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Citizens Community Bancorp (CZWI) Competitors

$11.15
-0.26 (-2.28%)
(As of 05/22/2024 ET)

CZWI vs. FSFG, BVFL, FNWD, SFBC, FCAP, FGBI, WNEB, HMNF, PROV, and RVSB

Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include First Savings Financial Group (FSFG), BV Financial (BVFL), Finward Bancorp (FNWD), Sound Financial Bancorp (SFBC), First Capital (FCAP), First Guaranty Bancshares (FGBI), Western New England Bancorp (WNEB), HMN Financial (HMNF), Provident Financial (PROV), and Riverview Bancorp (RVSB). These companies are all part of the "federal savings institutions" industry.

Citizens Community Bancorp vs.

Citizens Community Bancorp (NASDAQ:CZWI) and First Savings Financial Group (NASDAQ:FSFG) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, community ranking, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and valuation.

Citizens Community Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 2.9%. First Savings Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 3.5%. Citizens Community Bancorp pays out 24.8% of its earnings in the form of a dividend. First Savings Financial Group pays out 55.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Citizens Community Bancorp has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500. Comparatively, First Savings Financial Group has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500.

First Savings Financial Group received 37 more outperform votes than Citizens Community Bancorp when rated by MarketBeat users. However, 67.75% of users gave Citizens Community Bancorp an outperform vote while only 52.09% of users gave First Savings Financial Group an outperform vote.

CompanyUnderperformOutperform
Citizens Community BancorpOutperform Votes
187
67.75%
Underperform Votes
89
32.25%
First Savings Financial GroupOutperform Votes
224
52.09%
Underperform Votes
206
47.91%

Citizens Community Bancorp has a net margin of 13.69% compared to First Savings Financial Group's net margin of 5.59%. Citizens Community Bancorp's return on equity of 8.14% beat First Savings Financial Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp13.69% 8.14% 0.75%
First Savings Financial Group 5.59%7.91%0.55%

In the previous week, Citizens Community Bancorp had 1 more articles in the media than First Savings Financial Group. MarketBeat recorded 2 mentions for Citizens Community Bancorp and 1 mentions for First Savings Financial Group. Citizens Community Bancorp's average media sentiment score of 0.25 beat First Savings Financial Group's score of 0.00 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Savings Financial Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Savings Financial Group has a consensus price target of $21.00, suggesting a potential upside of 23.53%. Given First Savings Financial Group's higher possible upside, analysts clearly believe First Savings Financial Group is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Savings Financial Group
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 35.2% of First Savings Financial Group shares are held by institutional investors. 5.5% of Citizens Community Bancorp shares are held by insiders. Comparatively, 15.9% of First Savings Financial Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Citizens Community Bancorp has higher earnings, but lower revenue than First Savings Financial Group. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than First Savings Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$58.59M1.98$13.06M$1.298.64
First Savings Financial Group$128.57M0.91$8.17M$1.0815.74

Summary

Citizens Community Bancorp beats First Savings Financial Group on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$118.73M$2.55B$9.30B$8.01B
Dividend Yield2.80%3.85%10.50%3.91%
P/E Ratio8.6410.7158.5118.65
Price / Sales1.982.493,619.6595.71
Price / Cash6.7213.2528.4032.25
Price / Book0.670.873.234.62
Net Income$13.06M$397.26M$1.02B$214.11M
7 Day Performance-3.04%-0.02%0.56%-0.01%
1 Month Performance3.15%1.94%2.22%3.96%
1 Year Performance35.98%4.41%16.38%8.02%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FSFG
First Savings Financial Group
4.6723 of 5 stars
$16.32
+0.3%
$21.00
+28.7%
+33.8%$112.28M$128.57M15.11370
BVFL
BV Financial
0 of 5 stars
$10.45
+1.0%
N/AN/A$118.92M$47.18M7.52107Positive News
FNWD
Finward Bancorp
0 of 5 stars
$24.35
+0.1%
N/AN/A$104.71M$96.53M6.76281News Coverage
SFBC
Sound Financial Bancorp
2.6559 of 5 stars
$39.30
+0.1%
N/A+9.6%$100.57M$37.07M16.87128
FCAP
First Capital
1.59 of 5 stars
$28.50
flat
N/A+26.6%$95.48M$51.24M7.98177Gap Up
FGBI
First Guaranty Bancshares
2.3479 of 5 stars
$11.34
flat
$11.25
-0.8%
-14.5%$141.81M$93.10M23.14486Positive News
WNEB
Western New England Bancorp
3.3744 of 5 stars
$6.62
+0.8%
$7.50
+13.3%
+14.5%$143.18M$75.35M11.03294
HMNF
HMN Financial
2.765 of 5 stars
$19.50
-0.6%
N/A+24.6%$87.17M$51.76M15.12161
PROV
Provident Financial
4.2978 of 5 stars
$12.50
-1.5%
$14.00
+12.0%
+7.2%$86M$50.07M12.02108
RVSB
Riverview Bancorp
4.8627 of 5 stars
$4.05
-2.4%
N/A-11.3%$85.50M$66.80M22.50229

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This page (NASDAQ:CZWI) was last updated on 5/23/2024 by MarketBeat.com Staff

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