NASDAQ:CZWI Citizens Community Bancorp - CZWI Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Citizens Community Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $12.70 +0.16 (+1.28%) (As of 02/6/2023 12:00 AM ET) Add Compare Share Share Today's Range$12.70▼$12.8250-Day Range$11.35▼$14.5452-Week Range$11.35▼$16.49Volume4,316 shsAverage Volume6,538 shsMarket Capitalization$133.10 millionP/E Ratio7.51Dividend Yield2.31%Price Target$13.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Citizens Community Bancorp MarketRank™ ForecastAnalyst RatingBuy3.00 Rating ScoreUpside/Downside2.4% Upside$13.00 Price TargetShort InterestHealthy0.04% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.33Based on 3 Articles This WeekInsider TradingAcquiring Shares$8,562 Bought Last QuarterProj. Earnings Growth-6.58%From $1.52 to $1.42 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.36 out of 5 starsFinance Sector360th out of 850 stocksFederal Savings Institutions Industry13th out of 38 stocks 1.5 Analyst's Opinion Consensus RatingCitizens Community Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $13.00, Citizens Community Bancorp has a forecasted upside of 2.4% from its current price of $12.70.Amount of Analyst CoverageCitizens Community Bancorp has received no research coverage in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.04% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 34.55%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.31%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 17.16%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 20.42% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for CZWI. Previous Next 3.0 News and Social Media Coverage News SentimentCitizens Community Bancorp has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.55 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Citizens Community Bancorp this week, compared to 0 articles on an average week.Search Interest1 people have searched for CZWI on MarketBeat in the last 30 days. MarketBeat Follows1 people have added Citizens Community Bancorp to their MarketBeat watchlist in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,562.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 5.08% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.85% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Citizens Community Bancorp are expected to decrease by -6.58% in the coming year, from $1.52 to $1.42 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 7.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.69.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 7.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 182.66.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Citizens Community Bancorp (NASDAQ:CZWI) StockCitizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal Bank. It provides commercial, agricultural and consumer banking services. The company was founded in 2004 and is headquartered in Eau Claire, WI.Read More Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address CZWI Stock News HeadlinesJanuary 31, 2023 | americanbankingnews.comCitizens Community Bancorp, Inc. (NASDAQ:CZWI) Increases Dividend to $0.29 Per ShareJanuary 31, 2023 | americanbankingnews.comCitizens Community Bancorp, Inc. (NASDAQ:CZWI) Plans Annual Dividend of $0.29February 6, 2023 | Wall Street Watch Dogs (Ad)The #1 Energy Stock to BuyThe next major energy revolution is unfolding right now. And it could hand early investors as much as 46,700% gains…January 25, 2023 | finance.yahoo.comCitizens Community Bancorp Full Year 2022 Earnings: Beats ExpectationsJanuary 23, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Q4 Earnings and Revenues Surpass EstimatesJanuary 23, 2023 | msn.comCitizens Community Bancorp Non-GAAP EPS of $0.49 beats by $0.08, revenue of $17.35M beats by $0.65MJanuary 23, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings of $0.45 Per Share in 4Q22 and $1.69 Per Share in 2022; Net Loan Growth Up 2.6% From Prior Quarter; Board of Directors Increase Annual Dividend 12% to $0.29 Per ShareDecember 14, 2022 | reuters.comCitizens Community Bancorp IncFebruary 6, 2023 | Investing Trends (Ad)"TAKE THAT, CHINA!" USA Gains in EV Battery Arms RaceDid you know each electric car battery requires 220 pounds of graphite – more than lithium, copper, or aluminum? China enjoyed a "near monopoly" in this vital ingredient... until the U.S. made a blockbuster announcement. Now