About Encore Capital Group (NASDAQ:ECPG)
Encore Capital Group, Inc., through its subsidiaries, is a specialty finance company providing debt recovery solutions for consumers and property owners across a range of financial assets. The Company operates through Portfolio Purchasing and Recovery segment. The Company's geographical segments include the United States, Europe and other. The Company's portfolios of defaulted consumer receivables at discounts and manages them by partnering with individuals as they repay their obligations and work toward financial recovery. Defaulted receivables are consumers' unpaid financial commitments to credit originators, including banks, credit unions, consumer finance companies, commercial retailers, and telecommunication companies. Defaulted receivables also include receivables subject to bankruptcy proceedings. The Company through certain subsidiaries, is engaged in portfolio purchasing and recovery in the United States, including Puerto Rico.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Consumer Leasing
- Sub-Industry: Consumer Finance
- Symbol: NASDAQ:ECPG
- CUSIP: 29255410
- Web: www.encorecapital.com
Capitalization:- Market Cap: $1.17894 billion
- Outstanding Shares: 25,740,000
Average Prices:- 50 Day Moving Avg: $42.76
- 200 Day Moving Avg: $38.89
- 52 Week Range: $17.66 - $46.55
P/E:- Trailing P/E Ratio: 18.84
- Foreward P/E Ratio: 11.36
- P/E Growth: 0.83
Sales & Book Value:- Annual Revenue: $1.01 billion
- Price / Sales: 1.17
- Book Value: $21.50 per share
- Price / Book: 2.14
Profitability:- EBITDA: $257.54 million
- Net Margins: 6.28%
- Return on Equity: 12.38%
- Return on Assets: 1.86%
Debt:- Debt-to-Equity Ratio: 5.47%
- Current Ratio: 0.57%
- Quick Ratio: 0.57%
Misc:- Average Volume: 217,742 shs.
- Beta: 1.79
- Short Ratio: 28.98
Frequently Asked Questions for Encore Capital Group (NASDAQ:ECPG)
What is Encore Capital Group's stock symbol?
Encore Capital Group trades on the NASDAQ under the ticker symbol "ECPG."
How were Encore Capital Group's earnings last quarter?
Encore Capital Group Inc (NASDAQ:ECPG) released its quarterly earnings data on Thursday, August, 3rd. The company reported $0.87 EPS for the quarter, beating the consensus estimate of $0.82 by $0.05. The business earned $290.92 million during the quarter, compared to the consensus estimate of $275.18 million. Encore Capital Group had a net margin of 6.28% and a return on equity of 12.38%. The business's revenue was up .5% on a year-over-year basis. During the same quarter in the prior year, the firm earned $1.29 EPS. View Encore Capital Group's Earnings History.
When will Encore Capital Group make its next earnings announcement?
Where is Encore Capital Group's stock going? Where will Encore Capital Group's stock price be in 2017?
5 brokerages have issued 12 month price objectives for Encore Capital Group's stock. Their predictions range from $30.00 to $49.50. On average, they anticipate Encore Capital Group's share price to reach $38.88 in the next twelve months. View Analyst Ratings for Encore Capital Group.
Who are some of Encore Capital Group's key competitors?
Some companies that are related to Encore Capital Group include AllianceBernstein Holding L.P. (AB), Xenia Hotels & Resorts (XHR), Prospect Capital Corporation (PSEC), Financial Engines (FNGN), Eagle Bancorp (EGBN), Main Street Capital Corporation (MAIN), Moelis & Company (MC), Trustmark Corporation (TRMK), Noah Holdings (NOAH), Alexander & Baldwin Holdings (ALEX), Kennedy-Wilson Holdings (KW), Diamondrock Hospitality Company (DRH), Select Income REIT (SIR), Redfin Corporation (RDFN), The Carlyle Group L.P. (CG), Astoria Financial Corporation (AF), Towne Bank (TOWN) and Rexford Industrial Realty (REXR).
Who are Encore Capital Group's key executives?
Encore Capital Group's management team includes the folowing people:
- Ashish Masih, President, Chief Executive Officer, Director
- Jonathan C. Clark, Chief Financial Officer, Executive Vice President, Treasurer
- Paul J. Grinberg, President, International & Group Executive - International & Corporate Development
- Gregory L. Call, Senior Vice President, General Counsel, Corporate Secretary
- Willem T. Mesdag J.D., Non-Executive Chairman of the Board
- Ash Gupta, Director
- Wendy G. Hannam, Director
- Michael P. Monaco CPA, Independent Director
- Laura Olle, Independent Director
How do I buy Encore Capital Group stock?
