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S&P 500   4,071.70
DOW   34,429.88
QQQ   292.55
Get Rid of Your Siri Remote Once and for All This Year
The One Ticker Retirement Plan Over the Shoulder Demo Now Available (Ad)
Russia rejects $60-a-barrel cap on its oil, warns of cutoffs
No OPEC+ oil shakeup as Russian price cap stirs uncertainty
Tiny $4 Company to “Steal” Billions From Tesla?  (Ad)
Moldova signs new energy deal that could ease blackout risk
FDA change ushers in cheaper, easier-to-get hearing aids
The Small Biotech Scaring Big Pharma (Ad)
OPEC+ oil producers face uncertainty over Russian sanctions
OPEC doesn't change its targets for oil production amid uncertainty over new Western price cap on Russian oil
S&P 500   4,071.70
DOW   34,429.88
QQQ   292.55
Get Rid of Your Siri Remote Once and for All This Year
The One Ticker Retirement Plan Over the Shoulder Demo Now Available (Ad)
Russia rejects $60-a-barrel cap on its oil, warns of cutoffs
No OPEC+ oil shakeup as Russian price cap stirs uncertainty
Tiny $4 Company to “Steal” Billions From Tesla?  (Ad)
Moldova signs new energy deal that could ease blackout risk
FDA change ushers in cheaper, easier-to-get hearing aids
The Small Biotech Scaring Big Pharma (Ad)
OPEC+ oil producers face uncertainty over Russian sanctions
OPEC doesn't change its targets for oil production amid uncertainty over new Western price cap on Russian oil
S&P 500   4,071.70
DOW   34,429.88
QQQ   292.55
Get Rid of Your Siri Remote Once and for All This Year
The One Ticker Retirement Plan Over the Shoulder Demo Now Available (Ad)
Russia rejects $60-a-barrel cap on its oil, warns of cutoffs
No OPEC+ oil shakeup as Russian price cap stirs uncertainty
Tiny $4 Company to “Steal” Billions From Tesla?  (Ad)
Moldova signs new energy deal that could ease blackout risk
FDA change ushers in cheaper, easier-to-get hearing aids
The Small Biotech Scaring Big Pharma (Ad)
OPEC+ oil producers face uncertainty over Russian sanctions
OPEC doesn't change its targets for oil production amid uncertainty over new Western price cap on Russian oil
NASDAQ:BOTJ

Bank of the James Financial Group - BOTJ Stock Forecast, Price & News

$11.86
+0.01 (+0.08%)
(As of 12/2/2022 12:00 AM ET)
Add
Compare
Today's Range
$11.61
$11.86
50-Day Range
$10.68
$13.32
52-Week Range
$10.64
$16.82
Volume
1,252 shs
Average Volume
1,305 shs
Market Capitalization
$54.91 million
P/E Ratio
6.34
Dividend Yield
2.70%
Price Target
N/A

Bank of the James Financial Group MarketRank™ Forecast

Analyst Rating
N/A
Upside/​Downside
N/A
Short Interest
Healthy
0.38% of Float Sold Short
Dividend Strength
Weak
Based on Four Factors
Sustainability
N/A
News Sentiment
N/A
Insider Trading
Acquiring Shares
$52,269 Bought Last Quarter
Proj. Earnings Growth
N/A

Overall MarketRank

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.24 out of 5 stars

Finance Sector

489th out of 891 stocks

State Commercial Banks Industry

108th out of 187 stocks

BOTJ stock logo

About Bank of the James Financial Group (NASDAQ:BOTJ) Stock

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. It operates through a network of 16 full-service offices, 2 limited-service offices, and 1 residential mortgage loan production office. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

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BOTJ Stock News Headlines

Bank of the James Financial Group, Inc. (BOTJ)
Bank of the James
Bank of the James Financial Group Inc.
See More Headlines
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BOTJ Company Calendar

Last Earnings
7/24/2020
Ex-Dividend for 9/16 Dividend
9/01/2022
Dividend Payable
9/16/2022
Ex-Dividend for 12/9 Dividend
11/23/2022
Today
12/04/2022
Dividend Payable
12/09/2022
Fiscal Year End
12/31/2022
Next Earnings (Estimated)
2/10/2023

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
N/A
Sector
Finance
Current Symbol
NASDAQ:BOTJ
Employees
153
Year Founded
N/A

Profitability

Net Income
$7.59 million
Pretax Margin
25.24%

Debt

Sales & Book Value

Annual Sales
$40.39 million
Cash Flow
$2.14 per share
Book Value
$10.44 per share

Miscellaneous

Free Float
4,017,000
Market Cap
$54.91 million
Optionable
Not Optionable
Beta
0.73

Key Executives

  • Mr. Robert R. Chapman IIIMr. Robert R. Chapman III (Age 59)
    Pres & Director
    Comp: $573.29k
  • Mr. J. Todd Scruggs (Age 54)
    Sec., Treasurer & Director
    Comp: $463.89k
  • Mr. Michael A. Syrek (Age 49)
    Pres of Bank of the James
    Comp: $422.57k
  • Mr. Harry P. Umberger Jr.Mr. Harry P. Umberger Jr. (Age 56)
    Exec. VP & Chief Credit Officer of Bank of the James
    Comp: $315.02k
  • Mr. Brandon P. Farmer (Age 42)
    Exec. VP & Chief Operations Officer
  • Mr. Glenn G. Dillon (Age 75)
    Pres of BOTJ Investment Group Inc
  • Mr. Brian E. Cash
    Pres of Bank of the James Mortgage
  • Mr. Bradford K. Harris
    Market Pres - Roanoke Valley













BOTJ Stock - Frequently Asked Questions

How have BOTJ shares performed in 2022?

