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Citizens (CIZN) Competitors

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$10.00 +0.04 (+0.40%)
As of 07/22/2026 03:55 PM Eastern

CIZN vs. CZWI, OPBK, CMTV, MFH, and BGIN

Should you buy Citizens stock or one of its competitors? MarketBeat compares Citizens with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Citizens include Citizens Community Bancorp (CZWI), OP Bancorp (OPBK), Community Bancorp (CMTV), Mercurity Fintech (MFH), and Bgin Blockchain (BGIN). These companies are all part of the "banking" industry.

How does Citizens compare to Citizens Community Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Citizens (NASDAQ:CIZN) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, valuation, institutional ownership, dividends, risk and earnings.

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 9.7% of Citizens shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 8.9% of Citizens shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Citizens Community Bancorp had 3 more articles in the media than Citizens. MarketBeat recorded 3 mentions for Citizens Community Bancorp and 0 mentions for Citizens. Citizens Community Bancorp's average media sentiment score of 0.25 beat Citizens' score of 0.00 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Citizens Community Bancorp Neutral
Citizens Neutral

Citizens Community Bancorp currently has a consensus target price of $24.00, suggesting a potential upside of 3.76%. Citizens has a consensus target price of $20.20, suggesting a potential upside of 102.00%. Given Citizens' higher probable upside, analysts clearly believe Citizens is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Citizens
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Citizens Community Bancorp has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$64.22M3.47$14.42M$1.5315.12
Citizens$40.95M1.39$5.49M$1.456.90

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. Citizens pays an annual dividend of $0.08 per share and has a dividend yield of 0.8%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Citizens pays out 5.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years and Citizens has increased its dividend for 1 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Citizens Community Bancorp has a beta of 0.5, meaning that its stock price is 50% less volatile than the broader market. Comparatively, Citizens has a beta of 0.05, meaning that its stock price is 95% less volatile than the broader market.

Citizens Community Bancorp has a net margin of 15.02% compared to Citizens' net margin of 7.00%. Citizens' return on equity of 11.28% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Citizens 7.00%11.28%0.37%

Summary

Citizens Community Bancorp beats Citizens on 14 of the 19 factors compared between the two stocks.

How does Citizens compare to OP Bancorp?

Citizens (NASDAQ:CIZN) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, institutional ownership, media sentiment and valuation.

In the previous week, OP Bancorp had 2 more articles in the media than Citizens. MarketBeat recorded 2 mentions for OP Bancorp and 0 mentions for Citizens. OP Bancorp's average media sentiment score of 0.33 beat Citizens' score of 0.00 indicating that OP Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Neutral
OP Bancorp Neutral

Citizens has a beta of 0.05, meaning that its stock price is 95% less volatile than the broader market. Comparatively, OP Bancorp has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market.

9.7% of Citizens shares are owned by institutional investors. Comparatively, 53.6% of OP Bancorp shares are owned by institutional investors. 8.9% of Citizens shares are owned by insiders. Comparatively, 9.6% of OP Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

OP Bancorp has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than OP Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens$40.95M1.39$5.49M$1.456.90
OP Bancorp$166.66M1.32$25.64M$1.828.09

OP Bancorp has a net margin of 16.12% compared to Citizens' net margin of 7.00%. OP Bancorp's return on equity of 12.20% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens7.00% 11.28% 0.37%
OP Bancorp 16.12%12.20%1.04%

Citizens presently has a consensus target price of $20.20, suggesting a potential upside of 102.00%. OP Bancorp has a consensus target price of $16.50, suggesting a potential upside of 12.02%. Given Citizens' stronger consensus rating and higher possible upside, equities research analysts plainly believe Citizens is more favorable than OP Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
OP Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Citizens pays an annual dividend of $0.08 per share and has a dividend yield of 0.8%. OP Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 3.8%. Citizens pays out 5.5% of its earnings in the form of a dividend. OP Bancorp pays out 30.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens has increased its dividend for 1 consecutive years.

Summary

OP Bancorp beats Citizens on 12 of the 19 factors compared between the two stocks.

How does Citizens compare to Community Bancorp?

Citizens (NASDAQ:CIZN) and Community Bancorp (NASDAQ:CMTV) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, earnings, profitability, dividends, analyst recommendations, valuation, media sentiment and institutional ownership.

Community Bancorp has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens$40.95M1.39$5.49M$1.456.90
Community Bancorp$68.79M3.21$16.97M$3.1712.47

9.7% of Citizens shares are owned by institutional investors. 8.9% of Citizens shares are owned by insiders. Comparatively, 6.6% of Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Citizens currently has a consensus price target of $20.20, indicating a potential upside of 102.00%. Given Citizens' higher possible upside, analysts clearly believe Citizens is more favorable than Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Community Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Community Bancorp has a net margin of 25.65% compared to Citizens' net margin of 7.00%. Community Bancorp's return on equity of 16.23% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens7.00% 11.28% 0.37%
Community Bancorp 25.65%16.23%1.48%

Citizens pays an annual dividend of $0.08 per share and has a dividend yield of 0.8%. Community Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. Citizens pays out 5.5% of its earnings in the form of a dividend. Community Bancorp pays out 31.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens has increased its dividend for 1 consecutive years.

