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NASDAQ:COFS

ChoiceOne Financial Services (COFS) Stock Price, News & Analysis

ChoiceOne Financial Services logo
$30.23 +0.31 (+1.04%)
As of 07/3/2025 01:04 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About ChoiceOne Financial Services Stock (NASDAQ:COFS)

Key Stats

Today's Range
$29.95
$30.69
50-Day Range
$27.49
$30.51
52-Week Range
$24.89
$38.15
Volume
67,908 shs
Average Volume
51,126 shs
Market Capitalization
$452.85 million
P/E Ratio
24.58
Dividend Yield
3.70%
Price Target
$37.00
Consensus Rating
Buy

Company Overview

ChoiceOne Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
55th Percentile Overall Score

COFS MarketRank™: 

ChoiceOne Financial Services scored higher than 55% of companies evaluated by MarketBeat, and ranked 1675th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Earnings Growth

    Earnings for ChoiceOne Financial Services are expected to grow by 4.90% in the coming year, from $3.67 to $3.85 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of ChoiceOne Financial Services is 24.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.54.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of ChoiceOne Financial Services is 24.58, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

  • Price to Book Value per Share Ratio

    ChoiceOne Financial Services has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about ChoiceOne Financial Services' valuation and earnings.
  • Percentage of Shares Shorted

    0.93% of the float of ChoiceOne Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    ChoiceOne Financial Services has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in ChoiceOne Financial Services has recently increased by 25.86%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    ChoiceOne Financial Services is a leading dividend payer. It pays a dividend yield of 3.74%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    ChoiceOne Financial Services has been increasing its dividend for 13 years.

  • Dividend Coverage

    The dividend payout ratio of ChoiceOne Financial Services is 91.06%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, ChoiceOne Financial Services will have a dividend payout ratio of 29.09% next year. This indicates that ChoiceOne Financial Services will be able to sustain or increase its dividend.

  • Read more about ChoiceOne Financial Services' dividend.
  • Percentage of Shares Shorted

    0.93% of the float of ChoiceOne Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    ChoiceOne Financial Services has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in ChoiceOne Financial Services has recently increased by 25.86%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    ChoiceOne Financial Services has a news sentiment score of -0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 5 news articles for ChoiceOne Financial Services this week, compared to 1 article on an average week.
  • Search Interest

    3 people have searched for COFS on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, ChoiceOne Financial Services insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 5.93% of the stock of ChoiceOne Financial Services is held by insiders.

  • Percentage Held by Institutions

    Only 19.90% of the stock of ChoiceOne Financial Services is held by institutions.

  • Read more about ChoiceOne Financial Services' insider trading history.
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COFS Stock News Headlines

DA Davidson Issues Pessimistic Outlook for COFS Earnings
ChoiceOne Financial Announces Cash Dividends
INVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting Off
Right now, we’re witnessing a monumental shift in the world.
Undiscovered Gems in the US Market May 2025
ChoiceOne Reports First Quarter 2025 Results
See More Headlines

COFS Stock Analysis - Frequently Asked Questions

ChoiceOne Financial Services' stock was trading at $35.64 at the start of the year. Since then, COFS shares have decreased by 15.2% and is now trading at $30.23.

ChoiceOne Financial Services, Inc. (NASDAQ:COFS) posted its quarterly earnings data on Wednesday, April, 30th. The company reported $0.86 EPS for the quarter, beating analysts' consensus estimates of $0.82 by $0.04. The firm earned $31.23 million during the quarter, compared to the consensus estimate of $29.70 million. ChoiceOne Financial Services had a trailing twelve-month return on equity of 10.93% and a net margin of 4.74%.

Shares of COFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that ChoiceOne Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and JPMorgan Chase & Co. (JPM).

Company Calendar

Last Earnings
4/30/2025
Record date for 6/30 Dividend
6/13/2025
Ex-Dividend for 6/30 Dividend
6/13/2025
Dividend Payable
6/30/2025
Today
7/04/2025
Next Earnings (Estimated)
7/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
Banking
Current Symbol
NASDAQ:COFS
Fax
N/A
Employees
380
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$37.00
High Stock Price Target
$39.00
Low Stock Price Target
$35.00
Potential Upside/Downside
+22.4%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
3 Analysts

Profitability

Trailing P/E Ratio
24.58
Forward P/E Ratio
8.24
P/E Growth
N/A
Net Income
$26.73 million
Pretax Margin
5.71%

Debt

Sales & Book Value

Annual Sales
$139.10 million
Cash Flow
$4.51 per share
Price / Cash Flow
6.70
Book Value
$29.05 per share
Price / Book
1.04

Miscellaneous

Free Float
14,095,000
Market Cap
$452.85 million
Optionable
Not Optionable
Beta
0.55
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This page (NASDAQ:COFS) was last updated on 7/4/2025 by MarketBeat.com Staff
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