one little-known company is set to play a crucial role in the booming $7 trillion EV revolution. December 6, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Moves to Strong Buy: Rationale Behind the UpgradeDecember 5, 2022 | finance.yahoo.comIs Citizens Community Bancorp (CZWI) Stock Undervalued Right Now?October 24, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings Of $0.38 Per Share in 3Q22; Net Interest Income Increases; Net Loan Growth Up 2.2% From Prior QuarterOctober 24, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Surpasses Q3 Earnings and Revenue EstimatesOctober 20, 2022 | finance.yahoo.comInvestors in Citizens Community Bancorp (NASDAQ:CZWI) have made a return of 20% over the past three yearsSeptember 27, 2022 | reuters.comCZWI.OQ - | Stock Price & Latest News | ReutersSeptember 16, 2022 | reuters.comCZWI.O - | Stock Price & Latest News | ReutersJuly 29, 2022 | finance.yahoo.comBest Value Stock to Buy for July 29thJuly 25, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings Of $0.41 Per Share in 2Q22; Net Interest Margin Expands to 3.46%; Originated Loans Up 6.0% From Prior QuarterJuly 25, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Q2 Earnings and Revenues Top EstimatesJuly 12, 2022 | finance.yahoo.comWith EPS Growth And More, Citizens Community Bancorp (NASDAQ:CZWI) Makes An Interesting CaseJune 14, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI)May 13, 2022 | finance.yahoo.comInvesting in Citizens Community Bancorp (NASDAQ:CZWI) three years ago would have delivered you a 20% gainApril 25, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings Per Share $0.45 Per Share in 1Q22; Bank Capital Base StrengthenedApril 25, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Beats Q1 Earnings EstimatesApril 25, 2022 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings Per Share $0.45 Per Share in 1Q22; Bank Capital Base StrengthenedApril 25, 2022 | seekingalpha.comCitizens Community Bancorp GAAP EPS of $0.45, revenue of $15.88MApril 4, 2022 | finance.yahoo.comHere's What Citizens Community Bancorp, Inc.'s (NASDAQ:CZWI) Shareholder Ownership Structure Looks LikeSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address CZWI Company Calendar Last Earnings1/23/2023Ex-Dividend for 2/17 Dividend2/02/2023Today2/06/2023Dividend Payable2/17/2023Next Earnings (Estimated)4/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Federal savings institutions Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:CZWI CUSIPN/A CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees225Year FoundedN/APrice Target and Rating Average Stock Price Forecast$13.00 High Stock Price Forecast$13.00 Low Stock Price Forecast$13.00 Forecasted Upside/Downside+2.4%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.69 Trailing P/E Ratio7.51 Forward P/E Ratio8.36 P/E GrowthN/ANet Income$17.76 million Net Margins22.25% Pretax Margin32.42% Return on Equity11.23% Return on Assets1.04% Debt Debt-to-Equity Ratio0.63 Current Ratio0.97 Quick Ratio0.97 Sales & Book Value Annual Sales$79.83 million Price / Sales1.67 Cash Flow$2.53 per share Price / Cash Flow5.01 Book Value$16.27 per share Price / Book0.78Miscellaneous Outstanding Shares10,480,000Free Float9,951,000Market Cap$133.10 million OptionableNot Optionable Beta0.91 Key ExecutivesStephen M. BianchiChairman, President & Chief Executive OfficerJames S. BroucekCFO, Secretary, Treasurer & Executive VPRebecca L. JohnsonControllerKey CompetitorsOconee Federal FinancialNASDAQ:OFEDMalvern BancorpNASDAQ:MLVFFirst Savings Financial GroupNASDAQ:FSFGProvident BancorpNASDAQ:PVBCSound Financial BancorpNASDAQ:SFBCView All CompetitorsInsiders & InstitutionsRiver Oaks Capital LLCSold 29,522 shares on 2/3/2023Ownership: 0.712%Stephen M BianchiBought 100 shares on 1/27/2023Total: $1,273.00 ($12.73/share)FNY Investment Advisers LLCBought 3,444 shares on 1/10/2023Ownership: 0.033%Alliancebernstein L.P.Bought 16,088 shares on 11/15/2022Ownership: 7.498%Vanguard Group Inc.Sold 2,424 shares on 11/15/2022Ownership: 4.339%View All Insider TransactionsView All Institutional Transactions CZWI Stock - Frequently Asked Questions Should I buy or sell Citizens Community Bancorp stock right now? 1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens Community Bancorp in the last twelve months. There are currently 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "buy" CZWI shares. View CZWI analyst ratings or view top-rated stocks. What is Citizens Community Bancorp's stock price forecast for 2023? 