Citizens Holding Company is a one-bank holding company of The Citizens Bank of Philadelphia, Mississippi (the Bank). Through its ownership of the Bank, the Company is engaged in a range of commercial and personal banking activities, including accepting demand deposits, savings and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The Company also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers; agencies; mortgage backed securities; state, county and municipal securities, and other securities. The Company offers a range of deposit services to individual and commercial customers. The Bank's lending activities include commercial, real estate, installment (direct and indirect) and credit card loans.
Industry, Sector and Symbol:
- Market Cap: $118.43 million
- Outstanding Shares: 4,894,000
- 50 Day Moving Avg: $23.81
- 200 Day Moving Avg: $24.24
- 52 Week Range: $22.25 - $26.61
Sales & Book Value:
- Trailing P/E Ratio: 17.79
- Foreward P/E Ratio: 17.04
- P/E Growth: 0.00
- Annual Revenue: $35.25 million
- Price / Sales: 3.36
- Book Value: $18.96 per share
- Price / Book: 1.28
- Annual Dividend: $0.96
- Dividend Yield: 4.1%
- Net Margins: 17.37%
- Return on Equity: 7.33%
- Return on Assets: 0.65%
- Debt-to-Equity Ratio: 0.22%
- Current Ratio: 0.47%
- Quick Ratio: 0.47%
- Average Volume: 733 shs.
- Beta: -0.37
- Short Ratio: 9.89
Frequently Asked Questions for Citizens Holding Company (NASDAQ:CIZN)
What is Citizens Holding Company's stock symbol?
Citizens Holding Company trades on the NASDAQ under the ticker symbol "CIZN."
How often does Citizens Holding Company pay dividends? What is the dividend yield for Citizens Holding Company?
Citizens Holding Company declared a quarterly dividend on Tuesday, August 29th. Shareholders of record on Friday, September 15th will be paid a dividend of $0.24 per share on Friday, September 29th. This represents a $0.96 annualized dividend and a yield of 3.97%. The ex-dividend date of this dividend is Thursday, September 14th. View Citizens Holding Company's Dividend History.
How will Citizens Holding Company's stock buyback program work?
Citizens Holding Company declared that its Board of Directors has approved a stock buyback plan on Thursday, July 27th 2017, which authorizes the company to repurchase 200,000 outstanding shares, according to EventVestor. This repurchase authorization authorizes the company to repurchase shares of its stock through open market purchases. Shares repurchase plans are often an indication that the company's management believes its stock is undervalued.
How were Citizens Holding Company's earnings last quarter?
Citizens Holding Company (NASDAQ:CIZN) released its earnings results on Tuesday, July, 25th. The company reported $0.37 EPS for the quarter, topping the Thomson Reuters' consensus estimate of $0.30 by $0.07. The company had revenue of $9.14 million for the quarter. Citizens Holding Company had a net margin of 17.37% and a return on equity of 7.33%. View Citizens Holding Company's Earnings History.
When will Citizens Holding Company make its next earnings announcement?
Who are some of Citizens Holding Company's key competitors?
Some companies that are related to Citizens Holding Company include Howard Bancorp (HBMD), Shore Bancshares (SHBI), First Internet Bancorp (INBK), County Bancorp (ICBK), MidSouth Bancorp (MSL), Riverview Bancorp (RVSB), Bank of Commerce Holdings (CA) (BOCH), First Financial Northwest (FFNW), California First National Bancorp (CFNB), Farmers & Merchants Bancorp (FMAO), Entegra Financial Corp. (ENFC), Provident Financial Holdings (PROV), Middlefield Banc Corp. (MBCN), FS Bancorp (FSBW), Sussex Bancorp (SBBX), Atlantic Coast Financial Corporation (ACFC), CB Financial Services (CBFV) and Guaranty Federal Bancshares (GFED).
Who are Citizens Holding Company's key executives?
Citizens Holding Company's management team includes the folowing people:
- Herbert A. King, Independent Chairman of the Board
- Greg Lyle McKee, President, Chief Executive Officer, Director of the Company; Chief Executive Officer of the Bank
- Robert Townsend Smith, Chief Financial Officer, Treasurer
- Craig Dungan M.D., Independent Director
- Don Lowell Fulton, Independent Director
- Donald Leland Kilgore, Independent Director
- David Anderson King, Independent Director
- Daniel Adam Mars, Independent Director
Who owns Citizens Holding Company stock?
Citizens Holding Company's stock is owned by a variety of of retail and institutional investors. Top institutional investors include Tredje AP fonden (3.34%), Bancorpsouth Inc. (3.25%), Dimensional Fund Advisors LP (0.65%) and Vanguard Group Inc. (0.51%). Company insiders that own Citizens Holding Company stock include David Peebles Webb and Gregory Lyle Mckee. View Institutional Ownership Trends for Citizens Holding Company.
Who bought Citizens Holding Company stock? Who is buying Citizens Holding Company stock?
How do I buy Citizens Holding Company stock?
Shares of Citizens Holding Company can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens Holding Company's stock price today?
MarketBeat Community Rating for Citizens Holding Company (NASDAQ CIZN)MarketBeat's community ratings are surveys of what our community members think about Citizens Holding Company and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Citizens Holding Company stock can currently be purchased for approximately $24.20.
