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Origin Bancorp (OBK) Financials

Origin Bancorp logo
$45.35 -0.92 (-1.99%)
Closing price 05/15/2026 03:59 PM Eastern
Extended Trading
$45.44 +0.09 (+0.19%)
As of 05/15/2026 05:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Origin Bancorp

Annual Income Statements for Origin Bancorp

This table shows Origin Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 8.14 9.83 49 54 36 109 88 84 76 75
Consolidated Net Income / (Loss)		 13 15 52 54 36 109 88 84 76 75
Net Income / (Loss) Continuing Operations		 13 15 52 54 36 109 88 84 76 75
Total Pre-Tax Income 		16 20 62 67 44 132 107 106 97 96
Total Revenue		 163 159 195 220 256 278 333 358 356 391
Net Interest Income / (Expense)		 121 130 153 174 192 216 275 300 300 331
Total Interest Income		 139 153 188 227 229 242 327 523 565 538
Loans and Leases Interest Income		 128 139 169 207 209 219 286 467 517 478
Investment Securities Interest Income		 11 14 19 20 20 23 40 57 47 60
Total Interest Expense		 18 22 35 53 37 25 51 224 264 207
Deposits Interest Expense		 15 19 30 45 27 13 34 196 255 199
Long-Term Debt Interest Expense		 3.22 2.97 4.97 8.65 10 12 18 27 9.35 7.50
Total Non-Interest Income		 42 29 41 46 65 62 57 58 55 60
Other Service Charges		 9.58 6.24 6.52 8.45 9.86 14 8.35 12 12 18
Net Realized & Unrealized Capital Gains on Investments		 0.14 -13 2.62 -0.32 -0.56 7.28 1.66 -1.13 -9.09 -8.67
Other Non-Interest Income		 32 36 32 38 55 41 47 47 52 50
Provision for Credit Losses		 30 8.34 1.01 9.57 60 -11 25 17 7.45 46
Total Non-Interest Expense		 117 131 131 144 152 157 200 235 251 249
Salaries and Employee Benefits		 64 71 80 89 91 93 119 139 149 151
Net Occupancy & Equipment Expense		 28 27 28 30 31 33 39 49 53 56
Marketing Expense		 2.85 2.92 4.28 3.81 3.71 3.44 4.43 5.99 6.15 5.56
Property & Liability Insurance Claims		 3.23 2.87 2.46 1.69 3.83 2.90 3.55 6.46 6.90 5.53
Other Operating Expenses		 19 27 16 18 21 24 23 25 28 24
Amortization Expense		 - - 0.96 1.32 1.06 0.84 5.49 9.63 7.98 6.61
Income Tax Expense		 2.92 5.81 11 13 8.00 24 20 22 21 20
Basic Earnings per Share		 $0.46 $0.51 $2.21 $2.30 $1.56 $4.63 $3.29 $2.72 $2.46 $2.42
Weighted Average Basic Shares Outstanding		 - - 23.75M - 23.51M 23.75M 30.77M 30.99M 31.21M 30.98M
Diluted Earnings per Share		 $0.46 $0.50 $2.20 $2.28 $1.55 $4.60 $3.28 $2.71 $2.45 $2.40
Weighted Average Diluted Shares Outstanding		 - - 23.75M - 23.51M 23.75M 30.77M 30.99M 31.21M 30.98M
Weighted Average Basic & Diluted Shares Outstanding		 - - 23.75M - 23.51M 23.75M 30.77M 30.99M 31.21M 30.98M
Cash Dividends to Common per Share		 $0.13 $0.13 $0.13 $0.25 $0.38 $0.49 $0.58 $0.60 $0.60 $0.60

