Citizens Community Bancorp, Inc. is a bank holding company of Citizens Community Federal N.A. (the Bank). The Company is engaged in consumer, commercial and agricultural banking activities through the Bank. Through all of its branch locations in Wisconsin, Minnesota and Michigan, the Bank provides a range of commercial and consumer banking products and services to customers, including online and mobile banking options. It offers a range of loan products, including commercial loans, agricultural loans, residential mortgages, home equity lines-of-credit, commercial and industrial (C&I) loans and consumer loans. The Company's investment portfolio consists of securities available for sale and securities held to maturity. Its primary sources of funds are deposits; amortization, prepayments and maturities of outstanding loans; other short-term investments, and funds provided from operations.
Industry, Sector and Symbol:
Capitalization:- Market Cap: $78.04 million
- Outstanding Shares: 5,276,000
Average Prices:- 50 Day Moving Avg: $13.76
- 200 Day Moving Avg: $13.82
- 52 Week Range: $10.80 - $14.43
P/E:- Trailing P/E Ratio: 22.32
- P/E Growth: 0.00
Sales & Book Value:- Annual Revenue: $26.29 million
- Price / Sales: 2.69
- Book Value: $12.52 per share
- Price / Book: 1.07
Dividend:- Annual Dividend: $0.16
- Dividend Yield: 1.2%
Profitability:- Net Margins: 11.05%
- Return on Equity: 7.17%
- Return on Assets: 0.68%
Debt:- Debt-to-Equity Ratio: 1.03%
- Current Ratio: 1.06%
- Quick Ratio: 1.06%
Misc:- Average Volume: 7,025 shs.
- Beta: 0.26
- Short Ratio: 3.92
Frequently Asked Questions for Citizens Community Bancorp (NASDAQ:CZWI)
What is Citizens Community Bancorp's stock symbol?
Citizens Community Bancorp trades on the NASDAQ under the ticker symbol "CZWI."
How often does Citizens Community Bancorp pay dividends? What is the dividend yield for Citizens Community Bancorp?
Citizens Community Bancorp announced an annual dividend on Tuesday, February 28th. Stockholders of record on Thursday, March 9th will be paid a dividend of $0.16 per share on Thursday, March 23rd. This represents a dividend yield of 1.27%. The ex-dividend date of this dividend is Tuesday, March 7th. This is an increase from Citizens Community Bancorp's previous annual dividend of $0.12. View Citizens Community Bancorp's Dividend History.
How were Citizens Community Bancorp's earnings last quarter?
Citizens Community Bancorp, Inc. (NASDAQ:CZWI) announced its quarterly earnings data on Monday, July, 31st. The company reported $0.23 earnings per share (EPS) for the quarter. The firm had revenue of $6.42 million for the quarter. Citizens Community Bancorp had a net margin of 11.05% and a return on equity of 7.17%. View Citizens Community Bancorp's Earnings History.
When will Citizens Community Bancorp make its next earnings announcement?
Who are some of Citizens Community Bancorp's key competitors?
Some companies that are related to Citizens Community Bancorp include Entegra Financial Corp. (ENFC), Provident Financial Holdings (PROV), FS Bancorp (FSBW), Sussex Bancorp (SBBX), Middlefield Banc Corp. (MBCN), Atlantic Coast Financial Corporation (ACFC), CB Financial Services (CBFV), Guaranty Federal Bancshares (GFED), Eagle Bancorp Montana (EBMT), PCF Group PLC (PCF), Avenue Financial Holdings (AVNU), Banc of California (FPTB), Banco Santander, S.A. (STD), Baylake (BYLK), C1 Financial (BNK), Cape Bancorp (CBNJ), Cardinal Financial (CFNL) and Carolina Bank Holding Inc. (NC) (CLBH).
Who are Citizens Community Bancorp's key executives?
