Community West Bancshares (CWBC) Stock Price, News & Analysis

Company Overview

Community West Bancshares, Inc. is the bank holding company for Community West Bank, headquartered in Goleta, California. Through its wholly owned subsidiary, the company offers a full suite of commercial and consumer banking services. Community West Bancshares focuses on providing personalized financial solutions to small and mid-sized businesses, professional practices, and individual customers in its service area.

The company’s product portfolio includes a variety of deposit accounts—such as business checking, savings and money market accounts—along with online and mobile banking capabilities. On the lending side, Community West Bancshares extends commercial real estate loans, construction and development financing, equipment loans, lines of credit, residential mortgages and SBA-guaranteed loans. Ancillary services include treasury and cash-management solutions, remote deposit capture, merchant card processing and mortgage banking.

Community West Bancshares concentrates its branch network and lending activities in Santa Barbara and Ventura counties, with outreach into adjacent Los Angeles communities. The institution emphasizes relationship banking and local decision-making, aiming to support regional economic development. Guided by an experienced executive management team and board of directors, Community West Bancshares upholds a commitment to customer service, community engagement and sustainable growth.

Key Stats

• Today's Range: $20.94 to $21.19
• 50-Day Range: $18.58 to $21.36
• 52-Week Range: $15.57 to $22.89
• Volume: 31,011 shs
• Average Volume: 41,077 shs
• Market Capitalization: $401.73 million
• P/E Ratio: 15.11
• Dividend Yield: 2.29%
• Price Target: $21.67
• Consensus Rating: Moderate Buy

Community West Bancshares Stock Analysis - MarketRank™

Community West Bancshares scored higher than 71% of companies evaluated by MarketBeat, and ranked 400th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Community West Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Community West Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Community West Bancshares has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.09%

Earnings Growth

Earnings for Community West Bancshares are expected to grow by 12.09% in the coming year, from $2.15 to $2.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Community West Bancshares is 15.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 279.63.

Price to Earnings Ratio vs. Sector

The P/E ratio of Community West Bancshares is 15.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 231.77.

Price to Book Value per Share Ratio

Community West Bancshares has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.76% of the outstanding shares of Community West Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Community West Bancshares has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Community West Bancshares has recently decreased by 14.73%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Community West Bancshares pays a meaningful dividend of 2.28%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Community West Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Community West Bancshares is 34.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Community West Bancshares will have a dividend payout ratio of 19.92% next year. This indicates that Community West Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.76% of the outstanding shares of Community West Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Community West Bancshares has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Community West Bancshares has recently decreased by 14.73%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 1.05

News Sentiment

Community West Bancshares has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Community West Bancshares this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Community West Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $20,849.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

10.57% of the stock of Community West Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 33.80% of the stock of Community West Bancshares is held by institutions.

CWBC Stock Analysis - Frequently Asked Questions

How have CWBC shares performed this year?

Community West Bancshares' stock was trading at $19.37 at the beginning of the year. Since then, CWBC shares have increased by 8.4% and is now trading at $21.00.

How were Community West Bancshares' earnings last quarter?

Community West Bancshares (NASDAQ:CWBC) announced its earnings results on Thursday, July, 17th. The financial services provider reported $0.41 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.49 by $0.08. The financial services provider earned $35.67 million during the quarter, compared to analyst estimates of $35.90 million. Community West Bancshares had a trailing twelve-month return on equity of 7.91% and a net margin of 13.88%.

Who are Community West Bancshares' major shareholders?

Community West Bancshares' top institutional investors include Fourthstone LLC (8.23%), Private Management Group Inc. (2.88%), Geode Capital Management LLC (2.08%) and The Manufacturers Life Insurance Company (1.84%). Insiders that own company stock include William R Peeples, Robert Bartlein, Steven D Mcdonald, Martin E Plourd, Kirk Stovesand, Patrick A Luis, John D Illgen, Jeffrey Michael Martin, Anthony Kenneth Ramos, Shannon R Avrett, James W Lokey, Dorothea D Silva and Suzanne Marie Chadwick.
View institutional ownership trends.

How do I buy shares of Community West Bancshares?

Shares of CWBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Community West Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Community West Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Invesco QQQ (QQQ).

Company Calendar

• Last Earnings: 7/17/2025
• Record date for 8/15 Dividend: 8/01/2025
• Ex-Dividend for 8/15 Dividend: 8/01/2025
• Dividend Payable: 8/15/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CWBC
• CIK: 1127371
• Web: www.communitywest.com
• Phone: (805) 692-5821
• Fax: 805-681-3372
• Employees: 253
• Year Founded: 1989

Price Target and Rating

• Average Price Target for Community West Bancshares: $21.67
• High Price Target: $24.00
• Low Price Target: $19.00
• Potential Upside/Downside: +3.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.39
• Trailing P/E Ratio: 15.11
• Forward P/E Ratio: 9.77
• P/E Growth: N/A
• Net Income: $7.67 million
• Net Margins: 13.88%
• Pretax Margin: 19.02%
• Return on Equity: 7.91%
• Return on Assets: 0.82%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $166.83 million
• Price / Sales: 2.41
• Cash Flow: $1.33 per share
• Price / Cash Flow: 15.78
• Book Value: $19.14 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 19,130,000
• Free Float: 17,109,000
• Market Cap: $401.73 million
• Optionable: Optionable
• Beta: 0.90