Do analysts prefer FXNC or SBSI?

Southside Bancshares has a consensus target price of $35.00, indicating a potential upside of 1.33%. Given Southside Bancshares' higher possible upside, analysts plainly believe Southside Bancshares is more favorable than First National. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First National 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Southside Bancshares 0 Sell rating(s) 5 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.17

Does the media favor FXNC or SBSI?

In the previous week, First National and First National both had 3 articles in the media. First National's average media sentiment score of 0.25 beat Southside Bancshares' score of 0.07 indicating that First National is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First National 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Southside Bancshares 0 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts rate ESQ or FXNC?

Esquire Financial currently has a consensus target price of $120.33, suggesting a potential downside of 2.46%. Given Esquire Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Esquire Financial is more favorable than First National. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Esquire Financial 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.00 First National 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media prefer ESQ or FXNC?

In the previous week, Esquire Financial had 4 more articles in the media than First National. MarketBeat recorded 7 mentions for Esquire Financial and 3 mentions for First National. Esquire Financial's average media sentiment score of 0.88 beat First National's score of 0.25 indicating that Esquire Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Esquire Financial 3 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First National 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts prefer MCBS or FXNC?

MetroCity Bankshares currently has a consensus target price of $33.00, indicating a potential downside of 8.86%. Given MetroCity Bankshares' higher probable upside, research analysts clearly believe MetroCity Bankshares is more favorable than First National. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score MetroCity Bankshares 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 First National 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media prefer MCBS or FXNC?

In the previous week, MetroCity Bankshares had 1 more articles in the media than First National. MarketBeat recorded 4 mentions for MetroCity Bankshares and 3 mentions for First National. MetroCity Bankshares' average media sentiment score of 0.25 equaled First National'saverage media sentiment score. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment MetroCity Bankshares 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral First National 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts recommend FSBC or FXNC?

Five Star Bancorp currently has a consensus price target of $42.30, indicating a potential downside of 13.74%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Five Star Bancorp is more favorable than First National. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Five Star Bancorp 0 Sell rating(s) 2 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.67 First National 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media favor FSBC or FXNC?

In the previous week, Five Star Bancorp had 9 more articles in the media than First National. MarketBeat recorded 12 mentions for Five Star Bancorp and 3 mentions for First National. Five Star Bancorp's average media sentiment score of 0.52 beat First National's score of 0.25 indicating that Five Star Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Five Star Bancorp 2 Very Positive mention(s) 3 Positive mention(s) 6 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First National 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts prefer AMTB or FXNC?

Amerant Bancorp presently has a consensus price target of $23.67, suggesting a potential downside of 8.19%. Given Amerant Bancorp's higher probable upside, analysts clearly believe Amerant Bancorp is more favorable than First National. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Amerant Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 First National 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Which has higher valuation and earnings, AMTB or FXNC?

Amerant Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Amerant Bancorp $676.04M 1.50 $52.42M $1.41 18.28 First National $116.51M 2.28 $17.70M $2.33 12.64

Does the media refer more to AMTB or FXNC?

In the previous week, Amerant Bancorp had 2 more articles in the media than First National. MarketBeat recorded 5 mentions for Amerant Bancorp and 3 mentions for First National. Amerant Bancorp's average media sentiment score of 0.64 beat First National's score of 0.25 indicating that Amerant Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Amerant Bancorp 2 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First National 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

First National (FXNC) Competitors

$29.44 -0.07 (-0.24%)

Closing price 07/20/2026 04:00 PM Eastern

Extended Trading

$29.40 -0.05 (-0.15%)

As of 07/20/2026 07:34 PM Eastern

Compare

FXNC vs. SBSI, ESQ, MCBS, FSBC, and AMTB

Should you buy First National stock or one of its competitors? MarketBeat compares First National with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First National include Southside Bancshares (SBSI), Esquire Financial (ESQ), MetroCity Bankshares (MCBS), Five Star Bancorp (FSBC), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry.

How does First National compare to Southside Bancshares?

