Peoples Bancorp of North Carolina (PEBK) Competitors $31.64 +1.66 (+5.52%) As of 07/3/2025 01:04 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PEBK vs. ORRF, SMBC, FSBC, SPFI, SMBK, CBNK, ALRS, MPB, QD, and SHBIShould you be buying Peoples Bancorp of North Carolina stock or one of its competitors? The main competitors of Peoples Bancorp of North Carolina include Orrstown Financial Services (ORRF), Southern Missouri Bancorp (SMBC), Five Star Bancorp (FSBC), South Plains Financial (SPFI), SmartFinancial (SMBK), Capital Bancorp (CBNK), Alerus Financial (ALRS), Mid Penn Bancorp (MPB), Qudian (QD), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry. Peoples Bancorp of North Carolina vs. Its Competitors Orrstown Financial Services Southern Missouri Bancorp Five Star Bancorp South Plains Financial SmartFinancial Capital Bancorp Alerus Financial Mid Penn Bancorp Qudian Shore Bancshares Orrstown Financial Services (NASDAQ:ORRF) and Peoples Bancorp of North Carolina (NASDAQ:PEBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk. Which has more risk and volatility, ORRF or PEBK? Orrstown Financial Services has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500. Comparatively, Peoples Bancorp of North Carolina has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500. Does the media favor ORRF or PEBK? In the previous week, Orrstown Financial Services had 1 more articles in the media than Peoples Bancorp of North Carolina. MarketBeat recorded 1 mentions for Orrstown Financial Services and 0 mentions for Peoples Bancorp of North Carolina. Orrstown Financial Services' average media sentiment score of 1.11 beat Peoples Bancorp of North Carolina's score of 0.00 indicating that Orrstown Financial Services is being referred to more favorably in the media. Company Overall Sentiment Orrstown Financial Services Positive Peoples Bancorp of North Carolina Neutral Do institutionals & insiders hold more shares of ORRF or PEBK? 44.3% of Orrstown Financial Services shares are owned by institutional investors. Comparatively, 43.8% of Peoples Bancorp of North Carolina shares are owned by institutional investors. 4.7% of Orrstown Financial Services shares are owned by company insiders. Comparatively, 16.9% of Peoples Bancorp of North Carolina shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Is ORRF or PEBK more profitable? Peoples Bancorp of North Carolina has a net margin of 15.35% compared to Orrstown Financial Services' net margin of 9.74%. Orrstown Financial Services' return on equity of 14.35% beat Peoples Bancorp of North Carolina's return on equity.Company Net Margins Return on Equity Return on Assets Orrstown Financial Services9.74% 14.35% 1.35% Peoples Bancorp of North Carolina 15.35%12.65%1.01% Is ORRF or PEBK a better dividend stock? Orrstown Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Peoples Bancorp of North Carolina pays an annual dividend of $0.80 per share and has a dividend yield of 2.5%. Orrstown Financial Services pays out 53.1% of its earnings in the form of a dividend. Peoples Bancorp of North Carolina pays out 26.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has raised its dividend for 10 consecutive years and Peoples Bancorp of North Carolina has raised its dividend for 1 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has higher earnings and valuation, ORRF or PEBK? Orrstown Financial Services has higher revenue and earnings than Peoples Bancorp of North Carolina. Peoples Bancorp of North Carolina is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOrrstown Financial Services$286.37M2.30$22.05M$1.9617.23Peoples Bancorp of North Carolina$108.45M1.59$16.35M$3.0510.38 Do analysts rate ORRF or PEBK? Orrstown Financial Services presently has a consensus target price of $38.00, suggesting a potential upside of 12.51%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, equities analysts plainly believe Orrstown Financial Services is more favorable than Peoples Bancorp of North Carolina.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Orrstown Financial Services 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00Peoples Bancorp of North Carolina 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 SummaryOrrstown Financial Services beats Peoples Bancorp of North Carolina on 15 of the 19 factors compared between the two stocks. Get Peoples Bancorp of North Carolina News Delivered to You Automatically Sign up to receive the latest news and ratings for PEBK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PEBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PEBK vs. The Competition Export to ExcelMetricPeoples Bancorp of North CarolinaBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$173.28M$2.00B$12.09B$9.04BDividend Yield2.52%2.62%5.53%4.01%P/E Ratio10.3812.4820.0520.25Price / Sales1.592.3625.60118.18Price / Cash9.0012.5021.6858.07Price / Book1.321.222.285.67Net Income$16.35M$154.64M$1.00B$249.21M7 Day Performance8.82%4.04%2.25%3.27%1 Month Performance15.32%8.02%4.63%5.55%1 Year Performance12.42%30.70%538.61%21.08% Peoples Bancorp of North Carolina Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PEBKPeoples Bancorp of North Carolina1.5654 of 5 stars$31.65+5.5%N/A+11.8%$173.28M$108.45M10.38310ORRFOrrstown Financial Services4.5631 of 5 stars$31.83-0.3%$38.00+19.4%+22.1%$622.71M$286.37M16.24430Positive NewsSMBCSouthern Missouri Bancorp4.0447 of 5 stars$54.78+0.3%$66.33+21.1%+31.7%$616.86M$273.22M11.00540Positive NewsGap UpHigh Trading VolumeFSBCFive Star Bancorp4.2229 of 5 stars$28.54+0.3%$35.00+22.6%+28.4%$607.03M$213.40M12.52180Positive NewsSPFISouth Plains Financial3.5896 of 5 stars$36.04+0.9%$41.50+15.1%+39.3%$579.65M$288.97M12.01680Positive NewsHigh Trading VolumeSMBKSmartFinancial2.2937 of 5 stars$33.69+0.1%$33.70+0.0%+52.3%$573.34M$178.24M15.74550CBNKCapital Bancorp4.1102 of 5 stars$33.58+0.1%$34.50+2.7%+76.0%$558.83M$244.71M13.54270News CoverageALRSAlerus Financial4.221 of 5 stars$21.64-1.3%$23.00+6.3%+19.6%$556.27M$336.51M17.74840MPBMid Penn Bancorp4.3783 of 5 stars$28.20-0.2%$36.00+27.7%+39.3%$547.19M$309.08M9.79620News CoveragePositive NewsQDQudian2.0064 of 5 stars$3.11+0.6%N/A+61.5%$521.25M$29.65M12.96940Positive NewsSHBIShore Bancshares3.7964 of 5 stars$15.72+0.8%$20.00+27.2%+46.6%$520.30M$326.48M10.55450Positive NewsHigh Trading Volume Related Companies and Tools Related Companies Orrstown Financial Services Competitors Southern Missouri Bancorp Competitors Five Star Bancorp Competitors South Plains Financial Competitors SmartFinancial Competitors Capital Bancorp Competitors Alerus Financial Competitors Mid Penn Bancorp Competitors Qudian Competitors Shore Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PEBK) was last updated on 7/5/2025 by MarketBeat.com Staff From Our PartnersBanks aren’t ready for this altcoin—are you?Our expert analysts have identified a $100 billion gap in the crypto market. 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