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First National (FXNC) Competitors

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$29.46 0.00 (0.00%)
Closing price 10/9/2026 04:00 PM Eastern
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$29.46 +0.00 (+0.00%)
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FXNC vs. UCB, CFFN, FSBC, AGBK, and NBN

Should you buy First National stock or one of its competitors? First National's main competitors and comparable companies include United Community Banks (UCB), Capitol Federal Financial (CFFN), Five Star Bancorp (FSBC), AGI (AGBK), and Northeast Bancorp (NBN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First National compare to United Community Banks?

United Community Banks (NYSE:UCB) and First National (NASDAQ:FXNC) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, earnings, dividends, analyst recommendations, valuation and media sentiment.

United Community Banks pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. United Community Banks pays out 34.2% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years.

United Community Banks has higher revenue and earnings than First National. United Community Banks is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.54B2.62$328.10M$3.0411.00
First National$116.51M2.29$17.70M$2.4012.28

United Community Banks has a net margin of 24.43% compared to First National's net margin of 18.43%. First National's return on equity of 11.50% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks24.43% 9.61% 1.24%
First National 18.43%11.50%1.05%

United Community Banks presently has a consensus target price of $39.60, indicating a potential upside of 18.40%. Given United Community Banks' stronger consensus rating and higher possible upside, equities research analysts clearly believe United Community Banks is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.75
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Comparatively, 14.2% of First National shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, First National had 1 more articles in the media than United Community Banks. MarketBeat recorded 3 mentions for First National and 2 mentions for United Community Banks. First National's average media sentiment score of 1.23 beat United Community Banks' score of 0.82 indicating that First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First National
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks has a beta of 0.88, suggesting that its share price is 12% less volatile than the broader market. Comparatively, First National has a beta of 0.47, suggesting that its share price is 53% less volatile than the broader market.

Summary

United Community Banks beats First National on 13 of the 20 factors compared between the two stocks.

How does First National compare to Capitol Federal Financial?

Capitol Federal Financial (NASDAQ:CFFN) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and institutional ownership.

88.5% of Capitol Federal Financial shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 2.8% of Capitol Federal Financial shares are held by insiders. Comparatively, 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Capitol Federal Financial had 1 more articles in the media than First National. MarketBeat recorded 4 mentions for Capitol Federal Financial and 3 mentions for First National. First National's average media sentiment score of 1.23 beat Capitol Federal Financial's score of 0.54 indicating that First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capitol Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First National
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Capitol Federal Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, First National has a beta of 0.47, suggesting that its stock price is 53% less volatile than the broader market.

Capitol Federal Financial has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capitol Federal Financial$420.24M2.51$68.03M$0.6512.91
First National$116.51M2.29$17.70M$2.4012.28

Capitol Federal Financial presently has a consensus target price of $9.25, suggesting a potential upside of 10.25%. Given Capitol Federal Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capitol Federal Financial is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capitol Federal Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Capitol Federal Financial has a net margin of 18.69% compared to First National's net margin of 18.43%. First National's return on equity of 11.50% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capitol Federal Financial18.69% 8.01% 0.85%
First National 18.43%11.50%1.05%

Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 4.1%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Capitol Federal Financial pays out 52.3% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

Summary

Capitol Federal Financial beats First National on 12 of the 19 factors compared between the two stocks.

How does First National compare to Five Star Bancorp?

Five Star Bancorp (NASDAQ:FSBC) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, dividends, media sentiment, risk, valuation, profitability, analyst recommendations and institutional ownership.

46.9% of Five Star Bancorp shares are owned by institutional investors. Comparatively, 33.9% of First National shares are owned by institutional investors. 21.8% of Five Star Bancorp shares are owned by company insiders. Comparatively, 14.2% of First National shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Five Star Bancorp has a net margin of 25.92% compared to First National's net margin of 18.43%. Five Star Bancorp's return on equity of 15.92% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp25.92% 15.92% 1.45%
First National 18.43%11.50%1.05%

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.4%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Five Star Bancorp pays out 29.6% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

Five Star Bancorp presently has a consensus price target of $47.25, suggesting a potential upside of 11.23%. Given Five Star Bancorp's higher possible upside, equities analysts clearly believe Five Star Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, First National had 1 more articles in the media than Five Star Bancorp. MarketBeat recorded 3 mentions for First National and 2 mentions for Five Star Bancorp. First National's average media sentiment score of 1.23 beat Five Star Bancorp's score of 0.89 indicating that First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First National
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Five Star Bancorp has a beta of 0.55, suggesting that its stock price is 45% less volatile than the broader market. Comparatively, First National has a beta of 0.47, suggesting that its stock price is 53% less volatile than the broader market.