In the previous week, Community Bancorp had 1 more articles in the media than Citizens. MarketBeat recorded 1 mentions for Community Bancorp and 0 mentions for Citizens. Community Bancorp's average media sentiment score of 1.38 beat Citizens' score of 0.00 indicating that Community Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Neutral
Community Bancorp Positive

Citizens has a beta of 0.05, suggesting that its stock price is 95% less volatile than the broader market. Comparatively, Community Bancorp has a beta of 0.38, suggesting that its stock price is 62% less volatile than the broader market.

Summary

Community Bancorp beats Citizens on 12 of the 18 factors compared between the two stocks.

How does Citizens compare to Mercurity Fintech?

Citizens (NASDAQ:CIZN) and Mercurity Fintech (NASDAQ:MFH) are both small-cap banking companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, profitability, media sentiment, analyst recommendations, valuation, dividends, risk and institutional ownership.

Citizens has a beta of 0.05, meaning that its share price is 95% less volatile than the broader market. Comparatively, Mercurity Fintech has a beta of 4.3, meaning that its share price is 330% more volatile than the broader market.

Citizens has a net margin of 7.00% compared to Mercurity Fintech's net margin of 0.00%. Citizens' return on equity of 11.28% beat Mercurity Fintech's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens7.00% 11.28% 0.37%
Mercurity Fintech N/A N/A N/A

9.7% of Citizens shares are owned by institutional investors. Comparatively, 30.8% of Mercurity Fintech shares are owned by institutional investors. 8.9% of Citizens shares are owned by insiders. Comparatively, 62.8% of Mercurity Fintech shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Citizens' average media sentiment score of 0.00 equaled Mercurity Fintech'saverage media sentiment score.

Company Overall Sentiment
Citizens Neutral
Mercurity Fintech Neutral

Citizens presently has a consensus target price of $20.20, suggesting a potential upside of 102.00%. Given Citizens' stronger consensus rating and higher possible upside, equities analysts plainly believe Citizens is more favorable than Mercurity Fintech.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Mercurity Fintech
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Citizens has higher revenue and earnings than Mercurity Fintech.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens$40.95M1.39$5.49M$1.456.90
Mercurity Fintech$2.35M92.61-$4.53MN/AN/A

Summary

Citizens beats Mercurity Fintech on 8 of the 12 factors compared between the two stocks.

How does Citizens compare to Bgin Blockchain?

Citizens (NASDAQ:CIZN) and Bgin Blockchain (NASDAQ:BGIN) are both small-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, risk, analyst recommendations, dividends, valuation and profitability.

Citizens has a net margin of 7.00% compared to Bgin Blockchain's net margin of 0.00%. Citizens' return on equity of 11.28% beat Bgin Blockchain's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens7.00% 11.28% 0.37%
Bgin Blockchain N/A N/A N/A

Citizens presently has a consensus price target of $20.20, indicating a potential upside of 102.00%. Given Citizens' stronger consensus rating and higher probable upside, analysts clearly believe Citizens is more favorable than Bgin Blockchain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bgin Blockchain
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

In the previous week, Citizens' average media sentiment score of 0.00 equaled Bgin Blockchain'saverage media sentiment score.

Company Overall Sentiment
Citizens Neutral
Bgin Blockchain Neutral

9.7% of Citizens shares are held by institutional investors. 8.9% of Citizens shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Citizens has higher earnings, but lower revenue than Bgin Blockchain.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens$40.95M1.39$5.49M$1.456.90
Bgin Blockchain$67.40M3.13-$176.86MN/AN/A

Summary

Citizens beats Bgin Blockchain on 9 of the 11 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIZN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIZN vs. The Competition

MetricCitizensState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$56.94M$995.85M$14.42B$12.68B
Dividend YieldN/A26.90%5.68%9.42%
P/E Ratio10.207.0620.4523.95
Price / Sales1.392.8544.81115.11
Price / Cash9.258.2019.6560.45
Price / Book1.310.942.256.16
Net Income$5.49M$1.48B$1.14B$331.73M
7 Day PerformanceN/A-0.67%-0.63%-0.92%
1 Month Performance2.56%1.39%1.14%-2.23%
1 Year Performance32.80%6.78%11.79%14.79%

Citizens Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CIZN
Citizens
N/A$10.00
+0.4%
$20.20
+102.0%
+33.3%$56.94M$40.95M10.20250
CZWI
Citizens Community Bancorp
4.3869 of 5 stars
$23.29
+1.4%
$24.00
+3.0%
+53.8%$221.52M$98.77M15.22220
OPBK
OP Bancorp
3.8549 of 5 stars
$14.93
+1.4%
$16.50
+10.5%
+8.1%$219.24M$166.66M8.20190
CMTV
Community Bancorp
1.9204 of 5 stars
$39.63
+1.3%
N/AN/A$218.68M$47.86M12.50N/A
MFH
Mercurity Fintech
0.0184 of 5 stars
$3.12
+2.6%
N/A+50.0%$215.52M$2.35MN/A10

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This page (NASDAQ:CIZN) was last updated on 7/23/2026 by MarketBeat.com Staff.
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