NASDAQ:FUNC

First United Competitors

$17.08
+0.14 (+0.83 %)
(As of 04/14/2021 04:30 PM ET)
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Today's Range
$16.92
Now: $17.08
$17.38
50-Day Range
$16.81
MA: $18.47
$19.99
52-Week Range
$10.74
Now: $17.08
$20.48
Volume13,249 shs
Average Volume15,495 shs
Market Capitalization$119.49 million
P/E Ratio9.87
Dividend Yield3.02%
Beta1.13

Competitors

First United (NASDAQ:FUNC) Vs. GNTY, SFST, AMNB, SMBK, FNLC, and PFIS

Should you be buying FUNC stock or one of its competitors? Companies in the industry of "national commercial banks" are considered alternatives and competitors to First United, including Guaranty Bancshares (GNTY), Southern First Bancshares (SFST), American National Bankshares (AMNB), SmartFinancial (SMBK), The First Bancorp (FNLC), and Peoples Financial Services (PFIS).

First United (NASDAQ:FUNC) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, profitability, earnings, dividends, institutional ownership, analyst recommendations and risk.

Analyst Ratings

This is a breakdown of current ratings and target prices for First United and Guaranty Bancshares, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
First United0000N/A
Guaranty Bancshares01002.00

Guaranty Bancshares has a consensus target price of $32.00, indicating a potential downside of 17.55%. Given Guaranty Bancshares' higher probable upside, analysts clearly believe Guaranty Bancshares is more favorable than First United.

Earnings and Valuation

This table compares First United and Guaranty Bancshares' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$74.56 million1.60$13.13 millionN/AN/A
Guaranty Bancshares$119.53 million3.91$26.28 million$2.2517.25

Guaranty Bancshares has higher revenue and earnings than First United.

Dividends

First United pays an annual dividend of $0.52 per share and has a dividend yield of 3.0%. Guaranty Bancshares pays an annual dividend of $0.80 per share and has a dividend yield of 2.1%. Guaranty Bancshares pays out 35.6% of its earnings in the form of a dividend. First United has increased its dividend for 1 consecutive years and Guaranty Bancshares has increased its dividend for 3 consecutive years.

Risk & Volatility

First United has a beta of 1.13, meaning that its stock price is 13% more volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.43, meaning that its stock price is 57% less volatile than the S&P 500.

Insider & Institutional Ownership

32.4% of First United shares are held by institutional investors. Comparatively, 20.1% of Guaranty Bancshares shares are held by institutional investors. 4.3% of First United shares are held by company insiders. Comparatively, 29.6% of Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares First United and Guaranty Bancshares' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
First United16.22%9.75%0.78%
Guaranty Bancshares20.06%13.54%1.40%

Summary

Guaranty Bancshares beats First United on 10 of the 14 factors compared between the two stocks.

Southern First Bancshares (NASDAQ:SFST) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, valuation, profitability, risk and dividends.

Institutional & Insider Ownership

74.1% of Southern First Bancshares shares are held by institutional investors. Comparatively, 32.4% of First United shares are held by institutional investors. 8.5% of Southern First Bancshares shares are held by company insiders. Comparatively, 4.3% of First United shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Risk and Volatility

Southern First Bancshares has a beta of 1.07, suggesting that its stock price is 7% more volatile than the S&P 500. Comparatively, First United has a beta of 1.13, suggesting that its stock price is 13% more volatile than the S&P 500.

Earnings & Valuation

This table compares Southern First Bancshares and First United's revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern First Bancshares$107.64 million3.61$27.86 million$3.5813.92
First United$74.56 million1.60$13.13 millionN/AN/A

Southern First Bancshares has higher revenue and earnings than First United.

Analyst Recommendations

This is a breakdown of current ratings for Southern First Bancshares and First United, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Southern First Bancshares01202.67
First United0000N/A

Southern First Bancshares currently has a consensus target price of $39.50, indicating a potential downside of 20.71%. Given Southern First Bancshares' higher possible upside, equities analysts plainly believe Southern First Bancshares is more favorable than First United.

Profitability

This table compares Southern First Bancshares and First United's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Southern First Bancshares14.18%7.95%0.71%
First United16.22%9.75%0.78%

Summary

Southern First Bancshares beats First United on 8 of the 12 factors compared between the two stocks.

American National Bankshares (NASDAQ:AMNB) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, valuation, earnings and profitability.

Profitability

This table compares American National Bankshares and First United's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
American National Bankshares25.52%8.95%1.09%
First United16.22%9.75%0.78%

Volatility and Risk

American National Bankshares has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500. Comparatively, First United has a beta of 1.13, suggesting that its share price is 13% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations for American National Bankshares and First United, as provided by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
American National Bankshares01102.50
First United0000N/A

American National Bankshares presently has a consensus price target of $30.25, indicating a potential downside of 6.95%. Given American National Bankshares' higher possible upside, analysts clearly believe American National Bankshares is more favorable than First United.

