Bank of Marin Bancorp (BMRC) Stock Price, News & Analysis

Company Overview

Bank of Marin Bancorp is the bank holding company for Bank of Marin, a community-oriented financial institution headquartered in Novato, California. Through its subsidiary, the company provides a broad range of banking services to individuals, small and medium-sized businesses, and nonprofit organizations. Its operating philosophy emphasizes personalized service and strong local relationships across the San Francisco North Bay region.

The company’s core product offerings include deposit accounts such as checking, savings, money market and time certificates of deposit. On the lending side, Bank of Marin Bancorp originates commercial real estate, construction and land development loans, as well as equipment financing and working-capital lines of credit. Residential mortgage products and home-equity lines of credit round out its consumer lending portfolio. In addition, the company delivers treasury management, cash management and merchant services designed to streamline payments and collections for its business clients.

In support of its banking activities, Bank of Marin Bancorp offers trust, investment advisory and wealth management services through a dedicated investment subsidiary. These services are tailored to meet the needs of high-net-worth individuals, business owners and professional families, providing asset management, retirement planning and trust administration. The company’s mortgage brokerage operations further diversify its revenue streams by connecting borrowers with a range of loan products.

Founded in the early 1980s, Bank of Marin Bancorp has grown organically to operate multiple full-service offices throughout Marin, Sonoma, Napa and adjacent counties. Its focus on community banking—combining local decision-making authority with the discipline of a publicly traded institution—has underpinned steady growth and client retention. An experienced executive team oversees day-to-day operations, ensuring that strategic initiatives are aligned with the company’s commitment to personalized customer service and responsible lending practices.

Key Stats

• Today's Range: $25.83 to $26.20
• 50-Day Range: $23.58 to $27.09
• 52-Week Range: $20.25 to $28.48
• Volume: 39,491 shs
• Average Volume: 105,943 shs
• Market Capitalization: $423.94 million
• P/E Ratio: N/A
• Dividend Yield: 3.82%
• Price Target: $28.40
• Consensus Rating: Hold

Bank of Marin Bancorp Stock Analysis - MarketRank™

Bank of Marin Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 438th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Hold

Consensus Rating

Bank of Marin Bancorp has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for Bank of Marin Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Bank of Marin Bancorp has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 11.76%

Earnings Growth

Earnings for Bank of Marin Bancorp are expected to grow by 11.76% in the coming year, from $2.21 to $2.47 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of Marin Bancorp is -12.94, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of Marin Bancorp is -12.94, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Bank of Marin Bancorp has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.31% of the float of Bank of Marin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bank of Marin Bancorp has a short interest ratio ("days to cover") of 7.36.

Change versus previous month

Short interest in Bank of Marin Bancorp has recently decreased by 4.55%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of Marin Bancorp is a leading dividend payer. It pays a dividend yield of 3.87%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of Marin Bancorp does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Bank of Marin Bancorp will have a dividend payout ratio of 40.49% next year. This indicates that Bank of Marin Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.23

News Sentiment

Bank of Marin Bancorp has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Bank of Marin Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $5,136.00 in company stock, which represents 0.0012% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Bank of Marin Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,136.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

5.13% of the stock of Bank of Marin Bancorp is held by insiders.

Percentage Held by Institutions

52.26% of the stock of Bank of Marin Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 2/12 Dividend: 2/05/2026
• Ex-Dividend for 2/12 Dividend: 2/05/2026
• Dividend Payable: 2/12/2026
• Last Earnings: 4/27/2026
• Record date for 5/14 Dividend: 5/07/2026
• Ex-Dividend for 5/14 Dividend: 5/07/2026
• Today: 5/08/2026
• Dividend Payable: 5/14/2026
• Next Earnings (Estimated): 7/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BMRC
• CIK: 1403475
• Web: www.bankofmarin.com
• Phone: (415) 763-4520
• Fax: 415-927-8920
• Employees: 310
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Bank of Marin Bancorp: $28.40
• High Price Target: $30.00
• Low Price Target: $26.00
• Potential Upside/Downside: +9.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): ($2.02)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 11.76
• P/E Growth: N/A
• Net Income: -$35.67 million
• Net Margins: -18.58%
• Pretax Margin: -69.26%
• Return on Equity: 7.07%
• Return on Assets: 0.78%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.70
• Quick Ratio: 0.70

Sales & Book Value

• Annual Sales: $36.01 million
• Price / Sales: 11.69
• Cash Flow: $1.81 per share
• Price / Cash Flow: 14.39
• Book Value: $24.52 per share
• Price / Book: 1.06

Miscellaneous

• Outstanding Shares: 16,190,000
• Free Float: 15,359,000
• Market Cap: $420.92 million
• Optionable: Optionable
• Beta: 0.82