Citizens Community Bancorp's management team includes the folowing people:
- Richard McHugh, Lead Independent Chairman of the Board
- Stephen M. Bianchi, President, Chief Executive Officer, Director
- Timothy A. Nettesheim, Vice Chairman of the Board
- Mark C. Oldenberg, Chief Financial Officer, Executive Vice President, Principal Accounting Officer of the Corporation and Bank
- James R. Lang, Independent Director
- Brian R. Schilling, Independent Director
- Michael L. Swenson, Independent Director
- David B. Westrate, Independent Director
Who owns Citizens Community Bancorp stock?
Citizens Community Bancorp's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Vanguard Group Inc. (3.28%), Dimensional Fund Advisors LP (3.21%), Kennedy Capital Management Inc. (3.15%), First Manhattan Co. (0.36%) and Bank of New York Mellon Corp (0.20%). Company insiders that own Citizens Community Bancorp stock include David B Westrate, Edward H Schaefer, James R Lang, Mark C Oldenberg, Richard Mchugh, Stephen M Bianchi and Timothy A Nettesheim. View Institutional Ownership Trends for Citizens Community Bancorp.
Who sold Citizens Community Bancorp stock? Who is selling Citizens Community Bancorp stock?
Who bought Citizens Community Bancorp stock? Who is buying Citizens Community Bancorp stock?
Citizens Community Bancorp's stock was acquired by a variety of institutional investors in the last quarter, including Kennedy Capital Management Inc., Vanguard Group Inc. and Dimensional Fund Advisors LP. Company insiders that have bought Citizens Community Bancorp stock in the last two years include David B Westrate, James R Lang, Richard Mchugh, Stephen M Bianchi and Timothy A Nettesheim. View Insider Buying and Selling for Citizens Community Bancorp.
How do I buy Citizens Community Bancorp stock?
Shares of Citizens Community Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens Community Bancorp's stock price today?
One share of Citizens Community Bancorp stock can currently be purchased for approximately $13.39.
MarketBeat Community Rating for Citizens Community Bancorp (NASDAQ CZWI)MarketBeat's community ratings are surveys of what our community members think about Citizens Community Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Citizens Community Bancorp (NASDAQ:CZWI) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Analysts' Ratings History for Citizens Community Bancorp (NASDAQ:CZWI)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 8/23/2016 | Citigroup Inc. | Reiterated Rating | Sell | | N/A |  |
(Data available from 9/22/2015 forward)
Earnings History for Citizens Community Bancorp (NASDAQ:CZWI)Earnings History by Quarter for Citizens Community Bancorp (NASDAQ CZWI)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 10/26/2017 | | | | | | | N/A | |
| 7/31/2017 | Q3 2017 | | $0.23 | | $6.42 million | View | N/A | |
| 1/30/2017 | Q1 2017 | | $0.25 | | $6.87 million | View | N/A | |
| 10/28/2016 | Q4 | | $0.22 | | $6.86 million | View | N/A | |
| 7/29/2016 | Q3 | | $0.18 | | $6.19 million | View | N/A | |
| 4/29/2016 | Q2 | | $0.13 | | $5.44 million | View | N/A | |
| 1/25/2016 | Q1 | | $0.16 | | $5.50 million | View | N/A | |
