Citizens Community Bancorp Company Profile (NASDAQ:CZWI)

About Citizens Community Bancorp

Citizens Community Bancorp logo

Citizens Community Bancorp, Inc. is a bank holding company of Citizens Community Federal N.A. (the Bank). The Company is engaged in consumer, small commercial and agricultural banking activities, through the Bank. As of September 30, 2015, it had approximately $460 million in deposits. Through all of its branch locations, in Wisconsin, Minnesota and Michigan, the Bank provides a range of commercial and consumer banking products and services to customers, including online and mobile banking options. It offers a range of loans, such as commercial loans, agricultural loans and residential mortgages. Its Investment portfolio consists of securities available for sale and securities held to maturity. Its primary sources of funds are deposits; amortization, prepayments and maturities of outstanding loans; other short-term investments, and funds provided from operations. As of September 30, 2015, its total gross outstanding loans before net deferred loan costs were approximately $448,100.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Midwest Banks
Sub-Industry: N/A
Exchange: NASDAQ
Symbol: CZWI
CUSIP:

Key Metrics:

Previous Close: $10.93
50 Day Moving Average: $10.57
200 Day Moving Average: $9.85
52-Week Range: $5,251,000.00 - $8.80
Trailing P/E Ratio: 17.95
P/E Growth: 0.00
Market Cap: $57.39M
Outstanding Shares: 5,251,000
Beta: 0.39

Profitability:

Net Margins: 11.74%
Return on Equity: 5.20%
Return on Assets: 0.52%

Debt:

Debt-to-Equity Ratio: 0.93%
Current Ratio: 1.03%
Quick Ratio: 1.03%

Additional Links:

Companies Related to Citizens Community Bancorp:

Consensus Ratings for Citizens Community Bancorp (NASDAQ:CZWI) (?)

Ratings Breakdown:	1 Sell Rating
Consensus Rating:	Sell (Score: 1.00)
Consensus Price Target:	N/A

Analysts' Ratings History for Citizens Community Bancorp (NASDAQ:CZWI)

Show:

Date	Firm	Action	Rating	Price Target	Details
8/23/2016	Citigroup Inc.	Reiterated Rating	Sell

(Data available from 9/25/2014 forward)

Earnings History for Citizens Community Bancorp (NASDAQ:CZWI)

Date	Quarter	Actual EPS	Release Link	Conference Call
11/1/2016
7/22/2016	Q3	$0.18	View	N/A
4/22/2016	Q2	$0.13	View	N/A
1/21/2016	Q1	$0.16	View	N/A
1/24/2014	Q4	$0.06	View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Citizens Community Bancorp (NASDAQ:CZWI)
No earnings estimates for this company have been tracked by MarketBeat.com

Current Dividend Information for Citizens Community Bancorp (NASDAQ:CZWI)

Annual Dividend:	$0.12
Dividend Yield:	1.10%
Payout Ratio:	20.00% (Based on Trailing 12 Months of Earnings)

Dividend History for Citizens Community Bancorp (NASDAQ:CZWI)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
3/1/2016	annual	$0.12	1.34%	3/9/2016	3/11/2016	3/25/2016
3/3/2015	annual	$0.08	0.85%	3/11/2015	3/13/2015	3/27/2015
3/3/2014	annual	$0.04	0.49%	3/11/2014	3/13/2014	3/27/2014

(Data available from 1/1/2013 forward)

Insider Trading History for Citizens Community Bancorp (NASDAQ:CZWI)

Insider Ownership Percentage: 10.25%
Institutional Ownership Percentage: 24.83%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/13/2016	David B Westrate	Director	Sell	5,000	$10.77	$53,850.00
8/23/2016	Timothy A Nettesheim	Director	Buy	400	$10.11	$4,044.00
8/22/2016	Edward H Schaefer	CEO	Sell	24,780	$10.14	$251,269.20
8/19/2016	Timothy A Nettesheim	Director	Buy	200	$10.20	$2,040.00
8/16/2016	Stephen M Bianchi	CEO	Buy	2,000	$10.46	$20,920.00
8/11/2016	Stephen M Bianchi	CEO	Buy	3,000	$10.33	$30,990.00
8/11/2016	Timothy A Nettesheim	Director	Buy	478	$10.28	$4,913.84
8/10/2016	Timothy A Nettesheim	Director	Buy	322	$10.26	$3,303.72
8/5/2016	Timothy A Nettesheim	Director	Buy	1,100	$10.20	$11,220.00
5/24/2016	Mark C Oldenberg	CFO	Sell	3,570	$9.25	$33,022.50
2/23/2016	Edward H Schaefer	CEO	Sell	10,000	$9.00	$90,000.00
2/19/2016	Mark C Oldenberg	CFO	Sell	1,225	$9.01	$11,037.25
2/19/2016	Timothy A Nettesheim	Director	Buy	1,400	$9.07	$12,698.00
9/16/2015	James R Lang	Director	Buy	2,000	$8.85	$17,700.00
3/16/2015	David B Westrate	Director	Sell	5,103	$9.20	$46,947.60
3/10/2015	Edward H Schaefer	Insider	Sell	2,700	$9.12	$24,624.00
3/10/2015	Mark C Oldenberg	CFO	Sell	1,260	$9.00	$11,340.00
12/4/2014	Edward H Schaefer	CEO	Sell	10,968	$9.21	$101,015.28
8/11/2014	James R Lang	Director	Buy	4,999	$8.70	$43,491.30
8/1/2014	Timothy A Nettesheim	Director	Buy	2,300	$8.80	$20,240.00
5/13/2014	Timothy A Nettesheim	Director	Buy	5,500	$8.00	$44,000.00
5/12/2014	Timothy A Nettesheim	Director	Buy	5,300	$8.00	$42,400.00
8/30/2013	James R Lang	Director	Buy	2,000	$7.26	$14,520.00
3/13/2013	James R Lang	Director	Buy	2,000	$6.69	$13,380.00