Five Star Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$176.60M5.90$61.61M$3.3812.57
First National$116.51M2.29$17.70M$2.4012.28

Summary

Five Star Bancorp beats First National on 14 of the 18 factors compared between the two stocks.

How does First National compare to AGI?

AGI (NYSE:AGBK) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, earnings, risk, analyst recommendations, institutional ownership, dividends, media sentiment and valuation.

AGI has higher revenue and earnings than First National. AGI is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AGI$1.91B0.57$185.88M$0.5911.59
First National$116.51M2.29$17.70M$2.4012.28

First National has a net margin of 18.43% compared to AGI's net margin of 0.00%. First National's return on equity of 11.50% beat AGI's return on equity.

Company Net Margins Return on Equity Return on Assets
AGIN/A N/A N/A
First National 18.43%11.50%1.05%

33.9% of First National shares are held by institutional investors. 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, AGI had 3 more articles in the media than First National. MarketBeat recorded 6 mentions for AGI and 3 mentions for First National. First National's average media sentiment score of 1.23 beat AGI's score of -0.41 indicating that First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AGI
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral
First National
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AGI presently has a consensus target price of $14.14, indicating a potential upside of 106.77%. Given AGI's higher possible upside, equities research analysts clearly believe AGI is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AGI
2 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.44
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First National beats AGI on 10 of the 15 factors compared between the two stocks.

How does First National compare to Northeast Bancorp?

Northeast Bancorp (NASDAQ:NBN) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, dividends, valuation, risk, media sentiment, profitability and institutional ownership.

33.9% of First National shares are held by institutional investors. 14.2% of Northeast Bancorp shares are held by insiders. Comparatively, 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Northeast Bancorp has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, First National has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

Northeast Bancorp has higher revenue and earnings than First National. Northeast Bancorp is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Northeast Bancorp$385.07M2.69$107.48M$12.729.90
First National$116.51M2.29$17.70M$2.4012.28

Northeast Bancorp has a net margin of 27.91% compared to First National's net margin of 18.43%. Northeast Bancorp's return on equity of 19.35% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
Northeast Bancorp27.91% 19.35% 2.22%
First National 18.43%11.50%1.05%

In the previous week, Northeast Bancorp had 1 more articles in the media than First National. MarketBeat recorded 4 mentions for Northeast Bancorp and 3 mentions for First National. First National's average media sentiment score of 1.23 beat Northeast Bancorp's score of 0.42 indicating that First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Northeast Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First National
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Northeast Bancorp presently has a consensus target price of $143.50, indicating a potential upside of 13.90%. Given Northeast Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Northeast Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Northeast Bancorp beats First National on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FXNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FXNC vs. The Competition

MetricFirst NationalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$266.40M$22.61B$13.48B$13.28B
Dividend Yield2.27%3.15%6.08%22.58%
P/E Ratio12.2825.6224.7526.13
Price / Sales2.949.11482.3172.89
Price / Cash11.0514.6629.5336.12
Price / Book1.431.322.716.16
Net Income$17.70M$2.60B$1.32B$381.12M
7 Day Performance-1.67%-1.14%-0.42%-1.46%
1 Month Performance-5.15%-3.45%-2.56%-3.37%
1 Year Performance35.14%21.89%10.61%1.49%

First National Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FXNC
First National
3.2267 of 5 stars
$29.46
flat
N/A+35.1%$266.40M$90.51M12.28308
UCB
United Community Banks
4.3382 of 5 stars
$33.36
-1.1%
$39.60
+18.7%
+9.6%$4.02B$1.09B10.973,070
CFFN
Capitol Federal Financial
2.5241 of 5 stars
$8.40
-1.5%
$9.25
+10.2%
+38.0%$1.07B$226.47M13.04678
FSBC
Five Star Bancorp
3.8815 of 5 stars
$42.81
-1.2%
$45.20
+5.6%
+36.5%$1.06B$255.47M12.77238
AGBK
AGI
4.4626 of 5 stars
$6.46
-3.1%
$14.14
+118.9%
N/A$1.03B$6.42B10.955,001

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This page (NASDAQ:FXNC) was last updated on 10/12/2026 by MarketBeat.com Staff.
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