Citizens Community Bancorp, Inc. operates as a holding company for Citizens Community Federal N.A. that provides various consumer, and commercial and agricultural banking products and services primarily in Wisconsin, Minnesota, and Michigan. It offers various deposit products, including demand deposits, savings and money-market accounts, and certificates of deposit. The company also provides commercial loans, agricultural loans, residential mortgages, home equity lines-of-credit, commercial and industrial loans, and consumer and other loans. It maintains a portfolio of investments, such as U.S. government sponsored agency securities, bonds and other obligations issued by states and their political subdivisions, and mortgage-backed securities. In addition, the company offers online and mobile banking services. The company was founded in 1938 and is based in Eau Claire, Wisconsin.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry Federal savings institutions
Sub-IndustryN/A
SectorFinance
Current SymbolNASDAQ:CZWI
Previous Symbol
CUSIPN/A
Phone715-836-9994
Debt
Debt-to-Equity Ratio0.78
Current Ratio1.07
Quick Ratio1.07
Price-To-Earnings
Trailing P/E Ratio17.44
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$46.27 million
Price / Sales1.51
Cash Flow$1.0376 per share
Price / Cash11.43
Book Value$12.52 per share
Price / Book0.95
Profitability
EPS (Most Recent Fiscal Year)$0.68
Net Income$4.28 million
Net Margins9.26%
Return on Equity7.16%
Return on Assets0.56%
Miscellaneous
Employees224
Outstanding Shares5,910,000
Market Cap$71.62 million
OptionableNot Optionable
Citizens Community Bancorp (NASDAQ:CZWI) Frequently Asked Questions
What is Citizens Community Bancorp's stock symbol?
Citizens Community Bancorp trades on the NASDAQ under the ticker symbol "CZWI."
How often does Citizens Community Bancorp pay dividends? What is the dividend yield for Citizens Community Bancorp?
Citizens Community Bancorp declared an annual dividend on Monday, January 29th. Stockholders of record on Friday, February 9th will be paid a dividend of $0.20 per share on Thursday, March 8th. This represents a dividend yield of 1.49%. The ex-dividend date is Thursday, February 8th. This is an increase from Citizens Community Bancorp's previous annual dividend of $0.16. View Citizens Community Bancorp's Dividend History.
How were Citizens Community Bancorp's earnings last quarter?
Citizens Community Bancorp Inc. (NASDAQ:CZWI) posted its quarterly earnings data on Friday, July, 27th. The bank reported $0.11 EPS for the quarter, missing the consensus estimate of $0.27 by $0.16. The bank had revenue of $9.25 million for the quarter, compared to analyst estimates of $9.40 million. Citizens Community Bancorp had a return on equity of 7.16% and a net margin of 9.26%. View Citizens Community Bancorp's Earnings History.
When is Citizens Community Bancorp's next earnings date?
What price target have analysts set for CZWI?
2 analysts have issued 12-month target prices for Citizens Community Bancorp's stock. Their predictions range from $14.00 to $14.00. On average, they anticipate Citizens Community Bancorp's share price to reach $14.00 in the next twelve months. This suggests a possible upside of 18.0% from the stock's current price. View Analyst Price Targets for Citizens Community Bancorp.
What is the consensus analysts' recommendation for Citizens Community Bancorp?
2 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens Community Bancorp in the last year. There are currently 1 hold rating and 1 buy rating for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Citizens Community Bancorp.
Has Citizens Community Bancorp been receiving favorable news coverage?
Headlines about CZWI stock have trended somewhat positive recently, InfoTrie Sentiment Analysis reports. The research firm rates the sentiment of media coverage by reviewing more than six thousand news and blog sources in real-time. The firm ranks coverage of public companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Citizens Community Bancorp earned a news sentiment score of 0.9 on InfoTrie's scale. They also gave news articles about the bank a news buzz of 10.0 out of 10, meaning that recent media coverage is extremely likely to have an impact on the stock's share price in the near term.
Who are some of Citizens Community Bancorp's key competitors?
Some companies that are related to Citizens Community Bancorp include NASB Financial (NASB), Territorial Bancorp (TBNK), Northrim BanCorp (NRIM), PDL Community Bancorp (PDLB), BankFinancial (BFIN), Provident Bancorp (PVBC), Codorus Valley Bancorp (CVLY), North Dallas Bank Trust (NODB), First Guaranty Bancshares (FGBI), Riverview Bancorp (RVSB), BCB Bancorp (BCBP), 1st Constitution Bancorp (FCCY), SI Financial Group (SIFI), First Northern Community Bancorp (FNRN) and Malvern Bancorp (MLVF).
Who are Citizens Community Bancorp's key executives?
Citizens Community Bancorp's management team includes the folowing people:
- Mr. Stephen M. Bianchi, Pres, CEO & Director (Age 55)
- Mr. James S. Broucek, CFO, Principal Accounting Officer & Treasurer (Age 54)
Who are Citizens Community Bancorp's major shareholders?
Citizens Community Bancorp's stock is owned by many different of retail and institutional investors. Top institutional investors include Maltese Capital Management LLC (9.89%). Company insiders that own Citizens Community Bancorp stock include Brian R Schilling, David B Westrate, Francis E Felber, James D Moll, James R Lang, James S Broucek, Michael L Swenson, Stephen M Bianchi and Timothy A Nettesheim. View Institutional Ownership Trends for Citizens Community Bancorp.
Which institutional investors are buying Citizens Community Bancorp stock?
CZWI stock was bought by a variety of institutional investors in the last quarter, including Maltese Capital Management LLC. Company insiders that have bought Citizens Community Bancorp stock in the last two years include David B Westrate, Francis E Felber, James D Moll, James R Lang, James S Broucek, Michael L Swenson, Stephen M Bianchi and Timothy A Nettesheim. View Insider Buying and Selling for Citizens Community Bancorp.
How do I buy shares of Citizens Community Bancorp?
Shares of CZWI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens Community Bancorp's stock price today?
One share of CZWI stock can currently be purchased for approximately $11.86.
How big of a company is Citizens Community Bancorp?
Citizens Community Bancorp has a market capitalization of $71.62 million and generates $46.27 million in revenue each year. The bank earns $4.28 million in net income (profit) each year or $0.68 on an earnings per share basis. Citizens Community Bancorp employs 224 workers across the globe.
What is Citizens Community Bancorp's official website?
How can I contact Citizens Community Bancorp?
Citizens Community Bancorp's mailing address is 2174 EASTRIDGE CENTER, EAU CLAIRE WI, 54701. The bank can be reached via phone at 715-836-9994.
MarketBeat Community Rating for Citizens Community Bancorp (NASDAQ CZWI)
MarketBeat's community ratings are surveys of what our community members think about Citizens Community Bancorp and other stocks. Vote "Outperform" if you believe CZWI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZWI will underperform the S&P 500 over the long term. You may vote once every thirty days.