First National (NASDAQ:FXNC) and Southside Bancshares (NYSE:SBSI) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Southside Bancshares pays an annual dividend of $1.44 per share and has a dividend yield of 4.2%. First National pays out 29.2% of its earnings in the form of a dividend. Southside Bancshares pays out 61.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years and Southside Bancshares has increased its dividend for 30 consecutive years. Southside Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, First National and First National both had 3 articles in the media. First National's average media sentiment score of 0.25 beat Southside Bancshares' score of 0.07 indicating that First National is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Southside Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

First National has a beta of 0.43, meaning that its share price is 57% less volatile than the broader market. Comparatively, Southside Bancshares has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market.

Southside Bancshares has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Southside Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National	$116.51M	2.28	$17.70M	$2.33	12.64
Southside Bancshares	$419.03M	2.45	$69.18M	$2.36	14.64

33.9% of First National shares are held by institutional investors. Comparatively, 55.7% of Southside Bancshares shares are held by institutional investors. 14.2% of First National shares are held by insiders. Comparatively, 5.1% of Southside Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First National has a net margin of 17.94% compared to Southside Bancshares' net margin of 15.85%. First National's return on equity of 11.48% beat Southside Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National	17.94%	11.48%	1.02%
Southside Bancshares	15.85%	10.81%	1.06%

Southside Bancshares has a consensus target price of $35.00, indicating a potential upside of 1.33%. Given Southside Bancshares' higher possible upside, analysts plainly believe Southside Bancshares is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Southside Bancshares	0 Sell rating(s)	5 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.17

Summary

Southside Bancshares beats First National on 11 of the 17 factors compared between the two stocks.

How does First National compare to Esquire Financial?

Esquire Financial (NASDAQ:ESQ) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

Esquire Financial has a beta of 0.39, indicating that its share price is 61% less volatile than the broader market. Comparatively, First National has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market.

In the previous week, Esquire Financial had 4 more articles in the media than First National. MarketBeat recorded 7 mentions for Esquire Financial and 3 mentions for First National. Esquire Financial's average media sentiment score of 0.88 beat First National's score of 0.25 indicating that Esquire Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Esquire Financial	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Esquire Financial has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Esquire Financial	$164.50M	6.48	$50.82M	$5.95	20.73
First National	$116.51M	2.28	$17.70M	$2.33	12.64

Esquire Financial has a net margin of 29.96% compared to First National's net margin of 17.94%. Esquire Financial's return on equity of 18.30% beat First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Esquire Financial	29.96%	18.30%	2.30%
First National	17.94%	11.48%	1.02%

Esquire Financial pays an annual dividend of $0.80 per share and has a dividend yield of 0.6%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Esquire Financial pays out 13.4% of its earnings in the form of a dividend. First National pays out 29.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has raised its dividend for 4 consecutive years and First National has raised its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

54.7% of Esquire Financial shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 13.9% of Esquire Financial shares are held by company insiders. Comparatively, 14.2% of First National shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Esquire Financial currently has a consensus target price of $120.33, suggesting a potential downside of 2.46%. Given Esquire Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Esquire Financial is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Esquire Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Esquire Financial beats First National on 16 of the 20 factors compared between the two stocks.

How does First National compare to MetroCity Bankshares?

MetroCity Bankshares (NASDAQ:MCBS) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, profitability, earnings, analyst recommendations, valuation and institutional ownership.

MetroCity Bankshares has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market. Comparatively, First National has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market.

MetroCity Bankshares currently has a consensus target price of $33.00, indicating a potential downside of 8.86%. Given MetroCity Bankshares' higher probable upside, research analysts clearly believe MetroCity Bankshares is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 33.9% of First National shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Comparatively, 14.2% of First National shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

MetroCity Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.2%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. MetroCity Bankshares pays out 41.9% of its earnings in the form of a dividend. First National pays out 29.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years.

In the previous week, MetroCity Bankshares had 1 more articles in the media than First National. MarketBeat recorded 4 mentions for MetroCity Bankshares and 3 mentions for First National. MetroCity Bankshares' average media sentiment score of 0.25 equaled First National'saverage media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

MetroCity Bankshares has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$246.01M	4.22	$68.53M	$2.77	13.07
First National	$116.51M	2.28	$17.70M	$2.33	12.64

MetroCity Bankshares has a net margin of 28.16% compared to First National's net margin of 17.94%. MetroCity Bankshares' return on equity of 15.09% beat First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	28.16%	15.09%	1.79%
First National	17.94%	11.48%	1.02%

Summary

MetroCity Bankshares beats First National on 13 of the 16 factors compared between the two stocks.

