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First National (FXNC) Competitors

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$30.55 -0.22 (-0.71%)
As of 08/31/2026 04:00 PM Eastern

FXNC vs. MCB, FSBC, CFFN, NBN, and MBWM

Should you buy First National stock or one of its competitors? First National's main competitors and comparable companies include Metropolitan Bank (MCB), Five Star Bancorp (FSBC), Capitol Federal Financial (CFFN), Northeast Bancorp (NBN), and Mercantile Bank (MBWM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First National compare to Metropolitan Bank?

Metropolitan Bank (NYSE:MCB) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, earnings, risk, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

79.8% of Metropolitan Bank shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 5.5% of Metropolitan Bank shares are held by insiders. Comparatively, 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Metropolitan Bank had 7 more articles in the media than First National. MarketBeat recorded 8 mentions for Metropolitan Bank and 1 mentions for First National. First National's average media sentiment score of 1.44 beat Metropolitan Bank's score of 1.12 indicating that First National is being referred to more favorably in the news media.

Company Overall Sentiment
Metropolitan Bank Positive
First National Positive

Metropolitan Bank currently has a consensus target price of $105.00, suggesting a potential upside of 15.46%. Given Metropolitan Bank's stronger consensus rating and higher possible upside, equities research analysts clearly believe Metropolitan Bank is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Metropolitan Bank
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

First National has a net margin of 18.43% compared to Metropolitan Bank's net margin of 14.31%. First National's return on equity of 11.50% beat Metropolitan Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Metropolitan Bank14.31% 10.22% 1.01%
First National 18.43%11.50%1.05%

Metropolitan Bank has a beta of 0.99, suggesting that its stock price is 1% less volatile than the broader market. Comparatively, First National has a beta of 0.42, suggesting that its stock price is 58% less volatile than the broader market.

Metropolitan Bank has higher revenue and earnings than First National. Metropolitan Bank is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Metropolitan Bank$527.15M2.14$71.10M$7.9011.51
First National$116.51M2.37$17.70M$2.4012.73

Metropolitan Bank pays an annual dividend of $1.40 per share and has a dividend yield of 1.5%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Metropolitan Bank pays out 17.7% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Metropolitan Bank beats First National on 11 of the 20 factors compared between the two stocks.

How does First National compare to Five Star Bancorp?

Five Star Bancorp (NASDAQ:FSBC) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, earnings, media sentiment and risk.

46.9% of Five Star Bancorp shares are owned by institutional investors. Comparatively, 33.9% of First National shares are owned by institutional investors. 21.8% of Five Star Bancorp shares are owned by insiders. Comparatively, 14.2% of First National shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Five Star Bancorp has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, First National has a beta of 0.42, indicating that its share price is 58% less volatile than the broader market.

Five Star Bancorp currently has a consensus target price of $45.20, indicating a potential downside of 1.35%. Given Five Star Bancorp's higher possible upside, equities research analysts clearly believe Five Star Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
1 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.43
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Five Star Bancorp had 2 more articles in the media than First National. MarketBeat recorded 3 mentions for Five Star Bancorp and 1 mentions for First National. Five Star Bancorp's average media sentiment score of 1.59 beat First National's score of 1.44 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Five Star Bancorp Very Positive
First National Positive

Five Star Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$255.47M4.40$61.61M$3.3813.56
First National$116.51M2.37$17.70M$2.4012.73

Five Star Bancorp has a net margin of 25.92% compared to First National's net margin of 18.43%. Five Star Bancorp's return on equity of 15.92% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp25.92% 15.92% 1.45%
First National 18.43%11.50%1.05%

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.2%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Five Star Bancorp pays out 29.6% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Five Star Bancorp beats First National on 15 of the 19 factors compared between the two stocks.

How does First National compare to Capitol Federal Financial?

Capitol Federal Financial (NASDAQ:CFFN) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, dividends, analyst recommendations, valuation, profitability, institutional ownership, risk and earnings.

Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 3.9%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Capitol Federal Financial pays out 52.3% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

Capitol Federal Financial presently has a consensus price target of $9.25, suggesting a potential upside of 7.43%. Given Capitol Federal Financial's stronger consensus rating and higher possible upside, research analysts clearly believe Capitol Federal Financial is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capitol Federal Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Capitol Federal Financial had 5 more articles in the media than First National. MarketBeat recorded 6 mentions for Capitol Federal Financial and 1 mentions for First National. First National's average media sentiment score of 1.44 beat Capitol Federal Financial's score of 1.41 indicating that First National is being referred to more favorably in the news media.

Company Overall Sentiment
Capitol Federal Financial Positive
First National Positive

Capitol Federal Financial has a beta of 0.68, suggesting that its share price is 32% less volatile than the broader market. Comparatively, First National has a beta of 0.42, suggesting that its share price is 58% less volatile than the broader market.

