Citizens (CIZN) Competitors

Ohio Valley Banc (NASDAQ:OVBC) and Citizens (NASDAQ:CIZN) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, media sentiment, analyst recommendations, risk, institutional ownership, profitability, earnings and community ranking.

Does the media favor OVBC or CIZN?

In the previous week, Ohio Valley Banc and Ohio Valley Banc both had 2 articles in the media. Citizens' average media sentiment score of 0.30 beat Ohio Valley Banc's score of 0.00 indicating that Citizens is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ohio Valley Banc	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Citizens	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer OVBC or CIZN?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ohio Valley Banc	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Citizens	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is OVBC or CIZN more profitable?

Ohio Valley Banc has a net margin of 13.72% compared to Citizens' net margin of 5.80%. Citizens' return on equity of 10.33% beat Ohio Valley Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ohio Valley Banc	13.72%	7.85%	0.83%
Citizens	5.80%	10.33%	0.30%

Is OVBC or CIZN a better dividend stock?

Ohio Valley Banc pays an annual dividend of $0.88 per share and has a dividend yield of 3.6%. Citizens pays an annual dividend of $0.64 per share and has a dividend yield of 7.2%. Ohio Valley Banc pays out 36.5% of its earnings in the form of a dividend. Citizens pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ohio Valley Banc has increased its dividend for 1 consecutive years.

Which has more volatility & risk, OVBC or CIZN?

Ohio Valley Banc has a beta of 0.03, suggesting that its stock price is 97% less volatile than the S&P 500. Comparatively, Citizens has a beta of -0.02, suggesting that its stock price is 102% less volatile than the S&P 500.

Which has stronger earnings and valuation, OVBC or CIZN?

Ohio Valley Banc has higher revenue and earnings than Citizens. Ohio Valley Banc is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ohio Valley Banc	$58.39M	2.03	$12.63M	$2.41	10.27
Citizens	$40.95M	1.22	$1.85M	$0.64	13.83

Does the MarketBeat Community favor OVBC or CIZN?

Citizens received 22 more outperform votes than Ohio Valley Banc when rated by MarketBeat users. Likewise, 50.53% of users gave Citizens an outperform vote while only 30.58% of users gave Ohio Valley Banc an outperform vote.

Company	Underperform	Outperform
Ohio Valley Banc	Outperform Votes 74 30.58%	Underperform Votes 168 69.42%
Citizens	Outperform Votes 96 50.53%	Underperform Votes 94 49.47%

Do institutionals and insiders believe in OVBC or CIZN?

22.1% of Ohio Valley Banc shares are held by institutional investors. Comparatively, 9.7% of Citizens shares are held by institutional investors. 5.3% of Ohio Valley Banc shares are held by insiders. Comparatively, 8.9% of Citizens shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Ohio Valley Banc beats Citizens on 10 of the 17 factors compared between the two stocks.