Earnings & Valuation

This table compares American National Bankshares and First United's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American National Bankshares$108.03 million3.30$20.91 million$3.1010.49
First United$74.56 million1.60$13.13 millionN/AN/A

American National Bankshares has higher revenue and earnings than First United.

Insider & Institutional Ownership

36.5% of American National Bankshares shares are held by institutional investors. Comparatively, 32.4% of First United shares are held by institutional investors. 4.1% of American National Bankshares shares are held by insiders. Comparatively, 4.3% of First United shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Dividends

American National Bankshares pays an annual dividend of $1.08 per share and has a dividend yield of 3.3%. First United pays an annual dividend of $0.52 per share and has a dividend yield of 3.0%. American National Bankshares pays out 34.8% of its earnings in the form of a dividend. American National Bankshares has increased its dividend for 1 consecutive years and First United has increased its dividend for 1 consecutive years.

Summary

American National Bankshares beats First United on 10 of the 14 factors compared between the two stocks.

SmartFinancial (NASDAQ:SMBK) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership.

Profitability

This table compares SmartFinancial and First United's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
SmartFinancial17.20%7.34%0.82%
First United16.22%9.75%0.78%

Risk & Volatility

SmartFinancial has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, First United has a beta of 1.13, suggesting that its share price is 13% more volatile than the S&P 500.

Earnings and Valuation

This table compares SmartFinancial and First United's top-line revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$123.77 million2.69$26.55 million$1.6813.13
First United$74.56 million1.60$13.13 millionN/AN/A

SmartFinancial has higher revenue and earnings than First United.

Analyst Ratings

This is a breakdown of current recommendations for SmartFinancial and First United, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
SmartFinancial00203.00
First United0000N/A

SmartFinancial presently has a consensus price target of $22.00, indicating a potential downside of 0.27%. Given SmartFinancial's higher probable upside, research analysts clearly believe SmartFinancial is more favorable than First United.

Institutional & Insider Ownership

40.5% of SmartFinancial shares are held by institutional investors. Comparatively, 32.4% of First United shares are held by institutional investors. 8.9% of SmartFinancial shares are held by company insiders. Comparatively, 4.3% of First United shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

SmartFinancial pays an annual dividend of $0.24 per share and has a dividend yield of 1.1%. First United pays an annual dividend of $0.52 per share and has a dividend yield of 3.0%. SmartFinancial pays out 14.3% of its earnings in the form of a dividend. SmartFinancial has increased its dividend for 1 consecutive years and First United has increased its dividend for 1 consecutive years.

Summary

SmartFinancial beats First United on 10 of the 14 factors compared between the two stocks.

The First Bancorp (NASDAQ:FNLC) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings.

Risk and Volatility

The First Bancorp has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500. Comparatively, First United has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500.

Earnings & Valuation

This table compares The First Bancorp and First United's gross revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
The First Bancorp$92.84 million3.41$25.52 millionN/AN/A
First United$74.56 million1.60$13.13 millionN/AN/A

The First Bancorp has higher revenue and earnings than First United.

Dividends

The First Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 4.3%. First United pays an annual dividend of $0.52 per share and has a dividend yield of 3.0%. The First Bancorp has increased its dividend for 7 consecutive years and First United has increased its dividend for 1 consecutive years. The First Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Recommendations

This is a breakdown of current ratings for The First Bancorp and First United, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
The First Bancorp0000N/A
First United0000N/A

Institutional & Insider Ownership

33.5% of The First Bancorp shares are owned by institutional investors. Comparatively, 32.4% of First United shares are owned by institutional investors. 8.3% of The First Bancorp shares are owned by company insiders. Comparatively, 4.3% of First United shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares The First Bancorp and First United's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
The First Bancorp28.20%12.43%1.22%
First United16.22%9.75%0.78%

Summary

The First Bancorp beats First United on 11 of the 12 factors compared between the two stocks.

First United (NASDAQ:FUNC) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, earnings, risk, institutional ownership and profitability.

Dividends

First United pays an annual dividend of $0.52 per share and has a dividend yield of 3.0%. Peoples Financial Services pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. First United has raised its dividend for 1 consecutive years and Peoples Financial Services has raised its dividend for 1 consecutive years.

Volatility & Risk

First United has a beta of 1.13, meaning that its stock price is 13% more volatile than the S&P 500. Comparatively, Peoples Financial Services has a beta of 0.14, meaning that its stock price is 86% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for First United and Peoples Financial Services, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
First United0000N/A
Peoples Financial Services0000N/A

Valuation and Earnings

This table compares First United and Peoples Financial Services' gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$74.56 million1.60$13.13 millionN/AN/A
Peoples Financial Services$108.51 million2.76$25.74 millionN/AN/A

Peoples Financial Services has higher revenue and earnings than First United.

