Eastern Bankshares (EBC) Financials

$14.78 -0.10 (-0.67%)

Closing price 05/23/2025 04:00 PM Eastern

Extended Trading

$14.78 +0.01 (+0.03%)

As of 05/23/2025 07:57 PM Eastern

Annual Income Statements for Eastern Bankshares

This table shows Eastern Bankshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Net Income / (Loss) Attributable to Common Shareholders	120	232	200	155	23	135	123
Consolidated Net Income / (Loss)	120	232	200	155	23	135	123
Net Income / (Loss) Continuing Operations	120	-63	187	146	23	135	123
Total Pre-Tax Income	156	-126	238	176	36	175	158
Total Revenue	732	313	645	527	580	594	571
Net Interest Income / (Expense)	608	550	568	430	401	411	390
Total Interest Income	947	796	605	435	413	445	415
Loans and Leases Interest Income	808	652	476	368	372	402	369
Investment Securities Interest Income	96	107	126	66	39	40	43
Federal Funds Sold and Securities Borrowed Interest Income	42	37	3.27	1.89	1.76	2.98	3.41
Total Interest Expense	339	246	37	5.33	12	34	25
Deposits Interest Expense	337	226	29	5.17	11	27	17
Long-Term Debt Interest Expense	1.80	20	8.51	0.17	0.76	6.45	7.74
Total Non-Interest Income	124	-238	77	97	178	182	181
Trust Fees by Commissions	46	24	24	25	116	110	111
Service Charges on Deposit Accounts	32	29	30	24	22	27	27
Other Service Charges	51	35	30	28	25	27	37
Net Realized & Unrealized Capital Gains on Investments	-15	-335	3.10	10	7.35	4.11	2.60
Other Non-Interest Income	9.68	9.31	-11	10	8.96	14	3.47
Provision for Credit Losses	67	20	18	-9.69	39	6.30	15
Total Non-Interest Expense	508	419	389	361	505	413	398
Salaries and Employee Benefits	302	253	233	228	262	252	239
Net Occupancy & Equipment Expense	122	91	90	84	79	82	81
Marketing Expense	7.82	7.59	9.29	8.50	8.88	9.62	11
Property & Liability Insurance Claims	14	22	6.25	4.23	3.73	1.88	4.18
Other Operating Expenses	48	43	48	37	149	60	59
Amortization Expense	15	1.80	1.20	0.22	2.86	3.54	3.89
Income Tax Expense	36	-63	52	30	13	39	35
Net Income / (Loss) Discontinued Operations	0.00	295	13	9.13	-	-	-
Basic Earnings per Share	$0.66	$1.43	$1.21	$0.90	$0.13	$0.00	$0.00
Weighted Average Basic Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	-	-
Diluted Earnings per Share	$0.66	$1.43	$1.21	$0.90	$0.13	$0.00	$0.00
Weighted Average Diluted Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	-	-
Weighted Average Basic & Diluted Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	-	-
Cash Dividends to Common per Share	$0.45	$0.41	$0.40	$0.07	-	-	-

This table shows Eastern Bankshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	-218	61	-6.19	26	39	319	59	49	-194	42	55
Consolidated Net Income / (Loss)	-218	61	-6.19	26	39	319	59	49	-194	42	55
Net Income / (Loss) Continuing Operations	-218	61	-6.19	26	39	32	63	44	-202	31	53
Total Pre-Tax Income	-184	72	-3.35	38	49	34	47	60	-267	35	69
Total Revenue	-47	217	203	154	158	160	156	168	-172	119	172
Net Interest Income / (Expense)	189	179	170	129	130	133	137	142	138	150	152
Total Interest Income	266	271	266	207	203	204	202	202	189	175	158
Loans and Leases Interest Income	228	235	231	173	170	168	169	161	154	142	125
Investment Securities Interest Income	33	24	24	24	25	25	26	26	30	32	31
Federal Funds Sold and Securities Borrowed Interest Income	4.64	13	11	11	7.82	10	7.27	15	5.26	0.55	1.64
Total Interest Expense	77	92	96	79	73	70	65	60	51	25	5.65
Deposits Interest Expense	76	91	95	78	72	67	60	56	43	17	4.78
Long-Term Debt Interest Expense	0.81	0.47	0.83	0.25	0.25	2.95	5.36	4.03	7.64	7.55	0.87
Total Non-Interest Income	-236	37	34	25	28	27	19	26	-310	-31	20
Service Charges on Deposit Accounts	8.32	8.43	8.14	7.93	7.51	7.51	7.40	7.24	6.47	6.83	6.71
Other Service Charges	9.67	19	6.71	16	8.71	9.01	8.16	9.05	8.70	7.39	7.85
Net Realized & Unrealized Capital Gains on Investments	-269	-7.73	0.18	-7.29	-0.06	-0.88	-1.12	0.78	-334	2.18	1.39
Investment Banking Income	16	-	-	-	-	-	-	-	-	-	-
Other Non-Interest Income	-1.26	-0.66	3.59	1.76	4.99	4.97	-1.52	3.00	2.86	0.30	-2.25
Provision for Credit Losses	6.60	6.82	47	6.13	7.45	5.20	7.33	7.50	0.03	11	6.48
Total Non-Interest Expense	130	138	160	110	101	121	102	100	96	73	96
Salaries and Employee Benefits	80	79	94	65	64	68	61	62	62	29	61
Net Occupancy & Equipment Expense	29	34	34	28	26	26	22	22	21	18	21
Marketing Expense	1.73	2.82	1.58	1.91	1.52	2.69	1.77	2.11	1.02	2.95	2.12
Property & Liability Insurance Claims	3.29	3.87	3.20	4.51	2.29	13	2.81	3.03	2.55	1.54	1.58
Other Operating Expenses	8.80	10	21	9.63	6.73	11	14	10	8.46	22	9.36
Amortization Expense	7.81	7.35	6.21	0.50	0.50	0.51	0.50	0.50	0.29	-0.84	0.30
Income Tax Expense	34	11	2.84	12	10	2.31	-16	16	-65	4.15	17
Basic Earnings per Share	($1.09)	$0.29	($0.03)	$0.16	$0.24	$1.97	$0.36	$0.30	($1.20)	$0.27	$0.33
Weighted Average Basic Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Diluted Earnings per Share	($1.08)	$0.29	($0.03)	$0.16	$0.24	$1.97	$0.36	$0.30	($1.20)	$0.27	$0.33
Weighted Average Diluted Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Weighted Average Basic & Diluted Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Cash Dividends to Common per Share	$0.12	-	$0.11	$0.11	$0.11	-	$0.10	$0.10	$0.10	-	$0.10

