ATLO Stock Analysis - Frequently Asked Questions

How have ATLO shares performed this year?

Ames National's stock was trading at $16.43 on January 1st, 2025. Since then, ATLO shares have increased by 9.6% and is now trading at $18.00.

How were Ames National's earnings last quarter?

Ames National Corporation (NASDAQ:ATLO) issued its quarterly earnings data on Thursday, April, 17th. The financial services provider reported $0.39 earnings per share (EPS) for the quarter. The financial services provider had revenue of $15.46 million for the quarter. Ames National had a trailing twelve-month return on equity of 6.41% and a net margin of 12.10%.

How do I buy shares of Ames National?

Shares of ATLO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ames National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ames National investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/17/2025
• Record date for 6/13 Dividend: 5/30/2025
• Ex-Dividend for 6/13 Dividend: 5/30/2025
• Dividend Payable: 6/13/2025
• Today: 7/19/2025
• Next Earnings (Estimated): 8/08/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ATLO
• CIK: 1132651
• Web: www.amesnational.com
• Phone: (515) 232-6251
• Fax: 515-663-3033
• Employees: 280
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.27
• Trailing P/E Ratio: 14.17
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.22 million
• Net Margins: 12.10%
• Pretax Margin: 14.66%
• Return on Equity: 6.41%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.75
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $92.44 million
• Price / Sales: 1.74
• Cash Flow: $1.49 per share
• Price / Cash Flow: 12.05
• Book Value: $19.43 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 8,920,000
• Free Float: 8,729,000
• Market Cap: $160.56 million
• Optionable: Optionable
• Beta: 0.48