CNB Financial (CCNE) Stock Price, News & Analysis

Company Overview

CNB Financial Corporation (NASDAQ: CCNE) is a bank holding company headquartered in Clearfield, Pennsylvania. The company operates through its wholly owned subsidiary, CNB Bank & Trust, providing a full suite of community banking services. With a focus on relationship-driven banking, CNB Financial seeks to serve individuals, small businesses and agricultural clients across central Pennsylvania.

The company’s core offerings include deposit products such as checking accounts, savings accounts, money market accounts and certificates of deposit. On the lending side, CNB Bank & Trust extends consumer loans—including residential mortgages, home equity lines of credit, auto loans and personal installment loans—as well as commercial and agricultural lending solutions. To support business clients, the firm provides treasury management services, remote deposit capture, merchant services, letters of credit and operating lines of credit. Digital banking capabilities, including online and mobile platforms, are available to retail and commercial customers.

Founded in 1833 as a community bank in Clearfield County, CNB Financial has maintained a regional focus, operating a network of branch offices in counties such as Clearfield, Jefferson, Elk, Cameron, Centre, Clinton and Lycoming. In addition to traditional banking, the company offers trust and wealth management services, retirement planning, estate administration and fiduciary services through CNB Trust & Financial Services. With a long history in central Pennsylvania, CNB Financial emphasizes local decision-making and community engagement as central pillars of its business strategy.

Key Stats

• Today's Range: $30.36 to $30.79
• 50-Day Range: $26.97 to $31.35
• 52-Week Range: $21.19 to $31.80
• Volume: 97,355 shs
• Average Volume: 121,354 shs
• Market Capitalization: $900.46 million
• P/E Ratio: 10.81
• Dividend Yield: 2.50%
• Price Target: $34.50
• Consensus Rating: Buy

CNB Financial Stock Analysis - MarketRank™

CNB Financial scored higher than 80% of companies evaluated by MarketBeat, and ranked 356th out of 888 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Buy

Consensus Rating

CNB Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

CNB Financial has a consensus price target of $34.50, representing about 13.5% upside from its current price of $30.39.

Amount of Analyst Coverage

CNB Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.10%

Earnings Growth

Earnings for CNB Financial are expected to grow by 8.10% in the coming year, from $3.58 to $3.87 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CNB Financial is 10.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.58.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNB Financial is 10.81, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.17.

Price to Book Value per Share Ratio

CNB Financial has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.71% of the float of CNB Financial has been sold short.

Short Interest Ratio / Days to Cover

CNB Financial has a short interest ratio ("days to cover") of 3.34, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNB Financial has recently increased by 11.52%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CNB Financial pays a meaningful dividend of 2.51%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CNB Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of CNB Financial is 27.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CNB Financial will have a dividend payout ratio of 19.64% next year. This indicates that CNB Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.59

News Sentiment

CNB Financial has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for CNB Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, CNB Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $7,454.00 in company stock.

Percentage Held by Insiders

2.92% of the stock of CNB Financial is held by insiders.

Percentage Held by Institutions

52.35% of the stock of CNB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/13 Dividend: 2/27/2026
• Ex-Dividend for 3/13 Dividend: 2/27/2026
• Dividend Payable: 3/13/2026
• Last Earnings: 4/20/2026
• Today: 5/15/2026
• Record date for 6/15 Dividend: 6/01/2026
• Ex-Dividend for 6/15 Dividend: 6/01/2026
• Dividend Payable: 6/15/2026
• Next Earnings (Estimated): 7/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CCNE
• CIK: 736772
• Web: www.cnbbank.bank
• Phone: (814) 765-9621
• Fax: 814-765-9621
• Employees: 760
• Year Founded: 1865

Price Target and Rating

• Average Price Target for CNB Financial: $34.50
• High Price Target: $35.00
• Low Price Target: $34.00
• Potential Upside/Downside: +13.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.81
• Trailing P/E Ratio: 10.81
• Forward P/E Ratio: 8.49
• P/E Growth: N/A
• Net Income: $66.13 million
• Net Margins: 17.62%
• Pretax Margin: 21.84%
• Return on Equity: 12.14%
• Return on Assets: 1.16%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $432.51 million
• Price / Sales: 2.08
• Cash Flow: $2.57 per share
• Price / Cash Flow: 11.84
• Book Value: $28.06 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 29,630,000
• Free Float: 28,764,000
• Market Cap: $900.46 million
• Optionable: Optionable
• Beta: 0.65