(Data available from 1/1/2013 forward)

Latest Headlines for Citizens Community Bancorp (NASDAQ:CZWI)

Date	Headline
	Director of Citizens Community Bancorp (NASDAQ:CZWI), Westrate David B, sells 1,159 shares worth $12,622 (NASDAQ:CZWI) empowerednews.net - September 14 at 9:45 PM
	Citizens Community to buy back shares (NASDAQ:CZWI) www.jsonline.com - September 1 at 9:44 AM
	BRIEF-Citizens Community Bancorp announces repurchase program (NASDAQ:CZWI) www.reuters.com - September 1 at 9:44 AM
	Citizens Community Bancorp, Inc. Announces 10% Common Stock Repurchase Program (NASDAQ:CZWI) finance.yahoo.com - August 31 at 4:29 PM
	CEO and President of Citizens Community Bancorp (NASDAQ:CZWI), Bianchi Stephen M, buys 2,000 shares worth $20,920 (NASDAQ:CZWI) empowerednews.net - August 19 at 8:39 PM
	Citizens Community closing four Walmart bank branches in the Fox Valley (NASDAQ:CZWI) www.bizjournals.com - August 19 at 8:39 PM
	Citizens Community Bancorp : Closing Four Branch Offices to Streamline Operating Efficiencies (NASDAQ:CZWI) www.4-traders.com - August 19 at 8:39 PM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Completion of Acquisition or Disposition of Assets, Financial Sta (NASDAQ:CZWI) biz.yahoo.com - August 17 at 4:43 PM
	Citizens Community Bancorp, Inc. Closing Four Branch Offices to Streamline Operating Efficiencies (NASDAQ:CZWI) www.publicnow.com - August 17 at 4:43 PM
	Director of Citizens Community Bancorp (NASDAQ:CZWI), Nettesheim Timothy A., buys 478 shares worth $4,914 (NASDAQ:CZWI) empowerednews.net - August 15 at 10:02 PM
	Citizens Community Bancorp, Inc. (Wisconsin) :CZWI-US: Earnings Analysis: Q3, 2016 By the Numbers : August 3, 2016 (NASDAQ:CZWI) www.capitalcube.com - August 3 at 4:38 PM
	CITIZENS COMMUNITY BANCORP INC. : Results of Operations and Financial Condition, Financial Statements and Exhibits (form 8-K) (NASDAQ:CZWI) www.4-traders.com - July 29 at 9:56 PM
	Citizens Community Bancorp, Inc. EPS Increases 50% to $0.18 in Fiscal Third Quarter 2016 Year-Over-Year (NASDAQ:CZWI) finance.yahoo.com - July 29 at 9:56 PM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K/A, Completion of Acquisition or Disposition of Assets, Financial S (NASDAQ:CZWI) biz.yahoo.com - July 28 at 2:42 PM
	CITIZENS COMMUNITY BANCORP INC. : Change in Directors or Principal Officers, Financial Statements and Exhibits (form 8-K) (NASDAQ:CZWI) www.4-traders.com - July 1 at 10:06 AM
	Citizens Community Bancorp, Inc. (Wisconsin): Strong price momentum but will it sustain? (NASDAQ:CZWI) www.capitalcube.com - June 20 at 4:12 PM
	Citizens Community Bancorp, Inc. (Wisconsin): Strong price momentum but will it sustain? (NASDAQ:CZWI) www.capitalcube.com - June 20 at 4:12 PM
	Eau Claire-area's Citizens Community considers new strategies (NASDAQ:CZWI) www.jsonline.com - June 18 at 9:06 AM
	CITIZENS COMMUNITY BANCORP INC. : Other Events, Financial Statements and Exhibits (form 8-K) (NASDAQ:CZWI) www.4-traders.com - June 18 at 9:06 AM
	Citizens Community Bancorp, Inc. Engages FIG Partners to Explore Strategic Opportunities (NASDAQ:CZWI) www.publicnow.com - June 17 at 10:19 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NASDAQ:CZWI) biz.yahoo.com - June 17 at 10:14 AM
	Citizens Community Bancorp : Edward H. Schaefer Resigns as President and CEO of Citizens Community Bancorp, Inc. (NASDAQ:CZWI) www.4-traders.com - May 24 at 9:32 AM
	Citizens Community Bancorp (CZWI) CEO Schaefer Resigns (NASDAQ:CZWI) www.streetinsider.com - May 24 at 9:32 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements a (NASDAQ:CZWI) biz.yahoo.com - May 23 at 2:17 PM
