Southern Missouri Bancorp (SMBC) Competitors

PPDAI Group (NYSE:FINV) and Southern Missouri Bancorp (NASDAQ:SMBC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, earnings, institutional ownership, community ranking and profitability.

Does the MarketBeat Community prefer FINV or SMBC?

Southern Missouri Bancorp received 170 more outperform votes than PPDAI Group when rated by MarketBeat users. Likewise, 61.62% of users gave Southern Missouri Bancorp an outperform vote while only 59.09% of users gave PPDAI Group an outperform vote.

Company	Underperform	Outperform
PPDAI Group	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%
Southern Missouri Bancorp	Outperform Votes 183 61.62%	Underperform Votes 114 38.38%

Do institutionals and insiders hold more shares of FINV or SMBC?

31.2% of PPDAI Group shares are held by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are held by institutional investors. 44.0% of PPDAI Group shares are held by insiders. Comparatively, 16.6% of Southern Missouri Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Do analysts rate FINV or SMBC?

PPDAI Group presently has a consensus price target of $11.55, suggesting a potential upside of 16.61%. Southern Missouri Bancorp has a consensus price target of $66.33, suggesting a potential upside of 24.60%. Given Southern Missouri Bancorp's higher probable upside, analysts clearly believe Southern Missouri Bancorp is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Southern Missouri Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has preferable valuation & earnings, FINV or SMBC?

PPDAI Group has higher revenue and earnings than Southern Missouri Bancorp. PPDAI Group is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPDAI Group	$1.79B	1.40	$326.49M	$1.37	7.23
Southern Missouri Bancorp	$273.22M	2.20	$50.18M	$4.98	10.69

Is FINV or SMBC more profitable?

PPDAI Group has a net margin of 19.44% compared to Southern Missouri Bancorp's net margin of 18.76%. PPDAI Group's return on equity of 18.15% beat Southern Missouri Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PPDAI Group	19.44%	18.15%	11.86%
Southern Missouri Bancorp	18.76%	11.06%	1.17%

Which has more volatility & risk, FINV or SMBC?

PPDAI Group has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Southern Missouri Bancorp has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.

Does the media favor FINV or SMBC?

In the previous week, PPDAI Group had 5 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 7 mentions for PPDAI Group and 2 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 1.33 beat PPDAI Group's score of 0.82 indicating that Southern Missouri Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PPDAI Group	2 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Southern Missouri Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Southern Missouri Bancorp beats PPDAI Group on 9 of the 17 factors compared between the two stocks.