Consensus Ratings for Citizens Holding Company (NASDAQ:CIZN) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||No ratings tracked in the last 12 months.|
|Consensus Rating:||N/A (Score: NaN)|
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Analysts' Ratings History for Citizens Holding Company (NASDAQ:CIZN)
(Data available from 9/22/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|3/14/2016||Keefe, Bruyette & Woods||Initiated Coverage||Market Perform||$24.00||N/A|
Earnings History for Citizens Holding Company (NASDAQ:CIZN)Earnings History by Quarter for Citizens Holding Company (NASDAQ CIZN)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/25/2017||Q2 2017||$0.30||$0.37||$9.14 million||View||N/A|
|1/26/2017||Q4 2016||$0.37||$0.34||$8.46 million||View||N/A|
Earnings Estimates for Citizens Holding Company (NASDAQ:CIZN)
Current Year EPS Consensus Estimate: $1.38 EPS
Next Year EPS Consensus Estimate: $1.42 EPS
Current Dividend Information for Citizens Holding Company (NASDAQ:CIZN)
|Payout Ratio:||71.11% (Trailing 12 Months of Earnings) |
69.57% (Based on This Year's Estimates)
67.61% (Based on Next Year's Estimates)
Dividend History by Quarter for Citizens Holding Company (NASDAQ CIZN)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Citizens Holding Company (NASDAQ:CIZN)
Insider Ownership Percentage: 14.10%Insider Trades by Quarter for Citizens Holding Company (NASDAQ:CIZN)
Institutional Ownership Percentage: 11.10%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|8/17/2016||David Peebles Webb||Director||Sell||500||$21.75||$10,875.00|| |
|8/17/2016||Gregory Lyle Mckee||Insider||Buy||2,500||$21.64||$54,100.00|| |
|8/16/2016||David Peebles Webb||Director||Sell||1,000||$21.50||$21,500.00|| |
|8/11/2016||David Peebles Webb||Director||Sell||200||$21.50||$4,300.00|| |
|8/10/2016||David Peebles Webb||Director||Sell||500||$21.75||$10,875.00|| |
|8/17/2015||David Peebles Webb||Director||Sell||2,000||$19.60||$39,200.00|| |
|11/17/2014||David Peebles Webb||Director||Sell||1,700||$18.90||$32,130.00|| |
|2/3/2014||David Peebles Webb||Director||Sell||1,500||$19.00||$28,500.00|| |
|5/17/2013||Robert Townsend Smith||CFO||Sell||2,983||$19.03||$56,766.49|| |
|5/16/2013||David Peebles Webb||Director||Sell||1,000||$19.05||$19,050.00|| |
|5/1/2013||David Peebles Webb||Director||Sell||1,000||$19.35||$19,350.00|| |
Headline Trends for Citizens Holding Company (NASDAQ:CIZN)
Latest Headlines for Citizens Holding Company (NASDAQ:CIZN)
|Citizens Holding Company (CIZN) Announces $0.24 Quarterly Dividend|
www.americanbankingnews.com - August 29 at 6:27 PM
|Citizens Holding Co. (Mississippi) :CIZN-US: Earnings Analysis: Q2, 2017 By the Numbers : August 11, 2017|
finance.yahoo.com - August 11 at 5:38 PM
|Citizens Holding (NASDAQ:CIZN) Board Approves Share Buyback Plan|
www.americanbankingnews.com - July 27 at 11:08 AM
|Citizens Holding Company Announces 200,000 Share Repurchase Program|
finance.yahoo.com - July 26 at 5:47 PM
|Citizens Holding Company (CIZN) Releases Earnings Results, Beats Expectations By $0.06 EPS|
www.americanbankingnews.com - July 26 at 12:30 PM
|Citizens Holding Company (NASDAQ:CIZN) Scheduled to Post Quarterly Earnings on Monday|
www.americanbankingnews.com - July 22 at 10:23 AM
|Citizens Holding Co. (Mississippi) : CIZN-US: Dividend Analysis : June 15th, 2017 (record date) : By the numbers : June 14, 2017|
finance.yahoo.com - June 14 at 5:11 PM
|Citizens Holding Co. (Mississippi) :CIZN-US: Earnings Analysis: Q1, 2017 By the Numbers : June 12, 2017|
finance.yahoo.com - June 12 at 5:19 PM
|Citizens Holding Company (CIZN) Earning Somewhat Favorable News Coverage, Analysis Finds|
www.americanbankingnews.com - April 29 at 2:03 PM
|Citizens Holding Company (CIZN)|
finance.yahoo.com - April 20 at 9:31 PM
|Citizens posts 1Q profit|
marketbeat.com - April 20 at 4:59 PM
|Citizens Holding Company Plans Quarterly Dividend of $0.24 (CIZN)|
www.americanbankingnews.com - March 8 at 10:04 PM
|Time To Buy Bank Stocks|
seekingalpha.com - August 28 at 8:54 AM
|CITIZENS HOLDING CO /MS/ Files SEC form 8-K, Submission of Matters to a Vote of Security Holders|
biz.yahoo.com - April 29 at 11:35 AM
|CITIZENS HOLDING CO /MS/ Files SEC form 10-K, Annual Report|
biz.yahoo.com - March 15 at 11:45 AM
|Coverage initiated on Citizens by Keefe Bruyette|
finance.yahoo.com - March 15 at 5:52 AM
|CITIZENS HOLDING CO /MS/ Financials|
finance.yahoo.com - December 8 at 1:17 PM
|CITIZENS HOLDING CO /MS/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits|
biz.yahoo.com - December 1 at 2:44 PM
|CITIZENS HOLDING CO /MS/ Files SEC form 10-Q, Quarterly Report|
biz.yahoo.com - November 9 at 6:41 PM
|Citizens Holding Company Reports Earnings|
finance.yahoo.com - October 23 at 5:00 PM
|CITIZENS HOLDING CO /MS/ Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Disclosure,|
biz.yahoo.com - July 22 at 2:38 PM
Citizens Holding Company (CIZN) Chart for Friday, September, 22, 2017