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First National (FXNC) Competitors

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$30.62 -0.29 (-0.94%)
As of 04:00 PM Eastern

FXNC vs. MCB, FSBC, CFFN, NBN, and MBWM

Should you buy First National stock or one of its competitors? First National's main competitors and comparable companies include Metropolitan Bank (MCB), Five Star Bancorp (FSBC), Capitol Federal Financial (CFFN), Northeast Bancorp (NBN), and Mercantile Bank (MBWM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First National compare to Metropolitan Bank?

First National (NASDAQ:FXNC) and Metropolitan Bank (NYSE:MCB) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, media sentiment, risk, dividends, profitability and institutional ownership.

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Metropolitan Bank pays an annual dividend of $1.40 per share and has a dividend yield of 1.6%. First National pays out 28.3% of its earnings in the form of a dividend. Metropolitan Bank pays out 17.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Metropolitan Bank has higher revenue and earnings than First National. Metropolitan Bank is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$90.51M3.06$17.70M$2.4012.76
Metropolitan Bank$349.75M3.16$71.10M$7.9011.30

Metropolitan Bank has a consensus price target of $105.00, indicating a potential upside of 17.65%. Given Metropolitan Bank's stronger consensus rating and higher probable upside, analysts clearly believe Metropolitan Bank is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Metropolitan Bank
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

First National has a net margin of 18.43% compared to Metropolitan Bank's net margin of 14.31%. First National's return on equity of 11.50% beat Metropolitan Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
First National18.43% 11.50% 1.05%
Metropolitan Bank 14.31%10.22%1.01%

In the previous week, Metropolitan Bank had 5 more articles in the media than First National. MarketBeat recorded 6 mentions for Metropolitan Bank and 1 mentions for First National. Metropolitan Bank's average media sentiment score of 0.98 beat First National's score of 0.00 indicating that Metropolitan Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First National
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Metropolitan Bank
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

33.9% of First National shares are held by institutional investors. Comparatively, 79.8% of Metropolitan Bank shares are held by institutional investors. 14.2% of First National shares are held by company insiders. Comparatively, 5.5% of Metropolitan Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First National has a beta of 0.42, meaning that its stock price is 58% less volatile than the broader market. Comparatively, Metropolitan Bank has a beta of 0.97, meaning that its stock price is 3% less volatile than the broader market.

Summary

Metropolitan Bank beats First National on 13 of the 20 factors compared between the two stocks.

How does First National compare to Five Star Bancorp?

First National (NASDAQ:FXNC) and Five Star Bancorp (NASDAQ:FSBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, analyst recommendations and profitability.

Five Star Bancorp has a net margin of 25.92% compared to First National's net margin of 18.43%. Five Star Bancorp's return on equity of 15.92% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
First National18.43% 11.50% 1.05%
Five Star Bancorp 25.92%15.92%1.45%

First National has a beta of 0.42, meaning that its share price is 58% less volatile than the broader market. Comparatively, Five Star Bancorp has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market.

Five Star Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$90.51M3.06$17.70M$2.4012.76
Five Star Bancorp$255.47M4.26$61.61M$3.3813.12

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.3%. First National pays out 28.3% of its earnings in the form of a dividend. Five Star Bancorp pays out 29.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

Five Star Bancorp has a consensus price target of $45.20, suggesting a potential upside of 1.92%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Five Star Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Five Star Bancorp
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

33.9% of First National shares are held by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are held by institutional investors. 14.2% of First National shares are held by company insiders. Comparatively, 21.8% of Five Star Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Five Star Bancorp had 6 more articles in the media than First National. MarketBeat recorded 7 mentions for Five Star Bancorp and 1 mentions for First National. Five Star Bancorp's average media sentiment score of 1.02 beat First National's score of 0.00 indicating that Five Star Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First National
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Five Star Bancorp
3 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Five Star Bancorp beats First National on 17 of the 19 factors compared between the two stocks.

How does First National compare to Capitol Federal Financial?

Capitol Federal Financial (NASDAQ:CFFN) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, profitability, earnings, media sentiment, dividends, analyst recommendations and valuation.

Capitol Federal Financial has a net margin of 18.69% compared to First National's net margin of 18.43%. First National's return on equity of 11.50% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capitol Federal Financial18.69% 8.01% 0.85%
First National 18.43%11.50%1.05%

Capitol Federal Financial currently has a consensus target price of $9.25, indicating a potential upside of 4.52%. Given Capitol Federal Financial's stronger consensus rating and higher possible upside, analysts clearly believe Capitol Federal Financial is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capitol Federal Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

88.5% of Capitol Federal Financial shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 2.8% of Capitol Federal Financial shares are held by insiders. Comparatively, 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Capitol Federal Financial has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capitol Federal Financial$226.47M4.91$68.03M$0.6513.62
First National$90.51M3.06$17.70M$2.4012.76

Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 3.8%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Capitol Federal Financial pays out 52.3% of its earnings in the form of a dividend. First National pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

In the previous week, First National had 1 more articles in the media than Capitol Federal Financial. MarketBeat recorded 1 mentions for First National and 0 mentions for Capitol Federal Financial. Capitol Federal Financial's average media sentiment score of 0.00 equaled First National'saverage media sentiment score.

