C&F Financial (CFFI) Stock Price, News & Analysis

Company Overview

C&F Financial Corp. is a bank holding company, which engages in the provision of banking services to individuals and businesses. It operates through the following segments: Community Banking, Mortgage Banking and Consumer Finance. The Community Banking segment provides checking and savings deposit accounts, business, real estate, development, mortgage, home equity, and installment loans. The Mortgage Banking segment offers ancillary mortgage loan origination services for loan settlement and residential appraisals. The Consumer Finance segment consists of automobile financing through lending programs that are designed to serve customers in the non-prime market who have limited access to traditional automobile financing. The company was founded on March 8, 1994 and is headquartered in Toano, VA.

Key Stats

• Today's Range: $58.00 to $60.26
• 50-Day Range: $57.46 to $69.20
• 52-Week Range: $41.48 to $89.90
• Volume: 14,665 shs
• Average Volume: 12,251 shs
• Market Capitalization: $191.32 million
• P/E Ratio: 8.84
• Dividend Yield: 3.12%
• Price Target: N/A
• Consensus Rating: N/A

CFFI Stock Analysis - Frequently Asked Questions

How have CFFI shares performed this year?

C&F Financial's stock was trading at $71.25 at the beginning of 2025. Since then, CFFI shares have decreased by 17.1% and is now trading at $59.05.
View the best growth stocks for 2025 here.

How were C&F Financial's earnings last quarter?

C&F Financial Corporation (NASDAQ:CFFI) posted its earnings results on Thursday, April, 24th. The financial services provider reported $1.66 EPS for the quarter. The financial services provider earned $32.58 million during the quarter. C&F Financial had a net margin of 12.56% and a trailing twelve-month return on equity of 9.59%.

Who are C&F Financial's major shareholders?

Top institutional shareholders of C&F Financial include Huber Capital Management LLC (1.89%), American Century Companies Inc. (0.99%), Rhino Investment Partners Inc (0.69%) and Jane Street Group LLC (0.61%). Insiders that own company stock include Thomas F Cherry, Larry G Dillon, Paul C Robinson, Bryan Edwin Mckernon, Audrey Dale Holmes, Mark A Fox, Jason E Long, Charles Elis Olsson, S Dustin Crone, George R Sisson III, John A Seaman III and D Anthony Peay.
View institutional ownership trends.

How do I buy shares of C&F Financial?

Shares of CFFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of C&F Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that C&F Financial investors own include The RMR Group (RMR), Waste Connections (WCN), American Water Works (AWK), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Record date for 4/1 Dividend: 3/14/2025
• Ex-Dividend for 4/1 Dividend: 3/14/2025
• Dividend Payable: 4/01/2025
• Last Earnings: 4/24/2025
• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Today: 6/21/2025
• Dividend Payable: 7/01/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CFFI
• CIK: 913341
• Web: www.cffc.com
• Phone: (804) 843-2360
• Fax: 804-843-3017
• Employees: 610
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $6.68
• Trailing P/E Ratio: 8.84
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $19.83 million
• Net Margins: 12.56%
• Pretax Margin: 15.36%
• Return on Equity: 9.59%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 0.89
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $170.13 million
• Price / Sales: 1.12
• Cash Flow: $7.55 per share
• Price / Cash Flow: 7.82
• Book Value: $70.18 per share
• Price / Book: 0.84

Miscellaneous

• Outstanding Shares: 3,240,000
• Free Float: 3,036,000
• Market Cap: $191.32 million
• Optionable: Not Optionable
• Beta: 0.47