NASDAQ:CVCY

Central Valley Community Bancorp - CVCY Stock Forecast, Price & News

$17.50

-0.20 (-1.13%)

(As of 09/28/2022 12:00 AM ET)

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Today's Range: $17.50
▼
$17.84
50-Day Range: $15.79
▼
$18.45
52-Week Range: $14.16
▼
$23.99

Volume: 6,530 shs
Average Volume: 22,355 shs
Market Capitalization: $205.10 million

P/E Ratio: 8.03
Dividend Yield: 2.71%
Price Target: $20.50

Central Valley Community Bancorp MarketRank™ Forecast

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 17.1% Upside
$20.50 Price Target
Short Interest: Healthy
0.47% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: 1.16
Based on 4 Articles This Week
Insider Trading: Acquiring Shares
$10,875 Bought Last Quarter
Proj. Earnings Growth: 6.49%
From $2.31 to $2.46 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.58 out of 5 stars

Finance Sector

393rd out of 923 stocks

State Commercial Banks Industry

79th out of 196 stocks

2.0

Analyst's Opinion

Consensus Rating
Central Valley Community Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $20.50, Central Valley Community Bancorp has a forecasted upside of 17.1% from its current price of $17.50.
Amount of Analyst Coverage
Central Valley Community Bancorp has received no research coverage in the past 90 days.

3.0

Short Interest

Percentage of Shares Shorted
0.47% of the float of Central Valley Community Bancorp has been sold short.
Short Interest Ratio / Days to Cover
Central Valley Community Bancorp has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Central Valley Community Bancorp has recently increased by 28.13%, indicating that investor sentiment is decreasing significantly.

2.5

Dividend Strength

Dividend Yield
Central Valley Community Bancorp pays a meaningful dividend of 2.71%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Central Valley Community Bancorp has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of Central Valley Community Bancorp is 22.02%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Central Valley Community Bancorp will have a dividend payout ratio of 19.51% next year. This indicates that Central Valley Community Bancorp will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for CVCY.

3.4

News and Social Media Coverage

News Sentiment
Central Valley Community Bancorp has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for Central Valley Community Bancorp this week, compared to 0 articles on an average week.
Search Interest
1 people have searched for CVCY on MarketBeat in the last 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Central Valley Community Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $10,875.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
15.10% of the stock of Central Valley Community Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
45.69% of the stock of Central Valley Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5

Earnings and Valuation

Earnings Growth
Earnings for Central Valley Community Bancorp are expected to grow by 6.49% in the coming year, from $2.31 to $2.46 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Central Valley Community Bancorp is 8.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 115.38.
Price to Earnings Ratio vs. Sector
The P/E ratio of Central Valley Community Bancorp is 8.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 156.35.
Price to Book Value per Share Ratio
Central Valley Community Bancorp has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

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About Central Valley Community Bancorp (NASDAQ:CVCY) Stock

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

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CVCY Stock News Headlines

September 21, 2022 | americanbankingnews.com

StockNews.com Upgrades Central Valley Community Bancorp (NASDAQ:CVCY) to "Buy"

August 27, 2022 | finance.yahoo.com

Owning 46% shares,institutional owners seem interested in Central Valley Community Bancorp (NASDAQ:CVCY),

July 24, 2022 | nasdaq.com

Central Valley Community Bancorp (NASDAQ:CVCY) Has Affirmed Its Dividend Of $0.12

July 24, 2022 | finance.yahoo.com

Central Valley Community Bancorp's (NASDAQ:CVCY) Dividend Will Be $0.12

July 22, 2022 | finance.yahoo.com

Wall Street Analysts See a 32% Upside in Central Valley Community Bancorp (CVCY): Can the Stock Really Move This High?

July 13, 2022 | finance.yahoo.com

Central Valley Community Bancorp (CVCY) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Release

June 27, 2022 | finance.yahoo.com

The past five years for Central Valley Community Bancorp (NASDAQ:CVCY) investors has not been profitable

May 23, 2022 | finance.yahoo.com

After Plunging 18.8% in 4 Weeks, Here's Why the Trend Might Reverse for Central Valley Community Bancorp (CVCY)

May 20, 2022 | finance.yahoo.com

Central Valley Community Bancorp (CVCY) Loses 20.6% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner

April 25, 2022 | finance.yahoo.com

Central Valley Community Bancorp (NASDAQ:CVCY) Is Due To Pay A Dividend Of US$0.12

April 20, 2022 | seekingalpha.com

Central Valley Community Bancorp GAAP EPS of $0.51 beats by $0.06, revenue of $19.43M misses by $0.34M

April 20, 2022 | finance.yahoo.com

Central Valley Community Bancorp (CVCY) Q1 Earnings Surpass Estimates

April 20, 2022 | finance.yahoo.com

Central Valley Community Bancorp Reports Earnings Results for the Quarter Ended March 31, 2022, and Quarterly Dividend

March 18, 2022 | finance.yahoo.com

What Type Of Shareholders Make Up Central Valley Community Bancorp's (NASDAQ:CVCY) Share Registry?