Company Overall Sentiment
Capitol Federal Financial Neutral
First National Neutral

Capitol Federal Financial has a beta of 0.68, indicating that its stock price is 32% less volatile than the broader market. Comparatively, First National has a beta of 0.42, indicating that its stock price is 58% less volatile than the broader market.

Summary

Capitol Federal Financial beats First National on 11 of the 18 factors compared between the two stocks.

How does First National compare to Northeast Bancorp?

First National (NASDAQ:FXNC) and Northeast Bancorp (NASDAQ:NBN) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment.

Northeast Bancorp has a net margin of 27.91% compared to First National's net margin of 18.43%. Northeast Bancorp's return on equity of 19.35% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
First National18.43% 11.50% 1.05%
Northeast Bancorp 27.91%19.35%2.22%

Northeast Bancorp has a consensus target price of $143.50, suggesting a potential upside of 8.30%. Given Northeast Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Northeast Bancorp is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Northeast Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Northeast Bancorp has higher revenue and earnings than First National. Northeast Bancorp is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$90.51M3.06$17.70M$2.4012.76
Northeast Bancorp$222.55M4.89$107.48M$12.7210.42

First National has a beta of 0.42, meaning that its stock price is 58% less volatile than the broader market. Comparatively, Northeast Bancorp has a beta of 0.58, meaning that its stock price is 42% less volatile than the broader market.

In the previous week, First National and First National both had 1 articles in the media. Northeast Bancorp's average media sentiment score of 1.70 beat First National's score of 0.00 indicating that Northeast Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First National
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Northeast Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First National pays out 28.3% of its earnings in the form of a dividend. Northeast Bancorp pays out 0.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

33.9% of First National shares are held by institutional investors. 14.2% of First National shares are held by insiders. Comparatively, 14.2% of Northeast Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Northeast Bancorp beats First National on 13 of the 17 factors compared between the two stocks.

How does First National compare to Mercantile Bank?

First National (NASDAQ:FXNC) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends.

First National has a beta of 0.42, meaning that its share price is 58% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

33.9% of First National shares are owned by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are owned by institutional investors. 14.2% of First National shares are owned by insiders. Comparatively, 2.5% of Mercantile Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Mercantile Bank has higher revenue and earnings than First National. Mercantile Bank is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First National$90.51M3.06$17.70M$2.4012.76
Mercantile Bank$260.81M3.95$88.75M$5.6810.51

Mercantile Bank has a net margin of 24.75% compared to First National's net margin of 18.43%. Mercantile Bank's return on equity of 13.66% beat First National's return on equity.

Company Net Margins Return on Equity Return on Assets
First National18.43% 11.50% 1.05%
Mercantile Bank 24.75%13.66%1.46%

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.7%. First National pays out 28.3% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years and Mercantile Bank has raised its dividend for 14 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Mercantile Bank has a consensus target price of $62.00, indicating a potential upside of 3.90%. Given Mercantile Bank's higher probable upside, analysts clearly believe Mercantile Bank is more favorable than First National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First National
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Mercantile Bank
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

In the previous week, Mercantile Bank had 2 more articles in the media than First National. MarketBeat recorded 3 mentions for Mercantile Bank and 1 mentions for First National. Mercantile Bank's average media sentiment score of 0.34 beat First National's score of 0.00 indicating that Mercantile Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First National
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Mercantile Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Mercantile Bank beats First National on 16 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FXNC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FXNC vs. The Competition

MetricFirst NationalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$276.90M$23.81B$13.87B$13.23B
Dividend Yield2.20%3.08%5.94%12.80%
P/E Ratio12.7627.0325.3425.79
Price / Sales3.069.82520.17102.99
Price / Cash11.6015.5630.0834.72
Price / Book1.481.372.746.36
Net Income$17.70M$2.58B$1.31B$358.17M
7 Day Performance-2.64%-0.68%0.18%0.54%
1 Month Performance-1.35%0.20%0.15%-2.94%
1 Year Performance28.12%22.28%8.09%6.08%

First National Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FXNC
First National
2.1484 of 5 stars
$30.62
-0.9%
N/A+30.5%$276.90M$90.51M12.76308
MCB
Metropolitan Bank
3.7096 of 5 stars
$90.40
-1.0%
$105.00
+16.1%
+12.9%$1.13B$527.15M11.44328
FSBC
Five Star Bancorp
4.4407 of 5 stars
$45.55
-1.0%
$45.20
-0.8%
+35.0%$1.13B$255.47M13.48238
CFFN
Capitol Federal Financial
1.7954 of 5 stars
$8.87
-0.4%
$9.25
+4.3%
+38.6%$1.12B$420.24M13.65678
NBN
Northeast Bancorp
1.9221 of 5 stars
$133.59
+1.0%
$143.50
+7.4%
+22.0%$1.09B$385.07M10.50225

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This page (NASDAQ:FXNC) was last updated on 9/21/2026 by MarketBeat.com Staff.
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