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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$20.75 +0.20 (+0.97%)
Closing price 04:00 PM Eastern
Extended Trading
$20.73 -0.02 (-0.10%)
As of 04:15 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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CZWI vs. HTB, SPFI, SMBC, ORRF, and SMBK

Should you buy Citizens Community Bancorp stock or one of its competitors? MarketBeat compares Citizens Community Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Citizens Community Bancorp include HomeTrust Bancshares (HTB), South Plains Financial (SPFI), Southern Missouri Bancorp (SMBC), Orrstown Financial Services (ORRF), and SmartFinancial (SMBK). These companies are all part of the "banking" industry.

How does Citizens Community Bancorp compare to HomeTrust Bancshares?

Citizens Community Bancorp (NASDAQ:CZWI) and HomeTrust Bancshares (NYSE:HTB) are both small-cap banking companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, dividends, risk, profitability, institutional ownership, valuation, analyst recommendations and media sentiment.

HomeTrust Bancshares has a consensus target price of $47.00, suggesting a potential downside of 0.59%. Given HomeTrust Bancshares' higher possible upside, analysts clearly believe HomeTrust Bancshares is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Citizens Community Bancorp has a beta of 0.52, indicating that its share price is 48% less volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market.

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. HomeTrust Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.3%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. HomeTrust Bancshares pays out 15.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

HomeTrust Bancshares has a net margin of 22.78% compared to Citizens Community Bancorp's net margin of 15.02%. HomeTrust Bancshares' return on equity of 11.25% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
HomeTrust Bancshares 22.78%11.25%1.47%

HomeTrust Bancshares has higher revenue and earnings than Citizens Community Bancorp. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.03$14.42M$1.5313.56
HomeTrust Bancshares$292.47M2.72$64.36M$3.8712.22

In the previous week, HomeTrust Bancshares had 10 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 10 mentions for HomeTrust Bancshares and 0 mentions for Citizens Community Bancorp. HomeTrust Bancshares' average media sentiment score of 0.03 beat Citizens Community Bancorp's score of 0.00 indicating that HomeTrust Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Community Bancorp Neutral
HomeTrust Bancshares Neutral

Summary

HomeTrust Bancshares beats Citizens Community Bancorp on 14 of the 17 factors compared between the two stocks.

How does Citizens Community Bancorp compare to South Plains Financial?

South Plains Financial (NASDAQ:SPFI) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, risk, media sentiment and valuation.

South Plains Financial has a net margin of 20.22% compared to Citizens Community Bancorp's net margin of 15.02%. South Plains Financial's return on equity of 12.58% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
South Plains Financial20.22% 12.58% 1.35%
Citizens Community Bancorp 15.02%8.00%0.85%

In the previous week, South Plains Financial had 2 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 2 mentions for South Plains Financial and 0 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 0.00 beat South Plains Financial's score of -0.36 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
South Plains Financial Neutral
Citizens Community Bancorp Neutral

South Plains Financial presently has a consensus target price of $46.25, indicating a potential upside of 12.45%. Given South Plains Financial's stronger consensus rating and higher possible upside, analysts plainly believe South Plains Financial is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

South Plains Financial has higher revenue and earnings than Citizens Community Bancorp. South Plains Financial is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
South Plains Financial$296.89M2.65$58.47M$3.5711.52
Citizens Community Bancorp$98.77M2.03$14.42M$1.5313.56

South Plains Financial has a beta of 0.47, indicating that its stock price is 53% less volatile than the broader market. Comparatively, Citizens Community Bancorp has a beta of 0.52, indicating that its stock price is 48% less volatile than the broader market.

55.0% of South Plains Financial shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 24.3% of South Plains Financial shares are owned by insiders. Comparatively, 4.1% of Citizens Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

South Plains Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.7%. Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. South Plains Financial pays out 19.0% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has raised its dividend for 5 consecutive years and Citizens Community Bancorp has raised its dividend for 6 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

South Plains Financial beats Citizens Community Bancorp on 13 of the 19 factors compared between the two stocks.

How does Citizens Community Bancorp compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are held by institutional investors. 15.8% of Southern Missouri Bancorp shares are held by company insiders. Comparatively, 4.1% of Citizens Community Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Southern Missouri Bancorp currently has a consensus target price of $70.67, suggesting a potential upside of 1.39%. Given Southern Missouri Bancorp's higher probable upside, analysts plainly believe Southern Missouri Bancorp is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Southern Missouri Bancorp has higher revenue and earnings than Citizens Community Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.52$58.58M$5.9911.64
Citizens Community Bancorp$98.77M2.03$14.42M$1.5313.56

Southern Missouri Bancorp has a beta of 0.88, meaning that its stock price is 12% less volatile than the broader market. Comparatively, Citizens Community Bancorp has a beta of 0.52, meaning that its stock price is 48% less volatile than the broader market.

Southern Missouri Bancorp has a net margin of 21.36% compared to Citizens Community Bancorp's net margin of 15.02%. Southern Missouri Bancorp's return on equity of 12.05% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.05% 1.33%
Citizens Community Bancorp 15.02%8.00%0.85%

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.4%. Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. Southern Missouri Bancorp pays out 16.7% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and Citizens Community Bancorp has raised its dividend for 6 consecutive years.

