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First United (FUNC) Competitors

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$32.88 -0.74 (-2.20%)
Closing price 07/11/2025 04:00 PM Eastern
Extended Trading
$32.88 -0.01 (-0.02%)
As of 07/11/2025 04:04 PM Eastern
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FUNC vs. ATLC, OSBC, ESQ, HBT, CNCK, AMTB, MCB, XYF, CFB, and NBN

Should you be buying First United stock or one of its competitors? The main competitors of First United include Atlanticus (ATLC), Old Second Bancorp (OSBC), Esquire Financial (ESQ), HBT Financial (HBT), Coincheck Group (CNCK), Amerant Bancorp (AMTB), Metropolitan Bank (MCB), X Financial (XYF), CrossFirst Bankshares (CFB), and Northeast Bancorp (NBN). These companies are all part of the "banking" industry.

First United vs. Its Competitors

Atlanticus (NASDAQ:ATLC) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, earnings, analyst recommendations, media sentiment and profitability.

Atlanticus has a beta of 1.83, suggesting that its share price is 83% more volatile than the S&P 500. Comparatively, First United has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500.

14.2% of Atlanticus shares are held by institutional investors. Comparatively, 33.3% of First United shares are held by institutional investors. 50.4% of Atlanticus shares are held by company insiders. Comparatively, 7.9% of First United shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

First United has a net margin of 19.95% compared to Atlanticus' net margin of 8.54%. Atlanticus' return on equity of 24.51% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
Atlanticus8.54% 24.51% 3.76%
First United 19.95%12.94%1.17%

Atlanticus currently has a consensus target price of $62.60, suggesting a potential upside of 12.45%. First United has a consensus target price of $42.00, suggesting a potential upside of 27.74%. Given First United's higher probable upside, analysts plainly believe First United is more favorable than Atlanticus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
First United
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Atlanticus has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Atlanticus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Atlanticus$1.31B0.64$111.30M$5.1710.77
First United$111.40M1.91$20.57M$3.489.45

In the previous week, Atlanticus had 3 more articles in the media than First United. MarketBeat recorded 4 mentions for Atlanticus and 1 mentions for First United. First United's average media sentiment score of 1.37 beat Atlanticus' score of 1.04 indicating that First United is being referred to more favorably in the news media.

Company Overall Sentiment
Atlanticus Positive
First United Positive

Summary

Atlanticus beats First United on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$217.81M$879.80M$12.07B$9.11B
Dividend Yield2.62%3.12%5.53%4.02%
P/E Ratio9.4519.3220.0420.25
Price / Sales1.912.0025.5199.65
Price / Cash9.0949.2721.6458.16
Price / Book1.191.122.285.49
Net Income$20.57M$54.19M$992.82M$250.27M
7 Day Performance-2.69%-1.11%-0.23%4.80%
1 Month Performance10.78%5.33%2.76%7.68%
1 Year Performance49.45%20.72%536.06%16.36%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.3016 of 5 stars
$32.88
-2.2%
$42.00
+27.7%
+51.9%$217.81M$111.40M9.45300Positive News
ATLC
Atlanticus
2.9546 of 5 stars
$57.54
-0.2%
$62.60
+8.8%
+67.6%$871.88M$1.31B11.13330News Coverage
Positive News
OSBC
Old Second Bancorp
2.6427 of 5 stars
$18.90
-0.9%
$20.50
+8.5%
+21.3%$859.67M$341.72M10.33890Upcoming Earnings
ESQ
Esquire Financial
1.9781 of 5 stars
$99.52
+0.3%
$92.50
-7.1%
+93.4%$839.80M$138.27M18.81110News Coverage
Analyst Forecast
High Trading Volume
HBT
HBT Financial
3.2597 of 5 stars
$26.27
-1.1%
$25.80
-1.8%
+21.0%$836.83M$287.27M11.04730
CNCK
Coincheck Group
2.1653 of 5 stars
$5.64
-10.0%
$10.00
+77.3%
N/A$813.22M$2.56B0.00N/A
AMTB
Amerant Bancorp
2.9593 of 5 stars
$19.23
-2.1%
$24.60
+27.9%
-18.7%$804.37M$317.91M-33.74680Positive News
MCB
Metropolitan Bank
2.4024 of 5 stars
$74.04
-1.2%
$77.00
+4.0%
+53.8%$798.55M$492.21M12.53240News Coverage
Upcoming Earnings
XYF
X Financial
2.6137 of 5 stars
$18.74
-1.4%
N/A+333.7%$794.23M$804.43M3.90420High Trading Volume
CFB
CrossFirst Bankshares
N/A$15.99
flat
$19.33
+20.9%
N/A$788.55M$261.78M10.25460Upcoming Earnings
NBN
Northeast Bancorp
3.1471 of 5 stars
$94.32
-1.7%
$97.50
+3.4%
+50.7%$787.23M$263.77M10.49180News Coverage
High Trading Volume

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This page (NASDAQ:FUNC) was last updated on 7/12/2025 by MarketBeat.com Staff
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