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First United (FUNC) Competitors

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$44.74 -0.56 (-1.24%)
Closing price 08/7/2026 04:00 PM Eastern
Extended Trading
$44.74 -0.01 (-0.01%)
As of 08/7/2026 04:10 PM Eastern
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FUNC vs. MCB, OCFC, AGBK, ESQ, and NBN

Should you buy First United stock or one of its competitors? MarketBeat compares First United with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First United include Metropolitan Bank (MCB), OceanFirst Financial (OCFC), AGI (AGBK), Esquire Financial (ESQ), and Northeast Bancorp (NBN). These companies are all part of the "regional banks" industry.

How does First United compare to Metropolitan Bank?

Metropolitan Bank (NYSE:MCB) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, valuation, risk, institutional ownership, profitability, media sentiment and dividends.

Metropolitan Bank has a beta of 0.99, indicating that its stock price is 1% less volatile than the broader market. Comparatively, First United has a beta of 0.52, indicating that its stock price is 48% less volatile than the broader market.

79.8% of Metropolitan Bank shares are held by institutional investors. Comparatively, 33.3% of First United shares are held by institutional investors. 5.5% of Metropolitan Bank shares are held by company insiders. Comparatively, 8.1% of First United shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

First United has a net margin of 20.05% compared to Metropolitan Bank's net margin of 14.31%. First United's return on equity of 13.85% beat Metropolitan Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Metropolitan Bank14.31% 10.22% 1.01%
First United 20.05%13.85%1.37%

Metropolitan Bank pays an annual dividend of $1.40 per share and has a dividend yield of 1.5%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Metropolitan Bank pays out 17.7% of its earnings in the form of a dividend. First United pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has raised its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Metropolitan Bank currently has a consensus target price of $105.00, indicating a potential upside of 12.87%. First United has a consensus target price of $49.50, indicating a potential upside of 10.64%. Given Metropolitan Bank's higher probable upside, equities analysts clearly believe Metropolitan Bank is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Metropolitan Bank
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Metropolitan Bank and Metropolitan Bank both had 5 articles in the media. First United's average media sentiment score of 0.87 beat Metropolitan Bank's score of 0.72 indicating that First United is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Metropolitan Bank
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First United
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Metropolitan Bank has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Metropolitan Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Metropolitan Bank$527.15M2.19$71.10M$7.9011.78
First United$91.30M3.16$24.51M$3.8611.59

Summary

Metropolitan Bank and First United tied by winning 9 of the 18 factors compared between the two stocks.

How does First United compare to OceanFirst Financial?

First United (NASDAQ:FUNC) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

First United has a beta of 0.52, indicating that its stock price is 48% less volatile than the broader market. Comparatively, OceanFirst Financial has a beta of 0.99, indicating that its stock price is 1% less volatile than the broader market.

First United presently has a consensus target price of $49.50, indicating a potential upside of 10.64%. OceanFirst Financial has a consensus target price of $21.50, indicating a potential upside of 10.71%. Given OceanFirst Financial's higher probable upside, analysts clearly believe OceanFirst Financial is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

33.3% of First United shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 8.1% of First United shares are held by company insiders. Comparatively, 5.4% of OceanFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.1%. First United pays out 26.9% of its earnings in the form of a dividend. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First United has increased its dividend for 6 consecutive years.

In the previous week, OceanFirst Financial had 4 more articles in the media than First United. MarketBeat recorded 9 mentions for OceanFirst Financial and 5 mentions for First United. OceanFirst Financial's average media sentiment score of 0.88 beat First United's score of 0.87 indicating that OceanFirst Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First United
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OceanFirst Financial
4 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OceanFirst Financial has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First United$91.30M3.16$24.51M$3.8611.59
OceanFirst Financial$687.16M1.63$70.98M$0.8522.85

First United has a net margin of 20.05% compared to OceanFirst Financial's net margin of 6.38%. First United's return on equity of 13.85% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First United20.05% 13.85% 1.37%
OceanFirst Financial 6.38%5.94%0.68%

Summary

First United beats OceanFirst Financial on 10 of the 19 factors compared between the two stocks.

How does First United compare to AGI?

AGI (NYSE:AGBK) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

33.3% of First United shares are owned by institutional investors. 8.1% of First United shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

AGI has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than AGI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AGI$1.91B0.52$185.88M$0.3119.90
First United$91.30M3.16$24.51M$3.8611.59

First United has a net margin of 20.05% compared to AGI's net margin of 0.00%. First United's return on equity of 13.85% beat AGI's return on equity.

Company Net Margins Return on Equity Return on Assets
AGIN/A N/A N/A
First United 20.05%13.85%1.37%

In the previous week, AGI had 3 more articles in the media than First United. MarketBeat recorded 8 mentions for AGI and 5 mentions for First United. First United's average media sentiment score of 0.87 beat AGI's score of 0.28 indicating that First United is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AGI
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
First United
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AGI presently has a consensus price target of $14.14, indicating a potential upside of 129.29%. First United has a consensus price target of $49.50, indicating a potential upside of 10.64%. Given AGI's higher possible upside, research analysts clearly believe AGI is more favorable than First United.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AGI
2 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.44
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First United beats AGI on 9 of the 15 factors compared between the two stocks.