Quarterly Income Statements for Origin Bancorp

This table shows Origin Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 24 13 23 21 19 14 22 15 8.62 30 28
Consolidated Net Income / (Loss)		 24 13 23 21 19 14 22 15 8.62 30 28
Net Income / (Loss) Continuing Operations		 24 13 23 21 19 14 22 15 8.62 30 28
Total Pre-Tax Income 		30 18 29 27 24 18 29 19 11 37 35
Total Revenue		 92 81 91 96 91 78 94 84 110 103 104
Net Interest Income / (Expense)		 74 73 73 74 75 78 78 82 84 87 87
Total Interest Income		 135 135 139 142 144 140 133 135 136 135 131
Loans and Leases Interest Income		 121 124 127 130 133 127 117 121 120 119 114
Investment Securities Interest Income		 14 12 12 12 11 13 15 13 16 15 17
Total Interest Expense		 61 62 65 68 69 61 54 53 52 48 44
Deposits Interest Expense		 56 60 63 65 67 60 52 50 51 47 44
Long-Term Debt Interest Expense		 5.72 2.73 2.54 2.44 2.40 1.97 2.31 2.35 1.41 1.44 0.35
Total Non-Interest Income		 18 8.20 17 22 16 -0.33 16 1.37 26 17 17
Other Service Charges		 3.24 3.19 2.71 3.80 2.65 2.89 3.74 4.77 6.32 3.22 3.20
Net Realized & Unrealized Capital Gains on Investments		 2.92 -4.61 -0.27 5.26 0.60 -15 -1.69 -16 7.52 1.86 -1.52
Other Non-Interest Income		 12 9.62 15 13 13 11 14 13 12 12 15
Provision for Credit Losses		 3.52 2.74 3.01 5.23 4.60 -5.40 3.44 2.86 37 3.16 4.97
Total Non-Interest Expense		 59 61 59 64 63 65 62 62 62 63 64
Salaries and Employee Benefits		 35 36 36 38 38 36 38 38 38 37 38
Net Occupancy & Equipment Expense		 12 13 12 14 13 14 14 14 14 14 14
Marketing Expense		 1.37 1.69 1.44 1.33 1.45 1.93 1.13 1.16 1.52 1.75 1.36
Property & Liability Insurance Claims		 1.91 1.86 1.73 1.84 1.79 1.54 1.39 1.35 1.27 1.53 1.34
Other Operating Expenses		 6.06 6.25 5.28 7.42 6.13 9.54 5.58 5.48 6.00 7.16 7.25
Amortization Expense		 2.26 2.26 2.14 2.14 1.91 1.80 1.76 1.77 1.58 1.50 1.49
Income Tax Expense		 5.76 4.12 6.23 5.75 5.07 3.73 6.14 4.01 2.36 7.93 7.58
Basic Earnings per Share		 $0.79 $0.43 $0.73 $0.68 $0.60 $0.45 $0.72 $0.47 $0.28 $0.95 $0.89
Weighted Average Basic Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Diluted Earnings per Share		 $0.79 $0.43 $0.73 $0.67 $0.60 $0.45 $0.71 $0.47 $0.27 $0.95 $0.89
Weighted Average Diluted Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Weighted Average Basic & Diluted Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Cash Dividends to Common per Share		 $0.15 - $0.15 $0.15 $0.15 - $0.15 $0.15 $0.15 - $0.15

Annual Cash Flow Statements for Origin Bancorp

This table details how cash moves in and out of Origin Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -16 -73 -71 175 86 328 -347 -79 190 -46
Net Cash From Operating Activities		 55 62 78 62 0.89 171 146 130 108 159
Net Cash From Continuing Operating Activities		 55 62 78 62 0.89 171 146 130 108 159
Net Income / (Loss) Continuing Operations		 13 15 52 54 36 109 88 84 76 75
Consolidated Net Income / (Loss)		 13 15 52 54 36 109 88 84 76 75
Provision For Loan Losses		 30 8.34 - 9.57 60 -11 25 17 7.45 46
Depreciation Expense		 7.85 5.85 5.87 6.71 6.88 6.83 12 18 17 17
Amortization Expense		 3.60 4.05 3.04 2.58 6.02 9.58 10 6.71 6.55 2.39
Non-Cash Adjustments to Reconcile Net Income		 -0.57 23 3.58 -19 -105 51 14 3.97 -3.25 20
Changes in Operating Assets and Liabilities, net		 0.77 6.49 14 8.04 -3.14 6.31 -3.20 1.06 4.43 -1.73
Net Cash From Investing Activities		 -155 -198 -765 -291 -2,116 13 -456 -130 232 -114
Net Cash From Continuing Investing Activities		 -155 -198 -765 -291 -2,116 13 -440 -154 232 -114
Purchase of Property, Leasehold Improvements and Equipment		 -7.93 -3.03 -5.48 -11 -7.20 -5.02 -8.47 -27 -22 -7.87
Purchase of Investment Securities		 -4,317 -4,971 -5,598 -4,704 -15,165 -16,847 -9,699 -6,485 -9,870 -11,101
Sale of Property, Leasehold Improvements and Equipment		 0.04 4.41 0.11 0.03 0.00 0.02 0.00 0.05 5.57 0.13
Sale and/or Maturity of Investments		 4,170 4,772 4,845 4,424 13,056 16,865 9,197 6,357 10,118 10,995
Net Cash From Financing Activities		 84 63 617 404 2,201 144 -36 -78 -151 -91
Net Cash From Continuing Financing Activities		 84 63 617 404 2,201 144 -36 -78 -151 -91
Net Change in Deposits		 55 69 271 445 1,523 819 -361 475 -28 84
Issuance of Debt		 2.98 0.00 918 2,915 2,254 5,726 10,055 6,065 1,685 1,557
Repayment of Debt		 -7.74 -1.29 -618 -2,917 -1,878 -6,390 -9,725 -6,583 -1,790 -1,705
Repurchase of Common Equity		 - - 0.00 -10 -0.72 -1.26 - 0.00 0.00 -16
Payment of Dividends		 -5.76 -7.00 -5.94 -5.86 -8.85 -12 -16 -19 -19 -19
Other Financing Activities, Net		 -4.94 2.51 4.67 -23 311 1.19 11 -18 1.01 7.83
Cash Interest Paid		 19 23 34 53 36 26 50 215 268 212
Cash Income Taxes Paid		 7.09 5.27 0.68 10 25 21 -6.26 0.38 24 34

