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First United (FUNC) Competitors

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$45.40 +2.11 (+4.87%)
Closing price 06/26/2026 04:00 PM Eastern
Extended Trading
$45.50 +0.10 (+0.22%)
As of 06/26/2026 04:31 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FUNC vs. LU, NBN, RHLD, SBSI, and ESQ

Should you buy First United stock or one of its competitors? MarketBeat compares First United with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First United include Lufax (LU), Northeast Bancorp (NBN), Resolute Holdings Management (RHLD), Southside Bancshares (SBSI), and Esquire Financial (ESQ). These companies are all part of the "banking" industry.

How does First United compare to Lufax?

Lufax (NYSE:LU) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, media sentiment, dividends, institutional ownership, analyst recommendations, valuation, earnings and risk.

In the previous week, Lufax and Lufax both had 1 articles in the media. First United's average media sentiment score of 1.91 beat Lufax's score of -0.71 indicating that First United is being referred to more favorably in the news media.

Company Overall Sentiment
Lufax Negative
First United Very Positive

69.1% of Lufax shares are owned by institutional investors. Comparatively, 33.3% of First United shares are owned by institutional investors. 8.1% of First United shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

First United has a net margin of 20.55% compared to Lufax's net margin of 0.00%. First United's return on equity of 13.39% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
LufaxN/A N/A N/A
First United 20.55%13.39%1.31%

First United has lower revenue, but higher earnings than Lufax. Lufax is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$3.77B0.29-$291.79M-$0.78N/A
First United$121.42M2.41$24.51M$3.9111.61

Lufax presently has a consensus target price of $2.00, suggesting a potential upside of 56.86%. First United has a consensus target price of $44.50, suggesting a potential downside of 1.98%. Given Lufax's higher probable upside, equities analysts plainly believe Lufax is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Lufax has a beta of 0.76, indicating that its stock price is 24% less volatile than the broader market. Comparatively, First United has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market.

Summary

First United beats Lufax on 11 of the 15 factors compared between the two stocks.

How does First United compare to Northeast Bancorp?

Northeast Bancorp (NASDAQ:NBN) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, dividends, valuation, media sentiment, analyst recommendations, institutional ownership, profitability and earnings.

Northeast Bancorp has higher revenue and earnings than First United. Northeast Bancorp is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Northeast Bancorp$351M3.11$83.44M$11.6711.38
First United$121.42M2.41$24.51M$3.9111.61

In the previous week, Northeast Bancorp had 1 more articles in the media than First United. MarketBeat recorded 2 mentions for Northeast Bancorp and 1 mentions for First United. First United's average media sentiment score of 1.91 beat Northeast Bancorp's score of 1.58 indicating that First United is being referred to more favorably in the news media.

Company Overall Sentiment
Northeast Bancorp Very Positive
First United Very Positive

Northeast Bancorp has a net margin of 25.96% compared to First United's net margin of 20.55%. Northeast Bancorp's return on equity of 18.63% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
Northeast Bancorp25.96% 18.63% 2.13%
First United 20.55%13.39%1.31%

Northeast Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market. Comparatively, First United has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market.

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. First United pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has raised its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northeast Bancorp presently has a consensus price target of $130.50, suggesting a potential downside of 1.72%. First United has a consensus price target of $44.50, suggesting a potential downside of 1.98%. Given Northeast Bancorp's higher probable upside, equities research analysts clearly believe Northeast Bancorp is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

33.3% of First United shares are held by institutional investors. 14.2% of Northeast Bancorp shares are held by insiders. Comparatively, 8.1% of First United shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Northeast Bancorp beats First United on 12 of the 18 factors compared between the two stocks.

How does First United compare to Resolute Holdings Management?

First United (NASDAQ:FUNC) and Resolute Holdings Management (NYSE:RHLD) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.

In the previous week, Resolute Holdings Management had 1 more articles in the media than First United. MarketBeat recorded 2 mentions for Resolute Holdings Management and 1 mentions for First United. First United's average media sentiment score of 1.91 beat Resolute Holdings Management's score of 0.36 indicating that First United is being referred to more favorably in the media.

Company Overall Sentiment
First United Very Positive
Resolute Holdings Management Neutral

33.3% of First United shares are owned by institutional investors. 8.1% of First United shares are owned by insiders. Comparatively, 52.8% of Resolute Holdings Management shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

First United has a net margin of 20.55% compared to Resolute Holdings Management's net margin of 7.70%. Resolute Holdings Management's return on equity of 17.89% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.55% 13.39% 1.31%
Resolute Holdings Management 7.70%17.89%8.08%

First United presently has a consensus target price of $44.50, suggesting a potential downside of 1.98%. Given First United's stronger consensus rating and higher probable upside, equities analysts plainly believe First United is more favorable than Resolute Holdings Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Resolute Holdings Management
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

First United has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market. Comparatively, Resolute Holdings Management has a beta of -1.63, meaning that its share price is 263% less volatile than the broader market.

First United has higher earnings, but lower revenue than Resolute Holdings Management. First United is trading at a lower price-to-earnings ratio than Resolute Holdings Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.41$24.51M$3.9111.61
Resolute Holdings Management$462.05M2.40-$5.92M$6.8919.47

Summary

First United beats Resolute Holdings Management on 9 of the 16 factors compared between the two stocks.