How does First United compare to Esquire Financial?

Esquire Financial (NASDAQ:ESQ) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, valuation, earnings, profitability and media sentiment.

Esquire Financial has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Esquire Financial$164.50M6.90$50.82M$6.0621.68
First United$91.30M3.16$24.51M$3.8611.59

Esquire Financial has a net margin of 29.30% compared to First United's net margin of 20.05%. Esquire Financial's return on equity of 18.59% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
Esquire Financial29.30% 18.59% 2.32%
First United 20.05%13.85%1.37%

Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.6%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Esquire Financial pays out 13.2% of its earnings in the form of a dividend. First United pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has raised its dividend for 4 consecutive years and First United has raised its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 33.3% of First United shares are held by institutional investors. 13.9% of Esquire Financial shares are held by insiders. Comparatively, 8.1% of First United shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, Esquire Financial had 2 more articles in the media than First United. MarketBeat recorded 7 mentions for Esquire Financial and 5 mentions for First United. First United's average media sentiment score of 0.87 beat Esquire Financial's score of 0.72 indicating that First United is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Esquire Financial
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First United
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Esquire Financial has a beta of 0.38, meaning that its stock price is 62% less volatile than the broader market. Comparatively, First United has a beta of 0.52, meaning that its stock price is 48% less volatile than the broader market.

Esquire Financial currently has a consensus target price of $120.33, suggesting a potential downside of 8.41%. First United has a consensus target price of $49.50, suggesting a potential upside of 10.64%. Given First United's higher probable upside, analysts clearly believe First United is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Esquire Financial beats First United on 13 of the 19 factors compared between the two stocks.

How does First United compare to Northeast Bancorp?

Northeast Bancorp (NASDAQ:NBN) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, profitability, earnings, risk, institutional ownership and analyst recommendations.

33.3% of First United shares are owned by institutional investors. 14.2% of Northeast Bancorp shares are owned by insiders. Comparatively, 8.1% of First United shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Northeast Bancorp has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market. Comparatively, First United has a beta of 0.52, suggesting that its share price is 48% less volatile than the broader market.

In the previous week, Northeast Bancorp and Northeast Bancorp both had 5 articles in the media. Northeast Bancorp's average media sentiment score of 1.23 beat First United's score of 0.87 indicating that Northeast Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Northeast Bancorp
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First United
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Northeast Bancorp currently has a consensus target price of $143.50, indicating a potential upside of 7.54%. First United has a consensus target price of $49.50, indicating a potential upside of 10.64%. Given First United's stronger consensus rating and higher possible upside, analysts clearly believe First United is more favorable than Northeast Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
First United
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Northeast Bancorp has higher revenue and earnings than First United. Northeast Bancorp is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Northeast Bancorp$385.07M2.85$107.48M$12.7210.49
First United$91.30M3.16$24.51M$3.8611.59

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. First United pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has increased its dividend for 6 consecutive years. First United is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northeast Bancorp has a net margin of 27.91% compared to First United's net margin of 20.05%. Northeast Bancorp's return on equity of 19.94% beat First United's return on equity.

Company Net Margins Return on Equity Return on Assets
Northeast Bancorp27.91% 19.94% 2.28%
First United 20.05%13.85%1.37%

Summary

Northeast Bancorp beats First United on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FUNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FUNC vs. The Competition

MetricFirst UnitedBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$292.04M$23.61B$14.06B$12.86B
Dividend Yield2.33%3.18%5.91%9.92%
P/E Ratio11.5928.0729.1525.05
Price / Sales3.169.52507.72101.25
Price / Cash10.5216.2338.9649.72
Price / Book1.431.383.716.21
Net Income$24.51M$2.57B$1.31B$342.45M
7 Day Performance1.36%0.76%1.42%4.41%
1 Month Performance2.95%4.10%1.78%-0.28%
1 Year Performance36.57%29.79%13.04%22.60%

First United Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FUNC
First United
4.493 of 5 stars
$44.74
-1.2%
$49.50
+10.6%
+39.7%$292.04M$91.30M11.59300
MCB
Metropolitan Bank
3.4226 of 5 stars
$94.69
+2.2%
$105.00
+10.9%
+36.4%$1.15B$527.15M11.99240
OCFC
OceanFirst Financial
4.0809 of 5 stars
$19.81
+0.8%
$21.00
+6.0%
+18.6%$1.13B$687.16M23.31960
AGBK
AGI
4.9587 of 5 stars
$7.00
-2.4%
$15.86
+126.7%
N/A$1.12B$6.36B22.565,062
ESQ
Esquire Financial
3.1371 of 5 stars
$130.31
+1.0%
$120.33
-7.7%
+41.3%$1.11B$164.50M21.50110

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This page (NASDAQ:FUNC) was last updated on 8/8/2026 by MarketBeat.com Staff.
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