In the previous week, Southern Missouri Bancorp had 1 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 1 mentions for Southern Missouri Bancorp and 0 mentions for Citizens Community Bancorp. Southern Missouri Bancorp's average media sentiment score of 0.84 beat Citizens Community Bancorp's score of 0.00 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Southern Missouri Bancorp Positive
Citizens Community Bancorp Neutral

Summary

Southern Missouri Bancorp beats Citizens Community Bancorp on 15 of the 18 factors compared between the two stocks.

How does Citizens Community Bancorp compare to Orrstown Financial Services?

Citizens Community Bancorp (NASDAQ:CZWI) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, dividends, risk, earnings, media sentiment and valuation.

In the previous week, Orrstown Financial Services had 2 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 2 mentions for Orrstown Financial Services and 0 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 0.00 equaled Orrstown Financial Services'average media sentiment score.

Company Overall Sentiment
Citizens Community Bancorp Neutral
Orrstown Financial Services Neutral

Citizens Community Bancorp has a beta of 0.52, suggesting that its stock price is 48% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 3.2%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Orrstown Financial Services has higher revenue and earnings than Citizens Community Bancorp. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.03$14.42M$1.5313.56
Orrstown Financial Services$356.05M2.08$80.86M$4.378.62

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by company insiders. Comparatively, 4.3% of Orrstown Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Orrstown Financial Services has a consensus target price of $41.67, indicating a potential upside of 10.55%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Orrstown Financial Services has a net margin of 23.58% compared to Citizens Community Bancorp's net margin of 15.02%. Orrstown Financial Services' return on equity of 14.75% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Orrstown Financial Services 23.58%14.75%1.55%

Summary

Orrstown Financial Services beats Citizens Community Bancorp on 15 of the 18 factors compared between the two stocks.

How does Citizens Community Bancorp compare to SmartFinancial?

Citizens Community Bancorp (NASDAQ:CZWI) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, dividends, earnings, analyst recommendations, profitability, media sentiment, institutional ownership and risk.

SmartFinancial has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.03$14.42M$1.5313.56
SmartFinancial$203.48M3.56$36.14M$3.1213.57

Citizens Community Bancorp has a beta of 0.52, indicating that its share price is 48% less volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market.

SmartFinancial has a consensus target price of $45.88, suggesting a potential upside of 8.36%. Given SmartFinancial's stronger consensus rating and higher possible upside, analysts clearly believe SmartFinancial is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

Citizens Community Bancorp has a net margin of 15.02% compared to SmartFinancial's net margin of 12.67%. Citizens Community Bancorp's return on equity of 8.00% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
SmartFinancial 12.67%7.33%0.71%

In the previous week, SmartFinancial had 4 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 4 mentions for SmartFinancial and 0 mentions for Citizens Community Bancorp. SmartFinancial's average media sentiment score of 1.32 beat Citizens Community Bancorp's score of 0.00 indicating that SmartFinancial is being referred to more favorably in the news media.

Company Overall Sentiment
Citizens Community Bancorp Neutral
SmartFinancial Positive

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. SmartFinancial pays an annual dividend of $0.36 per share and has a dividend yield of 0.9%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. SmartFinancial pays out 11.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has raised its dividend for 6 consecutive years and SmartFinancial has raised its dividend for 3 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 4.1% of Citizens Community Bancorp shares are owned by insiders. Comparatively, 6.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

SmartFinancial beats Citizens Community Bancorp on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

Export
MetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$198.19M$643.08M$13.63B$12.46B
Dividend Yield2.04%2.81%5.77%5.34%
P/E Ratio13.5613.2019.9123.64
Price / Sales2.032.07137.92112.53
Price / Cash11.1616.6719.5457.17
Price / Book1.071.162.186.37
Net Income$14.42M$46.65M$1.13B$337.36M
7 Day Performance1.72%0.56%-0.17%-3.07%
1 Month Performance-1.84%1.94%0.04%0.37%
1 Year Performance48.00%24.63%11.71%27.87%

Citizens Community Bancorp Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
4.0369 of 5 stars		$20.75
+1.0%		N/A+45.1%$198.19M$98.77M13.56220
HTB
HomeTrust Bancshares
2.1182 of 5 stars		$47.11
+0.6%		$47.00
-0.2%		N/A$786.99M$292.47M12.17520
SPFI
South Plains Financial
4.2381 of 5 stars		$40.91
+1.0%		$46.25
+13.1%		+16.4%$775.79M$296.89M11.46680
SMBC
Southern Missouri Bancorp
4.0611 of 5 stars		$69.89
+1.3%		$70.67
+1.1%		+33.8%$759.97M$305.35M11.67540
ORRF
Orrstown Financial Services
3.317 of 5 stars		$37.13
+1.4%		$41.67
+12.2%		+25.4%$719.31M$356.05M8.50430

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This page (NASDAQ:CZWI) was last updated on 6/5/2026 by MarketBeat.com Staff.
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