Sierra Bancorp (BSRR) Stock Price, News & Analysis

Company Overview

Sierra Bancorp is the bank holding company for Bank of the Sierra, a community bank headquartered in Porterville, California. Founded in 1977, the bank serves individuals, families, farmers, small businesses and commercial customers in California’s Central Valley and surrounding communities.

Bank of the Sierra provides a range of banking products and services, including checking and savings accounts, certificates of deposit, consumer and residential lending, commercial real estate loans, business banking, agricultural financing and online and mobile banking. Its agricultural lending activities support farming and related businesses that are important to the regional economy.

The bank also offers treasury management and other financial services for business customers, along with wealth management and trust-related services. Through its branch network and digital channels, Sierra Bancorp focuses on relationship-based banking for consumers and businesses in the markets it serves.

Key Stats

• Today's Range: $41.74 to $43.56
• 50-Day Range: $38.86 to $42.92
• 52-Week Range: $28.35 to $44.00
• Volume: 95,182 shs
• Average Volume: 91,729 shs
• Market Capitalization: $544.22 million
• P/E Ratio: 11.04
• Dividend Yield: 2.57%
• Price Target: $43.83
• Consensus Rating: Moderate Buy

Sierra Bancorp Stock Analysis - MarketRank™

Sierra Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 391st out of 844 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sierra Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 2 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Sierra Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Sierra Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.85%

Earnings Growth

Earnings for Sierra Bancorp are expected to grow by 2.85% in the coming year, from $3.86 to $3.97 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sierra Bancorp is 11.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sierra Bancorp is 11.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

Price to Book Value per Share Ratio

Sierra Bancorp has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.42% of the float of Sierra Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sierra Bancorp has a short interest ratio ("days to cover") of 7.38.

Change versus previous month

Short interest in Sierra Bancorp has recently decreased by 3.01%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Sierra Bancorp pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sierra Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Sierra Bancorp is 27.84%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sierra Bancorp will have a dividend payout ratio of 27.20% next year. This indicates that Sierra Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.52

News Sentiment

Sierra Bancorp has a news sentiment score of 0.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for Sierra Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for BSRR on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sierra Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $926,750.00 in company stock.

Percentage Held by Insiders

11.83% of the stock of Sierra Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

55.40% of the stock of Sierra Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/10 Dividend: 8/03/2026
• Ex-Dividend for 8/10 Dividend: 8/03/2026
• Dividend Payable: 8/10/2026
• Last Earnings: 10/26/2026
• Record date for 11/9 Dividend: 11/02/2026
• Ex-Dividend for 11/9 Dividend: 11/02/2026
• Today: 11/05/2026
• Dividend Payable: 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BSRR
• CIK: 1130144
• Web: www.sierrabancorp.com
• Phone: (559) 782-4900
• Fax: 559-782-4994
• Employees: 469
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Sierra Bancorp: $43.83
• High Price Target: $48.50
• Low Price Target: $39.00
• Potential Upside/Downside: +4.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.88
• Trailing P/E Ratio: 11.04
• Forward P/E Ratio: 10.57
• P/E Growth: N/A
• Net Income: $42.33 million
• Net Margins: 25.32%
• Pretax Margin: 33.47%
• Return on Equity: 13.89%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.81
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $201.98 million
• Price / Sales: 2.69
• Cash Flow: $3.47 per share
• Price / Cash Flow: 12.10
• Book Value: $27.90 per share
• Price / Book: 1.50

Miscellaneous

• Outstanding Shares: 12,970,000
• Free Float: 11,432,000
• Market Cap: $544.22 million
• Optionable: Optionable
• Beta: 0.75