Shares of Encore Capital Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Encore Capital Group's stock price today?
One share of Encore Capital Group stock can currently be purchased for approximately $46.00.
MarketBeat Community Rating for Encore Capital Group (NASDAQ ECPG)MarketBeat's community ratings are surveys of what our community members think about Encore Capital Group and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Encore Capital Group (NASDAQ:ECPG) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 4 Hold Ratings, 1 Buy Rating |
| Consensus Rating: | Hold (Score: 2.20) |
| Consensus Price Target: | $38.88 (15.49% downside) |
Consensus Price Target History for Encore Capital Group (NASDAQ:ECPG)
Analysts' Ratings History for Encore Capital Group (NASDAQ:ECPG)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 8/10/2017 | Keefe, Bruyette & Woods | Reiterated Rating | Buy | $49.50 | Low |  |
| 8/4/2017 | Northland Securities | Reiterated Rating | Hold | $44.00 | Low | |
| 2/24/2017 | Janney Montgomery Scott | Downgrade | Buy -> Neutral | $36.00 -> $32.00 | N/A | |
| 12/13/2016 | Raymond James Financial, Inc. | Reiterated Rating | Outperform -> Market Perform | $30.00 | N/A | |
| 12/13/2016 | Citigroup Inc. | Downgrade | Market Perform | | N/A | |
| 6/8/2016 | JMP Securities | Reiterated Rating | Buy | | N/A | |
| 5/6/2016 | William Blair | Reiterated Rating | Outperform | | N/A | |
| 11/12/2015 | SunTrust Banks, Inc. | Lower Price Target | Buy | $63.00 -> $53.00 | N/A | |
(Data available from 10/19/2015 forward)
Earnings History for Encore Capital Group (NASDAQ:ECPG)Earnings History by Quarter for Encore Capital Group (NASDAQ ECPG)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 11/7/2017 | | $0.91 | | | | | N/A | |
| 8/3/2017 | Q2 2017 | $0.82 | $0.87 | $275.18 million | $290.92 million | View | Listen | |
| 5/4/2017 | Q1 2017 | $0.93 | $0.95 | $280.93 million | $271.94 million | View | Listen | |
| 2/23/2017 | Q4 2016 | $0.68 | $0.72 | $277.71 million | $271.38 million | View | N/A | |
| 11/9/2016 | Q3 2016 | $1.19 | $0.14 | $283.66 million | $179.41 million | View | Listen | |
| 8/4/2016 | Q2 | $1.20 | $1.29 | $296.97 million | $289.00 million | View | Listen | |
| 5/10/2016 | Q1 | $1.27 | $1.31 | $303.78 million | $289.00 million | View | Listen | |
| 2/24/2016 | Q4 | $1.35 | $1.31 | $294.05 million | $298.00 million | View | Listen | |
| 11/5/2015 | Q3 | $1.31 | $1.34 | $298.21 million | $287.80 million | View | Listen | |
| 8/10/2015 | Q215 | $1.28 | $1.27 | $288.47 million | $290.30 million | View | Listen | |
| 5/7/2015 | Q115 | $1.19 | $1.19 | $283.60 million | $285.66 million | View | Listen | |
| 2/26/2015 | Q414 | $1.13 | $1.17 | $270.06 million | $276.60 million | View | Listen | |
| 11/6/2014 | Q314 | $1.11 | $1.17 | $275.50 million | $273.30 million | View | Listen | |
| 8/7/2014 | Q214 | $1.08 | $1.06 | $263.23 million | $269.20 million | View | N/A | |
| 5/8/2014 | Q114 | $1.07 | $1.08 | $246.99 million | $253.70 million | View | N/A | |
| 2/25/2014 | Q413 | $1.01 | $1.05 | $243.17 million | | View | N/A | |
| 11/7/2013 | Q313 | $0.94 | $1.02 | $209.12 million | $235.60 million | View | N/A | |
| 8/8/2013 | Q2 2013 | $0.81 | $0.85 | $147.73 million | $156.10 million | View | N/A | |
| 5/9/2013 | Q1 2013 | $0.79 | $0.86 | $150.53 million | $144.30 million | View | N/A | |
| 2/13/2013 | Q4 2012 | $0.78 | $0.79 | $143.60 million | $143.61 million | View | N/A | |
| 11/1/2012 | Q312 | $0.83 | $0.82 | $144.29 million | $144.79 million | View | N/A | |
| 8/2/2012 | | $0.71 | $0.82 | | | View | N/A | |
| 5/9/2012 | | $0.66 | $0.44 | | | View | N/A | |
| 2/9/2012 | | $0.65 | $0.67 | | | View | N/A | |
| 10/26/2011 | | $0.60 | $0.60 | | | View | N/A | |
| 8/1/2011 | | $0.59 | $0.58 | | | View | N/A | |
| 4/27/2011 | | $0.53 | $0.54 | | | View | N/A | |
