Peoples Bancorp of North Carolina (PEBK) Stock Price, News & Analysis

Company Overview

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. It offers checking, savings, money market, and retirement accounts; certificates of deposits; and credit and debit cards. The company also originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans; and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.

Key Stats

• Today's Range: $27.49 to $28.53
• 50-Day Range: $25.93 to $32.08
• 52-Week Range: $18.81 to $32.37
• Volume: 13,969 shs
• Average Volume: 19,847 shs
• Market Capitalization: $150.95 million
• P/E Ratio: 9.74
• Dividend Yield: 2.66%
• Price Target: N/A
• Consensus Rating: N/A

Peoples Bancorp of North Carolina Stock Analysis - MarketRank™

Peoples Bancorp of North Carolina scored higher than 62% of companies evaluated by MarketBeat, and ranked 505th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Peoples Bancorp of North Carolina.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Peoples Bancorp of North Carolina is 9.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 139.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Peoples Bancorp of North Carolina is 9.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.42.

Price to Book Value per Share Ratio

Peoples Bancorp of North Carolina has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.50% of the float of Peoples Bancorp of North Carolina has been sold short.

Short Interest Ratio / Days to Cover

Peoples Bancorp of North Carolina has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Peoples Bancorp of North Carolina has recently increased by 5.10%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Peoples Bancorp of North Carolina pays a meaningful dividend of 2.93%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Peoples Bancorp of North Carolina has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Peoples Bancorp of North Carolina is 25.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.50% of the float of Peoples Bancorp of North Carolina has been sold short.

Short Interest Ratio / Days to Cover

Peoples Bancorp of North Carolina has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Peoples Bancorp of North Carolina has recently increased by 5.10%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Peoples Bancorp of North Carolina has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Peoples Bancorp of North Carolina this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Peoples Bancorp of North Carolina insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $395,507.00 in company stock.

Percentage Held by Insiders

16.94% of the stock of Peoples Bancorp of North Carolina is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.83% of the stock of Peoples Bancorp of North Carolina is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PEBK Stock Analysis - Frequently Asked Questions

How have PEBK shares performed this year?

Peoples Bancorp of North Carolina's stock was trading at $30.94 at the beginning of 2024. Since then, PEBK stock has decreased by 8.2% and is now trading at $28.41.
View the best growth stocks for 2024 here.

How were Peoples Bancorp of North Carolina's earnings last quarter?

Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) posted its quarterly earnings results on Monday, July, 22nd. The bank reported $0.89 EPS for the quarter. The bank had revenue of $20.94 million for the quarter. Peoples Bancorp of North Carolina had a net margin of 15.80% and a trailing twelve-month return on equity of 13.85%.

Who are Peoples Bancorp of North Carolina's major shareholders?

Top institutional shareholders of Peoples Bancorp of North Carolina include Strategic Value Bank Partners LLC (5.60%), Dimensional Fund Advisors LP (2.77%), Renaissance Technologies LLC (0.42%) and Bank of New York Mellon Corp (0.25%). Insiders that own company stock include James S Abernethy, Benjamin I Zachary, Lance A Sellers, Douglas S Howard, William D Cable, William Gregory Terry, Billy L Dr Price Jr and Kim Boyd-Leaks.
View institutional ownership trends.

How do I buy shares of Peoples Bancorp of North Carolina?

Shares of PEBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Peoples Bancorp of North Carolina own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Peoples Bancorp of North Carolina investors own include Wells Fargo & Company (WFC), AbbVie (ABBV), Franklin Resources (BEN), CenterPoint Energy (CNP), Dominion Energy (D), Consolidated Edison (ED) and Eastman Chemical (EMN).

Company Calendar

• Last Earnings: 7/22/2024
• Ex-Dividend for 9/13 Dividend: 9/03/2024
• Dividend Payable: 9/13/2024
• Today: 9/19/2024
• Next Earnings (Estimated): 11/05/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:PEBK
• CUSIP: N/A
• CIK: 1093672
• Web: www.peoplesbanknc.com
• Phone: (828) 464-5620
• Fax: 704-465-5210
• Employees: 310
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.93
• Trailing P/E Ratio: 9.70
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.55 million
• Net Margins: 15.80%
• Pretax Margin: 19.97%
• Return on Equity: 13.85%
• Return on Assets: 1.00%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $69.88 million
• Price / Sales: 2.15
• Cash Flow: $3.69 per share
• Price / Cash Flow: 7.70
• Book Value: $21.83 per share
• Price / Book: 1.30

Miscellaneous

• Outstanding Shares: 5,291,000
• Free Float: 4,395,000
• Market Cap: $150.32 million
• Optionable: Not Optionable
• Beta: 0.58