This table details how cash moves in and out of Eastern Bankshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Net Change in Cash & Equivalents	314	524	-1,062	-822	1,691	103	-51
Net Cash From Operating Activities	284	262	230	174	70	196	205
Net Cash From Continuing Operating Activities	284	385	213	178	70	196	205
Net Income / (Loss) Continuing Operations	120	-63	187	155	23	135	123
Consolidated Net Income / (Loss)	120	232	200	155	23	135	123
Net Income / (Loss) Discontinued Operations	0.00	295	13	-	-	-	-
Provision For Loan Losses	67	20	18	-9.69	39	6.30	15
Depreciation Expense	27	12	12	12	16	19	20
Amortization Expense	-9.02	13	17	-43	-25	8.19	4.75
Non-Cash Adjustments to Reconcile Net Income	85	349	26	17	82	-2.48	-4.80
Changes in Operating Assets and Liabilities, net	-5.78	32	-46	47	-65	30	47
Net Cash From Discontinued Operating Activities	0.00	-124	17	-	-	-	-
Net Cash From Investing Activities	1,059	2,400	-1,077	-1,986	-2,390	-145	-647
Net Cash From Continuing Investing Activities	1,059	1,912	-1,063	-1,981	-2,390	-145	-647
Purchase of Property, Leasehold Improvements and Equipment	-14	-8.14	-8.63	-5.73	-5.14	-7.19	-9.03
Purchase of Investment Securities	-413	-284	-2,636	-3,338	-2,118	-290	-829
Sale of Property, Leasehold Improvements and Equipment	15	0.00	17	22	0.00	0.00	-
Divestitures	25	0.00	0.00	-	-	-	0.57
Sale and/or Maturity of Investments	1,515	2,827	1,583	971	464	294	193
Other Investing Activities, net	-69	-624	-19	369	-731	-142	-3.27
Net Cash From Discontinued Investing Activities	0.00	489	-13	-	-	-	-
Net Cash From Financing Activities	-1,029	-2,138	-216	989	4,012	52	391
Net Cash From Continuing Financing Activities	-1,029	-2,137	-215	989	4,012	52	391
Net Change in Deposits	-178	-1,378	-654	1,098	2,604	152	584
Issuance of Debt	-740	-693	707	-	-207	-	-
Repurchase of Common Equity	-28	0.00	-202	-23	0.00	0.00	-
Payment of Dividends	-83	-67	-66	-52	0.00	0.00	-
Other Financing Activities, Net	-0.94	0.00	0.00	-	-178	-1.06	-1.17
Net Cash From Discontinued Financing Activities	0.00	-0.96	-0.67	-	-	-	-
Cash Interest Paid	316	232	35	5.35	14	34	24
Cash Income Taxes Paid	19	66	42	43	35	31	30

This table details how cash moves in and out of Eastern Bankshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-638	117	139	12	46	84	-265	-1,264	1,968	11	-210
Net Cash From Operating Activities	47	89	108	54	33	53	36	72	101	3.44	61
Net Cash From Continuing Operating Activities	47	89	108	54	33	189	45	62	89	-4.15	51
Net Income / (Loss) Continuing Operations	-218	61	-6.19	26	39	32	63	44	-202	29	55
Consolidated Net Income / (Loss)	-218	61	-6.19	26	39	319	59	49	-194	42	55
Provision For Loan Losses	6.60	6.82	47	6.13	7.45	5.20	7.33	7.50	0.03	11	6.48
Depreciation Expense	10	10	10	3.41	3.33	3.25	2.99	3.07	2.99	3.06	1.60
Amortization Expense	-11	-8.89	-8.01	4.41	3.47	3.16	3.16	3.06	3.30	15	-2.12
Non-Cash Adjustments to Reconcile Net Income	214	28	24	14	18	87	-9.45	4.95	266	-10	13
Changes in Operating Assets and Liabilities, net	45	-8.40	41	-0.05	-38	37	-22	-0.93	19	-51	-23
Net Cash From Investing Activities	-81	-30	1,025	108	-44	545	109	-172	1,920	-504	-175
Net Cash From Continuing Investing Activities	-81	-30	1,025	108	-44	56	109	-172	1,920	-504	-161
Purchase of Property, Leasehold Improvements and Equipment	-1.80	-5.30	-1.73	-4.03	-2.49	-3.85	-2.10	-0.97	-1.22	-2.25	-1.52
Purchase of Investment Securities	-1,362	-409	-0.82	-	-3.79	-16	-81	-45	-142	-1,297	-169
Sale and/or Maturity of Investments	1,438	223	1,016	184	91	147	369	169	2,142	253	436
Other Investing Activities, net	-155	146	-14	-72	-129	-72	-177	-295	-79	542	-432
Net Cash From Financing Activities	-604	59	-994	-151	57	-513	-409	-1,164	-52	512	-96
Net Cash From Continuing Financing Activities	-604	59	-994	-151	57	-513	-409	-1,164	-51	512	-96
Net Change in Deposits	-522	75	-195	-129	71	172	-757	-361	-433	241	-430
Repayment of Debt	-11	-	-	-	-	-	-	-	-	-	-
Repurchase of Common Equity	-46	-15	-	-	-	-	-	-	-	-31	-29
Payment of Dividends	-24	-24	-22	-18	-18	-18	-16	-16	-16	-16	-16
Cash Interest Paid	69	81	84	87	63	66	61	58	47	23	5.57
Cash Income Taxes Paid	1.00	-0.48	-0.30	12	7.15	42	2.00	16	5.86	17	4.58

