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First United (FUNC) Competitors

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$43.69 +0.19 (+0.44%)
Closing price 04:00 PM Eastern
Extended Trading
$43.75 +0.06 (+0.14%)
As of 04:10 PM Eastern
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FUNC vs. SHBI, CFFN, NBN, AGBK, and MBWM

Should you buy First United stock or one of its competitors? First United's main competitors and comparable companies include Shore Bancshares (SHBI), Capitol Federal Financial (CFFN), Northeast Bancorp (NBN), AGI (AGBK), and Mercantile Bank (MBWM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First United compare to Shore Bancshares?

First United (NASDAQ:FUNC) and Shore Bancshares (NASDAQ:SHBI) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, risk, media sentiment and profitability.

First United has a net margin of 20.05% compared to Shore Bancshares' net margin of 19.15%. First United's return on equity of 13.69% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.05% 13.69% 1.36%
Shore Bancshares 19.15%12.11%1.16%

Shore Bancshares has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Shore Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.32$24.51M$3.8611.32
Shore Bancshares$342.72M2.26$59.51M$1.9811.70

First United has a beta of 0.51, meaning that its stock price is 49% less volatile than the broader market. Comparatively, Shore Bancshares has a beta of 0.8, meaning that its stock price is 20% less volatile than the broader market.

First United presently has a consensus target price of $49.50, suggesting a potential upside of 13.30%. Shore Bancshares has a consensus target price of $26.00, suggesting a potential upside of 12.26%. Given First United's stronger consensus rating and higher probable upside, analysts clearly believe First United is more favorable than Shore Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Shore Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

In the previous week, Shore Bancshares had 2 more articles in the media than First United. MarketBeat recorded 3 mentions for Shore Bancshares and 1 mentions for First United. First United's average media sentiment score of 1.59 beat Shore Bancshares' score of 0.58 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Shore Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.4%. First United pays out 26.9% of its earnings in the form of a dividend. Shore Bancshares pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has increased its dividend for 6 consecutive years.

33.3% of First United shares are held by institutional investors. Comparatively, 59.8% of Shore Bancshares shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Comparatively, 8.7% of Shore Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

First United beats Shore Bancshares on 10 of the 18 factors compared between the two stocks.

How does First United compare to Capitol Federal Financial?

Capitol Federal Financial (NASDAQ:CFFN) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, earnings, profitability, dividends, analyst recommendations, institutional ownership and media sentiment.

88.5% of Capitol Federal Financial shares are owned by institutional investors. Comparatively, 33.3% of First United shares are owned by institutional investors. 2.8% of Capitol Federal Financial shares are owned by company insiders. Comparatively, 8.1% of First United shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Capitol Federal Financial currently has a consensus price target of $9.25, indicating a potential upside of 4.76%. First United has a consensus price target of $49.50, indicating a potential upside of 13.30%. Given First United's stronger consensus rating and higher probable upside, analysts clearly believe First United is more favorable than Capitol Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capitol Federal Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, First United had 1 more articles in the media than Capitol Federal Financial. MarketBeat recorded 1 mentions for First United and 0 mentions for Capitol Federal Financial. Capitol Federal Financial's average media sentiment score of 1.89 beat First United's score of 1.59 indicating that Capitol Federal Financial is being referred to more favorably in the media.

Company Overall Sentiment
Capitol Federal Financial Very Positive
First United Very Positive

Capitol Federal Financial has a beta of 0.68, indicating that its stock price is 32% less volatile than the broader market. Comparatively, First United has a beta of 0.51, indicating that its stock price is 49% less volatile than the broader market.

Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 3.9%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Capitol Federal Financial pays out 52.3% of its earnings in the form of a dividend. First United pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has raised its dividend for 6 consecutive years.

First United has a net margin of 20.05% compared to Capitol Federal Financial's net margin of 18.69%. First United's return on equity of 13.69% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capitol Federal Financial18.69% 8.01% 0.85%
First United 20.05%13.69%1.36%

Capitol Federal Financial has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capitol Federal Financial$420.24M2.64$68.03M$0.6513.58
First United$121.42M2.32$24.51M$3.8611.32

Summary

First United beats Capitol Federal Financial on 11 of the 20 factors compared between the two stocks.

How does First United compare to Northeast Bancorp?

First United (NASDAQ:FUNC) and Northeast Bancorp (NASDAQ:NBN) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, risk, earnings, analyst recommendations, institutional ownership, valuation and media sentiment.