How does First National compare to Five Star Bancorp?

Five Star Bancorp (NASDAQ:FSBC) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends.

Five Star Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Five Star Bancorp	$255.47M	4.10	$61.61M	$3.15	15.57
First National	$116.51M	2.28	$17.70M	$2.33	12.64

In the previous week, Five Star Bancorp had 9 more articles in the media than First National. MarketBeat recorded 12 mentions for Five Star Bancorp and 3 mentions for First National. Five Star Bancorp's average media sentiment score of 0.52 beat First National's score of 0.25 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Five Star Bancorp	2 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Five Star Bancorp currently has a consensus price target of $42.30, indicating a potential downside of 13.74%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Five Star Bancorp is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Five Star Bancorp	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.0%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Five Star Bancorp pays out 31.7% of its earnings in the form of a dividend. First National pays out 29.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Five Star Bancorp has a net margin of 25.23% compared to First National's net margin of 17.94%. Five Star Bancorp's return on equity of 15.32% beat First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Five Star Bancorp	25.23%	15.32%	1.42%
First National	17.94%	11.48%	1.02%

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 21.8% of Five Star Bancorp shares are held by company insiders. Comparatively, 14.2% of First National shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Five Star Bancorp has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, First National has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market.

Summary

Five Star Bancorp beats First National on 16 of the 19 factors compared between the two stocks.

How does First National compare to Amerant Bancorp?

Amerant Bancorp (NYSE:AMTB) and First National (NASDAQ:FXNC) are both small-cap banking companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, dividends, media sentiment, valuation, profitability, institutional ownership, risk and analyst recommendations.

42.1% of Amerant Bancorp shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 2.7% of Amerant Bancorp shares are held by insiders. Comparatively, 14.2% of First National shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Amerant Bancorp has higher revenue and earnings than First National. First National is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Amerant Bancorp	$676.04M	1.50	$52.42M	$1.41	18.28
First National	$116.51M	2.28	$17.70M	$2.33	12.64

In the previous week, Amerant Bancorp had 2 more articles in the media than First National. MarketBeat recorded 5 mentions for Amerant Bancorp and 3 mentions for First National. Amerant Bancorp's average media sentiment score of 0.64 beat First National's score of 0.25 indicating that Amerant Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Amerant Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Amerant Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.4%. First National pays an annual dividend of $0.68 per share and has a dividend yield of 2.3%. Amerant Bancorp pays out 25.5% of its earnings in the form of a dividend. First National pays out 29.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has increased its dividend for 10 consecutive years. First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Amerant Bancorp has a beta of 0.88, meaning that its stock price is 12% less volatile than the broader market. Comparatively, First National has a beta of 0.43, meaning that its stock price is 57% less volatile than the broader market.

Amerant Bancorp presently has a consensus price target of $23.67, suggesting a potential downside of 8.19%. Given Amerant Bancorp's higher probable upside, analysts clearly believe Amerant Bancorp is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Amerant Bancorp	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

First National has a net margin of 17.94% compared to Amerant Bancorp's net margin of 8.83%. First National's return on equity of 11.48% beat Amerant Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Amerant Bancorp	8.83%	8.59%	0.79%
First National	17.94%	11.48%	1.02%

Summary

Amerant Bancorp beats First National on 10 of the 19 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FXNC vs. The Competition

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Metric	First National	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$266.80M	$2.03B	$14.38B	$12.28B
Dividend Yield	2.30%	2.33%	5.67%	9.39%
P/E Ratio	12.64	17.29	20.55	23.94
Price / Sales	2.28	2.72	44.34	90.87
Price / Cash	11.07	13.28	19.24	47.25
Price / Book	1.42	1.32	2.26	6.14
Net Income	$17.70M	$146.81M	$1.14B	$331.74M
7 Day Performance	0.72%	0.85%	0.19%	-1.81%
1 Month Performance	0.27%	4.43%	1.38%	-1.44%
1 Year Performance	40.12%	23.01%	13.19%	16.33%

