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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$20.93 -0.05 (-0.24%)
Closing price 05/14/2026 04:00 PM Eastern
Extended Trading
$20.93 0.00 (0.00%)
As of 05/14/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CZWI vs. HIVE, OPFI, HTB, SPFI, and SMBC

Should you buy Citizens Community Bancorp stock or one of its competitors? MarketBeat compares Citizens Community Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Citizens Community Bancorp include HIVE Digital Technologies (HIVE), OppFi (OPFI), HomeTrust Bancshares (HTB), South Plains Financial (SPFI), and Southern Missouri Bancorp (SMBC). These companies are all part of the "banking" industry.

How does Citizens Community Bancorp compare to HIVE Digital Technologies?

HIVE Digital Technologies (NASDAQ:HIVE) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, valuation, institutional ownership, media sentiment, risk, profitability, dividends and analyst recommendations.

In the previous week, Citizens Community Bancorp had 1 more articles in the media than HIVE Digital Technologies. MarketBeat recorded 5 mentions for Citizens Community Bancorp and 4 mentions for HIVE Digital Technologies. Citizens Community Bancorp's average media sentiment score of 1.32 beat HIVE Digital Technologies' score of 0.43 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HIVE Digital Technologies
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Community Bancorp has a net margin of 15.02% compared to HIVE Digital Technologies' net margin of -47.89%. Citizens Community Bancorp's return on equity of 8.00% beat HIVE Digital Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
HIVE Digital Technologies-47.89% -19.81% -17.54%
Citizens Community Bancorp 15.02%8.00%0.85%

HIVE Digital Technologies currently has a consensus target price of $6.17, suggesting a potential upside of 107.63%. Given HIVE Digital Technologies' stronger consensus rating and higher possible upside, analysts clearly believe HIVE Digital Technologies is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HIVE Digital Technologies
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

24.4% of HIVE Digital Technologies shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 9.4% of HIVE Digital Technologies shares are owned by insiders. Comparatively, 4.1% of Citizens Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Citizens Community Bancorp has lower revenue, but higher earnings than HIVE Digital Technologies. HIVE Digital Technologies is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HIVE Digital Technologies$115.28M6.81-$3M-$0.60N/A
Citizens Community Bancorp$98.77M2.04$14.42M$1.5313.68

HIVE Digital Technologies has a beta of 3.5, indicating that its share price is 250% more volatile than the broader market. Comparatively, Citizens Community Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market.

Summary

Citizens Community Bancorp beats HIVE Digital Technologies on 9 of the 16 factors compared between the two stocks.

How does Citizens Community Bancorp compare to OppFi?

OppFi (NYSE:OPFI) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, media sentiment, valuation, profitability and analyst recommendations.

In the previous week, OppFi had 6 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 11 mentions for OppFi and 5 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 1.32 beat OppFi's score of 0.58 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
3 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Community Bancorp has a net margin of 15.02% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi10.86% 39.90% 15.95%
Citizens Community Bancorp 15.02%8.00%0.85%

OppFi currently has a consensus price target of $13.00, suggesting a potential upside of 45.32%. Given OppFi's higher probable upside, equities analysts clearly believe OppFi is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

7.1% of OppFi shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 70.2% of OppFi shares are owned by company insiders. Comparatively, 4.1% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

OppFi has higher revenue and earnings than Citizens Community Bancorp. OppFi is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$608.66M1.26$26.33M$0.939.62
Citizens Community Bancorp$98.77M2.04$14.42M$1.5313.68

OppFi has a beta of 1.86, indicating that its stock price is 86% more volatile than the broader market. Comparatively, Citizens Community Bancorp has a beta of 0.54, indicating that its stock price is 46% less volatile than the broader market.

Summary

OppFi beats Citizens Community Bancorp on 8 of the 15 factors compared between the two stocks.

How does Citizens Community Bancorp compare to HomeTrust Bancshares?

Citizens Community Bancorp (NASDAQ:CZWI) and HomeTrust Bancshares (NYSE:HTB) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

HomeTrust Bancshares has a consensus price target of $47.00, suggesting a potential upside of 2.35%. Given HomeTrust Bancshares' higher possible upside, analysts plainly believe HomeTrust Bancshares is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. HomeTrust Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.3%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. HomeTrust Bancshares pays out 15.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Citizens Community Bancorp and Citizens Community Bancorp both had 5 articles in the media. Citizens Community Bancorp's average media sentiment score of 1.32 beat HomeTrust Bancshares' score of 0.69 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HomeTrust Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

HomeTrust Bancshares has a net margin of 22.78% compared to Citizens Community Bancorp's net margin of 15.02%. HomeTrust Bancshares' return on equity of 11.25% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
HomeTrust Bancshares 22.78%11.25%1.47%

HomeTrust Bancshares has higher revenue and earnings than Citizens Community Bancorp. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.04$14.42M$1.5313.68
HomeTrust Bancshares$214.55M3.60$64.36M$3.8711.87

Citizens Community Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market.