Quarterly Cash Flow Statements for Origin Bancorp

This table details how cash moves in and out of Origin Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -161 -25 11 -3.46 33 149 16 -152 293 -203 242
Net Cash From Operating Activities		 25 29 27 12 40 30 36 21 59 43 53
Net Cash From Continuing Operating Activities		 25 29 27 12 40 30 36 21 59 43 53
Net Income / (Loss) Continuing Operations		 24 13 23 21 19 14 22 15 8.62 30 28
Consolidated Net Income / (Loss)		 24 13 23 21 19 14 22 15 8.62 30 28
Provision For Loan Losses		 3.52 2.74 3.01 5.23 4.60 -5.40 3.44 2.86 37 3.16 4.97
Depreciation Expense		 4.24 4.30 4.08 4.15 4.04 4.53 5.25 4.02 3.83 3.71 3.78
Amortization Expense		 2.23 2.05 1.63 1.64 1.69 1.59 0.99 0.96 0.41 0.03 0.25
Non-Cash Adjustments to Reconcile Net Income		 -5.79 14 -11 -11 9.41 9.22 5.95 17 3.28 -4.79 2.29
Changes in Operating Assets and Liabilities, net		 -3.18 -7.44 6.39 -9.36 1.23 5.66 -2.49 -19 6.35 12 14
Net Cash From Investing Activities		 265 2.74 -162 -43 32 405 -58 -64 154 -146 -244
Net Cash From Continuing Investing Activities		 259 -6.21 -162 -43 32 405 -58 -64 154 -146 -244
Purchase of Property, Leasehold Improvements and Equipment		 -8.26 -9.32 -3.91 -5.36 -7.33 -5.45 -0.75 -1.03 -2.53 -3.56 -4.97
Purchase of Investment Securities		 -1,940 -983 -1,854 -2,415 -3,000 -2,547 -2,009 -3,174 -2,598 -3,321 -4,024
Sale of Property, Leasehold Improvements and Equipment		 0.05 - 0.02 3.54 0.02 2.00 0.11 - - 0.01 0.00
Sale and/or Maturity of Investments		 2,207 986 1,696 2,374 3,039 2,955 1,951 3,111 2,754 3,179 3,784
Net Cash From Financing Activities		 -451 -57 146 27 -38 -285 38 -109 80 -100 433
Net Cash From Continuing Financing Activities		 -451 -57 146 27 -38 -285 38 -109 80 -100 433
Net Change in Deposits		 -116 -123 254 5.38 -24 -263 115 -215 209 -25 449
Issuance of Debt		 150 175 670 755 260 - 117 1,315 50 75 82
Repayment of Debt		 -480 -108 -774 -726 -270 -20 -189 -1,200 -165 -151 -82
Repurchase of Common Equity		 - - - - - - 0.00 - -9.51 -1.91 -6.83
Payment of Dividends		 -4.66 -4.66 -4.67 -4.68 -4.72 -4.68 -4.75 -4.73 -4.70 -4.70 -4.70
Other Financing Activities, Net		 -0.36 3.69 -0.30 -2.27 0.84 2.74 0.55 0.51 0.09 6.69 -4.08
Cash Interest Paid		 58 64 62 67 70 69 55 54 53 49 44
Cash Income Taxes Paid		 0.01 -0.10 -2.07 20 5.86 0.00 1.35 24 8.68 0.64 -0.36

Annual Balance Sheets for Origin Bancorp

This table presents Origin Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2017 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 4,154 5,325 7,628 7,861 9,686 9,723 9,679 9,725
Cash and Due from Banks		 78 62 61 839 150 127 133 73
Interest Bearing Deposits at Other Banks		 109 229 317 572 209 153 337 351
Trading Account Securities		 460 552 1,117 - 1,727 1,327 1,211 1,233
Loans and Leases, Net of Allowance		 0.00 4,134 0.00 0.00 7,003 7,564 7,483 7,574
Loans Held for Sale		 3,269 65 192 - 50 17 10 1.03
Premises and Equipment, Net		 77 80 82 81 100 119 127 124
Goodwill		 - - - 34 129 129 129 129
Intangible Assets		 24 32 30 17 50 45 37 33
Other Assets		 136 170 192 180 269 241 212 207
Total Liabilities & Shareholders' Equity		 4,154 5,325 7,628 7,861 9,686 9,723 9,679 9,725
Total Liabilities		 3,699 4,725 6,981 2,164 8,736 8,660 8,533 8,478
Non-Interest Bearing Deposits		 833 1,078 1,608 2,164 2,482 1,920 1,901 1,980
Interest Bearing Deposits		 2,679 3,151 4,144 - 5,293 6,331 6,322 6,327
Long-Term Debt		 154 427 1,142 - 841 278 172 36
Other Long-Term Liabilities		 33 70 88 - 119 131 138 135
Total Equity & Noncontrolling Interests		 420 599 647 730 950 1,063 1,145 1,247
Total Preferred & Common Equity		 420 599 647 730 950 1,063 1,145 1,247
Total Common Equity		 355 599 647 730 950 1,063 1,145 1,247
Common Stock		 244 353 355 361 674 684 693 688
Retained Earnings		 145 240 267 364 435 500 558 613
Accumulated Other Comprehensive Income / (Loss)		 1.31 6.33 26 5.73 -160 -121 -106 -54

Quarterly Balance Sheets for Origin Bancorp

This table presents Origin Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 9,463 10,359 10,165 9,733 9,892 9,947 9,966 9,750 9,678 9,791 10,188
Cash and Due from Banks		 119 942 128 142 98 138 159 113 114 94 91
Interest Bearing Deposits at Other Banks		 182 708 338 164 193 150 162 373 220 533 576
Trading Account Securities		 1,744 1,603 1,611 1,372 1,263 1,242 1,246 1,251 1,219 1,218 1,265
Loans and Leases, Net of Allowance		 0.00 7,284 7,528 7,473 7,802 7,858 7,861 7,494 7,592 7,441 7,765
Loans Held for Sale		 60 29 15 15 15 18 7.63 10 8.88 0.31 2.94
Premises and Equipment, Net		 99 104 106 112 121 122 127 124 123 123 127
Goodwill		 137 129 129 129 129 129 129 129 129 129 129
Intangible Assets		 52 47 45 42 43 41 39 38 36 35 32
Other Assets		 271 254 265 285 228 249 236 219 236 219 201
Total Liabilities & Shareholders' Equity		 9,463 10,359 10,165 9,733 9,892 9,947 9,966 9,750 9,678 9,791 10,188
Total Liabilities		 8,556 10,738 9,167 8,734 8,814 8,851 8,820 8,570 8,472 8,577 8,928
Non-Interest Bearing Deposits		 2,667 10,422 2,124 2,009 1,887 1,867 1,894 1,889 1,842 2,000 2,063
Interest Bearing Deposits		 5,110 - 6,366 6,366 6,618 6,644 6,593 6,450 6,281 6,332 6,693
Long-Term Debt		 652 202 540 209 174 201 190 102 218 103 29
Other Long-Term Liabilities		 126 114 138 151 134 140 143 130 132 142 142
Total Equity & Noncontrolling Interests		 907 993 998 999 1,079 1,096 1,146 1,180 1,206 1,215 1,260
Total Preferred & Common Equity		 907 993 998 999 1,079 1,096 1,146 1,180 1,206 1,215 1,260
Total Common Equity		 907 993 998 999 1,079 1,096 1,146 1,180 1,206 1,215 1,260
Common Stock		 672 676 679 680 685 688 691 695 694 688 687
Retained Earnings		 411 455 472 492 518 535 548 576 585 588 634
Accumulated Other Comprehensive Income / (Loss)		 -175 -138 -153 -173 -125 -127 -94 -90 -74 -61 -61

Annual Metrics And Ratios for Origin Bancorp

This table displays calculated financial ratios and metrics derived from Origin Bancorp's official financial filings.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - 30,972,121.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 30,972,121.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 2.43
Growth Metrics		 - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.46 $0.51 $2.21 $0.00 $1.56 $4.63 $3.29 $0.00 $2.46 $2.42
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 23.75M 0.00 23.51M 23.75M 30.77M 0.00 31.21M 30.98M
Adjusted Diluted Earnings per Share		 $0.46 $0.50 $2.20 $0.00 $1.55 $4.60 $3.28 $0.00 $2.45 $2.40
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 23.75M 0.00 23.51M 23.75M 30.77M 0.00 31.21M 30.98M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 23.75M 0.00 23.51M 23.75M 30.77M 0.00 31.21M 30.98M
Debt Service Ratios		 - - - - - - - - - -
Payout Ratios		 - - - - - - - - - -

Quarterly Metrics And Ratios for Origin Bancorp

This table displays calculated financial ratios and metrics derived from Origin Bancorp's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 30,972,121.00 30,983,713.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 30,972,121.00 30,983,713.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 0.95 0.89
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 0.00% -17.31% -3.16% 5.97% -1.58% -3.90% 3.85% -13.34% 20.97% - 10.61%
EBITDA Growth		 46.27% -44.64% -7.33% -5.86% -19.53% 0.96% 0.67% -27.30% -48.24% - 12.99%
EBIT Growth		 57.75% -51.67% -5.61% -3.60% -21.29% 2.57% -1.07% -30.21% -53.59% - 23.57%
NOPAT Growth		 49.68% -54.46% -6.87% -3.54% -23.49% 6.29% -0.98% -30.22% -53.64% - 23.57%
Net Income Growth		 49.68% -54.46% -6.87% -3.54% -23.49% 6.29% -0.98% -30.22% -53.64% - 23.57%
EPS Growth		 38.60% -54.26% -7.59% -4.29% -24.05% 4.65% -2.74% -29.85% -55.00% - 25.35%
Operating Cash Flow Growth		 -35.27% -43.20% -1.62% -74.99% 56.28% 1.46% 31.07% 73.43% 49.83% - 48.70%
Free Cash Flow Firm Growth		 201.28% -88.22% -204.91% 43.36% -129.13% -91.93% 99.49% -142.82% 124.99% - 386.45%
Invested Capital Growth		 -22.52% -25.14% 804.36% -15.68% 10.60% -1.73% 2.36% 9.79% -1.40% - 0.56%
Revenue Q/Q Growth		 1.45% -11.99% 11.57% 6.38% -5.77% -14.07% 20.56% -11.22% 31.53% - 0.59%
EBITDA Q/Q Growth		 5.75% -34.61% 44.67% -5.91% -9.60% -17.96% 44.24% -32.05% -35.64% - -4.54%
EBIT Q/Q Growth		 8.43% -41.66% 64.50% -7.36% -11.47% -23.97% 58.65% -34.64% -41.13% - -5.80%
NOPAT Q/Q Growth		 11.73% -44.78% 68.58% -7.26% -11.38% -23.28% 57.05% -34.64% -41.13% - -6.18%
Net Income Q/Q Growth		 11.73% -44.78% 68.58% -7.26% -11.38% -23.28% 57.05% -34.64% -41.13% - -6.18%
EPS Q/Q Growth		 12.86% -45.57% 69.77% -8.22% -10.45% -25.00% 57.78% -33.80% -42.55% - -6.32%
Operating Cash Flow Q/Q Growth		 -46.76% 16.27% -7.86% -56.16% 232.69% -24.51% 19.04% -41.99% 187.42% - 21.77%
Free Cash Flow Firm Q/Q Growth		 105.43% 23.46% -403.70% 118.61% -141.75% 134.19% -119.14% -1,467.64% 124.37% - -68.40%
Invested Capital Q/Q Growth		 -21.43% 10.99% -6.57% 3.49% 3.05% -1.37% -2.69% 11.00% -7.45% - 0.56%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 39.61% 29.43% 38.16% 33.76% 32.38% 30.92% 36.99% 28.31% 13.86% - 37.79%
EBIT Margin		 32.60% 21.61% 31.86% 27.75% 26.07% 23.06% 30.35% 22.35% 10.00% - 33.91%
Profit (Net Income) Margin		 26.36% 16.54% 24.99% 21.78% 20.49% 18.29% 23.83% 17.54% 7.85% - 26.62%
Tax Burden Percent		 80.85% 76.52% 78.42% 78.50% 78.59% 79.30% 78.50% 78.50% 78.51% - 78.50%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 19.15% 23.48% 21.58% 21.50% 21.41% 20.70% 21.50% 21.50% 21.49% - 21.50%
Return on Invested Capital (ROIC)		 7.14% 3.78% 16.50% 5.54% 5.78% 4.90% 6.75% 4.47% 2.16% - 8.30%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.14% 3.78% 16.50% 5.54% 5.78% 4.90% 6.75% 4.47% 2.16% - 8.30%
Return on Net Nonoperating Assets (RNNOA)		 3.23% 2.10% -7.94% 1.96% 1.08% 1.00% 0.82% 0.81% 0.27% - 0.45%
Return on Equity (ROE)		 10.37% 5.88% 8.56% 7.50% 6.86% 5.89% 7.58% 5.28% 2.43% - 8.74%
Cash Return on Invested Capital (CROIC)		 32.60% 34.10% -107.64% 22.75% -4.12% 7.50% 3.68% -4.19% 5.93% - 5.70%
Operating Return on Assets (OROA)		 1.27% 0.80% 1.12% 0.99% 0.95% 0.85% 1.11% 0.79% 0.37% - 1.36%
Return on Assets (ROA)		 1.03% 0.61% 0.88% 0.78% 0.75% 0.67% 0.87% 0.62% 0.29% - 1.07%
Return on Common Equity (ROCE)		 10.37% 5.88% 8.56% 7.50% 6.86% 5.89% 7.58% 5.28% 2.43% - 8.74%
Return on Equity Simple (ROE_SIMPLE)		 10.00% 0.00% 7.61% 7.42% 6.60% 0.00% 6.46% 5.80% 4.94% - 6.39%
Net Operating Profit after Tax (NOPAT)		 24 13 23 21 19 14 22 15 8.62 - 28
NOPAT Margin		 26.36% 16.54% 24.99% 21.78% 20.49% 18.29% 23.83% 17.54% 7.85% - 26.62%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 52.50% 62.26% 54.71% 54.99% 58.04% 67.35% 56.70% 63.94% 48.42% - 51.64%
Operating Expenses to Revenue		 63.59% 75.02% 64.81% 66.82% 68.86% 83.85% 65.99% 74.23% 56.48% - 61.32%
Earnings before Interest and Taxes (EBIT)		 30 18 29 27 24 18 29 19 11 - 35
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 37 24 35 33 29 24 35 24 15 - 39
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.87 1.01 0.89 0.89 0.87 0.90 0.92 0.92 0.89 - 1.02
Price to Tangible Book Value (P/TBV)		 1.06 1.21 1.05 1.06 1.02 1.06 1.07 1.07 1.03 - 1.17
Price to Revenue (P/Rev)		 2.33 3.00 2.69 2.72 2.79 2.91 3.01 3.22 2.95 - 3.21
Price to Earnings (P/E)		 8.75 12.82 11.64 12.03 13.24 13.52 14.19 15.93 17.98 - 15.96
Dividend Yield		 2.12% 1.73% 1.94% 1.90% 1.87% 1.81% 1.73% 1.68% 1.74% - 1.45%
Earnings Yield		 11.43% 7.80% 8.59% 8.31% 7.55% 7.40% 7.05% 6.28% 5.56% - 6.27%
Enterprise Value to Invested Capital (EV/IC)		 0.64 0.80 0.67 0.69 0.65 0.56 0.54 0.70 0.42 - 0.50
Enterprise Value to Revenue (EV/Rev)		 2.07 3.00 2.36 2.47 2.43 2.07 1.94 2.88 1.51 - 1.62
Enterprise Value to EBITDA (EV/EBITDA)		 5.13 8.11 6.47 6.99 7.23 6.10 5.78 8.90 5.66 - 5.43
Enterprise Value to EBIT (EV/EBIT)		 6.24 10.12 8.05 8.64 8.99 7.57 7.20 11.22 7.26 - 6.33
Enterprise Value to NOPAT (EV/NOPAT)		 7.79 12.79 10.21 10.96 11.51 9.62 9.15 14.26 9.23 - 8.05
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.11 8.25 6.48 9.50 8.06 6.78 5.97 7.94 3.81 - 3.67
Enterprise Value to Free Cash Flow (EV/FCFF)		 1.72 2.01 0.00 2.76 0.00 7.39 14.95 0.00 7.04 - 8.84
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.21 0.26 0.16 0.18 0.17 0.15 0.09 0.18 0.08 - 0.02
Long-Term Debt to Equity		 0.21 0.26 0.16 0.18 0.17 0.15 0.09 0.18 0.08 - 0.02
Financial Leverage		 0.45 0.56 -0.48 0.35 0.19 0.20 0.12 0.18 0.12 - 0.05
Leverage Ratio		 10.07 9.64 9.78 9.61 9.19 8.79 8.70 8.53 8.37 - 8.17
Compound Leverage Factor		 10.07 9.64 9.78 9.61 9.19 8.79 8.70 8.53 8.37 - 8.17
Debt to Total Capital		 17.30% 20.73% 13.88% 15.47% 14.24% 13.08% 7.96% 15.28% 7.78% - 2.26%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Long-Term Debt to Total Capital		 17.30% 20.73% 13.88% 15.47% 14.24% 13.08% 7.96% 15.28% 7.78% - 2.26%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 82.70% 79.28% 86.12% 84.53% 85.76% 86.92% 92.04% 84.72% 92.22% - 97.74%
Debt to EBITDA		 1.38 2.10 1.34 1.57 1.58 1.43 0.84 1.94 1.05 - 0.24
Net Debt to EBITDA		 -0.64 -0.02 -0.91 -0.69 -1.09 -2.47 -3.18 -1.04 -5.36 - -5.34
Long-Term Debt to EBITDA		 1.38 2.10 1.34 1.57 1.58 1.43 0.84 1.94 1.05 - 0.24
Debt to NOPAT		 2.09 3.32 2.12 2.46 2.52 2.25 1.34 3.11 1.71 - 0.36
Net Debt to NOPAT		 -0.96 -0.03 -1.43 -1.08 -1.73 -3.89 -5.04 -1.67 -8.75 - -7.92
Long-Term Debt to NOPAT		 2.09 3.32 2.12 2.46 2.52 2.25 1.34 3.11 1.71 - 0.36
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 375 464 -1,408 262 -109 37 -7.16 -112 27 - 21
Operating Cash Flow to CapEx		 308.54% 316.08% 697.87% 651.48% 540.97% 866.19% 5,539.41% 2,012.78% 2,345.65% - 1,064.86%
Free Cash Flow to Firm to Interest Expense		 6.12 7.42 -21.53 3.86 -1.58 0.61 -0.13 -2.14 0.52 - 0.47
Operating Cash Flow to Interest Expense		 0.41 0.47 0.42 0.18 0.57 0.49 0.66 0.39 1.13 - 1.20
Operating Cash Flow Less CapEx to Interest Expense		 0.28 0.32 0.36 0.15 0.46 0.43 0.65 0.37 1.08 - 1.09
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 - 0.04
Fixed Asset Turnover		 3.55 3.27 3.16 3.17 3.01 2.90 2.94 2.84 2.93 - 3.20
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,208 1,341 1,253 1,296 1,336 1,318 1,282 1,423 1,317 - 1,289
Invested Capital Turnover		 0.27 0.23 0.66 0.25 0.28 0.27 0.28 0.25 0.28 - 0.31
Increase / (Decrease) in Invested Capital		 -351 -450 1,431 -241 128 -23 30 127 -19 - 7.19
Enterprise Value (EV)		 778 1,072 839 891 871 736 698 997 553 - 648
Market Capitalization		 874 1,075 956 979 1,001 1,034 1,082 1,114 1,078 - 1,285
Book Value per Share		 $32.36 $34.39 $34.78 $35.33 $36.79 $36.74 $37.81 $38.70 $38.90 - $40.68
Tangible Book Value per Share		 $26.82 $28.76 $29.24 $29.86 $31.40 $31.41 $32.46 $33.40 $33.67 - $35.49
Total Capital		 1,208 1,341 1,253 1,296 1,336 1,318 1,282 1,423 1,317 - 1,289
Total Debt		 209 278 174 201 190 172 102 218 103 - 29
Total Long-Term Debt		 209 278 174 201 190 172 102 218 103 - 29
Net Debt		 -96 -2.56 -118 -88 -131 -298 -384 -117 -524 - -637
Capital Expenditures (CapEx)		 8.21 9.32 3.89 1.83 7.32 3.45 0.64 1.03 2.53 - 4.97
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 209 278 174 201 190 172 102 218 103 - 29
Total Depreciation and Amortization (D&A)		 6.47 6.35 5.71 5.79 5.73 6.13 6.25 4.99 4.23 - 4.04
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.79 $0.43 $0.73 $0.68 $0.60 $0.45 $0.72 $0.47 $0.28 $0.95 $0.89
Adjusted Weighted Average Basic Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Adjusted Diluted Earnings per Share		 $0.79 $0.43 $0.73 $0.67 $0.60 $0.45 $0.71 $0.47 $0.27 $0.95 $0.89
Adjusted Weighted Average Diluted Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 30.91M 30.99M 31.01M 31.14M 31.17M 31.21M 31.16M 31.22M 30.97M 30.98M 30.90M
Normalized Net Operating Profit after Tax (NOPAT)		 24 13 23 21 19 14 22 15 8.62 - 28
Normalized NOPAT Margin		 26.36% 16.54% 24.99% 21.78% 20.49% 18.29% 23.83% 17.54% 7.85% - 26.62%
Pre Tax Income Margin		 32.60% 21.61% 31.86% 27.75% 26.07% 23.06% 30.35% 22.35% 10.00% - 33.91%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.49 0.28 0.44 0.39 0.34 0.29 0.53 0.36 0.21 - 0.80
NOPAT to Interest Expense		 0.40 0.21 0.35 0.31 0.27 0.23 0.41 0.28 0.16 - 0.63
EBIT Less CapEx to Interest Expense		 0.36 0.13 0.38 0.37 0.24 0.24 0.52 0.34 0.16 - 0.69
NOPAT Less CapEx to Interest Expense		 0.26 0.07 0.29 0.28 0.16 0.18 0.40 0.26 0.12 - 0.52
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 18.56% 22.16% 22.66% 22.94% 24.75% 24.51% 24.68% 27.00% 31.45% - 23.38%
Augmented Payout Ratio		 18.56% 22.16% 22.66% 22.94% 24.75% 24.51% 24.68% 27.00% 31.45% - 51.51%