| 2/14/2011 | | $0.47 | $0.56 | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Encore Capital Group (NASDAQ:ECPG)2017 EPS Consensus Estimate: $3.68
2018 EPS Consensus Estimate: $4.10
| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 3 | $0.90 | $0.90 | $0.90 |
| Q2 2017 | 3 | $0.84 | $0.88 | $0.86 |
| Q3 2017 | 3 | $0.89 | $0.97 | $0.92 |
| Q4 2017 | 3 | $0.98 | $1.02 | $1.00 |
| Q1 2018 | 3 | $0.96 | $0.99 | $0.98 |
| Q2 2018 | 2 | $1.02 | $1.04 | $1.03 |
| Q3 2018 | 2 | $0.95 | $1.04 | $1.00 |
| Q4 2018 | 2 | $1.09 | $1.11 | $1.10 |
(Data provided by Zacks Investment Research)
Dividend History for Encore Capital Group (NASDAQ:ECPG)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for Encore Capital Group (NASDAQ:ECPG)Insider Ownership Percentage: 8.80%
Insider Trades by Quarter for Encore Capital Group (NASDAQ:ECPG)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 8/8/2016 | Willem Mesdag | Director | Buy | 25,000 | $20.85 | $521,250.00 | |
| 3/4/2016 | Norman R Sorensen | Director | Buy | 2,000 | $26.58 | $53,160.00 | |
| 3/2/2016 | Wendy Hannam | Director | Buy | 2,500 | $24.15 | $60,375.00 | |
| 3/1/2016 | Ashish Masih | EVP | Buy | 2,500 | $23.50 | $58,750.00 | |
| 3/1/2016 | Kenneth Vecchione | CEO | Buy | 10,000 | $23.22 | $232,200.00 | |
| 2/29/2016 | Gregory L Call | VP | Buy | 1,100 | $22.90 | $25,190.00 | |
| 2/29/2016 | Jonathan C Clark | CFO | Buy | 5,000 | $22.92 | $114,600.00 | |
| 12/16/2015 | Kenneth Vecchione | CEO | Buy | 2,125 | $29.27 | $62,198.75 | |
| 6/9/2015 | Ashish Masih | EVP | Buy | 1,500 | $39.83 | $59,745.00 | |
| 6/8/2015 | Jonathan C Clark | CFO | Buy | 2,500 | $39.26 | $98,150.00 | |
| 6/8/2015 | Kenneth Vecchione | CEO | Buy | 4,000 | $39.62 | $158,480.00 | |
| 9/8/2014 | Paul Grinberg | CFO | Sell | 54,000 | $45.59 | $2,461,860.00 | |
| 6/17/2014 | Ashish Masih | EVP | Sell | 9,334 | $45.00 | $420,030.00 | |
| 6/9/2014 | Ashish Masih | EVP | Sell | 12,000 | $45.00 | $540,000.00 | |
| 6/9/2014 | Paul Grinberg | CFO | Sell | 36,000 | $45.13 | $1,624,680.00 | |
| 4/17/2014 | Ashish Masih | EVP | Sell | 11,103 | $45.00 | $499,635.00 | |
| 4/11/2014 | Gregory Call | VP | Sell | 16,000 | $44.66 | $714,560.00 | |
| 3/10/2014 | Paul Grinberg | CFO | Sell | 10,999 | $48.60 | $534,551.40 | |
| 1/13/2014 | Paul Grinberg | CFO | Sell | 11,000 | $49.12 | $540,320.00 | |
| 1/8/2014 | James Syran | SVP | Sell | 5,000 | $49.25 | $246,250.00 | |
| 8/21/2013 | Ashish Masih | VP | Sell | 6,000 | $43.36 | $260,160.00 | |
| 8/13/2013 | James Syran | SVP | Sell | 46,400 | $43.57 | $2,021,648.00 | |
| 6/10/2013 | Warren Wilcox | Director | Sell | 6,131 | $36.48 | $223,658.88 | |
| 4/22/2013 | Willem Mesdag | Director | Buy | 350,000 | $28.00 | $9,800,000.00 | |
| 8/13/2012 | Willem Mesdag | Director | Sell | 1,213,799 | $27.93 | $33,901,406.07 | |
(Data available from 1/1/2013 forward)
Headline Trends for Encore Capital Group (NASDAQ:ECPG)
Latest Headlines for Encore Capital Group (NASDAQ:ECPG)
| Source: |
|
| Date | Headline |
|---|
 | ETFs with exposure to Encore Capital Group, Inc. : October 11, 2017
finance.yahoo.com - October 11 at 7:41 PM |
 | Encore Capital Group Inc (ECPG) Receives Average Rating of "Hold" from Analysts
www.americanbankingnews.com - October 7 at 11:06 PM |
| Encore Capital Group Inc (ECPG) Expected to Announce Quarterly Sales of $282.21 Million
www.americanbankingnews.com - October 7 at 11:46 AM |
| Zacks: Analysts Anticipate Encore Capital Group Inc (ECPG) Will Post Earnings of $0.91 Per Share
www.americanbankingnews.com - October 5 at 9:22 AM |
| Encore Capital Group, Inc. :ECPG-US: Earnings Analysis: Q2, 2017 By the Numbers : September 25, 2017
finance.yahoo.com - October 3 at 9:57 AM |
| ETFs with exposure to Encore Capital Group, Inc. : September 26, 2017
finance.yahoo.com - October 3 at 9:57 AM |
| Is Encore Capital Group Inc’s (ECPG) PE Ratio A Signal To Sell For Investors?