How does First United compare to Southside Bancshares?

First United (NASDAQ:FUNC) and Southside Bancshares (NYSE:SBSI) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, profitability, valuation, risk, media sentiment, analyst recommendations and institutional ownership.

First United currently has a consensus price target of $44.50, indicating a potential downside of 1.98%. Southside Bancshares has a consensus price target of $35.00, indicating a potential downside of 0.15%. Given Southside Bancshares' higher probable upside, analysts clearly believe Southside Bancshares is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Southside Bancshares
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

First United has a net margin of 20.55% compared to Southside Bancshares' net margin of 15.85%. First United's return on equity of 13.39% beat Southside Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.55% 13.39% 1.31%
Southside Bancshares 15.85%10.81%1.06%

Southside Bancshares has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Southside Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$121.42M2.41$24.51M$3.9111.61
Southside Bancshares$419.03M2.49$69.18M$2.3614.85

First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Southside Bancshares pays an annual dividend of $1.44 per share and has a dividend yield of 4.1%. First United pays out 26.6% of its earnings in the form of a dividend. Southside Bancshares pays out 61.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has raised its dividend for 6 consecutive years and Southside Bancshares has raised its dividend for 30 consecutive years. Southside Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, First United and First United both had 1 articles in the media. First United's average media sentiment score of 1.91 beat Southside Bancshares' score of 0.00 indicating that First United is being referred to more favorably in the media.

Company Overall Sentiment
First United Very Positive
Southside Bancshares Neutral

First United has a beta of 0.53, meaning that its stock price is 47% less volatile than the broader market. Comparatively, Southside Bancshares has a beta of 0.58, meaning that its stock price is 42% less volatile than the broader market.

33.3% of First United shares are owned by institutional investors. Comparatively, 55.7% of Southside Bancshares shares are owned by institutional investors. 8.1% of First United shares are owned by insiders. Comparatively, 5.1% of Southside Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

First United and Southside Bancshares tied by winning 9 of the 18 factors compared between the two stocks.

How does First United compare to Esquire Financial?

Esquire Financial (NASDAQ:ESQ) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, analyst recommendations, institutional ownership and risk.

Esquire Financial currently has a consensus target price of $120.33, suggesting a potential upside of 1.57%. First United has a consensus target price of $44.50, suggesting a potential downside of 1.98%. Given Esquire Financial's higher possible upside, research analysts clearly believe Esquire Financial is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Esquire Financial has a net margin of 29.96% compared to First United's net margin of 20.55%. Esquire Financial's return on equity of 18.30% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
Esquire Financial29.96% 18.30% 2.30%
First United 20.55%13.39%1.31%

In the previous week, Esquire Financial had 4 more articles in the media than First United. MarketBeat recorded 5 mentions for Esquire Financial and 1 mentions for First United. First United's average media sentiment score of 1.91 beat Esquire Financial's score of 0.37 indicating that First United is being referred to more favorably in the news media.

Company Overall Sentiment
Esquire Financial Neutral
First United Very Positive

Esquire Financial has a beta of 0.39, indicating that its stock price is 61% less volatile than the broader market. Comparatively, First United has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market.

Esquire Financial has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Esquire Financial$164.50M6.22$50.82M$5.9519.91
First United$121.42M2.41$24.51M$3.9111.61

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 33.3% of First United shares are held by institutional investors. 13.9% of Esquire Financial shares are held by insiders. Comparatively, 8.1% of First United shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.7%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Esquire Financial pays out 13.4% of its earnings in the form of a dividend. First United pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has increased its dividend for 4 consecutive years and First United has increased its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Esquire Financial beats First United on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$292.68M$1.20B$13.90B$12.19B
Dividend Yield2.29%2.48%5.69%6.23%
P/E Ratio11.6119.3320.4824.17
Price / Sales2.412.46136.11101.82
Price / Cash10.5525.8919.6855.62
Price / Book1.451.292.266.36
Net Income$24.51M$75.93M$1.14B$337.99M
7 Day Performance6.62%3.38%0.90%0.10%
1 Month Performance16.41%6.02%1.41%-1.28%
1 Year Performance55.37%30.91%15.38%27.68%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.5515 of 5 stars
$45.40
+4.9%
$44.50
-2.0%
+55.4%$292.68M$121.42M11.61300
LU
Lufax
3.3116 of 5 stars
$1.26
+0.8%
$2.00
+58.7%
-53.2%$1.08B$3.77BN/A33,163
NBN
Northeast Bancorp
1.9306 of 5 stars
$127.99
0.0%
$130.50
+2.0%
+50.4%$1.05B$351M10.97180
RHLD
Resolute Holdings Management
1.327 of 5 stars
$123.11
+0.2%
N/A+293.6%$1.01B$765.96M17.875,620
SBSI
Southside Bancshares
2.4805 of 5 stars
$34.56
+2.3%
$35.00
+1.3%
+19.2%$1.01B$243.20M14.64810

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This page (NASDAQ:FUNC) was last updated on 6/28/2026 by MarketBeat.com Staff.
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