Sierra Bancorp (BSRR) Stock Price, News & Analysis

Company Overview

Sierra Bancorp (NASDAQ: BSRR) is a bank holding company headquartered in Porterville, California. The company operates through its banking subsidiary, offering a full suite of financial services to individual and commercial clients. With a community-focused approach, Sierra Bancorp emphasizes relationship banking and local market expertise.

Its core business activities include deposit-taking and lending. On the deposit side, Sierra Bancorp provides checking, savings, money market and certificate of deposit accounts. On the lending side, it offers commercial and agricultural loans, residential mortgages, home equity lines of credit, SBA financing and consumer loans. The company also delivers cash management, treasury services and mortgage origination and servicing.

Sierra Bancorp’s geographic footprint spans the Central Valley region of California, with a presence in Tulare, Kern, Fresno and Kings counties. By tailoring its products and services to meet the needs of local businesses, farmers and households, the company positions itself as a partner in regional economic growth. Sierra Bancorp leverages its community roots to support development projects, non-profit initiatives and small business lending throughout its market area.

Key Stats

• Today's Range: $28.76 to $29.36
• 50-Day Range: $28.33 to $31.08
• 52-Week Range: $22.42 to $35.13
• Volume: 18,216 shs
• Average Volume: 25,698 shs
• Market Capitalization: $393.43 million
• P/E Ratio: 9.98
• Dividend Yield: 3.45%
• Price Target: $33.50
• Consensus Rating: Moderate Buy

Sierra Bancorp Stock Analysis - MarketRank™

Sierra Bancorp scored higher than 87% of companies evaluated by MarketBeat, and ranked 285th out of 920 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sierra Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Sierra Bancorp has a consensus price target of $33.50, representing about 15.7% upside from its current price of $28.95.

Amount of Analyst Coverage

Sierra Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.39%

Earnings Growth

Earnings for Sierra Bancorp are expected to grow by 3.39% in the coming year, from $2.95 to $3.05 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sierra Bancorp is 10.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sierra Bancorp is 10.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.30.

Price to Book Value per Share Ratio

Sierra Bancorp has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.11% of the float of Sierra Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sierra Bancorp has a short interest ratio ("days to cover") of 4.5.

Change versus previous month

Short interest in Sierra Bancorp has recently increased by 4.74%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Sierra Bancorp is a leading dividend payer. It pays a dividend yield of 3.50%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Sierra Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Sierra Bancorp is 34.60%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sierra Bancorp will have a dividend payout ratio of 32.79% next year. This indicates that Sierra Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.3 / 5
• Environmental Score: -0.55

Percentage of Shares Shorted

1.11% of the float of Sierra Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sierra Bancorp has a short interest ratio ("days to cover") of 4.5.

Change versus previous month

Short interest in Sierra Bancorp has recently increased by 4.74%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: -0.37

News Sentiment

Sierra Bancorp has a news sentiment score of -0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Sierra Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added Sierra Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sierra Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $289,721.00 in company stock.

Percentage Held by Insiders

11.86% of the stock of Sierra Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

55.40% of the stock of Sierra Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BSRR Stock Analysis - Frequently Asked Questions

How have BSRR shares performed this year?

Sierra Bancorp's stock was trading at $28.92 on January 1st, 2025. Since then, BSRR shares have increased by 0.1% and is now trading at $28.95.

How were Sierra Bancorp's earnings last quarter?

Sierra Bancorp (NASDAQ:BSRR) released its quarterly earnings data on Monday, July, 28th. The financial services provider reported $0.78 earnings per share for the quarter, beating the consensus estimate of $0.74 by $0.04. The financial services provider earned $39.21 million during the quarter, compared to the consensus estimate of $38.47 million. Sierra Bancorp had a net margin of 20.09% and a trailing twelve-month return on equity of 11.44%.

How do I buy shares of Sierra Bancorp?

Shares of BSRR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Sierra Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sierra Bancorp investors own include Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 7/28/2025
• Record date for 8/14 Dividend: 8/04/2025
• Ex-Dividend for 8/14 Dividend: 8/04/2025
• Dividend Payable: 8/14/2025
• Today: 10/06/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BSRR
• CIK: 1130144
• Web: www.sierrabancorp.com
• Phone: (559) 782-4900
• Fax: 559-782-4994
• Employees: 490
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Sierra Bancorp: $33.50
• High Price Target: $36.00
• Low Price Target: $31.00
• Potential Upside/Downside: +16.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.89
• Trailing P/E Ratio: 9.98
• Forward P/E Ratio: 9.77
• P/E Growth: N/A
• Net Income: $40.56 million
• Net Margins: 20.09%
• Pretax Margin: 26.42%
• Return on Equity: 11.44%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.78
• Quick Ratio: 0.78

Sales & Book Value

• Annual Sales: $139.71 million
• Price / Sales: 2.80
• Cash Flow: $3.22 per share
• Price / Cash Flow: 8.95
• Book Value: $24.82 per share
• Price / Book: 1.16

Miscellaneous

• Outstanding Shares: 13,590,000
• Free Float: 12,009,000
• Market Cap: $391.80 million
• Optionable: Optionable
• Beta: 0.78