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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$23.25 -0.38 (-1.61%)
As of 03:15 PM Eastern
This is a fair market value price provided by Massive. Learn more.

CZWI vs. SUPV, OPFI, SMBC, HTB, and SPFI

Should you buy Citizens Community Bancorp stock or one of its competitors? MarketBeat compares Citizens Community Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Citizens Community Bancorp include Grupo Supervielle (SUPV), OppFi (OPFI), Southern Missouri Bancorp (SMBC), HomeTrust Bancshares (HTB), and South Plains Financial (SPFI). These companies are all part of the "banking" industry.

How does Citizens Community Bancorp compare to Grupo Supervielle?

Citizens Community Bancorp (NASDAQ:CZWI) and Grupo Supervielle (NYSE:SUPV) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, media sentiment, dividends, earnings and valuation.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. Grupo Supervielle pays an annual dividend of $0.19 per share and has a dividend yield of 2.0%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Grupo Supervielle pays out -32.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has raised its dividend for 6 consecutive years. Grupo Supervielle is clearly the better dividend stock, given its higher yield and lower payout ratio.

Citizens Community Bancorp has higher earnings, but lower revenue than Grupo Supervielle. Grupo Supervielle is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.27$14.42M$1.5315.20
Grupo Supervielle$1.65B0.51-$38.87M-$0.59N/A

Citizens Community Bancorp currently has a consensus target price of $24.00, suggesting a potential upside of 3.23%. Grupo Supervielle has a consensus target price of $13.17, suggesting a potential upside of 37.87%. Given Grupo Supervielle's higher probable upside, analysts plainly believe Grupo Supervielle is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Grupo Supervielle
1 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.14

55.1% of Citizens Community Bancorp shares are owned by institutional investors. 4.1% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Citizens Community Bancorp has a beta of 0.5, suggesting that its share price is 50% less volatile than the broader market. Comparatively, Grupo Supervielle has a beta of 1.58, suggesting that its share price is 58% more volatile than the broader market.

In the previous week, Citizens Community Bancorp had 1 more articles in the media than Grupo Supervielle. MarketBeat recorded 2 mentions for Citizens Community Bancorp and 1 mentions for Grupo Supervielle. Grupo Supervielle's average media sentiment score of 0.93 beat Citizens Community Bancorp's score of -0.03 indicating that Grupo Supervielle is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Grupo Supervielle
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Community Bancorp has a net margin of 15.02% compared to Grupo Supervielle's net margin of -3.46%. Citizens Community Bancorp's return on equity of 8.00% beat Grupo Supervielle's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Grupo Supervielle -3.46%-4.40%-0.60%

Summary

Citizens Community Bancorp beats Grupo Supervielle on 13 of the 20 factors compared between the two stocks.

How does Citizens Community Bancorp compare to OppFi?

Citizens Community Bancorp (NASDAQ:CZWI) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, dividends, analyst recommendations, valuation, earnings and media sentiment.

Citizens Community Bancorp presently has a consensus price target of $24.00, suggesting a potential upside of 3.23%. OppFi has a consensus price target of $13.00, suggesting a potential upside of 37.93%. Given OppFi's higher probable upside, analysts clearly believe OppFi is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
OppFi
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

In the previous week, Citizens Community Bancorp had 1 more articles in the media than OppFi. MarketBeat recorded 2 mentions for Citizens Community Bancorp and 1 mentions for OppFi. OppFi's average media sentiment score of 0.00 beat Citizens Community Bancorp's score of -0.03 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
OppFi
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Citizens Community Bancorp has a net margin of 15.02% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
OppFi 10.86%39.90%15.95%

Citizens Community Bancorp has a beta of 0.5, meaning that its share price is 50% less volatile than the broader market. Comparatively, OppFi has a beta of 1.76, meaning that its share price is 76% more volatile than the broader market.

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 70.2% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

OppFi has higher revenue and earnings than Citizens Community Bancorp. OppFi is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.27$14.42M$1.5315.20
OppFi$597.05M1.35$26.33M$0.9310.13

Summary

OppFi beats Citizens Community Bancorp on 9 of the 16 factors compared between the two stocks.

How does Citizens Community Bancorp compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, valuation, risk, earnings, media sentiment and institutional ownership.

Southern Missouri Bancorp has a beta of 0.86, indicating that its share price is 14% less volatile than the broader market. Comparatively, Citizens Community Bancorp has a beta of 0.5, indicating that its share price is 50% less volatile than the broader market.

Southern Missouri Bancorp has higher revenue and earnings than Citizens Community Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.75$58.58M$5.9912.73
Citizens Community Bancorp$98.77M2.27$14.42M$1.5315.20

Southern Missouri Bancorp presently has a consensus target price of $73.33, indicating a potential downside of 3.84%. Citizens Community Bancorp has a consensus target price of $24.00, indicating a potential upside of 3.23%. Given Citizens Community Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Citizens Community Bancorp is more favorable than Southern Missouri Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.3%. Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. Southern Missouri Bancorp pays out 16.7% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and Citizens Community Bancorp has raised its dividend for 6 consecutive years.