Bank of the James Financial Group's stock was trading at $15.46 on January 1st, 2022. Since then, BOTJ stock has decreased by 23.3% and is now trading at $11.86.
View the best growth stocks for 2022 here
.

Are investors shorting Bank of the James Financial Group?

Bank of the James Financial Group saw a decline in short interest in the month of November. As of November 15th, there was short interest totaling 15,900 shares, a decline of 12.2% from the October 31st total of 18,100 shares. Based on an average daily volume of 3,600 shares, the days-to-cover ratio is presently 4.4 days. Currently, 0.4% of the company's shares are sold short.
View Bank of the James Financial Group's Short Interest
.

When is Bank of the James Financial Group's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Friday, February 10th 2023.
View our BOTJ earnings forecast
.

How were Bank of the James Financial Group's earnings last quarter?

Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) announced its earnings results on Friday, July, 24th. The financial services provider reported $0.19 earnings per share (EPS) for the quarter. The financial services provider earned $8.71 million during the quarter. Bank of the James Financial Group had a net margin of 20.33% and a trailing twelve-month return on equity of 15.31%.

How often does Bank of the James Financial Group pay dividends? What is the dividend yield for Bank of the James Financial Group?

Bank of the James Financial Group announced a quarterly dividend on Tuesday, October 18th. Stockholders of record on Friday, November 25th will be paid a dividend of $0.08 per share on Friday, December 9th. This represents a $0.32 dividend on an annualized basis and a dividend yield of 2.70%. The ex-dividend date of this dividend is Wednesday, November 23rd. This is a positive change from the stock's previous quarterly dividend of $0.07.
Read our dividend analysis for BOTJ
.

Is Bank of the James Financial Group a good dividend stock?

Bank of the James Financial Group (NASDAQ:BOTJ) pays an annual dividend of $0.32 per share and currently has a dividend yield of 2.70%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 17.11%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for BOTJ.

What is Robert R. Chapman III's approval rating as Bank of the James Financial Group's CEO?

6 employees have rated Bank of the James Financial Group Chief Executive Officer Robert R. Chapman III on Glassdoor.com. Robert R. Chapman III has an approval rating of 73% among the company's employees. 67.0% of employees surveyed would recommend working at Bank of the James Financial Group to a friend.

What other stocks do shareholders of Bank of the James Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Bank of the James Financial Group investors own include Intelsat (I), Bank of America (BAC), Fossil Group (FOSL), Associated British Foods (ABF), AMC Entertainment (AMC), Chaarat Gold (CGH), Apollo Global Management (APO), China Unicom (Hong Kong) (CHU), Ciena (CIEN) and First Data (FDC).

What is Bank of the James Financial Group's stock symbol?

Bank of the James Financial Group trades on the NASDAQ under the ticker symbol "BOTJ."

Who are Bank of the James Financial Group's major shareholders?

Bank of the James Financial Group's stock is owned by many different retail and institutional investors. Top institutional investors include Eidelman Virant Capital (4.93%), Dimensional Fund Advisors LP (0.36%) and Tower Research Capital LLC TRC (0.04%). Insiders that own company stock include Harry P Umberger Jr, J Todd Scruggs, John R Alford Jr, Julie P Doyle, Lewis C Addison, Lewis C Addison, Michael A Syrek, Robert R Chapman, Robert R Chapman, Watt R Foster Jr and William C Bryant III.
View institutional ownership trends
.

How do I buy shares of Bank of the James Financial Group?

Shares of BOTJ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Bank of the James Financial Group's stock price today?

One share of BOTJ stock can currently be purchased for approximately $11.86.

How much money does Bank of the James Financial Group make?

Bank of the James Financial Group (NASDAQ:BOTJ) has a market capitalization of $54.91 million and generates $40.39 million in revenue each year. The financial services provider earns $7.59 million in net income (profit) each year or $1.87 on an earnings per share basis.

How many employees does Bank of the James Financial Group have?

The company employs 153 workers across the globe.

How can I contact Bank of the James Financial Group?

Bank of the James Financial Group's mailing address is 828 MAIN STREET, LYNCHBURG VA, 24504. The official website for the company is www.bankofthejames.com. The financial services provider can be reached via phone at (434) 846-2000, via email at tscruggs@bankofthejames.com, or via fax at 434-846-4450.

This page (NASDAQ:BOTJ) was last updated on 12/4/2022 by MarketBeat.com Staff