88.5% of Capitol Federal Financial shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 2.8% of Capitol Federal Financial shares are held by company insiders. Comparatively, 14.2% of First National shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Capitol Federal Financial has a net margin of 18.69% compared to First National's net margin of 18.43%. First National's return on equity of 11.50% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capitol Federal Financial18.69% 8.01% 0.85%
First National 18.43%11.50%1.05%

Capitol Federal Financial has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capitol Federal Financial$420.24M2.58$68.03M$0.6513.25
First National$116.51M2.37$17.70M$2.4012.73

Summary

Capitol Federal Financial beats First National on 12 of the 19 factors compared between the two stocks.

How does First National compare to Northeast Bancorp?

First National (NASDAQ:FXNC) and Northeast Bancorp (NASDAQ:NBN) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Northeast Bancorp has a net margin of 27.91% compared to First National's net margin of 18.43%. Northeast Bancorp's return on equity of 19.94% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
First National18.43% 11.50% 1.05%
Northeast Bancorp 27.91%19.94%2.28%

33.9% of First National shares are held by institutional investors. 14.2% of First National shares are held by insiders. Comparatively, 14.2% of Northeast Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Northeast Bancorp has higher revenue and earnings than First National. Northeast Bancorp is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$116.51M2.37$17.70M$2.4012.73
Northeast Bancorp$385.07M2.69$107.48M$12.729.92

First National has a beta of 0.42, suggesting that its share price is 58% less volatile than the broader market. Comparatively, Northeast Bancorp has a beta of 0.58, suggesting that its share price is 42% less volatile than the broader market.

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First National pays out 28.3% of its earnings in the form of a dividend. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Northeast Bancorp has a consensus price target of $143.50, suggesting a potential upside of 13.75%. Given Northeast Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Northeast Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, Northeast Bancorp had 6 more articles in the media than First National. MarketBeat recorded 7 mentions for Northeast Bancorp and 1 mentions for First National. Northeast Bancorp's average media sentiment score of 1.72 beat First National's score of 1.44 indicating that Northeast Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
First National Positive
Northeast Bancorp Very Positive

Summary

Northeast Bancorp beats First National on 14 of the 18 factors compared between the two stocks.

How does First National compare to Mercantile Bank?

Mercantile Bank (NASDAQ:MBWM) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends.

Mercantile Bank has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market. Comparatively, First National has a beta of 0.42, indicating that its share price is 58% less volatile than the broader market.

Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 2.6%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Mercantile Bank pays out 27.5% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mercantile Bank has raised its dividend for 14 consecutive years and First National has raised its dividend for 10 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Mercantile Bank had 9 more articles in the media than First National. MarketBeat recorded 10 mentions for Mercantile Bank and 1 mentions for First National. First National's average media sentiment score of 1.44 beat Mercantile Bank's score of 1.10 indicating that First National is being referred to more favorably in the news media.

Company Overall Sentiment
Mercantile Bank Positive
First National Positive

58.6% of Mercantile Bank shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 2.5% of Mercantile Bank shares are held by company insiders. Comparatively, 14.2% of First National shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Mercantile Bank currently has a consensus price target of $60.40, indicating a potential upside of 1.07%. Given Mercantile Bank's higher probable upside, equities analysts plainly believe Mercantile Bank is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mercantile Bank
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Mercantile Bank has higher revenue and earnings than First National. Mercantile Bank is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mercantile Bank$371.80M2.78$88.75M$5.6810.52
First National$116.51M2.37$17.70M$2.4012.73

Mercantile Bank has a net margin of 24.75% compared to First National's net margin of 18.43%. Mercantile Bank's return on equity of 13.66% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Mercantile Bank24.75% 13.66% 1.46%
First National 18.43%11.50%1.05%

Summary

Mercantile Bank beats First National on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FXNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FXNC vs. The Competition

MetricFirst NationalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$278.24M$23.52B$14.03B$12.89B
Dividend Yield2.21%3.17%5.88%11.28%
P/E Ratio12.7327.3426.6825.48
Price / Sales2.379.32523.1392.52
Price / Cash11.5416.0630.4036.03
Price / Book1.481.372.786.34
Net Income$17.70M$2.58B$1.31B$349.45M
7 Day Performance-1.77%-0.18%-0.25%-0.65%
1 Month Performance-3.78%0.40%2.53%4.48%
1 Year Performance30.78%22.72%10.57%14.89%

First National Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FXNC
First National
2.8324 of 5 stars
$30.55
-0.7%
N/A+30.8%$278.24M$116.51M12.73210
MCB
Metropolitan Bank
4.1833 of 5 stars
$91.07
+0.7%
$105.00
+15.3%
+14.4%$1.12B$527.15M11.53240
FSBC
Five Star Bancorp
3.6538 of 5 stars
$44.90
-0.5%
$45.20
+0.7%
+39.8%$1.11B$255.47M13.28180
CFFN
Capitol Federal Financial
3.1596 of 5 stars
$8.54
+0.1%
$9.25
+8.3%
+32.9%$1.07B$420.24M13.14730
NBN
Northeast Bancorp
2.3361 of 5 stars
$127.57
-1.5%
$143.50
+12.5%
+14.1%$1.06B$385.07M10.03180

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This page (NASDAQ:FXNC) was last updated on 9/1/2026 by MarketBeat.com Staff.
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