| 1/24/2014 | Q4 | | $0.06 | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Citizens Community Bancorp (NASDAQ:CZWI)No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for Citizens Community Bancorp (NASDAQ:CZWI)| Most Recent Dividend: | 3/23/2017 |
| Annual Dividend: | $0.16 |
| Dividend Yield: | 1.19% |
| Payout Ratio: | 23.88% (Trailing 12 Months of Earnings)
|
Dividend History by Quarter for Citizens Community Bancorp (NASDAQ CZWI)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 2/28/2017 | annual | $0.16 | 1.27% | 3/7/2017 | 3/9/2017 | 3/23/2017 |
| 3/1/2016 | annual | $0.12 | 1.34% | 3/9/2016 | 3/11/2016 | 3/25/2016 |
| 3/3/2015 | annual | $0.08 | 0.85% | 3/11/2015 | 3/13/2015 | 3/27/2015 |
| 3/3/2014 | annual | $0.04 | 0.49% | 3/11/2014 | 3/13/2014 | 3/27/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for Citizens Community Bancorp (NASDAQ:CZWI)Insider Ownership Percentage: 8.73%
Institutional Ownership Percentage: 37.59%
Insider Trades by Quarter for Citizens Community Bancorp (NASDAQ:CZWI)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 9/14/2017 | Timothy A Nettesheim | Director | Buy | 300 | $13.56 | $4,068.00 | |
| 9/13/2017 | Stephen M Bianchi | CEO | Buy | 1,000 | $13.58 | $13,580.00 | |
| 9/11/2017 | Stephen M Bianchi | CEO | Buy | 500 | $13.57 | $6,785.00 | |
| 9/8/2017 | David B Westrate | Director | Buy | 1,200 | $13.61 | $16,332.00 | |
| 9/7/2017 | Timothy A Nettesheim | Director | Buy | 100 | $13.60 | $1,360.00 | |
| 9/6/2017 | Stephen M Bianchi | CEO | Buy | 1,683 | $13.66 | $22,989.78 | |
| 8/30/2017 | Stephen M Bianchi | CEO | Buy | 300 | $13.68 | $4,104.00 | |
| 8/29/2017 | James R Lang | Director | Buy | 2,013 | $13.73 | $27,638.49 | |
| 8/28/2017 | Timothy A Nettesheim | Director | Buy | 141 | $13.70 | $1,931.70 | |
| 8/24/2017 | Stephen M Bianchi | CEO | Buy | 8,000 | $13.85 | $110,800.00 | |
| 11/14/2016 | Stephen M Bianchi | CEO | Buy | 1,200 | $11.15 | $13,380.00 | |
| 11/8/2016 | Stephen M Bianchi | CEO | Buy | 1,300 | $11.05 | $14,365.00 | |
| 11/4/2016 | Richard Mchugh | Director | Buy | 182 | $10.90 | $1,983.80 | |
| 9/13/2016 | David B Westrate | Director | Sell | 5,000 | $10.77 | $53,850.00 | |
| 8/23/2016 | Timothy A Nettesheim | Director | Buy | 400 | $10.11 | $4,044.00 | |
| 8/22/2016 | Edward H Schaefer | CEO | Sell | 24,780 | $10.14 | $251,269.20 | |
| 8/19/2016 | Timothy A Nettesheim | Director | Buy | 200 | $10.20 | $2,040.00 | |
| 8/16/2016 | Stephen M Bianchi | CEO | Buy | 2,000 | $10.46 | $20,920.00 | |
| 8/11/2016 | Stephen M Bianchi | CEO | Buy | 3,000 | $10.33 | $30,990.00 | |
| 8/11/2016 | Timothy A Nettesheim | Director | Buy | 478 | $10.28 | $4,913.84 | |
| 8/10/2016 | Timothy A Nettesheim | Director | Buy | 322 | $10.26 | $3,303.72 | |
| 8/5/2016 | Timothy A Nettesheim | Director | Buy | 1,100 | $10.20 | $11,220.00 | |
| 5/24/2016 | Mark C Oldenberg | CFO | Sell | 3,570 | $9.25 | $33,022.50 | |
| 2/23/2016 | Edward H Schaefer | CEO | Sell | 10,000 | $9.00 | $90,000.00 | |
| 2/19/2016 | Mark C Oldenberg | CFO | Sell | 1,225 | $9.01 | $11,037.25 | |
| 2/19/2016 | Timothy A Nettesheim | Director | Buy | 1,400 | $9.07 | $12,698.00 | |
| 9/16/2015 | James R Lang | Director | Buy | 2,000 | $8.85 | $17,700.00 | |
| 3/16/2015 | David B Westrate | Director | Sell | 5,103 | $9.20 | $46,947.60 | |
| 3/10/2015 | Edward H Schaefer | Insider | Sell | 2,700 | $9.12 | $24,624.00 | |