First National Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FXNC First National	3.2104 of 5 stars	$29.44 -0.2%	N/A	+42.5%	$266.80M	$116.51M	12.64	210	News Coverage
SBSI Southside Bancshares	3.5005 of 5 stars	$34.41 -0.7%	$35.00 +1.7%	+11.3%	$1.03B	$419.03M	14.58	810	Upcoming Earnings
ESQ Esquire Financial	2.4185 of 5 stars	$119.28 +0.5%	$120.33 +0.9%	+23.3%	$1.03B	$164.50M	20.05	110	Positive News Upcoming Earnings
MCBS MetroCity Bankshares	1.5495 of 5 stars	$35.37 -0.9%	$33.00 -6.7%	+23.6%	$1.02B	$246.01M	12.77	220	Upcoming Earnings Dividend Announcement
FSBC Five Star Bancorp	3.5297 of 5 stars	$47.65 -0.3%	$42.30 -11.2%	+62.8%	$1.02B	$255.47M	15.13	180	Upcoming Earnings Dividend Announcement

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This page (NASDAQ:FXNC) was last updated on 7/21/2026 by MarketBeat.com Staff.

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First National (FXNC) Competitors

FXNC vs. SBSI, ESQ, MCBS, FSBC, and AMTB

How does First National compare to Southside Bancshares?

Summary

How does First National compare to Esquire Financial?

Summary

How does First National compare to MetroCity Bankshares?

Summary

How does First National compare to Five Star Bancorp?

Summary

How does First National compare to Amerant Bancorp?

Summary

Media Sentiment Over Time

FXNC vs. The Competition

First National Competitors List

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First National (FXNC) Competitors

FXNC vs. SBSI, ESQ, MCBS, FSBC, and AMTB

How does First National compare to Southside Bancshares?

Is FXNC or SBSI a better dividend stock?

Does the media favor FXNC or SBSI?

Which has more volatility & risk, FXNC or SBSI?

Which has higher earnings & valuation, FXNC or SBSI?

Do insiders & institutionals have more ownership in FXNC or SBSI?

Is FXNC or SBSI more profitable?

Do analysts prefer FXNC or SBSI?

Summary

How does First National compare to Esquire Financial?

Which has more risk & volatility, ESQ or FXNC?

Does the media prefer ESQ or FXNC?

Which has better earnings & valuation, ESQ or FXNC?

Is ESQ or FXNC more profitable?

Is ESQ or FXNC a better dividend stock?

Do institutionals and insiders believe in ESQ or FXNC?

Do analysts rate ESQ or FXNC?

Summary

How does First National compare to MetroCity Bankshares?

Which has more volatility and risk, MCBS or FXNC?

Do analysts prefer MCBS or FXNC?

Do insiders & institutionals believe in MCBS or FXNC?

Is MCBS or FXNC a better dividend stock?

Does the media prefer MCBS or FXNC?

Which has higher valuation and earnings, MCBS or FXNC?

Is MCBS or FXNC more profitable?

Summary

How does First National compare to Five Star Bancorp?

Which has stronger valuation and earnings, FSBC or FXNC?

Does the media favor FSBC or FXNC?

Do analysts recommend FSBC or FXNC?

Is FSBC or FXNC a better dividend stock?

Is FSBC or FXNC more profitable?

Do institutionals and insiders believe in FSBC or FXNC?

Which has more risk & volatility, FSBC or FXNC?

Summary

How does First National compare to Amerant Bancorp?

Do insiders and institutionals believe in AMTB or FXNC?

Which has higher valuation and earnings, AMTB or FXNC?

Does the media refer more to AMTB or FXNC?

Is AMTB or FXNC a better dividend stock?

Which has more risk & volatility, AMTB or FXNC?

Do analysts prefer AMTB or FXNC?

Is AMTB or FXNC more profitable?

Summary

Media Sentiment Over Time

FXNC vs. The Competition

First National Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools