Cincinnati Financial (CINF) Stock Price, News & Analysis

Company Overview

Cincinnati Financial Corporation is an insurance holding company headquartered in Fairfield, Ohio. Through its subsidiaries, the company markets property and casualty insurance products primarily through a network of independent insurance agents.

Its offerings include commercial and personal property and casualty coverage, such as businessowners’ policies, commercial auto, workers’ compensation, homeowners and automobile insurance. The company also provides life insurance and related financial products through Cincinnati Life Insurance Company. Its commercial insurance business serves businesses of various sizes and industries, while its personal insurance products are designed for individuals and families.

Founded in 1950, Cincinnati Financial has built its business around relationships with independent agents and serves policyholders across much of the United States. The company also manages an investment portfolio associated with its insurance operations. Its principal insurance subsidiaries include The Cincinnati Insurance Company, Cincinnati Indemnity Company, Cincinnati Casualty Company and Cincinnati Life Insurance Company.

Key Stats

• Today's Range: $164.67 to $167.13
• 50-Day Range: $159.37 to $179.04
• 52-Week Range: $150.00 to $194.81
• Volume: 504,274 shs
• Average Volume: 726,548 shs
• Market Capitalization: $25.42 billion
• P/E Ratio: 7.81
• Dividend Yield: 2.27%
• Price Target: $191.60
• Consensus Rating: Moderate Buy

Cincinnati Financial Stock Analysis - MarketRank™

Cincinnati Financial scored higher than 96% of companies evaluated by MarketBeat, and ranked 61st out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Cincinnati Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 strong buy rating, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside Potential

Cincinnati Financial has a consensus price target of $191.60, representing about 15.7% upside from its current price of $165.64.

Amount of Analyst Coverage

Cincinnati Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.43%

Earnings Growth

Earnings for Cincinnati Financial are expected to grow by 7.43% in the coming year, from $8.35 to $8.97 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Cincinnati Financial is 16.98, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cincinnati Financial is 16.98, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.54.

Price to Earnings Growth Ratio

Cincinnati Financial has a PEG Ratio of 2.82. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Cincinnati Financial has a P/B Ratio of 1.62. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.93% of the float of Cincinnati Financial has been sold short.

Short Interest Ratio / Days to Cover

Cincinnati Financial has a short interest ratio ("days to cover") of 4.97.

Change versus previous month

Short interest in Cincinnati Financial has recently increased by 15.90%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Cincinnati Financial pays a meaningful dividend of 2.27%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cincinnati Financial has been increasing its dividend for 65 years.

Dividend Coverage

The dividend payout ratio of Cincinnati Financial is 17.74%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Cincinnati Financial will have a dividend payout ratio of 41.92% next year. This indicates that Cincinnati Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.84

News Sentiment

Cincinnati Financial has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Cincinnati Financial this week, compared to 5 articles on an average week.

Search Interest

9 people have searched for CINF on MarketBeat in the last 30 days. This is an increase of 125% compared to the previous 30 days.

MarketBeat Follows

4 people have added Cincinnati Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Cincinnati Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $171,640.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

2.94% of the stock of Cincinnati Financial is held by insiders.

Percentage Held by Institutions

65.24% of the stock of Cincinnati Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/27/2026
• Record date for 10/15 Dividend: 9/23/2026
• Ex-Dividend for 10/15 Dividend: 9/23/2026
• Today: 10/14/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:CINF
• CIK: 20286
• Web: www.cinfin.com
• Phone: (513) 870-2000
• Fax: 513-870-2066
• Employees: 5,705
• Year Founded: 1950

Price Target and Rating

• Average Price Target for Cincinnati Financial: $191.60
• High Price Target: $200.00
• Low Price Target: $171.00
• Potential Upside/Downside: +15.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $21.20
• Trailing P/E Ratio: 7.81
• Forward P/E Ratio: 19.84
• P/E Growth: 2.82
• Net Income: $2.39 billion
• Net Margins: 23.84%
• Pretax Margin: 29.78%
• Return on Equity: 9.63%
• Return on Assets: 3.70%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.31
• Quick Ratio: 0.31

Sales & Book Value

• Annual Sales: $12.63 billion
• Price / Sales: 2.01
• Cash Flow: $9.12 per share
• Price / Cash Flow: 18.16
• Book Value: $101.98 per share
• Price / Book: 1.62

Miscellaneous

• Outstanding Shares: 153,480,000
• Free Float: 148,966,000
• Market Cap: $25.42 billion
• Optionable: Optionable
• Beta: 0.52