This table presents Eastern Bankshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Total Assets	25,558	21,133	22,647	23,512	15,964	11,629
Cash and Due from Banks	93	87	106	145	117	136
Trading Account Securities	4,442	4,857	7,167	8,511	3,184	1,509
Loans and Leases, Net of Allowance	17,549	13,799	13,420	12,157	9,594	8,899
Loans and Leases	17,778	13,948	13,563	12,255	9,707	8,981
Allowance for Loan and Lease Losses	229	149	142	98	113	82
Loans Held for Sale	0.37	1.12	4.54	1.21	1.14	0.03
Premises and Equipment, Net	67	60	62	81	49	57
Intangible Assets	1,050	566	568	650	377	378
Other Assets	2,308	1,753	1,304	14,124	2,643	650
Total Liabilities & Shareholders' Equity	25,558	21,133	22,647	23,512	15,964	11,629
Total Liabilities	21,946	18,158	20,175	20,106	12,536	10,029
Interest Bearing Deposits	21,319	17,618	18,997	19,649	12,169	9,567
Long-Term Debt	18	18	704	14	15	19
Other Long-Term Liabilities	560	514	460	443	352	242
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,612	2,975	2,472	3,406	3,428	1,600
Total Preferred & Common Equity	3,612	2,975	2,472	3,406	3,428	1,600
Total Common Equity	3,612	2,975	2,472	3,406	3,428	1,600
Common Stock	2,240	1,668	1,651	1,837	1,856	0.00
Retained Earnings	2,085	2,048	1,882	1,769	1,666	1,644
Accumulated Other Comprehensive Income / (Loss)	-584	-608	-923	-57	54	-44
Other Equity Adjustments	-128	-133	-138	-143	-148	0.00

This table presents Eastern Bankshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	24,986	25,507	21,044	21,175	21,146	21,583	22,721	22,043
Cash and Due from Banks	129	98	73	71	73	105	98	103
Trading Account Securities	4,445	4,591	4,535	4,731	4,717	4,985	5,171	7,327
Loans and Leases, Net of Allowance	17,691	17,502	13,954	13,907	13,745	13,799	13,521	12,753
Loans and Leases	17,916	17,756	14,110	14,056	13,900	13,947	13,662	12,885
Allowance for Loan and Lease Losses	224	254	156	149	155	148	141	132
Loans Held for Sale	8.06	1.99	1.31	2.20	24	2.84	3.07	0.95
Premises and Equipment, Net	65	79	61	60	59	60	61	63
Intangible Assets	1,042	1,058	565	566	567	659	660	662
Other Assets	1,571	2,154	1,844	1,827	1,945	1,973	3,194	1,134
Total Liabilities & Shareholders' Equity	24,986	25,507	21,044	21,175	21,146	21,583	22,721	22,043
Total Liabilities	21,403	21,836	18,077	18,222	18,700	19,057	20,141	19,627
Interest Bearing Deposits	20,797	21,246	17,558	17,691	17,449	18,204	18,567	18,755
Long-Term Debt	20	17	17	18	674	314	1,101	384
Other Long-Term Liabilities	551	548	490	502	560	525	461	471
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,583	3,671	2,967	2,953	2,447	2,527	2,579	2,416
Total Preferred & Common Equity	3,583	3,671	2,967	2,953	2,447	2,527	2,579	2,416
Total Common Equity	3,583	3,671	2,967	2,953	2,447	2,527	2,579	2,416
Common Stock	2,191	2,248	1,675	1,671	1,663	1,659	1,653	1,678
Retained Earnings	1,843	2,048	2,077	2,068	1,747	1,704	1,672	1,856
Accumulated Other Comprehensive Income / (Loss)	-324	-496	-654	-655	-830	-701	-610	-979
Other Equity Adjustments	-127	-129	-130	-132	-134	-135	-136	-139