In the previous week, Southern Missouri Bancorp had 4 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 6 mentions for Southern Missouri Bancorp and 2 mentions for Citizens Community Bancorp. Southern Missouri Bancorp's average media sentiment score of 0.48 beat Citizens Community Bancorp's score of -0.03 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern Missouri Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Citizens Community Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 15.8% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 4.1% of Citizens Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Southern Missouri Bancorp has a net margin of 21.36% compared to Citizens Community Bancorp's net margin of 15.02%. Southern Missouri Bancorp's return on equity of 12.05% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.05% 1.33%
Citizens Community Bancorp 15.02%8.00%0.85%

Summary

Southern Missouri Bancorp beats Citizens Community Bancorp on 14 of the 20 factors compared between the two stocks.

How does Citizens Community Bancorp compare to HomeTrust Bancshares?

Citizens Community Bancorp (NASDAQ:CZWI) and HomeTrust Bancshares (NYSE:HTB) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, media sentiment, dividends and valuation.

In the previous week, Citizens Community Bancorp had 2 more articles in the media than HomeTrust Bancshares. MarketBeat recorded 2 mentions for Citizens Community Bancorp and 0 mentions for HomeTrust Bancshares. HomeTrust Bancshares' average media sentiment score of 0.00 beat Citizens Community Bancorp's score of -0.03 indicating that HomeTrust Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Community Bancorp Neutral
HomeTrust Bancshares Neutral

HomeTrust Bancshares has a net margin of 22.78% compared to Citizens Community Bancorp's net margin of 15.02%. HomeTrust Bancshares' return on equity of 11.25% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
HomeTrust Bancshares 22.78%11.25%1.47%

Citizens Community Bancorp has a beta of 0.5, suggesting that its stock price is 50% less volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market.

HomeTrust Bancshares has higher revenue and earnings than Citizens Community Bancorp. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.27$14.42M$1.5315.20
HomeTrust Bancshares$292.47M2.82$64.36M$3.8712.68

55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are owned by institutional investors. 4.1% of Citizens Community Bancorp shares are owned by company insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. HomeTrust Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.2%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. HomeTrust Bancshares pays out 15.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Citizens Community Bancorp presently has a consensus target price of $24.00, suggesting a potential upside of 3.23%. HomeTrust Bancshares has a consensus target price of $47.00, suggesting a potential downside of 4.26%. Given Citizens Community Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Citizens Community Bancorp is more favorable than HomeTrust Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

HomeTrust Bancshares beats Citizens Community Bancorp on 12 of the 19 factors compared between the two stocks.

How does Citizens Community Bancorp compare to South Plains Financial?

Citizens Community Bancorp (NASDAQ:CZWI) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, institutional ownership, dividends, profitability and earnings.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 1.8%. South Plains Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.5%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. South Plains Financial pays out 19.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has raised its dividend for 6 consecutive years and South Plains Financial has raised its dividend for 5 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Citizens Community Bancorp has a beta of 0.5, suggesting that its stock price is 50% less volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.46, suggesting that its stock price is 54% less volatile than the broader market.

In the previous week, South Plains Financial had 12 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 14 mentions for South Plains Financial and 2 mentions for Citizens Community Bancorp. South Plains Financial's average media sentiment score of 1.13 beat Citizens Community Bancorp's score of -0.03 indicating that South Plains Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
South Plains Financial
6 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Community Bancorp presently has a consensus price target of $24.00, suggesting a potential upside of 3.23%. South Plains Financial has a consensus price target of $47.60, suggesting a potential upside of 2.61%. Given Citizens Community Bancorp's higher probable upside, research analysts clearly believe Citizens Community Bancorp is more favorable than South Plains Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.00

South Plains Financial has higher revenue and earnings than Citizens Community Bancorp. South Plains Financial is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.27$14.42M$1.5315.20
South Plains Financial$296.89M2.99$58.47M$3.5712.99

South Plains Financial has a net margin of 20.22% compared to Citizens Community Bancorp's net margin of 15.02%. South Plains Financial's return on equity of 12.58% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
South Plains Financial 20.22%12.58%1.35%

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 24.3% of South Plains Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

South Plains Financial beats Citizens Community Bancorp on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$224.74M$709.87M$14.33B$12.28B
Dividend Yield1.80%2.65%5.68%8.87%
P/E Ratio15.2414.0420.6723.92
Price / Sales2.272.2344.25112.37
Price / Cash12.6418.3619.4459.89
Price / Book1.191.222.266.19
Net Income$14.42M$47.20M$1.14B$331.73M
7 Day Performance0.87%1.04%0.29%-2.23%
1 Month Performance9.41%4.95%2.03%-1.57%
1 Year Performance54.90%26.50%13.29%16.99%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
4.2418 of 5 stars
$23.25
-1.6%
$24.00
+3.2%
+58.5%$224.74M$98.77M15.24220
SUPV
Grupo Supervielle
4.8137 of 5 stars
$9.76
-3.8%
$13.67
+40.1%
+0.0%$887.72M$1.65BN/A3,348
OPFI
OppFi
4.2142 of 5 stars
$9.46
-5.5%
$13.00
+37.5%
-20.4%$854.79M$597.05M10.17570
SMBC
Southern Missouri Bancorp
3.9348 of 5 stars
$75.89
-0.9%
$73.33
-3.4%
+39.5%$843.36M$305.35M12.67540
HTB
HomeTrust Bancshares
2.8457 of 5 stars
$48.99
-0.9%
$47.00
-4.1%
N/A$830.35M$292.47M12.66520

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This page (NASDAQ:CZWI) was last updated on 7/17/2026 by MarketBeat.com Staff.
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