First United Stock Price, News & Analysis (NASDAQ:FUNC) $21.97 +0.51 (+2.38%) (As of 12/8/2023 ET) Add Compare Share Share Today's Range$21.26▼$22.3550-Day Range$16.12▼$21.9752-Week Range$12.56▼$22.35Volume20,584 shsAverage Volume10,608 shsMarket Capitalization$146.98 millionP/E Ratio7.27Dividend Yield3.64%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media First United MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.19% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment0.90Based on 3 Articles This WeekInsider TradingAcquiring Shares$15,561 Bought Last QuarterProj. Earnings Growth-13.13%From $2.59 to $2.25 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.41 out of 5 starsFinance Sector254th out of 854 stocksNational Commercial Banks Industry26th out of 80 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for First United. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.19% of the float of First United has been sold short.Short Interest Ratio / Days to CoverFirst United has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First United has recently increased by 50.00%, indicating that investor sentiment is decreasing significantly. Previous Next 3.3 Dividend Strength Dividend LeadershipFirst United is a leading dividend payer. It pays a dividend yield of 3.73%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFirst United has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of First United is 26.49%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First United will have a dividend payout ratio of 35.56% next year. This indicates that First United will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FUNC. Previous Next 2.7 News and Social Media Coverage News SentimentFirst United has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for First United this week, compared to 1 article on an average week.MarketBeat FollowsOnly 1 people have added First United to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, First United insiders have bought more of their company's stock than they have sold. Specifically, they have bought $15,561.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.90% of the stock of First United is held by insiders.Percentage Held by InstitutionsOnly 31.55% of the stock of First United is held by institutions. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for First United are expected to decrease by -13.13% in the coming year, from $2.59 to $2.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First United is 7.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.33.Price to Earnings Ratio vs. SectorThe P/E ratio of First United is 7.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 45.18.Price to Book Value per Share RatioFirst United has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About First United Stock (NASDAQ:FUNC)First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, and money market deposit accounts, as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the insured cash sweep program including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was incorporated in 1984 and is headquartered in Oakland, Maryland.Read More FUNC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart FUNC Stock News HeadlinesDecember 9, 2023 | americanbankingnews.comFirst United (NASDAQ:FUNC) Stock Crosses Above 200-Day Moving Average of $16.31December 7, 2023 | msn.com75-year tradition making return to Midwestern State University, First United Methodist ChurchDecember 9, 2023 | Autonomix (Ad)How to Invest Early In the Next Potential Breakthrough Nerve-Sensing TechnologyAutonomix is preparing a public listing as they develop technology to potentially detect and treat a range of nervous system disorders with much greater visibility than available today. Now, their management team sees a potentially untapped $100B market opportunity.* *Disclosure: This is a paid advertisement for Autonomix’s Regulation A+ Offering. Please read the offering circular at invest.autonomix.comDecember 1, 2023 | msn.comZanesville First United Methodist will celebrate 100th anniversary of first serviceDecember 1, 2023 | americanbankingnews.comFirst United (NASDAQ:FUNC) Shares Cross Above Two Hundred Day Moving Average of $15.98December 1, 2023 | americanbankingnews.comFirst United (NASDAQ:FUNC) Receives New Coverage from Analysts at StockNews.comNovember 30, 2023 | msn.comFirst United declares $0.20 dividendNovember 29, 2023 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2024 DIVIDENDDecember 9, 2023 | DTI Trader (Ad)All the trading advice you’ve ever received boils down to thisAll the trading advice you’ve ever received boils down to one goal and one goal only: finding a reliable edge in the markets. If you can do that, grab hold of it and never let go. Because once you have that edge, and you can count on it, you never need to do anything else.November 4, 2023 | morningstar.comFirst United Corp FUNCNovember 1, 2023 | msn.comFirst United Methodist Tree to be taken down, replaced with artificial treeOctober 23, 2023 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2023 EARNINGSOctober 22, 2023 | msn.comTopeka’s First United Methodist Church 100th anniversary of fire restorationOctober 6, 2023 | news.yahoo.comSBF Trial: The latest updates from the FTX collapse’s courtroom dramaOctober 1, 2023 | sfgate.comD.C. United 2, Vancouver 2September 29, 2023 | msn.comUnited Airlines Launches New Military Pilot ProgramSeptember 28, 2023 | msn.comFirst United Methodist hosts fundraiser for Upper Room Recovery CommunitySeptember 27, 2023 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2023 DIVIDENDSeptember 19, 2023 | sports.yahoo.comOxford United: Why the club are fighting on two fronts in 2023-24September 18, 2023 | msn.comAtlanta United's new signings shine in 5-2 triumph over Inter MiamiSeptember 11, 2023 | cbsnews.comUnited Airlines employees pack meals in honor of 9/11 victimsAugust 24, 2023 | finance.yahoo.comFirst United's (NASDAQ:FUNC) investors will be pleased with their respectable 60% return over the last three yearsJuly 24, 2023 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES SECOND QUARTER 2023 EARNINGSJuly 14, 2023 | finance.yahoo.comindividual investors who own 60% along with institutions invested in First United Corporation (NASDAQ:FUNC) saw increase in their holdings value last weekJuly 12, 2023 | msn.comFirst United's Ex-Dividend Date Is Monday, Here's What You Need To KnowJuly 11, 2023 | finance.yahoo.comIs First United (FUNC) Worth a Watch on 5.8% Dividend Yield?July 8, 2023 | msn.comManistique First United Methodist Church holds pasty saleSee More Headlines Receive FUNC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First United and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 11/1 Dividend10/17/2023Last Earnings10/23/2023Dividend Payable11/01/2023Today12/09/2023Fiscal Year End12/31/2023Ex-Dividend for 2/1 Dividend1/17/2024Dividend Payable2/01/2024Next Earnings (Estimated)2/08/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:FUNC CUSIPN/A CIK763907 Webwww.mybank.com Phone(301) 334-9471Fax301-334-5784Employees298Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.02 Trailing P/E Ratio7.27 Forward P/E Ratio8.48 P/E GrowthN/ANet Income$25.05 million Net Margins21.45% Pretax Margin27.75% Return on Equity13.19% Return on Assets1.06% Debt Debt-to-Equity Ratio0.72 Current Ratio0.89 Quick Ratio0.89 Sales & Book Value Annual Sales$80.30 million Price / Sales1.83 Cash Flow$4.27 per share Price / Cash Flow5.14 Book Value$22.80 per share Price / Book0.96Miscellaneous Outstanding Shares6,690,000Free Float6,158,000Market Cap$146.98 million OptionableNot Optionable Beta0.84 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for December 2023. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMs. Carissa L. Rodeheaver CPA (Age 57)CFP, Chairman, President & CEO Comp: $610.46kMr. Jason B. Rush (Age 52)Senior VP & COO Comp: $376.76kMr. Robert L. Fisher II (Age 54)Senior VP & Chief Revenue Officer Comp: $393.83kMs. Tonya K. Sturm (Age 56)Senior VP, CFO, Corporate Secretary & Treasurer Mr. Keith R. Sanders M.B.A. (Age 53)Senior VP & Senior Trust Officer Comp: $217.83kKey CompetitorsUnited Security BancsharesNASDAQ:UBFOMeridianNASDAQ:MRBKHawthorn BancsharesNASDAQ:HWBKFNCB BancorpNASDAQ:FNCBNational BanksharesNASDAQ:NKSHView All CompetitorsInsiders & InstitutionsMarisa A ShockleyBought 152 shares on 12/1/2023Total: $2,997.44 ($19.72/share)EJF Capital LLCSold 19,500 shares on 11/15/2023Ownership: 3.361%Gendell Jeffrey LBought 11,418 shares on 11/13/2023Ownership: 2.394%Northern Trust CorpSold 606 shares on 11/13/2023Ownership: 0.470%Carissa Lynn RodeheaverBought 269 shares on 11/2/2023Total: $4,511.13 ($16.77/share)View All Insider TransactionsView All Institutional Transactions FUNC Stock Analysis - Frequently Asked Questions How have FUNC shares performed in 2023? First United's stock was trading at $19.65 at the beginning of the year. Since then, FUNC stock has increased by 11.8% and is now trading at $21.97. View the best growth stocks for 2023 here. When is First United's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, February 8th 2024. View our FUNC earnings forecast. How were First United's earnings last quarter? First United Co. (NASDAQ:FUNC) posted its quarterly earnings results on Monday, October, 23rd. The bank reported $0.67 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.63 by $0.04. The bank earned $18.70 million during the quarter, compared to analysts' expectations of $18.79 million. First United had a net margin of 21.45% and a trailing twelve-month return on equity of 13.19%. How often does First United pay dividends? What is the dividend yield for First United? First United announced a quarterly dividend on Wednesday, November 29th. Stockholders of record on Thursday, January 18th will be given a dividend of $0.20 per share on Thursday, February 1st. This represents a $0.80 annualized dividend and a yield of 3.64%. The ex-dividend date is Wednesday, January 17th. Read our dividend analysis for FUNC. Is First United a good dividend stock? First United (NASDAQ:FUNC) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.73%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 26.49%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FUNC will have a dividend payout ratio of 35.56% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FUNC. What is William B. Grant's approval rating as First United's CEO? 2 employees have rated First United Chief Executive Officer William B. Grant on Glassdoor.com. William B. Grant has an approval rating of 100% among the company's employees. This puts William B. Grant in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of First United own? Based on aggregate information from My MarketBeat watchlists, some companies that other First United investors own include Advanced Micro Devices (AMD), American Superconductor (AMSC), Arcos Dorados (ARCO), Versartis (VSAR), Pfizer (PFE), Tapestry (TPR), Verizon Communications (VZ), AbbVie (ABBV), Carnival Co. & (CCL) and Cinemark (CNK). Who are First United's major shareholders? First United's stock is owned by many different institutional and retail investors. Top institutional investors include EJF Capital LLC (3.36%), Gendell Jeffrey L (2.39%) and Northern Trust Corp (0.47%). Insiders that own company stock include Brian R Boal, Carissa Lynn Rodeheaver, Christy Dipietro, Irvin Robert Rudy, Jason Barry Rush, John F Barr, John F Barr, John Mccullough, Marisa A Shockley, Patricia Milon and Tc Group Cayman Investment Hol. View institutional ownership trends. How do I buy shares of First United? Shares of FUNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. This page (NASDAQ:FUNC) was last updated on 12/9/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding First United Co. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. 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