This table displays calculated financial ratios and metrics derived from Eastern Bankshares' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Growth Metrics	-	-	-	-	-	-	-
Revenue Growth	133.97%	-51.51%	22.29%	-9.03%	-2.35%	4.02%	0.00%
EBITDA Growth	272.02%	-137.83%	83.69%	441.46%	-86.72%	10.87%	0.00%
EBIT Growth	223.63%	-152.89%	35.36%	390.22%	-79.44%	10.77%	0.00%
NOPAT Growth	235.56%	-147.29%	28.16%	540.03%	-83.17%	10.08%	0.00%
Net Income Growth	-48.50%	16.23%	29.16%	580.20%	-83.17%	10.08%	0.00%
EPS Growth	-53.85%	18.18%	34.44%	592.31%	0.00%	0.00%	0.00%
Operating Cash Flow Growth	8.46%	13.81%	31.78%	149.80%	-64.40%	-4.29%	0.00%
Free Cash Flow Firm Growth	-644.16%	-77.94%	156.81%	109.32%	-21.35%	0.00%	0.00%
Invested Capital Growth	21.28%	-5.77%	-7.15%	-0.65%	112.63%	0.00%	0.00%
Revenue Q/Q Growth	8.37%	15.14%	7.18%	-12.82%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	23.46%	-2.58%	23.52%	91.28%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	32.67%	-1.08%	7.07%	60.38%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	32.41%	-1.08%	2.79%	92.72%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	-68.31%	627.29%	3.74%	104.81%	0.00%	0.00%	0.00%
EPS Q/Q Growth	-71.79%	629.63%	6.14%	8.43%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	14.51%	23.22%	-16.05%	-4.46%	5.95%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	-8.22%	123.36%	-47.73%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	-1.60%	-4.09%	13.41%	-0.67%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-
EBITDA Margin	23.76%	-32.31%	41.42%	27.57%	4.63%	34.07%	31.97%
EBIT Margin	21.29%	-40.30%	36.95%	33.38%	6.19%	29.41%	27.62%
Profit (Net Income) Margin	16.34%	74.26%	30.98%	29.33%	3.92%	22.76%	21.51%
Tax Burden Percent	76.76%	-184.27%	83.85%	87.88%	63.34%	77.39%	77.87%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	23.24%	0.00%	21.71%	17.31%	36.66%	22.62%	22.13%
Return on Invested Capital (ROIC)	3.61%	-2.86%	5.66%	4.24%	0.90%	16.69%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	3.61%	85.91%	9.34%	68.02%	0.90%	16.69%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.02%	11.39%	1.14%	0.29%	0.01%	0.20%	0.00%
Return on Equity (ROE)	3.63%	8.53%	6.80%	4.53%	0.90%	16.89%	0.00%
Cash Return on Invested Capital (CROIC)	-15.63%	3.08%	13.07%	4.89%	-71.15%	-183.31%	0.00%
Operating Return on Assets (OROA)	0.67%	-0.58%	1.03%	0.89%	0.26%	1.50%	0.00%
Return on Assets (ROA)	0.51%	1.06%	0.87%	0.78%	0.16%	1.16%	0.00%
Return on Common Equity (ROCE)	3.63%	8.53%	6.80%	4.53%	0.90%	16.89%	0.00%
Return on Equity Simple (ROE_SIMPLE)	3.31%	7.80%	8.08%	4.54%	0.66%	8.44%	0.00%
Net Operating Profit after Tax (NOPAT)	120	-88	187	146	23	135	123
NOPAT Margin	16.34%	-28.21%	28.93%	27.60%	3.92%	22.76%	21.51%
Net Nonoperating Expense Percent (NNEP)	0.00%	-88.77%	-3.69%	-63.78%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	59.06%	112.56%	51.61%	60.65%	60.34%	58.00%	58.04%
Operating Expenses to Revenue	69.50%	133.89%	60.27%	68.46%	87.11%	69.53%	69.73%
Earnings before Interest and Taxes (EBIT)	156	-126	238	176	36	175	158
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	174	-101	267	145	27	202	182
Valuation Ratios	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.03	0.82	1.16	1.03	0.82	1.12	0.00
Price to Tangible Book Value (P/TBV)	1.45	1.01	1.51	1.28	0.92	1.47	0.00
Price to Revenue (P/Rev)	5.06	7.78	4.44	6.67	4.83	3.02	3.14
Price to Earnings (P/E)	30.97	10.48	14.34	22.73	123.14	13.27	14.61
Dividend Yield	2.61%	2.97%	2.47%	1.59%	0.00%	0.00%	0.00%
Earnings Yield	3.23%	9.55%	6.97%	4.40%	0.81%	7.53%	6.84%
Enterprise Value to Invested Capital (EV/IC)	1.00	0.79	1.09	0.99	0.78	1.04	0.00
Enterprise Value to Revenue (EV/Rev)	4.96	7.56	5.37	6.42	4.65	2.82	0.00
Enterprise Value to EBITDA (EV/EBITDA)	20.88	0.00	12.97	23.28	100.48	8.29	0.00
Enterprise Value to EBIT (EV/EBIT)	23.29	0.00	14.54	19.23	75.15	9.60	0.00
Enterprise Value to NOPAT (EV/NOPAT)	30.34	0.00	18.57	23.26	118.66	12.41	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	12.78	9.03	15.06	19.40	38.63	8.54	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	24.85	8.04	20.17	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-
Debt to Equity	0.00	0.01	0.28	0.00	0.00	0.01	0.00
Long-Term Debt to Equity	0.00	0.01	0.28	0.00	0.00	0.01	0.00
Financial Leverage	0.01	0.13	0.12	0.00	0.01	0.01	0.00
Leverage Ratio	7.09	8.04	7.85	5.78	5.49	7.27	0.00
Compound Leverage Factor	7.09	8.04	7.85	5.78	5.49	7.27	0.00
Debt to Total Capital	0.48%	0.59%	22.17%	0.41%	0.42%	1.17%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.48%	0.59%	22.17%	0.41%	0.42%	1.17%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	99.52%	99.41%	77.83%	99.59%	99.58%	98.83%	0.00%
Debt to EBITDA	0.10	-0.18	2.64	0.10	0.54	0.09	0.00
Net Debt to EBITDA	-0.43	0.69	2.24	-0.90	-3.80	-0.58	0.00
Long-Term Debt to EBITDA	0.10	-0.18	2.64	0.10	0.54	0.09	0.00
Debt to NOPAT	0.15	-0.20	3.78	0.10	0.64	0.14	0.00
Net Debt to NOPAT	-0.63	0.79	3.21	-0.90	-4.48	-0.86	0.00
Long-Term Debt to NOPAT	0.15	-0.20	3.78	0.10	0.64	0.14	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-517	95	431	168	-1,801	-1,484	0.00
Operating Cash Flow to CapEx	0.00%	3,214.89%	0.00%	0.00%	1,357.91%	2,730.25%	2,269.30%
Free Cash Flow to Firm to Interest Expense	-1.53	0.39	11.61	31.48	-149.11	-43.97	0.00
Operating Cash Flow to Interest Expense	0.84	1.06	6.19	32.73	5.78	5.81	8.16
Operating Cash Flow Less CapEx to Interest Expense	0.84	1.03	6.43	35.77	5.36	5.60	7.80
Efficiency Ratios	-	-	-	-	-	-	-
Asset Turnover	0.03	0.01	0.03	0.03	0.04	0.05	0.00
Fixed Asset Turnover	11.54	5.10	8.99	8.09	10.85	10.33	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-
Invested Capital	3,630	2,993	3,176	3,420	3,443	1,619	0.00
Invested Capital Turnover	0.22	0.10	0.20	0.15	0.23	0.73	0.00
Increase / (Decrease) in Invested Capital	637	-183	-244	-22	1,824	1,619	0.00
Enterprise Value (EV)	3,628	2,363	3,463	3,385	2,698	1,676	0.00
Market Capitalization	3,703	2,432	2,865	3,516	2,800	1,793	1,793
Book Value per Share	$16.83	$16.86	$13.99	$18.24	$18.36	$8.92	$0.00
Tangible Book Value per Share	$11.93	$13.65	$10.78	$14.76	$16.34	$6.82	$0.00
Total Capital	3,630	2,993	3,176	3,420	3,443	1,619	0.00
Total Debt	18	18	704	14	15	19	0.00
Total Long-Term Debt	18	18	704	14	15	19	0.00
Net Debt	-75	-69	598	-131	-102	-117	0.00
Capital Expenditures (CapEx)	-1.58	8.14	-8.69	-16	5.14	7.19	9.03
Net Nonoperating Expense (NNE)	0.00	-320	-13	-9.13	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	18	18	704	14	15	19	0.00
Total Depreciation and Amortization (D&A)	18	25	29	-31	-9.05	28	25
Earnings Adjustments	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.66	$1.43	$1.21	$0.90	$0.13	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	0.00	0.00
Adjusted Diluted Earnings per Share	$0.66	$1.43	$1.21	$0.90	$0.13	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	212.99M	176.43M	176.17M	184.44M	186.76M	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	120	-88	187	146	23	138	123
Normalized NOPAT Margin	16.34%	-28.21%	28.93%	27.60%	3.92%	23.18%	21.51%
Pre Tax Income Margin	21.29%	-40.30%	36.95%	33.38%	6.19%	29.41%	27.62%
Debt Service Ratios	-	-	-	-	-	-	-
EBIT to Interest Expense	0.46	-0.51	6.42	33.01	2.97	5.17	6.27
NOPAT to Interest Expense	0.35	-0.36	5.02	27.29	1.88	4.00	4.89
EBIT Less CapEx to Interest Expense	0.46	-0.55	6.65	36.06	2.55	4.96	5.91
NOPAT Less CapEx to Interest Expense	0.36	-0.39	5.26	30.34	1.46	3.79	4.53
Payout Ratios	-	-	-	-	-	-	-
Dividend Payout Ratio	69.04%	28.72%	32.98%	33.34%	0.00%	0.00%	0.00%
Augmented Payout Ratio	92.19%	28.72%	133.91%	48.35%	0.00%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Eastern Bankshares' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-129.96%	35.30%	30.07%	-8.22%	191.87%	34.57%	-8.93%	-6.59%	-198.28%	57.06%	17.69%
EBITDA Growth	-430.42%	82.18%	-102.04%	-31.07%	121.34%	-24.03%	-22.49%	-9.14%	-462.86%	2,413.76%	45.96%
EBIT Growth	-475.85%	113.42%	-107.09%	-37.04%	118.30%	-3.84%	-31.92%	-10.51%	-504.27%	80.94%	43.45%
NOPAT Growth	-433.16%	92.87%	-103.70%	-40.72%	120.64%	1.59%	20.18%	-13.20%	-463.43%	19.50%	42.32%
Net Income Growth	-663.22%	-80.92%	-110.47%	-45.88%	119.91%	653.07%	7.92%	-4.91%	-476.77%	20.54%	47.62%
EPS Growth	-550.00%	-85.28%	-108.33%	-46.67%	120.00%	629.63%	9.09%	-3.23%	-500.00%	35.00%	50.00%
Operating Cash Flow Growth	45.31%	68.16%	200.86%	-25.05%	-67.60%	1,434.61%	-40.70%	-25.67%	47.01%	-92.75%	-10.04%
Free Cash Flow Firm Growth	-201.75%	-368.26%	-122.74%	-82.81%	188.54%	-22.04%	-136.82%	-108.43%	-296.13%	470.93%	141.47%
Invested Capital Growth	21.30%	21.28%	18.22%	5.07%	-19.28%	-5.77%	11.42%	3.98%	21.77%	-7.15%	-18.68%
Revenue Q/Q Growth	-121.81%	6.47%	32.07%	-2.28%	-1.53%	2.36%	-6.81%	197.81%	-244.24%	-30.74%	-4.42%
EBITDA Q/Q Growth	-351.26%	6,825.05%	-102.38%	-17.79%	38.38%	-24.70%	-19.63%	125.46%	-710.62%	-23.17%	-5.78%
EBIT Q/Q Growth	-354.84%	2,252.64%	-108.82%	-22.35%	44.71%	-28.48%	-21.66%	122.57%	-860.50%	-49.37%	2.98%
NOPAT Q/Q Growth	-311.87%	2,689.20%	-108.91%	-31.87%	22.65%	-50.35%	42.88%	123.73%	-703.65%	-41.27%	3.20%
Net Income Q/Q Growth	-458.17%	1,082.08%	-123.50%	-31.87%	-87.87%	438.80%	21.49%	125.07%	-558.92%	-22.79%	7.04%
EPS Q/Q Growth	-472.41%	1,066.67%	-118.75%	-33.33%	-87.82%	447.22%	20.00%	125.00%	-544.44%	-18.18%	6.45%
Operating Cash Flow Q/Q Growth	-46.66%	-18.06%	99.45%	66.69%	-38.28%	46.61%	-50.31%	-27.95%	2,823.79%	-94.34%	-37.72%
Free Cash Flow Firm Q/Q Growth	-32.15%	-0.95%	-384.66%	-115.74%	248.39%	183.83%	-297.77%	92.38%	-406.78%	-60.41%	-8.93%
Invested Capital Q/Q Growth	-0.73%	-1.60%	23.57%	0.49%	-0.74%	-4.09%	9.83%	-22.81%	15.88%	13.41%	2.50%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	0.00%	33.85%	-0.54%	29.76%	35.37%	25.14%	34.17%	39.62%	0.00%	44.54%	40.15%
EBIT Margin	0.00%	33.33%	-1.65%	24.68%	31.05%	21.13%	30.24%	35.97%	0.00%	29.57%	40.45%
Profit (Net Income) Margin	0.00%	28.06%	-3.04%	17.10%	24.52%	199.01%	37.81%	29.00%	0.00%	35.56%	31.90%
Tax Burden Percent	118.34%	84.20%	184.55%	69.29%	78.97%	941.79%	125.01%	80.62%	72.57%	120.26%	78.86%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	15.80%	0.00%	30.71%	21.03%	6.83%	-34.21%	26.41%	0.00%	11.81%	23.97%
Return on Invested Capital (ROIC)	0.00%	6.20%	-0.23%	3.69%	4.73%	2.00%	3.72%	2.73%	0.00%	5.10%	5.93%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	6.20%	-1.34%	3.69%	4.73%	81.52%	2.90%	5.31%	0.00%	8.24%	6.92%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.03%	-0.15%	0.22%	0.96%	10.80%	0.63%	0.33%	0.00%	1.01%	0.47%
Return on Equity (ROE)	0.00%	6.23%	-0.38%	3.91%	5.69%	12.80%	4.35%	3.06%	0.00%	6.11%	6.40%
Cash Return on Invested Capital (CROIC)	-20.89%	-15.63%	-14.04%	0.54%	26.70%	3.08%	-13.75%	-6.48%	-21.63%	13.07%	26.41%
Operating Return on Assets (OROA)	0.00%	1.04%	-0.05%	0.73%	0.91%	0.30%	0.38%	0.47%	0.00%	0.83%	1.23%
Return on Assets (ROA)	0.00%	0.88%	-0.09%	0.50%	0.72%	2.84%	0.48%	0.38%	0.00%	0.99%	0.97%
Return on Common Equity (ROCE)	0.00%	6.23%	-0.38%	3.91%	5.69%	12.80%	4.35%	3.06%	0.00%	6.11%	6.40%
Return on Equity Simple (ROE_SIMPLE)	-3.82%	0.00%	10.28%	14.91%	15.74%	0.00%	-1.80%	-1.91%	-1.78%	0.00%	7.97%
Net Operating Profit after Tax (NOPAT)	-129	61	-2.35	26	39	32	63	44	-187	31	53
NOPAT Margin	0.00%	28.06%	-1.15%	17.10%	24.52%	19.69%	40.59%	26.47%	0.00%	26.08%	30.76%
Net Nonoperating Expense Percent (NNEP)	471.61%	0.00%	1.11%	0.00%	0.00%	-79.52%	0.82%	-2.59%	1.23%	-3.14%	-0.99%
SG&A Expenses to Revenue	0.00%	53.50%	63.58%	61.84%	58.17%	60.24%	54.20%	51.36%	0.00%	42.32%	49.23%
Operating Expenses to Revenue	0.00%	63.52%	78.55%	71.34%	64.22%	75.62%	65.07%	59.56%	0.00%	61.28%	55.77%
Earnings before Interest and Taxes (EBIT)	-184	72	-3.35	38	49	34	47	60	-267	35	69
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-184	73	-1.09	46	56	40	53	66	-261	53	69
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.97	1.03	0.96	0.83	0.82	0.82	0.88	0.83	0.83	1.16	1.37
Price to Tangible Book Value (P/TBV)	1.37	1.45	1.35	1.03	1.01	1.01	1.14	1.12	1.11	1.51	1.89
Price to Revenue (P/Rev)	6.63	5.06	5.24	3.93	3.76	7.78	7.89	7.30	7.13	4.44	5.52
Price to Earnings (P/E)	0.00	30.97	9.37	5.58	5.19	10.48	0.00	0.00	0.00	14.34	17.24
Dividend Yield	2.80%	2.61%	2.68%	3.08%	3.07%	2.97%	3.29%	3.37%	3.31%	2.47%	2.04%
Earnings Yield	0.00%	3.23%	10.67%	17.92%	19.28%	9.55%	0.00%	0.00%	0.00%	6.97%	5.80%
Enterprise Value to Invested Capital (EV/IC)	0.94	1.00	0.94	0.81	0.79	0.79	0.88	0.81	0.85	1.09	1.29
Enterprise Value to Revenue (EV/Rev)	6.43	4.96	5.12	3.84	3.67	7.56	10.10	8.02	10.49	5.37	5.98
Enterprise Value to EBITDA (EV/EBITDA)	0.00	20.88	24.54	12.36	10.92	0.00	0.00	0.00	0.00	12.97	16.65
Enterprise Value to EBIT (EV/EBIT)	0.00	23.29	29.41	14.36	12.38	0.00	0.00	0.00	0.00	14.54	16.18
Enterprise Value to NOPAT (EV/NOPAT)	0.00	30.34	38.25	15.09	13.24	0.00	0.00	0.00	0.00	18.57	19.84
Enterprise Value to Operating Cash Flow (EV/OCF)	11.34	12.78	13.93	13.75	12.17	9.03	12.91	9.71	11.96	15.06	13.14
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	152.23	2.66	24.85	0.00	0.00	0.00	8.04	4.37
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.01	0.00	0.00	0.01	0.01	0.01	0.28	0.12	0.43	0.28	0.16
Long-Term Debt to Equity	0.01	0.00	0.00	0.01	0.01	0.01	0.28	0.12	0.43	0.28	0.16
Financial Leverage	0.01	0.01	0.11	0.06	0.20	0.13	0.22	0.06	0.20	0.12	0.07
Leverage Ratio	7.06	7.09	7.63	7.76	7.93	8.04	8.88	8.38	8.15	7.85	6.76
Compound Leverage Factor	7.06	7.09	7.63	7.76	7.93	8.04	8.88	8.38	8.15	7.85	6.76
Debt to Total Capital	0.56%	0.48%	0.47%	0.58%	0.59%	0.59%	21.59%	11.05%	29.92%	22.17%	13.72%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.56%	0.48%	0.47%	0.58%	0.59%	0.59%	21.59%	11.05%	29.92%	22.17%	13.72%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	99.44%	99.52%	99.53%	99.42%	99.41%	99.41%	78.41%	88.95%	70.08%	77.83%	86.28%
Debt to EBITDA	-0.30	0.10	0.12	0.09	0.08	-0.18	-6.84	-3.78	-14.43	2.64	1.78
Net Debt to EBITDA	1.64	-0.43	-0.58	-0.28	-0.25	0.69	-6.10	-2.52	-13.14	2.24	1.30
Long-Term Debt to EBITDA	-0.30	0.10	0.12	0.09	0.08	-0.18	-6.84	-3.78	-14.43	2.64	1.78
Debt to NOPAT	-0.37	0.15	0.19	0.11	0.10	-0.20	-7.72	-4.38	-16.49	3.78	2.12
Net Debt to NOPAT	2.01	-0.63	-0.90	-0.35	-0.30	0.79	-6.89	-2.91	-15.02	3.21	1.55
Long-Term Debt to NOPAT	-0.37	0.15	0.19	0.11	0.10	-0.20	-7.72	-4.38	-16.49	3.78	2.12
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-761	-576	-571	-118	748	215	-256	-64	-845	276	696
Operating Cash Flow to CapEx	2,627.48%	1,674.58%	6,261.83%	1,348.00%	1,310.50%	1,370.39%	1,713.62%	7,443.58%	8,259.65%	153.07%	0.00%
Free Cash Flow to Firm to Interest Expense	-9.91	-6.29	-5.94	-1.50	10.29	3.05	-3.94	-1.07	-16.71	11.02	123.21
Operating Cash Flow to Interest Expense	0.62	0.97	1.13	0.69	0.45	0.75	0.55	1.20	1.99	0.14	10.75
Operating Cash Flow Less CapEx to Interest Expense	0.59	0.91	1.11	0.64	0.41	0.70	0.52	1.19	1.96	0.05	11.38
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.02	0.03	0.03	0.03	0.03	0.01	0.01	0.01	0.01	0.03	0.03
Fixed Asset Turnover	8.43	11.54	9.80	10.43	10.62	5.10	4.44	4.46	4.45	8.99	11.21
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	3,603	3,630	3,688	2,985	2,970	2,993	3,120	2,841	3,680	3,176	2,800
Invested Capital Turnover	0.16	0.22	0.20	0.22	0.19	0.10	0.09	0.10	0.09	0.20	0.19
Increase / (Decrease) in Invested Capital	633	637	568	144	-710	-183	320	109	658	-244	-643
Enterprise Value (EV)	3,385	3,628	3,454	2,414	2,358	2,363	2,742	2,302	3,134	3,463	3,600
Market Capitalization	3,493	3,703	3,534	2,469	2,412	2,432	2,142	2,093	2,131	2,865	3,319
Book Value per Share	$16.82	$16.83	$17.02	$16.80	$16.72	$16.86	$13.87	$14.33	$14.64	$13.99	$13.55
Tangible Book Value per Share	$11.93	$11.93	$12.12	$13.60	$13.51	$13.65	$10.66	$10.59	$10.89	$10.78	$9.83
Total Capital	3,603	3,630	3,688	2,985	2,970	2,993	3,120	2,841	3,680	3,176	2,800
Total Debt	20	18	17	17	18	18	674	314	1,101	704	384
Total Long-Term Debt	20	18	17	17	18	18	674	314	1,101	704	384
Net Debt	-109	-75	-81	-55	-54	-69	601	209	1,003	598	281
Capital Expenditures (CapEx)	1.80	5.30	1.73	4.03	2.49	3.85	2.10	0.97	1.22	2.25	-3.60
Net Nonoperating Expense (NNE)	89	0.00	3.84	0.00	0.00	-287	4.35	-4.24	6.87	-11	-1.97
Net Nonoperating Obligations (NNO)	20	18	17	17	18	18	674	314	1,101	704	384
Total Depreciation and Amortization (D&A)	-0.25	1.13	2.26	7.82	6.80	6.42	6.15	6.13	6.29	18	-0.52
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($1.09)	$0.29	($0.03)	$0.16	$0.24	$1.97	$0.36	$0.30	($1.20)	$0.27	$0.33
Adjusted Weighted Average Basic Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Adjusted Diluted Earnings per Share	($1.08)	$0.29	($0.03)	$0.16	$0.24	$1.97	$0.36	$0.30	($1.20)	$0.27	$0.33
Adjusted Weighted Average Diluted Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	211.09M	212.99M	214.66M	215.65M	176.63M	176.43M	176.43M	176.38M	176.33M	176.17M	176.68M
Normalized Net Operating Profit after Tax (NOPAT)	-129	61	-2.35	26	39	32	33	44	-187	31	53
Normalized NOPAT Margin	0.00%	28.06%	-1.15%	17.10%	24.52%	19.69%	21.17%	26.47%	0.00%	26.08%	30.76%
Pre Tax Income Margin	0.00%	33.33%	-1.65%	24.68%	31.05%	21.13%	30.24%	35.97%	0.00%	29.57%	40.45%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-2.39	0.79	-0.03	0.48	0.67	0.48	0.73	1.00	-5.29	1.41	12.30
NOPAT to Interest Expense	-1.68	0.66	-0.02	0.33	0.53	0.45	0.98	0.74	-3.70	1.24	9.35
EBIT Less CapEx to Interest Expense	-2.42	0.73	-0.05	0.43	0.64	0.43	0.70	0.99	-5.31	1.32	12.93
NOPAT Less CapEx to Interest Expense	-1.70	0.61	-0.04	0.28	0.50	0.39	0.94	0.72	-3.73	1.15	9.99
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	-64.89%	69.04%	20.21%	15.89%	14.71%	28.72%	-147.21%	-134.06%	-142.13%	32.98%	32.95%
Augmented Payout Ratio	-119.11%	92.19%	23.56%	15.89%	14.71%	28.72%	-217.26%	-134.06%	-142.13%	133.91%	133.70%

Frequently Asked Questions About Eastern Bankshares' Financials

When does Eastern Bankshares's financial year end?

According to the most recent income statement we have on file, Eastern Bankshares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Eastern Bankshares' net income changed over the last 6 years?

Eastern Bankshares' net income appears to be on an upward trend, with a most recent value of $119.56 million in 2024, falling from $122.73 million in 2018. The previous period was $232.18 million in 2023. Find out what analysts predict for Eastern Bankshares in the coming months.

How has Eastern Bankshares revenue changed over the last 6 years?

Over the last 6 years, Eastern Bankshares' total revenue changed from $570.64 million in 2018 to $731.51 million in 2024, a change of 28.2%.

How much debt does Eastern Bankshares have?

Eastern Bankshares' total liabilities were at $21.95 billion at the end of 2024, a 20.9% increase from 2023, and a 118.8% increase since 2019.

How much cash does Eastern Bankshares have?

In the past 5 years, Eastern Bankshares' cash and equivalents has ranged from $87.23 million in 2023 to $144.63 million in 2021, and is currently $92.59 million as of their latest financial filing in 2024.

How has Eastern Bankshares' book value per share changed over the last 6 years?

Over the last 6 years, Eastern Bankshares' book value per share changed from 0.00 in 2018 to 16.83 in 2024, a change of 1,682.6%.

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This page (NASDAQ:EBC) was last updated on 5/25/2025 by MarketBeat.com Staff

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Eastern Bankshares (EBC) Financials

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