February 9, 2022 | seekingalpha.com

Central Valley Community Bancorp goes ex-dividend tomorrow

February 1, 2022 | nasdaq.com

Central Valley Community Bancorp's (NASDAQ:CVCY) Dividend Will Be Increased To US$0.12

February 1, 2022 | finance.yahoo.com

Central Valley Community Bancorp (NASDAQ:CVCY) Will Pay A Larger Dividend Than Last Year At US$0.12

January 26, 2022 | seekingalpha.com

Central Valley Community Bancorp GAAP EPS of $0.57 beats by $0.05, revenue of $21.49M beats by $1.36M

January 26, 2022 | finance.yahoo.com

Central Valley Community Bancorp Reports Earnings Results for the Year and Quarter Ended December 31, 2021, and Quarterly Dividend

January 18, 2022 | finance.yahoo.com

Central Valley Community Bancorp's (NASDAQ:CVCY) investors will be pleased with their notable 46% return over the last year

January 14, 2022 | nasdaq.com

Central Valley Community Bancorp Common Stock (CVCY)

November 29, 2021 | finance.yahoo.com

Central Valley Community Bank Elevates Blaine Lauhon to Executive Vice President, Chief Banking Officer

November 12, 2021 | finance.yahoo.com

Central Valley Community Bancorp Completes Private Placement of $35 Million of Subordinated Notes

October 24, 2021 | finance.yahoo.com

Central Valley Community Bancorp's (NASDAQ:CVCY) Shareholders Will Receive A Bigger Dividend Than Last Year

October 20, 2021 | finance.yahoo.com

Central Valley Community Bancorp (CVCY) to Report Q3 Results: Wall Street Expects Earnings Growth

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CVCY Company Calendar

Last Earnings: 7/20/2022
Ex-Dividend for 8/20 Dividend: 8/04/2022
Dividend Payable: 8/20/2022
Today: 9/29/2022
Next Earnings (Estimated): 10/19/2022
Fiscal Year End: 12/31/2022

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:CVCY
CUSIP: N/A
CIK: 1127371
Web: www.cvcb.com
Phone: (559) 298-1775
Fax: 559-298-4153
Employees: 235
Year Founded: 1980

Price Target and Rating

Average Stock Price Forecast: $20.50
High Stock Price Forecast: $24.00
Low Stock Price Forecast: $17.50
Forecasted Upside/Downside: +17.1%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 1 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.18
Trailing P/E Ratio: 8.03
Forward P/E Ratio: 7.58
P/E Growth: N/A
Net Income: $28.40 million
Net Margins: 31.00%
Pretax Margin: 41.16%
Return on Equity: 12.14%
Return on Assets: 1.09%

Debt

Debt-to-Equity Ratio: 0.23
Current Ratio: 0.57
Quick Ratio: 0.57

Sales & Book Value

Annual Sales: $82.86 million
Price / Sales: 2.48
Cash Flow: $2.97 per share
Price / Cash Flow: 5.89
Book Value: $20.67 per share
Price / Book: 0.85

Miscellaneous

Outstanding Shares: 11,720,000
Free Float: 9,949,000
Market Cap: $205.10 million
Optionable: Optionable
Beta: 0.82

Social Links

Key Executives

Mr. James J. Kim (Age 46)
Pres, CEO & Director
Comp: $507.73k

Mr. David A. Kinross (Age 58)
Exec. VP, Principal Accounting Officer & CFO
Comp: $426.25k

Mr. Blaine C. Lauhon (Age 59)
Exec. VP & Chief Banking Officer of Central Valley Community Bank
Comp: $351.5k

Mr. Anthony Kenneth Ramos (Age 56)
Exec. VP & Market Exec.
Comp: $369.88k

Mr. Patrick A. Luis
Exec. VP & Chief Credit Officer

Mr. Steven D. McDonald (Age 72)
Sec. & Independent Director
Comp: $37.47k

Ms. Teresa Gilio (Age 59)
Exec. VP & Chief Admin. Officer

Ms. Debbie Nalchajian-Cohen
Marketing Director

Djo Mwamba
Sr. VP of Market Mang.