Profitability

This table compares First United and Peoples Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
First United16.22%9.75%0.78%
Peoples Financial Services25.36%9.07%1.06%

Institutional & Insider Ownership

32.4% of First United shares are held by institutional investors. Comparatively, 27.1% of Peoples Financial Services shares are held by institutional investors. 4.3% of First United shares are held by insiders. Comparatively, 7.7% of Peoples Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Peoples Financial Services beats First United on 8 of the 11 factors compared between the two stocks.


First United Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
Guaranty Bancshares logo
GNTY
Guaranty Bancshares
1.5$38.81+1.3%$461.91 million$119.53 million17.64Upcoming Earnings
Southern First Bancshares logo
SFST
Southern First Bancshares
1.5$49.82+1.3%$383.30 million$107.64 million23.06Decrease in Short Interest
American National Bankshares logo
AMNB
American National Bankshares
1.6$32.51+1.1%$352.41 million$108.03 million12.50Analyst Report
News Coverage
SmartFinancial logo
SMBK
SmartFinancial
1.6$22.06+3.7%$321.15 million$123.77 million14.71Upcoming Earnings
News Coverage
Gap Down
The First Bancorp logo
FNLC
The First Bancorp
1.2$28.85+1.8%$316.89 million$92.84 million11.73
Peoples Financial Services logo
PFIS
Peoples Financial Services
1.2$41.62+0.5%$298.20 million$108.51 million10.92News Coverage
Fidelity D & D Bancorp logo
FDBC
Fidelity D & D Bancorp
1.0$57.47+3.0%$278.63 million$49.46 million23.55News Coverage
Capital Bancorp logo
CBNK
Capital Bancorp
1.1$20.18+3.0%$277.66 million$107.87 million13.28High Trading Volume
Professional logo
PFHD
Professional
1.3$17.77+1.4%$239.44 million$42.02 million0.00
ATLO
Ames National
1.3$25.52+0.5%$231.72 million$64.81 million12.95
LCNB logo
LCNB
LCNB
1.8$17.98+1.1%$230.41 million$77.54 million12.15Upcoming Earnings
National Bankshares logo
NKSH
National Bankshares
2.0$35.54+0.8%$229.15 million$53.94 million14.51
Pacific Mercantile Bancorp logo
PMBC
Pacific Mercantile Bancorp
1.4$9.05+0.3%$201.32 million$71.26 million43.10Decrease in Short Interest
Shore Bancshares logo
SHBI
Shore Bancshares
2.0$17.07+0.7%$199.20 million$69.79 million13.44News Coverage
Meridian logo
MRBK
Meridian
1.6$25.55+0.9%$157.59 million$85.96 million7.67Increase in Short Interest
Severn Bancorp logo
SVBI
Severn Bancorp
0.6$12.08+0.7%$155.24 million$50.08 million28.76Increase in Short Interest
FNCB Bancorp logo
FNCB
FNCB Bancorp
0.4$7.02+0.3%$142.07 million$53.68 million10.48
HWBK
Hawthorn Bancshares
0.8$21.03+0.4%$136.27 million$72.91 million10.31
United Security Bancshares logo
UBFO
United Security Bancshares
1.1$7.72+0.6%$132.17 million$46.46 million13.31Upcoming Earnings
High Trading Volume
Gap Down
Landmark Bancorp logo
LARK
Landmark Bancorp
0.9$25.54+1.6%$119.42 million$52.92 million7.11
Old Point Financial logo
OPOF
Old Point Financial
1.1$22.35+0.7%$117.63 million$54.32 million17.06Increase in Short Interest
GLG
TD
0.4$1.45+4.8%$109.20 million$2.49 million-2.84Decrease in Short Interest
CF Bankshares logo
CFBK
CF Bankshares
1.5$19.62+0.7%$104.77 million$46.82 million5.06Dividend Announcement
Decrease in Short Interest
News Coverage
Gap Up
Limestone Bancorp logo
LMST
Limestone Bancorp
0.9$15.70+0.3%$103.54 million$55.50 million15.24Upcoming Earnings
Riverview Financial logo
RIVE
Riverview Financial
0.6$10.25+0.5%$95.81 million$58.06 million-4.42Increase in Short Interest
United Bancshares logo
UBOH
United Bancshares
1.0$26.35+0.4%$86.40 million$52.87 million5.34Increase in Short Interest
EMCF
Emclaire Financial
1.2$28.00+0.0%$76.19 million$40.54 million13.46Decrease in Short Interest
News Coverage
AmeriServ Financial logo
ASRV
AmeriServ Financial
1.2$4.00+0.3%$68.44 million$64.54 million15.39Upcoming Earnings
Patriot National Bancorp logo
PNBK
Patriot National Bancorp
1.0$9.60+2.3%$38.73 million$46.13 million0.00Increase in Short Interest
Gap Up
OptimumBank logo
OPHC
OptimumBank
0.4$3.81+0.3%$12.18 million$5.36 million-7.19Increase in Short Interest
News Coverage
Gap Down
This page was last updated on 4/14/2021 by MarketBeat.com Staff
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