Financials Breakdown Chart

Key Financial Trends

Below are the key trend signals for Origin Bancorp (NYSE: OBK) drawn from the latest quarterly statements, focusing on the last four years of data. Bullets highlighted as positive, neutral, or negative reflect potential implications for investors.

  • Strong Q4 2025 net income: Net income attributable to common shareholders rose to 29.516 million in Q4 2025, more than doubling the 14.251 million reported in Q4 2024 (YoY improvement).
  • Revenue uplift in Q4 2025: Total revenue was 103.430 million in Q4 2025, up from 78.019 million in Q4 2024 (growth).
  • EPS growth: Q4 2025 basic and diluted earnings per share were 0.95, up from 0.45 in Q4 2024 (better per-share profitability).
  • Operating cash flow improvement: Net cash from continuing operating activities in Q4 2025 was 43.426 million, higher than 29.848 million in Q4 2024 (stronger operating cash generation).
  • Solid deposit funding: 2025 shows a robust funding base with Non-Interest Bearing Deposits around 2.0 billion (Q3 2025) and Interest Bearing Deposits around 6.33 billion (Q3 2025), signaling liquidity stability.
  • Large investment activity inflow: Q4 2025 included a sizable cash inflow from sale/maturity of investments totaling about 3.18 billion, aiding liquidity and balance-sheet repositioning.
  • Asset base remains sizeable and growing: Total assets near 9.79 billion by Q3 2025 (up from 9.68 billion in Q2 2025), indicating a modest growth trajectory.
  • Access to funding markets: Debt issuance of 75 million in Q4 2025 demonstrates continued access to external funding sources (supported by prior quarters).
  • Dividend policy steady: Cash dividends per share remained at 0.15 USD, indicating a stable, though modest, dividend approach.
  • Quarterly cash outflows: Net change in cash and cash equivalents was negative in Q4 2025 (about -202.7 million), reflecting investing and financing outflows that reduced liquidity in the quarter.
05/17/26 01:16 PM ETAI Generated. May Contain Errors.

Origin Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Origin Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Origin Bancorp's net income appears to be on an upward trend, with a most recent value of $75.20 million in 2025, rising from $12.85 million in 2016. The previous period was $76.49 million in 2024. Check out Origin Bancorp's forecast to explore projected trends and price targets.

Over the last 9 years, Origin Bancorp's total revenue changed from $162.55 million in 2016 to $390.83 million in 2025, a change of 140.4%.

Origin Bancorp's total liabilities were at $8.48 billion at the end of 2025, a 0.6% decrease from 2024, and a 129.2% increase since 2017.

In the past 7 years, Origin Bancorp's cash and equivalents has ranged from $60.54 million in 2020 to $838.95 million in 2021, and is currently $73.12 million as of their latest financial filing in 2025.


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Financial statements for NYSE:OBK last updated on 5/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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