Mr. Jeff M. Martin
Exec. VP & Market Exec.

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

CVCY Stock - Frequently Asked Questions

Should I buy or sell Central Valley Community Bancorp stock right now?: 1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Central Valley Community Bancorp in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street analysts is that investors should "hold" CVCY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CVCY, but not buy additional shares or sell existing shares.
View CVCY analyst ratings or view top-rated stocks.
What is Central Valley Community Bancorp's stock price forecast for 2022?: 1 Wall Street research analysts have issued 12 month target prices for Central Valley Community Bancorp's shares. Their CVCY share price forecasts range from $17.50 to $24.00. On average, they predict the company's stock price to reach $20.50 in the next twelve months. This suggests a possible upside of 17.1% from the stock's current price.
View analysts price targets for CVCY or view top-rated stocks among Wall Street analysts.
How have CVCY shares performed in 2022?: Central Valley Community Bancorp's stock was trading at $20.77 at the beginning of 2022. Since then, CVCY stock has decreased by 15.7% and is now trading at $17.50.
View the best growth stocks for 2022 here.
When is Central Valley Community Bancorp's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Wednesday, October 19th 2022.
View our CVCY earnings forecast.
How were Central Valley Community Bancorp's earnings last quarter?: Central Valley Community Bancorp (NASDAQ:CVCY) posted its quarterly earnings data on Wednesday, July, 20th. The financial services provider reported $0.56 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.52 by $0.04. The financial services provider had revenue of $20.58 million for the quarter, compared to analysts' expectations of $20.13 million. Central Valley Community Bancorp had a net margin of 31.00% and a trailing twelve-month return on equity of 12.14%.
How often does Central Valley Community Bancorp pay dividends? What is the dividend yield for Central Valley Community Bancorp?: Central Valley Community Bancorp declared a quarterly dividend on Wednesday, July 20th. Shareholders of record on Friday, August 5th will be paid a dividend of $0.12 per share on Saturday, August 20th. This represents a $0.48 dividend on an annualized basis and a dividend yield of 2.74%. The ex-dividend date is Thursday, August 4th.
Read our dividend analysis for CVCY.

Is Central Valley Community Bancorp a good dividend stock?: Central Valley Community Bancorp (NASDAQ:CVCY) pays an annual dividend of $0.48 per share and currently has a dividend yield of 2.71%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 22.02%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CVCY will have a dividend payout ratio of 19.51% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CVCY.
What is James M. Ford's approval rating as Central Valley Community Bancorp's CEO?: 8 employees have rated Central Valley Community Bancorp Chief Executive Officer James M. Ford on Glassdoor.com. James M. Ford has an approval rating of 89% among the company's employees.
What other stocks do shareholders of Central Valley Community Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Central Valley Community Bancorp investors own include Energy Transfer (ET), Pfizer (PFE), Ford Motor (F), AT&T (T), Alliance Resource Partners (ARLP), CBL & Associates Properties (CBL), Cornerstone Total Return Fund (CRF), Martin Midstream Partners (MMLP), SandRidge Permian Trust (PER) and Advanced Micro Devices (AMD).
What is Central Valley Community Bancorp's stock symbol?: Central Valley Community Bancorp trades on the NASDAQ under the ticker symbol "CVCY."
How do I buy shares of Central Valley Community Bancorp?: Shares of CVCY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Central Valley Community Bancorp's stock price today?: One share of CVCY stock can currently be purchased for approximately $17.50.
How much money does Central Valley Community Bancorp make?: Central Valley Community Bancorp (NASDAQ:CVCY) has a market capitalization of $205.10 million and generates $82.86 million in revenue each year. The financial services provider earns $28.40 million in net income (profit) each year or $2.18 on an earnings per share basis.
How many employees does Central Valley Community Bancorp have?: The company employs 235 workers across the globe.
How can I contact Central Valley Community Bancorp?: Central Valley Community Bancorp's mailing address is 7100 N. Financial Dr Suite 101, FRESNO CA, 93720. The official website for the company is www.cvcb.com. The financial services provider can be reached via phone at (559) 298-1775, via email at dave.kinross@cvcb.com, or via fax at 559-298-4153.

This page (NASDAQ:CVCY) was last updated on 9/29/2022 by MarketBeat.com Staff

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Central Valley Community Bancorp - CVCY Stock Forecast, Price & News

Central Valley Community Bancorp MarketRank™ Forecast

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month