| 3/10/2015 | Mark C Oldenberg | CFO | Sell | 1,260 | $9.00 | $11,340.00 | |
| 12/4/2014 | Edward H Schaefer | CEO | Sell | 10,968 | $9.21 | $101,015.28 | |
| 8/11/2014 | James R Lang | Director | Buy | 4,999 | $8.70 | $43,491.30 | |
| 8/1/2014 | Timothy A Nettesheim | Director | Buy | 2,300 | $8.80 | $20,240.00 | |
| 5/13/2014 | Timothy A Nettesheim | Director | Buy | 5,500 | $8.00 | $44,000.00 | |
| 5/12/2014 | Timothy A Nettesheim | Director | Buy | 5,300 | $8.00 | $42,400.00 | |
| 8/30/2013 | James R Lang | Director | Buy | 2,000 | $7.26 | $14,520.00 | |
| 3/13/2013 | James R Lang | Director | Buy | 2,000 | $6.69 | $13,380.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for Citizens Community Bancorp (NASDAQ:CZWI)
Latest Headlines for Citizens Community Bancorp (NASDAQ:CZWI)
| Source: |
|
| Date | Headline |
|---|
 | Citizens Community Bancorp, Inc. (CZWI) CEO Buys $13,580.00 in Stock
www.americanbankingnews.com - September 13 at 9:14 PM |
| Citizens Community Bancorp, Inc. (CZWI) Director Acquires $16,332.00 in Stock
www.americanbankingnews.com - September 12 at 8:24 PM |
| Citizens Community Bancorp, Inc. (CZWI) CEO Acquires $22,989.78 in Stock
www.americanbankingnews.com - September 6 at 9:38 PM |
| James R. Lang Buys 2,013 Shares of Citizens Community Bancorp, Inc. (CZWI) Stock
www.americanbankingnews.com - August 29 at 8:24 PM |
| Insider Buying: Citizens Community Bancorp, Inc. (CZWI) CEO Acquires 8,000 Shares of Stock
www.americanbankingnews.com - August 25 at 4:20 AM |
 | Form 4 Citizens Community Banco For: Aug 23 Filed by: Bianchi Stephen M
www.streetinsider.com - August 24 at 11:05 PM |
 | Citizens Community Bancorp, Inc. (Wisconsin) :CZWI-US: Earnings Analysis: Q3, 2017 By the Numbers : August 9, 2017
finance.yahoo.com - August 9 at 5:53 PM |
| Citizens Community Bancorp, Inc. (NASDAQ:CZWI) Announces Quarterly Earnings Results
www.americanbankingnews.com - August 1 at 12:28 PM |
| Citizens Community Bancorp, Inc. Achieved Record Profits for First Nine Months of Fiscal 2017 Increasing 23% from Fiscal YTD 2016
finance.yahoo.com - July 31 at 5:35 PM |
| ETFs with exposure to Citizens Community Bancorp, Inc. (Wisconsin) : July 5, 2017
finance.yahoo.com - July 5 at 6:31 PM |
| ETFs with exposure to Citizens Community Bancorp, Inc. (Wisconsin) : June 12, 2017
finance.yahoo.com - June 12 at 5:37 PM |
| Citizens Community Bancorp, Inc. (Wisconsin) :CZWI-US: Earnings Analysis: Q2, 2017 By the Numbers : June 9, 2017
finance.yahoo.com - June 9 at 5:06 PM |
| Citizens Community Bancorp Inc. (CZWI) Upgraded at ValuEngine
www.americanbankingnews.com - June 4 at 9:16 PM |
| Citizens Community Bancorp, Inc. to Participate in the D.A. Davidson 19th Annual Financial Institutions Conference, in Denver
finance.yahoo.com - May 8 at 4:30 PM |
| Citizens Community Bancorp (CZWI) Receiving Very Positive Media Coverage, Study Finds
www.americanbankingnews.com - May 2 at 2:50 PM |
 | BRIEF-Citizens Community Bancorp Q2 GAAP earnings per share $0.17
www.reuters.com - May 1 at 4:32 PM |
| Citizens Community Bancorp, Inc. Earnings Increase 38% YOY for Second Quarter Fiscal 2017; Earnings Increase 23% YOY for First Six Months of Fiscal 2017
finance.yahoo.com - May 1 at 4:32 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders
biz.yahoo.com - March 29 at 5:10 PM |
| Citizens Community Bancorp, Inc. Closing Two Branch Offices to Streamline Operating Efficiencies
finance.yahoo.com - March 27 at 4:31 PM |
| 4:53 pm Citizens Community Bancorp to acquire Wells Financial (OTC: WEFP) for approximately $39.8 mln
finance.yahoo.com - March 20 at 7:52 PM |
| BRIEF-Citizens Community Bancorp, Wells Financial to merge in a transaction valued at about $39.8 mln
www.reuters.com - March 17 at 9:59 PM |
| Citizens Community Bancorp, Inc. and Wells Financial Corp. to Merge
finance.yahoo.com - March 17 at 4:58 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Other Events, Financi
biz.yahoo.com - March 17 at 4:58 PM |
| BRIEF-Citizens Community Bancorp raises annual cash dividend 33 pct to $0.16 per share
www.reuters.com - March 1 at 1:10 PM |
 | 4:00 pm Citizens Community Bancorp increases quarterly dividend to $0.16/share from $0.12/share
us.rd.yahoo.com - February 27 at 7:45 PM |
| Citizens Community Bancorp, Inc. Raises Annual Cash Dividend 33% to $0.16 Per Share
us.rd.yahoo.com - February 27 at 7:45 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - February 13 at 5:23 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits
biz.yahoo.com - February 8 at 5:04 PM |
| Citizens Community Bancorp, Inc. Earnings Increase 11% YOY for First Quarter Fiscal 2017; Driven by Growth in Earnings and Strong Revenues
finance.yahoo.com - January 30 at 5:33 PM |
 | Waiting For Citizens Community Bancorp To Make A Bigger Move
seekingalpha.com - January 13 at 10:24 PM |
| CITIZENS COMMUNITY BANCORP INC. Financials
finance.yahoo.com - January 6 at 5:05 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Non-Reliance on Previous Financials, Audits or Interim Review
biz.yahoo.com - January 3 at 11:28 PM |
| BRIEF-Citizens Community Bancorp earnings increased to $3.1 mln
www.reuters.com - October 29 at 9:48 AM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statemen
biz.yahoo.com - October 28 at 9:24 PM |
| Citizens Community Bancorp, Inc. Earnings Increased 19% to $3.1 million for Fiscal 2016
finance.yahoo.com - October 28 at 4:19 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Change in Directors o
biz.yahoo.com - October 6 at 4:31 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct
biz.yahoo.com - October 5 at 9:46 AM |
| BRIEF-Citizens Community Bancorp announces repurchase program
www.reuters.com - September 1 at 9:44 AM |
| Citizens Community Bancorp, Inc. Announces 10% Common Stock Repurchase Program
finance.yahoo.com - August 31 at 4:29 PM |
 | Citizens Community closing four Walmart bank branches in the Fox Valley
www.bizjournals.com - August 19 at 8:39 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Completion of Acquisition or Disposition of Assets, Financial Sta
biz.yahoo.com - August 17 at 4:43 PM |
| Citizens Community Bancorp, Inc. EPS Increases 50% to $0.18 in Fiscal Third Quarter 2016 Year-Over-Year
finance.yahoo.com - July 29 at 9:56 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K/A, Completion of Acquisition or Disposition of Assets, Financial S
biz.yahoo.com - July 28 at 2:42 PM |
| CITIZENS COMMUNITY BANCORP INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - June 17 at 10:14 AM |
Citizens Community Bancorp (CZWI) Chart for Friday, September, 22, 2017
