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NASDAQ:CIZN

Citizens (CIZN) Stock Price, News & Analysis

Citizens logo
$10.40 -0.24 (-2.23%)
As of 08/27/2026 11:09 AM Eastern

About Citizens Stock (NASDAQ:CIZN)

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Key Stats

Today's Range
$10.40
$10.40
50-Day Range
$9.25
$10.99
52-Week Range
$6.44
$11.00
Volume
457 shs
Average Volume
3,842 shs
Market Capitalization
$59.22 million
P/E Ratio
10.61
Dividend Yield
N/A
Price Target
$16.83
Consensus Rating
Buy

Company Overview

Citizens Holding Company (NASDAQ:CIZN) is the bank holding company for Citizens Bank & Trust, a community‐focused financial institution headquartered in Guntersville, Alabama. Through its subsidiary, Citizens Bank & Trust, the company provides a full range of commercial and retail banking services to individuals, small businesses and corporate clients. Its offerings include deposit accounts, consumer and commercial loans, mortgage financing, and other traditional banking products.

In addition to core lending and deposit services, Citizens Bank & Trust offers wealth management and trust services, including investment advisory, retirement planning and estate administration. The company leverages local decision‐making and relationship‐driven banking to tailor solutions for its customers, with a focus on responsiveness and community engagement. Citizens also provides online and mobile banking platforms, enabling account access, bill payment and funds transfers through digital channels.

Founded in the late 19th century, Citizens Bank & Trust has grown alongside the communities it serves, expanding its branch network across North Alabama and parts of Tennessee. The bank’s leadership team brings together decades of experience in community banking, risk management and customer service. Guided by a board of directors with deep regional ties, the company remains committed to supporting local economic development and delivering personalized financial solutions to its markets.

AI Generated. May Contain Errors.

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CIZN Stock News Headlines

Citizens Holding Company Reports Earnings
The retirement stock I'd buy before Nvidia today
In 2014, Marc Chaikin pointed readers toward Nvidia. Now the 60-year Wall Street veteran and creator of the Chaikin Money Flow indicator has a new top retirement pick. The company holds three fast-growing businesses -- including an autonomous vehicle unit and a streaming service with 10x Netflix's reach -- any of which could be spun off in the next 12 to 24 months. It also pays a dividend, a rarity among high-growth AI names. Chaikin lays out the full case in a new free presentation, no email or credit card required.tc pixel
Citizens Holding Co.
First Citizens: A Pullback Worth Buying (Rating Upgrade)
See More Headlines

CIZN Stock Analysis - Frequently Asked Questions

Citizens' stock was trading at $7.91 at the beginning of the year. Since then, CIZN stock has increased by 31.5% and is now trading at $10.40.

Citizens Holding (NASDAQ:CIZN) posted its quarterly earnings results on Friday, July, 24th. The bank reported $0.26 earnings per share (EPS) for the quarter. The bank had revenue of $10.82 million for the quarter. Citizens had a trailing twelve-month return on equity of 11.28% and a net margin of 7.00%.

Shares of CIZN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Meta Platforms (META) and Adobe (ADBE).

Company Calendar

Last Earnings
7/24/2020
Today
8/28/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:CIZN
CIK
1075706
Employees
250
Year Founded
1908

Price Target and Rating

High Price Target
$25.00
Low Price Target
$8.00
Potential Upside/Downside
+61.9%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.68
Trailing P/E Ratio
10.61
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$5.49 million
Net Margins
7.00%
Pretax Margin
N/A
Return on Equity
11.28%
Return on Assets
0.37%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
0.58
Quick Ratio
0.58

Sales & Book Value

Annual Sales
$40.95 million
Price / Sales
1.45
Cash Flow
$1.12 per share
Price / Cash Flow
9.25
Book Value
$7.63 per share
Price / Book
1.36

Miscellaneous

Outstanding Shares
5,694,000
Free Float
5,135,000
Market Cap
$59.22 million
Optionable
Not Optionable
Beta
0.05

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This page (NASDAQ:CIZN) was last updated on 8/28/2026 by MarketBeat.com Staff.
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