Bankwell Financial Group (BWFG) Stock Price, News & Analysis

Company Overview

Bankwell Financial Group, Inc. is a bank holding company headquartered in Westchester, Illinois, and serves as the parent of Bankwell Bank. Through its subsidiary, the company provides a full suite of banking products and services designed for both individual consumers and small‐ to mid‐sized businesses. Bankwell Bank operates multiple branches across suburban Cook and Lake counties, focusing on personalized service and local decision‐making.

The company’s deposit offerings include checking, savings and money market accounts, as well as certificates of deposit, all supported by an online and mobile banking platform for convenient account access. On the lending side, Bankwell extends commercial and industrial loans, commercial real estate financing, lines of credit, equipment financing and term loans. Residential mortgage products and home equity loans round out its consumer lending portfolio.

Bankwell also provides treasury management and payment solutions, such as automated clearinghouse (ACH) origination, wire services, payroll processing and receivables collection tools. Business clients benefit from dedicated relationship managers who work to tailor cash‐flow strategies and optimize working capital. Consumer clients can take advantage of a network of ATMs and flexible loan repayment options.

Since commencing operations, Bankwell Financial Group has emphasized community engagement, supporting local economic development through charitable initiatives and small‐business partnerships. The company is led by a management team with extensive experience in regional banking, and it continues to pursue prudent branch expansion and service enhancements to strengthen its presence in the northern Illinois market.

Key Stats

• Today's Range: $44.69 to $46.63
• 50-Day Range: $36.92 to $45.63
• 52-Week Range: $26.39 to $46.63
• Volume: 63,523 shs
• Average Volume: 36,615 shs
• Market Capitalization: $359.24 million
• P/E Ratio: 17.69
• Dividend Yield: 1.75%
• Price Target: $42.00
• Consensus Rating: Hold

Bankwell Financial Group Stock Analysis - MarketRank™

Bankwell Financial Group scored higher than 42% of companies evaluated by MarketBeat, and ranked 773rd out of 957 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Hold

Consensus Rating

Bankwell Financial Group has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Downside Risk

Bankwell Financial Group has a consensus price target of $42.00, representing about 8.0% downside from its current price of $45.63.

Amount of Analyst Coverage

Bankwell Financial Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Bankwell Financial Group is 17.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bankwell Financial Group is 17.69, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.86.

Price to Book Value per Share Ratio

Bankwell Financial Group has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.41% of the float of Bankwell Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Bankwell Financial Group has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in Bankwell Financial Group has recently decreased by 2.23%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Bankwell Financial Group pays a meaningful dividend of 1.80%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bankwell Financial Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bankwell Financial Group is 31.01%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.41% of the float of Bankwell Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Bankwell Financial Group has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in Bankwell Financial Group has recently decreased by 2.23%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.57

News Sentiment

Bankwell Financial Group has a news sentiment score of 1.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Bankwell Financial Group this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for BWFG on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added Bankwell Financial Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Bankwell Financial Group insiders have bought 35.15% more of their company's stock than they have sold. Specifically, they have bought $535,913.00 in company stock and sold $396,525.00 in company stock.

Percentage Held by Insiders

19.48% of the stock of Bankwell Financial Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 35.80% of the stock of Bankwell Financial Group is held by institutions.

BWFG Stock Analysis - Frequently Asked Questions

How have BWFG shares performed this year?

Bankwell Financial Group's stock was trading at $31.15 at the beginning of the year. Since then, BWFG stock has increased by 46.5% and is now trading at $45.63.

How were Bankwell Financial Group's earnings last quarter?

Bankwell Financial Group, Inc. (NASDAQ:BWFG) announced its quarterly earnings results on Monday, July, 28th. The bank reported $1.15 earnings per share for the quarter, beating the consensus estimate of $0.87 by $0.28. The bank had revenue of $47.14 million for the quarter, compared to the consensus estimate of $24.20 million. Bankwell Financial Group had a net margin of 10.27% and a trailing twelve-month return on equity of 7.44%.
Read the conference call transcript.

Who are Bankwell Financial Group's major shareholders?

Bankwell Financial Group's top institutional investors include Fourthstone LLC (3.39%), Geode Capital Management LLC (2.03%), LSV Asset Management (1.35%) and GM Advisory Group LLC (1.34%). Insiders that own company stock include Lawrence B Seidman, James M Garnett Jr, Matt Mcneill, Eric J Dale, Blake S Drexler, Carl M Porto, Christine Chivily, Christine Chivily, Todd Lampert, Darryl Demos, Jeffrey R Dunne, Kevin D Leitao, Ryan Jason Hildebrand, Anahaita N Kotval, Courtney E Sacchetti, Steven H Brunner and Laura Waitz.
View institutional ownership trends.

How do I buy shares of Bankwell Financial Group?

Shares of BWFG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bankwell Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bankwell Financial Group investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 7/28/2025
• Record date for 8/22 Dividend: 8/11/2025
• Ex-Dividend for 8/22 Dividend: 8/11/2025
• Dividend Payable: 8/22/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BWFG
• CIK: 1505732
• Web: www.mybankwell.com
• Phone: (203) 652-0166
• Fax: N/A
• Employees: 140
• Year Founded: 2002

Price Target and Rating

• Average Price Target for Bankwell Financial Group: $42.00
• High Price Target: $42.00
• Low Price Target: $42.00
• Potential Upside/Downside: -8.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.58
• Trailing P/E Ratio: 17.69
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.77 million
• Net Margins: 10.27%
• Pretax Margin: 13.86%
• Return on Equity: 7.44%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: 0.51
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $92.56 million
• Price / Sales: 3.88
• Cash Flow: $1.75 per share
• Price / Cash Flow: 26.05
• Book Value: $34.42 per share
• Price / Book: 1.33

Miscellaneous

• Outstanding Shares: 7,873,000
• Free Float: 6,339,000
• Market Cap: $359.24 million
• Optionable: Not Optionable
• Beta: 0.71