1 equities research analysts have issued 12 month price targets for Citizens Community Bancorp's shares. Their CZWI share price forecasts range from $13.00 to $13.00. On average, they predict the company's share price to reach $13.00 in the next year. This suggests a possible upside of 2.3% from the stock's current price. View analysts price targets for CZWI or view top-rated stocks among Wall Street analysts. How have CZWI shares performed in 2023? Citizens Community Bancorp's stock was trading at $12.03 at the start of the year. Since then, CZWI shares have increased by 5.7% and is now trading at $12.71. View the best growth stocks for 2023 here. When is Citizens Community Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 24th 2023. View our CZWI earnings forecast. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) released its quarterly earnings results on Monday, January, 23rd. The bank reported $0.49 EPS for the quarter, topping the consensus estimate of $0.41 by $0.08. The bank had revenue of $22.23 million for the quarter, compared to the consensus estimate of $16.60 million. Citizens Community Bancorp had a trailing twelve-month return on equity of 11.23% and a net margin of 22.25%. How often does Citizens Community Bancorp pay dividends? What is the dividend yield for Citizens Community Bancorp? Citizens Community Bancorp declared an annual dividend on Monday, January 23rd. Stockholders of record on Friday, February 3rd will be given a dividend of $0.29 per share on Friday, February 17th. This represents a yield of 2.3%. The ex-dividend date of this dividend is Thursday, February 2nd. This is an increase from the stock's previous annual dividend of $0.26. Read our dividend analysis for CZWI. Is Citizens Community Bancorp a good dividend stock? Citizens Community Bancorp (NASDAQ:CZWI) pays an annual dividend of $0.29 per share and currently has a dividend yield of 2.31%. The company has been increasing its dividend for 4 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 17.16%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZWI will have a dividend payout ratio of 20.42% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for CZWI. What is Stephen Bianchi's approval rating as Citizens Community Bancorp's CEO? 34 employees have rated Citizens Community Bancorp Chief Executive Officer Stephen Bianchi on Glassdoor.com. Stephen Bianchi has an approval rating of 77% among the company's employees. 74.0% of employees surveyed would recommend working at Citizens Community Bancorp to a friend. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens Community Bancorp investors own include AT&T (T), Exxon Mobil (XOM), Helmerich & Payne (HP), International Business Machines (IBM), Altria Group (MO), People's United Financial (PBCT), Pfizer (PFE), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Wells Fargo & Company (WFC). What is Citizens Community Bancorp's stock symbol? Citizens Community Bancorp trades on the NASDAQ under the ticker symbol "CZWI." Who are Citizens Community Bancorp's major shareholders? Citizens Community Bancorp's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include River Oaks Capital LLC (0.71%) and FNY Investment Advisers LLC (0.03%). Insiders that own company stock include Francis E Felber, James D Moll, James R Lang, James S Broucek, Kristina M Bourget, Kristina M Bourget, Richard Mchugh, Stephen M Bianchi, Stephen M Bianchi and Timothy L Olson. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Citizens Community Bancorp's stock price today? One share of CZWI stock can currently be purchased for approximately $12.71. How much money does Citizens Community Bancorp make? Citizens Community Bancorp (NASDAQ:CZWI) has a market capitalization of $133.20 million and generates $79.83 million in revenue each year. The bank earns $17.76 million in net income (profit) each year or $1.69 on an earnings per share basis. How many employees does Citizens Community Bancorp have? The company employs 225 workers across the globe. How can I contact Citizens Community Bancorp? Citizens Community Bancorp's mailing address is 2174 EASTRIDGE CENTER, EAU CLAIRE WI, 54701. The official website for the company is www.ccf.us. The bank can be reached via phone at (715) 836-9994. This page (NASDAQ:CZWI) was last updated on 2/6/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.