Northeast Bancorp has a net margin of 27.91% compared to First United's net margin of 20.05%. Northeast Bancorp's return on equity of 19.35% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.05% 13.69% 1.36%
Northeast Bancorp 27.91%19.35%2.22%

33.3% of First United shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Comparatively, 14.2% of Northeast Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Northeast Bancorp has higher revenue and earnings than First United. Northeast Bancorp is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.32$24.51M$3.8611.32
Northeast Bancorp$385.07M2.81$107.48M$12.7210.37

In the previous week, Northeast Bancorp had 1 more articles in the media than First United. MarketBeat recorded 2 mentions for Northeast Bancorp and 1 mentions for First United. First United's average media sentiment score of 1.59 beat Northeast Bancorp's score of 1.18 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Northeast Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First United presently has a consensus price target of $49.50, indicating a potential upside of 13.30%. Northeast Bancorp has a consensus price target of $143.50, indicating a potential upside of 8.75%. Given First United's stronger consensus rating and higher probable upside, research analysts plainly believe First United is more favorable than Northeast Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First United pays out 26.9% of its earnings in the form of a dividend. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has increased its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First United has a beta of 0.51, suggesting that its stock price is 49% less volatile than the broader market. Comparatively, Northeast Bancorp has a beta of 0.58, suggesting that its stock price is 42% less volatile than the broader market.

Summary

Northeast Bancorp beats First United on 11 of the 19 factors compared between the two stocks.

How does First United compare to AGI?

First United (NASDAQ:FUNC) and AGI (NYSE:AGBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, valuation, analyst recommendations and dividends.

First United has a net margin of 20.05% compared to AGI's net margin of 0.00%. First United's return on equity of 13.69% beat AGI's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.05% 13.69% 1.36%
AGI N/A N/A N/A

33.3% of First United shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

First United presently has a consensus target price of $49.50, suggesting a potential upside of 13.30%. AGI has a consensus target price of $14.14, suggesting a potential upside of 126.10%. Given AGI's higher probable upside, analysts clearly believe AGI is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
AGI
2 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.44

AGI has higher revenue and earnings than First United. AGI is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.32$24.51M$3.8611.32
AGI$1.91B0.52$185.88M$0.5910.60

In the previous week, First United and First United both had 1 articles in the media. First United's average media sentiment score of 1.59 beat AGI's score of -0.50 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
AGI
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

Summary

First United beats AGI on 10 of the 14 factors compared between the two stocks.

How does First United compare to Mercantile Bank?

First United (NASDAQ:FUNC) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, media sentiment, valuation, profitability and analyst recommendations.

First United presently has a consensus target price of $49.50, suggesting a potential upside of 13.30%. Mercantile Bank has a consensus target price of $62.00, suggesting a potential upside of 2.68%. Given First United's stronger consensus rating and higher probable upside, equities analysts clearly believe First United is more favorable than Mercantile Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Mercantile Bank
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

First United has a beta of 0.51, indicating that its stock price is 49% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.8, indicating that its stock price is 20% less volatile than the broader market.

Mercantile Bank has higher revenue and earnings than First United. Mercantile Bank is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.32$24.51M$3.8611.32
Mercantile Bank$260.81M4.00$88.75M$5.6810.63

Mercantile Bank has a net margin of 24.75% compared to First United's net margin of 20.05%. First United's return on equity of 13.69% beat Mercantile Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.05% 13.69% 1.36%
Mercantile Bank 24.75%13.66%1.46%

First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.4%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.6%. First United pays out 26.9% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has raised its dividend for 6 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Mercantile Bank had 1 more articles in the media than First United. MarketBeat recorded 2 mentions for Mercantile Bank and 1 mentions for First United. First United's average media sentiment score of 1.59 beat Mercantile Bank's score of 0.66 indicating that First United is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Mercantile Bank
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

33.3% of First United shares are held by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Comparatively, 2.5% of Mercantile Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Mercantile Bank beats First United on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$280.74M$23.56B$13.83B$14.12B
Dividend Yield2.39%3.07%5.95%12.64%
P/E Ratio11.3227.0525.2925.54
Price / Sales2.329.44509.0592.14
Price / Cash10.1015.8939.4051.20
Price / Book1.391.382.736.31
Net Income$24.51M$2.58B$1.31B$357.99M
7 Day Performance-1.60%-0.32%-0.38%0.29%
1 Month Performance-2.76%-0.75%-0.57%-3.13%
1 Year Performance19.60%23.03%8.81%6.88%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.4603 of 5 stars
$43.69
+0.4%
$49.50
+13.3%
+20.4%$280.74M$121.42M11.32343
SHBI
Shore Bancshares
4.2496 of 5 stars
$23.19
-1.9%
$26.00
+12.1%
+37.8%$788.59M$342.72M11.71450
CFFN
Capitol Federal Financial
2.3538 of 5 stars
$8.80
-0.8%
$9.25
+5.1%
+40.9%$1.11B$420.24M13.54730
NBN
Northeast Bancorp
1.8464 of 5 stars
$129.90
-2.2%
$143.50
+10.5%
+22.0%$1.09B$385.07M10.21180
AGBK
AGI
4.3138 of 5 stars
$6.79
+0.5%
$14.14
+108.4%
N/A$1.08B$1.91B11.505,001

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This page (NASDAQ:FUNC) was last updated on 9/17/2026 by MarketBeat.com Staff.
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