	Edward H. Schaefer Resigns as President and CEO of Citizens Community Bancorp, Inc. (NASDAQ:CZWI) www.publicnow.com - May 23 at 1:56 PM
	CITIZENS COMMUNITY BANCORP INC. : Entry into a Material Definitive Agreement, .. (NASDAQ:CZWI) www.4-traders.com - May 19 at 9:31 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Completion of Acquisi (NASDAQ:CZWI) biz.yahoo.com - May 18 at 5:24 PM
	Citizens Community Bancorp, Inc. (Wisconsin) :CZWI-US: Earnings Analysis: Q2, 2016 By the Numbers (NASDAQ:CZWI) www.capitalcube.com - May 5 at 2:11 PM
	Citizens Community Bancorp, Inc. : Announces Fiscal Second Quarter Results (NASDAQ:CZWI) www.4-traders.com - April 29 at 9:05 AM
	Citizens Community Bancorp, Inc. Announces Fiscal Second Quarter Results (NASDAQ:CZWI) finance.yahoo.com - April 29 at 9:00 AM
	CITIZENS COMMUNITY BANCORP : Entry into a Material Definitive Agreement, Other Events, Financial Statements and Exhibits (form 8-K/A) (NASDAQ:CZWI) www.4-traders.com - March 30 at 5:29 PM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K/A, Entry into a Material Definitive Agreement, Other Events, Finan (NASDAQ:CZWI) biz.yahoo.com - March 30 at 10:19 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders (NASDAQ:CZWI) biz.yahoo.com - March 28 at 10:10 AM
	CITIZENS COMMUNITY BANCORP : Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K) (NASDAQ:CZWI) www.4-traders.com - March 2 at 4:49 PM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits (NASDAQ:CZWI) biz.yahoo.com - February 29 at 9:22 AM
	Citizens Community Bancorp, Inc. Declares Annual Dividend (NASDAQ:CZWI) finance.yahoo.com - February 29 at 9:00 AM
	Citizens Community Bancorp (NASDAQ:CZWI): Chief Financial Officer Oldenberg Mark C. sells 1,225 shares (NASDAQ:CZWI) empowerednews.net - February 24 at 7:29 AM
	1:58 pm Citizens Community Bancorp to acquire Community Bank of Northern Wisconsin; transaction valued at $17 mln; expected to be accretive in FY17 (NASDAQ:CZWI) finance.yahoo.com - February 16 at 1:58 PM
	Citizens Community Bancorp, Inc. to Acquire Community Bank of Northern Wisconsin and Expand in Northwestern Wisconsin (NASDAQ:CZWI) finance.yahoo.com - February 16 at 1:53 PM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Other Events, Financi (NASDAQ:CZWI) biz.yahoo.com - February 16 at 10:19 AM
	Citizens Community Bank Virginia : CCB Bankshares, Inc. : Announces Full-Year 2015 Results (NASDAQ:CZWI) www.4-traders.com - February 10 at 6:56 AM
	Sales slip for HTI (NASDAQ:CZWI) www.leadertelegram.com - January 26 at 3:39 PM
	Citizens Community Bancorp, Inc. Reports Fiscal First Quarter Results (NASDAQ:CZWI) www.publicnow.com - January 25 at 10:07 AM
	Citizens Community Bancorp, Inc. (CZWI) (NASDAQ:CZWI) finance.yahoo.com - January 24 at 6:43 AM
	Citizens Community Bancorp, Inc. Reports Fiscal Fourth Quarter, Twelve Month 2015 Earnings, Financial Results (NASDAQ:CZWI) www.noodls.com - November 3 at 9:16 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen (NASDAQ:CZWI) biz.yahoo.com - November 3 at 9:08 AM
	Citizens Community Federal N.A. Signs Agreement to Purchase Barron and Rice Lake Branch Assets of Central Bank (NASDAQ:CZWI) www.noodls.com - October 15 at 10:32 AM
	Citizens Community Bancorp, Inc. (Wisconsin) Earnings Q3, 2015 (NASDAQ:CZWI) www.capitalcube.com - September 11 at 1:30 PM
	TFS Financial Corp. Earnings Q2*, 2015 (NASDAQ:CZWI) www.capitalcube.com - August 13 at 11:56 AM
	CITIZENS COMMUNITY BANCORP INC. Files SEC form 10-Q, Quarterly Report (NASDAQ:CZWI) biz.yahoo.com - August 10 at 10:17 AM