NASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis $15.58 -0.07 (-0.42%) As of 02/12/2025 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends About Citizens Community Bancorp Stock (NASDAQ:CZWI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get CZWI alerts:Sign Up Key Stats Today's Range$15.57▼$15.6350-Day Range$15.37▼$16.9652-Week Range$10.14▼$17.04Volume13,719 shsAverage Volume22,961 shsMarket Capitalization$156.37 millionP/E Ratio11.72Dividend Yield2.05%Price TargetN/AConsensus RatingBuy Company OverviewCitizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, it maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.Read More… Citizens Community Bancorp Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks49th Percentile Overall ScoreCZWI MarketRank™: Citizens Community Bancorp scored higher than 49% of companies evaluated by MarketBeat, and ranked 751st out of 957 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens Community Bancorp.Read more about Citizens Community Bancorp's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 11.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 112.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 11.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.33.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.25% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 1.75%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.01%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 24.06%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Citizens Community Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.25% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 1.75%, indicating that investor sentiment is improving. News and Social Media2.2 / 5News SentimentN/A News SentimentCitizens Community Bancorp has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 3.65% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Citizens Community Bancorp's insider trading history. Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address CZWI Stock News HeadlinesEarnings Breakdown: Citizens Community Q4January 27, 2025 | benzinga.comCitizens Community Bancorp, Inc. Reports Fourth Quarter 2024 Earnings of $0.27 Per Share and Twelve Month 2024 Earnings of $1.34 Per Share; Board of Directors Increases Annual Dividend by 12.5% to $0.36 Per ShareJanuary 27, 2025 | globenewswire.comYour trading day could end at 11 AMWhat do you usually do between 9:35 AM and 11:00 AM? Catch up on emails? Attend a meeting? Maybe grab a coffee? For me, it's become the most important part of my trading day. 85 minutes. That's usually all it takes. Set up at 9:35 AM… Check back at 11:00 AM. And when things work out, there's an extra $100 to $150 in my account… on a $1000 starting stake. Sounds too simple, doesn't it?February 13, 2025 | ProsperityPub (Ad)Citizens Community Bancorp Third Quarter 2024 Earnings: Beats ExpectationsOctober 31, 2024 | finance.yahoo.com4 Mass. sites among nationwide Citizens Bank closuresOctober 31, 2024 | msn.comCitizens Community Bancorp, Inc. Reports Third Quarter 2024 Earnings of $0.32 Per Share; Nine Month 2024 Earnings of $1.07 Per ShareOctober 28, 2024 | globenewswire.comCitizens Energy to Host Community Resource DaySeptember 29, 2024 | msn.comCitizens officially opens new corporate office in PittsburghSeptember 20, 2024 | msn.comSee More Headlines CZWI Stock Analysis - Frequently Asked Questions How have CZWI shares performed this year? Citizens Community Bancorp's stock was trading at $16.29 at the beginning of 2025. Since then, CZWI stock has decreased by 4.3% and is now trading at $15.59. View the best growth stocks for 2025 here. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) released its quarterly earnings data on Monday, January, 27th. The bank reported $0.27 earnings per share for the quarter, hitting the consensus estimate of $0.27. Citizens Community Bancorp had a net margin of 13.79% and a trailing twelve-month return on equity of 7.87%. Who are Citizens Community Bancorp's major shareholders? Top institutional investors of Citizens Community Bancorp include Alliancebernstein L.P. (9.79%), Royce & Associates LP (1.60%), Geode Capital Management LLC (1.03%) and RFG Bristol Wealth Advisors LLC (0.89%). Insiders that own company stock include Richard Mchugh, Stephen M Bianchi, James S Broucek, James D Moll, Timothy L Olson, Kristina M Bourget, Francis E Felber and Kathleen Skarvan. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings1/27/2025Ex-Dividend for 2/21 Dividend2/07/2025Today2/12/2025Dividend Payable2/21/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryBanking Current SymbolNASDAQ:CZWI CUSIPN/A CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees220Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.33 Trailing P/E Ratio11.71 Forward P/E Ratio11.89 P/E GrowthN/ANet Income$13.75 million Net Margins13.79% Pretax Margin18.72% Return on Equity7.87% Return on Assets0.77% Debt Debt-to-Equity Ratio0.12 Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$99.72 million Price / Sales1.57 Cash Flow$1.66 per share Price / Cash Flow9.36 Book Value$16.56 per share Price / Book0.94Miscellaneous Outstanding Shares10,030,000Free Float9,668,000Market Cap$156.25 million OptionableNot Optionable Beta1.07 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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