Bogota Financial (BSBK) Stock Price, News & Analysis

Company Overview

Bogota Financial Corp (NASDAQ: BSBK) is the bank holding company for Bogota Savings Bank, a New Jersey-chartered savings institution headquartered in Bogota, New Jersey. As a community-focused financial services provider, the company offers a range of deposit, lending and cash management solutions tailored to individuals, small businesses and commercial clients in Bergen County and surrounding areas.

The company’s deposit portfolio includes checking and savings accounts, money market deposit accounts, certificates of deposit and individual retirement accounts. On the lending side, Bogota Savings Bank underwrites residential mortgage loans, home equity lines of credit and consumer installment loans. Through its commercial banking division, the bank provides term loans, lines of credit and real estate financing to local entrepreneurs and property owners. Electronic banking services include online and mobile banking platforms, remote deposit capture and automated clearinghouse (ACH) capabilities for account holders.

Founded as Bogota Savings Bank in 1906, the organization has grown steadily alongside the communities it serves, expanding its branch network and broadening its product suite to address evolving financial needs. Over the decades, the institution has maintained a focus on personalized service and local decision-making, leveraging its heritage as a mutual savings bank to foster customer relationships. Headquartered in the borough of Bogota, the bank operates multiple branches throughout Bergen County, ensuring a community presence in both residential and commercial hubs.

Bogota Financial’s leadership team comprises experienced banking professionals and community leaders. The company’s board of directors and executive officers oversee strategic initiatives, risk management and regulatory compliance. Under their guidance, Bogota Financial continues to balance growth objectives with a commitment to the financial well-being of its depositors and borrowers, reinforcing its position as a trusted community bank in northern New Jersey.

Key Stats

• Today's Range: $8.26 to $8.47
• 50-Day Range: $8.15 to $8.75
• 52-Week Range: $6.95 to $9.50
• Volume: 11,987 shs
• Average Volume: 6,925 shs
• Market Capitalization: $108.39 million
• P/E Ratio: 49.62
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

Bogota Financial Stock Analysis - MarketRank™

Bogota Financial scored higher than 13% of companies evaluated by MarketBeat, and ranked 844th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Bogota Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Bogota Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bogota Financial is 50.00, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bogota Financial is 50.00, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 23.99.

Price to Book Value per Share Ratio

Bogota Financial has a P/B Ratio of 0.77. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.12% of the float of Bogota Financial has been sold short.

Short Interest Ratio / Days to Cover

Bogota Financial has a short interest ratio ("days to cover") of 1.64, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bogota Financial has recently increased by 142.63%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Bogota Financial does not currently pay a dividend.

Dividend Growth

Bogota Financial does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bogota Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.68% of the stock of Bogota Financial is held by insiders.

Percentage Held by Institutions

11.63% of the stock of Bogota Financial is held by institutions.

Company Calendar

• Last Earnings: 5/06/2026
• Today: 5/22/2026
• Next Earnings (Estimated): 8/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BSBK
• CIK: 1787414
• Web: www.bogotasavingsbank.com
• Phone: 201-862-0660
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.17
• Trailing P/E Ratio: 49.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $2.09 million
• Net Margins: 4.72%
• Pretax Margin: 5.23%
• Return on Equity: 1.47%
• Return on Assets: 0.23%

Debt

• Debt-to-Equity Ratio: 0.48
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $44.78 million
• Price / Sales: 2.40
• Cash Flow: $0.21 per share
• Price / Cash Flow: 40.35
• Book Value: $11.05 per share
• Price / Book: 0.76

Miscellaneous

• Outstanding Shares: 12,850,000
• Free Float: 12,381,000
• Market Cap: $107.30 million
• Optionable: Not Optionable
• Beta: 0.15