Summary

HomeTrust Bancshares beats Citizens Community Bancorp on 12 of the 16 factors compared between the two stocks.

How does Citizens Community Bancorp compare to South Plains Financial?

Citizens Community Bancorp (NASDAQ:CZWI) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. South Plains Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.7%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. South Plains Financial pays out 19.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years and South Plains Financial has increased its dividend for 5 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Citizens Community Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market.

South Plains Financial has a net margin of 20.22% compared to Citizens Community Bancorp's net margin of 15.02%. South Plains Financial's return on equity of 12.58% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
South Plains Financial 20.22%12.58%1.35%

South Plains Financial has higher revenue and earnings than Citizens Community Bancorp. South Plains Financial is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.04$14.42M$1.5313.68
South Plains Financial$296.89M2.52$58.47M$3.5710.96

South Plains Financial has a consensus price target of $46.25, suggesting a potential upside of 18.26%. Given South Plains Financial's stronger consensus rating and higher possible upside, analysts plainly believe South Plains Financial is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

In the previous week, South Plains Financial had 4 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 9 mentions for South Plains Financial and 5 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 1.32 beat South Plains Financial's score of 0.21 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
South Plains Financial
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by insiders. Comparatively, 24.3% of South Plains Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

South Plains Financial beats Citizens Community Bancorp on 13 of the 19 factors compared between the two stocks.

How does Citizens Community Bancorp compare to Southern Missouri Bancorp?

Citizens Community Bancorp (NASDAQ:CZWI) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

Citizens Community Bancorp pays an annual dividend of $0.42 per share and has a dividend yield of 2.0%. Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.5%. Citizens Community Bancorp pays out 27.5% of its earnings in the form of a dividend. Southern Missouri Bancorp pays out 16.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has raised its dividend for 6 consecutive years and Southern Missouri Bancorp has raised its dividend for 13 consecutive years.

Citizens Community Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, Southern Missouri Bancorp has a beta of 0.89, indicating that its share price is 11% less volatile than the broader market.

Southern Missouri Bancorp has a net margin of 21.36% compared to Citizens Community Bancorp's net margin of 15.02%. Southern Missouri Bancorp's return on equity of 12.05% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens Community Bancorp15.02% 8.00% 0.85%
Southern Missouri Bancorp 21.36%12.05%1.33%

Southern Missouri Bancorp has higher revenue and earnings than Citizens Community Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens Community Bancorp$98.77M2.04$14.42M$1.5313.68
Southern Missouri Bancorp$305.35M2.44$58.58M$5.9911.28

Southern Missouri Bancorp has a consensus target price of $70.67, suggesting a potential upside of 4.57%. Given Southern Missouri Bancorp's higher probable upside, analysts clearly believe Southern Missouri Bancorp is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Community Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Citizens Community Bancorp had 1 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 5 mentions for Citizens Community Bancorp and 4 mentions for Southern Missouri Bancorp. Citizens Community Bancorp's average media sentiment score of 1.32 beat Southern Missouri Bancorp's score of 1.24 indicating that Citizens Community Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Community Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Southern Missouri Bancorp
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are held by institutional investors. 4.1% of Citizens Community Bancorp shares are held by insiders. Comparatively, 15.8% of Southern Missouri Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Southern Missouri Bancorp beats Citizens Community Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$202.33M$620.44M$13.45B$12.37B
Dividend Yield2.00%2.90%5.84%5.35%
P/E Ratio13.6812.9023.1725.63
Price / Sales2.042.01172.7176.59
Price / Cash11.3916.1920.4556.33
Price / Book1.061.092.156.97
Net Income$14.42M$44.66M$1.11B$333.62M
7 Day Performance-2.20%-0.81%-0.70%1.09%
1 Month Performance2.60%1.36%0.22%3.08%
1 Year Performance40.47%19.47%10.83%35.68%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
4.4875 of 5 stars
$20.93
-0.2%
N/A+39.5%$202.33M$98.77M13.68220
HIVE
HIVE Digital Technologies
2.608 of 5 stars
$2.82
-6.3%
$6.17
+118.7%
+55.5%$796.55M$115.28MN/A20
OPFI
OppFi
3.7631 of 5 stars
$9.31
+0.2%
$13.00
+39.6%
-25.9%$793.30M$597.05M10.01570
HTB
HomeTrust Bancshares
2.344 of 5 stars
$45.68
-0.1%
$47.00
+2.9%
N/A$768.68M$292.47M11.80520
SPFI
South Plains Financial
4.6962 of 5 stars
$39.39
-0.5%
$46.25
+17.4%
+9.3%$757.79M$296.89M11.03680

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This page (NASDAQ:CZWI) was last updated on 5/15/2026 by MarketBeat.com Staff.
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