America's Car-Mart (CRMT) Stock Price, News & Analysis

Company Overview

America’s Car-Mart, Inc. is a specialty automotive retailer that sells used vehicles and provides financing to customers through its dealership network. The company primarily serves consumers who may have limited access to traditional auto financing, offering vehicles across a range of makes, models, ages and price points.

America’s Car-Mart operates under a “buy-here, pay-here” business model, in which customers generally purchase vehicles and make installment payments directly to the company. Its operations include vehicle sourcing, reconditioning, retail sales, in-house financing and servicing of customer accounts.

Founded in 1981 and headquartered in Rogers, Arkansas, the company operates dealerships in multiple states, primarily serving smaller cities and rural communities in the southern and central United States. America’s Car-Mart is listed on the Nasdaq under the symbol CRMT.

Key Stats

• Today's Range: $1.32 to $1.45
• 50-Day Range: $0.98 to $3.30
• 52-Week Range: $0.95 to $28.70
• Volume: 106,414 shs
• Average Volume: 693,237 shs
• Market Capitalization: $11.43 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $14.00
• Consensus Rating: Reduce

America's Car-Mart Stock Analysis - MarketRank™

America's Car-Mart scored higher than 34% of companies evaluated by MarketBeat, and ranked 388th out of 485 stocks in the consumer discretionary sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Reduce

Consensus Rating

America's Car-Mart has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

America's Car-Mart has a consensus price target of $14.00, representing about 936.3% upside from its current price of $1.35.

Amount of Analyst Coverage

America's Car-Mart has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of America's Car-Mart is -0.06, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of America's Car-Mart is -0.06, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

America's Car-Mart has a P/B Ratio of 0.03. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

25.45% of the float of America's Car-Mart has been sold short.

Short Interest Ratio / Days to Cover

America's Car-Mart has a short interest ratio ("days to cover") of 4.85.

Change versus previous month

Short interest in America's Car-Mart has recently increased by 8.74%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

America's Car-Mart does not currently pay a dividend.

Dividend Growth

America's Car-Mart does not have a long track record of dividend growth.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.80

News Sentiment

America's Car-Mart has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Consumer Discretionary companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for America's Car-Mart this week, compared to 5 articles on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, America's Car-Mart insiders have not sold or bought any company stock.

Percentage Held by Insiders

18.40% of the stock of America's Car-Mart is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

89.10% of the stock of America's Car-Mart is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 9/09/2026
• Today: 10/15/2026
• Next Earnings (Estimated): 12/10/2026
• Fiscal Year End: 4/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Consumer Discretionary
• Industry: Specialty Retail
• Sub-Industry: Automotive Retail
• Current Symbol: NASDAQ:CRMT
• CIK: 799850
• Web: www.car-mart.com
• Phone: (479) 464-9944
• Fax: N/A
• Employees: 1,500
• Year Founded: 1981

Price Target and Rating

• Average Price Target for America's Car-Mart: $14.00
• High Price Target: $14.00
• Low Price Target: $14.00
• Potential Upside/Downside: +921.9%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): ($23.80)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$139.11 million
• Net Margins: -18.21%
• Pretax Margin: -15.61%
• Return on Equity: -15.19%
• Return on Assets: -4.73%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.41
• Quick Ratio: 1.36

Sales & Book Value

• Annual Sales: $1.28 billion
• Price / Sales: 0.01
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $53.68 per share
• Price / Book: 0.03

Miscellaneous

• Outstanding Shares: 8,340,000
• Free Float: 6,805,000
• Market Cap: $11.43 million
• Optionable: No Data
• Beta: 1.34