Free Trial
NASDAQ:COFS

ChoiceOne Financial Services (COFS) Stock Price, News & Analysis

ChoiceOne Financial Services logo
$27.70 +0.14 (+0.51%)
Closing price 04:00 PM Eastern
Extended Trading
$27.70 0.00 (0.00%)
As of 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About ChoiceOne Financial Services Stock (NASDAQ:COFS)

Advanced

Key Stats

Today's Range
$27.33
$28.29
50-Day Range
$26.29
$31.17
52-Week Range
$24.89
$38.15
Volume
86,687 shs
Average Volume
73,069 shs
Market Capitalization
$416.05 million
P/E Ratio
21.98
Dividend Yield
4.04%
Price Target
$37.00
Consensus Rating
Moderate Buy

Company Overview

ChoiceOne Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
72nd Percentile Overall Score

COFS MarketRank™: 

ChoiceOne Financial Services scored higher than 72% of companies evaluated by MarketBeat, and ranked 570th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    ChoiceOne Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    ChoiceOne Financial Services has a consensus price target of $37.00, representing about 33.0% upside from its current price of $27.81.

  • Amount of Analyst Coverage

    ChoiceOne Financial Services has only been the subject of 2 research reports in the past 90 days.

  • Read more about ChoiceOne Financial Services' stock forecast and price target.
  • Earnings Growth

    Earnings for ChoiceOne Financial Services are expected to grow by 4.90% in the coming year, from $3.67 to $3.85 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of ChoiceOne Financial Services is 22.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 79.34.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of ChoiceOne Financial Services is 22.07, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.19.

  • Price to Book Value per Share Ratio

    ChoiceOne Financial Services has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about ChoiceOne Financial Services' valuation and earnings.
  • Percentage of Shares Shorted

    2.06% of the outstanding shares of ChoiceOne Financial Services have been sold short.
  • Short Interest Ratio / Days to Cover

    ChoiceOne Financial Services has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in ChoiceOne Financial Services has recently increased by 6.36%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    ChoiceOne Financial Services is a leading dividend payer. It pays a dividend yield of 4.08%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    ChoiceOne Financial Services has been increasing its dividend for 13 years.

  • Dividend Coverage

    The dividend payout ratio of ChoiceOne Financial Services is 88.89%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, ChoiceOne Financial Services will have a dividend payout ratio of 29.09% next year. This indicates that ChoiceOne Financial Services will be able to sustain or increase its dividend.

  • Read more about ChoiceOne Financial Services' dividend.
  • Percentage of Shares Shorted

    2.06% of the outstanding shares of ChoiceOne Financial Services have been sold short.
  • Short Interest Ratio / Days to Cover

    ChoiceOne Financial Services has a short interest ratio ("days to cover") of 4.3.
  • Change versus previous month

    Short interest in ChoiceOne Financial Services has recently increased by 6.36%, indicating that investor sentiment is decreasing significantly.
    • Insider Buying vs. Insider Selling

      In the past three months, ChoiceOne Financial Services insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 5.93% of the stock of ChoiceOne Financial Services is held by insiders.

    • Percentage Held by Institutions

      Only 19.90% of the stock of ChoiceOne Financial Services is held by institutions.

    • Read more about ChoiceOne Financial Services' insider trading history.
    Receive COFS Stock News and Ratings via Email

    Sign-up to receive the latest news and ratings for ChoiceOne Financial Services and its competitors with MarketBeat's FREE daily newsletter.

    By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

    COFS Stock News Headlines

    ChoiceOne Reports Second Quarter 2025 Results
    Trump’s national nightmare is here
    Porter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger the biggest forced rotation of capital since World War II. They reveal why Trump is mobilizing America’s tech giants… and name the two stocks most likely to soar as trillions shift behind the scenes.tc pixel
    ChoiceOne Financial Announces Cash Dividends
    Undiscovered Gems in the US Market May 2025
    ChoiceOne Reports First Quarter 2025 Results
    See More Headlines

    COFS Stock Analysis - Frequently Asked Questions

    ChoiceOne Financial Services' stock was trading at $35.64 at the start of the year. Since then, COFS stock has decreased by 22.0% and is now trading at $27.81.

    ChoiceOne Financial Services, Inc. (NASDAQ:COFS) issued its quarterly earnings data on Tuesday, November, 8th. The company reported $0.60 EPS for the quarter. The company had revenue of $20.17 million for the quarter. ChoiceOne Financial Services had a trailing twelve-month return on equity of 11.26% and a net margin of 7.95%.

    Shares of COFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that ChoiceOne Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and JPMorgan Chase & Co. (JPM).

    Company Calendar

    Last Earnings
    11/08/2022
    Record date for 9/30 Dividend
    9/15/2025
    Ex-Dividend for 9/30 Dividend
    9/15/2025
    Dividend Payable
    9/30/2025
    Today
    10/22/2025
    Next Earnings (Estimated)
    10/22/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    FIN - MISC SVCS
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:COFS
    CIK
    803164
    Fax
    N/A
    Employees
    380
    Year Founded
    1898

    Price Target and Rating

    High Price Target
    $39.00
    Low Price Target
    $35.00
    Potential Upside/Downside
    +34.3%
    Consensus Rating
    Moderate Buy
    Rating Score (0-4)
    2.60
    Research Coverage
    5 Analysts

    Profitability

    EPS (Trailing Twelve Months)
    $1.26
    Trailing P/E Ratio
    21.87
    Forward P/E Ratio
    7.51
    P/E Growth
    N/A
    Net Income
    $26.73 million
    Net Margins
    7.95%
    Pretax Margin
    9.64%
    Return on Equity
    11.26%
    Return on Assets
    1.09%

    Debt

    Debt-to-Equity Ratio
    0.57
    Current Ratio
    0.85
    Quick Ratio
    0.85

    Sales & Book Value

    Annual Sales
    $139.10 million
    Price / Sales
    2.98
    Cash Flow
    $4.49 per share
    Price / Cash Flow
    6.14
    Book Value
    $29.05 per share
    Price / Book
    0.95

    Miscellaneous

    Outstanding Shares
    15,020,000
    Free Float
    14,125,000
    Market Cap
    $413.95 million
    Optionable
    Not Optionable
    Beta
    0.55

    Social Links

    Metaverse Stocks And Why You Can't Ignore Them Cover

    Thinking about investing in Meta, Roblox, or Unity? Enter your email to learn what streetwise investors need to know about the metaverse and public markets before making an investment.

    Get This Free Report

    This page (NASDAQ:COFS) was last updated on 10/22/2025 by MarketBeat.com Staff
    From Our Partners