HarborOne Bancorp (HONE) Competitors

Cipher Mining (NASDAQ:CIFR) and HarborOne Bancorp (NASDAQ:HONE) are both business services companies, but which is the better business? We will compare the two businesses based on the strength of their risk, community ranking, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

Is CIFR or HONE more profitable?

HarborOne Bancorp has a net margin of 3.68% compared to Cipher Mining's net margin of -33.39%. HarborOne Bancorp's return on equity of 3.82% beat Cipher Mining's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cipher Mining	-33.39%	-8.29%	-7.29%
HarborOne Bancorp	3.68%	3.82%	0.38%

Do institutionals and insiders hold more shares of CIFR or HONE?

12.3% of Cipher Mining shares are owned by institutional investors. Comparatively, 65.0% of HarborOne Bancorp shares are owned by institutional investors. 2.3% of Cipher Mining shares are owned by company insiders. Comparatively, 4.9% of HarborOne Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Do analysts prefer CIFR or HONE?

Cipher Mining presently has a consensus price target of $8.03, suggesting a potential upside of 12.96%. HarborOne Bancorp has a consensus price target of $13.00, suggesting a potential downside of 0.54%. Given Cipher Mining's stronger consensus rating and higher possible upside, equities research analysts clearly believe Cipher Mining is more favorable than HarborOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cipher Mining	0 Sell rating(s)	0 Hold rating(s)	8 Buy rating(s)	2 Strong Buy rating(s)	3.20
HarborOne Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community prefer CIFR or HONE?

HarborOne Bancorp received 209 more outperform votes than Cipher Mining when rated by MarketBeat users. However, 94.83% of users gave Cipher Mining an outperform vote while only 61.54% of users gave HarborOne Bancorp an outperform vote.

Company	Underperform	Outperform
Cipher Mining	Outperform Votes 55 94.83%	Underperform Votes 3 5.17%
HarborOne Bancorp	Outperform Votes 264 61.54%	Underperform Votes 165 38.46%

Which has better earnings and valuation, CIFR or HONE?

HarborOne Bancorp has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than HarborOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cipher Mining	$152.47M	16.22	-$25.78M	-$0.13	-54.69
HarborOne Bancorp	$286.14M	2.01	$16.08M	$0.28	46.68

Does the media refer more to CIFR or HONE?

In the previous week, Cipher Mining had 6 more articles in the media than HarborOne Bancorp. MarketBeat recorded 7 mentions for Cipher Mining and 1 mentions for HarborOne Bancorp. Cipher Mining's average media sentiment score of 0.43 beat HarborOne Bancorp's score of 0.00 indicating that Cipher Mining is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cipher Mining	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
HarborOne Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk and volatility, CIFR or HONE?

Cipher Mining has a beta of 2.29, meaning that its stock price is 129% more volatile than the S&P 500. Comparatively, HarborOne Bancorp has a beta of 0.75, meaning that its stock price is 25% less volatile than the S&P 500.

Summary

HarborOne Bancorp beats Cipher Mining on 10 of the 19 factors compared between the two stocks.