Princeton Bancorp (BPRN) Stock Price, News & Analysis

Company Overview

Princeton Bancorp, Inc. is a bank holding company for Princeton Bank & Trust Company, a New Jersey-chartered commercial bank. Headquartered in Princeton, New Jersey, the company offers a full range of banking services designed to meet the needs of individuals, small businesses and commercial clients. Its core operations encompass deposit-taking, commercial and consumer lending, and wealth management services.

The company’s product suite includes checking and savings accounts, certificates of deposit, money market accounts, and online banking solutions. In its lending segment, Princeton Bancorp provides commercial real estate loans, construction financing, equipment financing, residential mortgages and home equity lines of credit. Complementing its traditional banking services, the company offers treasury and cash-management solutions, merchant services and trust and investment management through its wealth advisory unit.

Established in December 2004 and based in central New Jersey, Princeton Bancorp completed its initial public offering in 2009 and trades on the NASDAQ under the symbol BPRN. The bank has grown through both organic expansion and strategic acquisitions, building a branch network that serves communities across central and southern New Jersey. Its local presence underscores a commitment to community banking, with decision-making and customer service rooted in regional market knowledge.

Princeton Bancorp is led by a senior management team with extensive experience in commercial banking, risk management and regulatory compliance. The Board of Directors comprises industry veterans and community leaders, providing governance oversight and strategic guidance aimed at fostering sustainable growth and maintaining strong capital and liquidity positions. Through its focus on personalized service and prudent risk management, the company seeks to deliver value to shareholders and support economic development within its market area.

Key Stats

• Today's Range: $32.08 to $32.95
• 50-Day Range: $29.35 to $32.97
• 52-Week Range: $27.25 to $39.35
• Volume: 6,105 shs
• Average Volume: 10,147 shs
• Market Capitalization: $228.34 million
• P/E Ratio: 18.62
• Dividend Yield: 3.64%
• Price Target: $37.50
• Consensus Rating: Moderate Buy

Princeton Bancorp Stock Analysis - MarketRank™

Princeton Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 423rd out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Princeton Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Princeton Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.34%

Earnings Growth

Earnings for Princeton Bancorp are expected to grow by 11.34% in the coming year, from $3.35 to $3.73 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Princeton Bancorp is 18.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Princeton Bancorp is 18.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.00.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.90% of the float of Princeton Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Princeton Bancorp has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in Princeton Bancorp has recently increased by 16.76%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Princeton Bancorp is a leading dividend payer. It pays a dividend yield of 3.69%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Princeton Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Princeton Bancorp is 67.80%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Princeton Bancorp will have a dividend payout ratio of 32.17% next year. This indicates that Princeton Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.90% of the float of Princeton Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Princeton Bancorp has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in Princeton Bancorp has recently increased by 16.76%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Princeton Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Princeton Bancorp insiders have bought 354.09% more of their company's stock than they have sold. Specifically, they have bought $279,450.00 in company stock and sold $61,541.00 in company stock.

Percentage Held by Insiders

23.00% of the stock of Princeton Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.36% of the stock of Princeton Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BPRN Stock Analysis - Frequently Asked Questions

How have BPRN shares performed this year?

Princeton Bancorp's stock was trading at $34.43 at the start of the year. Since then, BPRN stock has decreased by 4.3% and is now trading at $32.95.

How were Princeton Bancorp's earnings last quarter?

Princeton Bancorp, Inc. (NASDAQ:BPRN) announced its quarterly earnings data on Thursday, April, 24th. The company reported $0.77 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.76 by $0.01. The business had revenue of $20.95 million for the quarter, compared to analyst estimates of $20.73 million.

How do I buy shares of Princeton Bancorp?

Shares of BPRN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Princeton Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Princeton Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/29 Dividend: 5/06/2025
• Ex-Dividend for 5/29 Dividend: 5/06/2025
• Dividend Payable: 5/29/2025
• Today: 7/09/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BPRN
• CIK: 1913971
• Web: www.thebankofprinceton.com
• Phone: (609) 912-1700
• Fax: N/A
• Employees: 180
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Princeton Bancorp: $37.50
• High Price Target: $40.00
• Low Price Target: $35.00
• Potential Upside/Downside: +13.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 18.62
• Forward P/E Ratio: 9.84
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $131.10 million
• Price / Sales: 1.74
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 6,930,000
• Free Float: 5,335,000
• Market Cap: $228.34 million
• Optionable: Not Optionable
• Beta: 0.62