Princeton Bancorp (BPRN) Stock Price, News & Analysis

Company Overview

Princeton Bancorp, Inc. is the bank holding company for Princeton Bank, a community-focused financial institution based in Princeton, New Jersey. Through its wholly owned subsidiary, the company offers a full suite of personal and business banking services designed to meet the needs of individuals, families and local enterprises in central and southern New Jersey.

The company’s core offerings include checking and savings accounts, consumer and commercial lending, mortgage origination and refinancing, as well as treasury management solutions for small-to-medium-sized businesses. Princeton Bancorp also provides trust and wealth management services, helping clients with investment advisory, estate planning and fiduciary administration through its experienced team of financial professionals.

Princeton Bancorp emphasizes relationship-driven banking, combining local decision-making with personalized service. Its branch network and digital banking platforms are configured to support both traditional in-person interactions and convenient online access. The company’s leadership team brings decades of banking experience to its strategic initiatives, focusing on sustainable growth and community engagement in the markets it serves.

Key Stats

• Today's Range: $31.91 to $32.38
• 50-Day Range: $29.95 to $34.84
• 52-Week Range: $27.25 to $39.35
• Volume: 30,440 shs
• Average Volume: 9,615 shs
• Market Capitalization: $215.33 million
• P/E Ratio: 29.82
• Dividend Yield: 3.76%
• Price Target: $37.50
• Consensus Rating: Moderate Buy

Princeton Bancorp Stock Analysis - MarketRank™

Princeton Bancorp scored higher than 83% of companies evaluated by MarketBeat, and ranked 307th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Princeton Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

Princeton Bancorp has a consensus price target of $37.50, representing about 17.5% upside from its current price of $31.91.

Amount of Analyst Coverage

Princeton Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.34%

Earnings Growth

Earnings for Princeton Bancorp are expected to grow by 11.34% in the coming year, from $3.35 to $3.73 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Princeton Bancorp is 29.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 279.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of Princeton Bancorp is 29.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 243.59.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.75% of the float of Princeton Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Princeton Bancorp has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in Princeton Bancorp has recently decreased by 13.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Princeton Bancorp is a leading dividend payer. It pays a dividend yield of 3.74%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Princeton Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Princeton Bancorp is 112.15%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Princeton Bancorp will have a dividend payout ratio of 32.17% next year. This indicates that Princeton Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.75% of the float of Princeton Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Princeton Bancorp has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in Princeton Bancorp has recently decreased by 13.82%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Princeton Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.04 average news sentiment score of Finance companies.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Princeton Bancorp insiders have bought 21.97% more of their company's stock than they have sold. Specifically, they have bought $450,190.00 in company stock and sold $369,104.00 in company stock.

Percentage Held by Insiders

23.00% of the stock of Princeton Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.36% of the stock of Princeton Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BPRN Stock Analysis - Frequently Asked Questions

How have BPRN shares performed this year?

Princeton Bancorp's stock was trading at $34.43 on January 1st, 2025. Since then, BPRN stock has decreased by 7.3% and is now trading at $31.91.

How were Princeton Bancorp's earnings last quarter?

Princeton Bancorp, Inc. (NASDAQ:BPRN) issued its quarterly earnings data on Thursday, July, 24th. The company reported $0.10 EPS for the quarter, topping analysts' consensus estimates of ($0.02) by $0.12. The company earned $21.06 million during the quarter, compared to analyst estimates of $19.25 million.

Who are Princeton Bancorp's major shareholders?

Princeton Bancorp's top institutional shareholders include Alliancebernstein L.P. (8.24%), Systematic Financial Management LP (4.98%), Geode Capital Management LLC (1.84%) and Acadian Asset Management LLC (1.26%). Insiders that own company stock include Martin Tuchman, Stephen Distler, Judith A Giacin, Robert N Ridolfi, Stephanie Adkins and Matthew T Clark.
View institutional ownership trends.

How do I buy shares of Princeton Bancorp?

Shares of BPRN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Princeton Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Princeton Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/29 Dividend: 8/06/2025
• Ex-Dividend for 8/29 Dividend: 8/06/2025
• Dividend Payable: 8/29/2025
• Today: 9/19/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BPRN
• CIK: 1913971
• Web: www.thebankofprinceton.com
• Phone: (609) 912-1700
• Fax: N/A
• Employees: 180
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Princeton Bancorp: $37.50
• High Price Target: $40.00
• Low Price Target: $35.00
• Potential Upside/Downside: +17.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 29.82
• Forward P/E Ratio: 9.53
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $81.21 million
• Price / Sales: 2.65
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 6,748,000
• Free Float: 5,196,000
• Market Cap: $215.33 million
• Optionable: Not Optionable
• Beta: 0.66