finance.yahoo.com - October 3 at 9:57 AM |
 | ECPG Crosses Above Average Analyst Target
www.thestreet.com - September 28 at 1:18 PM |
| Contrasting Ally Financial (ALLY) and Encore Capital Group (ECPG)
www.americanbankingnews.com - September 23 at 8:50 PM |
| Cabot Financial (Luxembourg) II S.A -- Moody's places Cabot's ratings on review for upgrade
finance.yahoo.com - September 19 at 6:07 PM |
| Ally Financial (ALLY) and Encore Capital Group (ECPG) Critical Analysis
www.americanbankingnews.com - September 18 at 6:23 PM |
| Analysts Anticipate Encore Capital Group Inc (ECPG) Will Post Quarterly Sales of $282.21 Million
www.americanbankingnews.com - September 18 at 5:26 AM |
| Analysts Expect Encore Capital Group Inc (ECPG) Will Announce Earnings of $0.91 Per Share
www.americanbankingnews.com - September 16 at 2:40 PM |
| Ally Financial (ALLY) vs. Encore Capital Group (ECPG) Head-To-Head Analysis
www.americanbankingnews.com - September 14 at 6:04 PM |
| Encore Capital Group, Inc. breached its 50 day moving average in a Bullish Manner : ECPG-US : September 13, 2017
finance.yahoo.com - September 13 at 7:26 PM |
| Encore Capital Group Inc (ECPG) Given Consensus Recommendation of "Hold" by Analysts
www.americanbankingnews.com - September 12 at 10:40 PM |
| Head to Head Survey: Ally Financial (ALLY) & Encore Capital Group (ECPG)
www.americanbankingnews.com - September 12 at 6:34 AM |
| Critical Contrast: Encore Capital Group (ECPG) versus Ally Financial (ALLY)
www.americanbankingnews.com - September 11 at 6:24 PM |
| Encore Capital Group, Inc. breached its 50 day moving average in a Bullish Manner : ECPG-US : September 1, 2017
finance.yahoo.com - September 1 at 6:29 PM |
 | BRIEF-Encore Capital Group Inc - on August 23, unit entered into a senior facility agreement - SEC filing
www.reuters.com - August 28 at 5:53 PM |
| Encore Capital Group (ECPG) & Ally Financial (ALLY) Head to Head Comparison
www.americanbankingnews.com - August 28 at 9:52 AM |
| BRIEF-Encore Capital Group Inc to buy Wescot Credit Services Limited
www.reuters.com - August 24 at 7:05 PM |
| Encore Capital Group Announces Expansion in the U.K. through Acquisition of Wescot by Cabot Credit Management
finance.yahoo.com - August 24 at 3:14 AM |
| Orix Corp Ads (IX) and Encore Capital Group (ECPG) Head-To-Head Review
www.americanbankingnews.com - August 21 at 8:09 AM |
| Encore Capital Group Inc (ECPG) Given Consensus Recommendation of "Hold" by Brokerages
www.americanbankingnews.com - August 18 at 10:38 PM |
| Analyzing Encore Capital Group (ECPG) and Orix Corp Ads (IX)
www.americanbankingnews.com - August 16 at 6:32 PM |
| Encore Capital Group, Inc. breached its 50 day moving average in a Bearish Manner : ECPG-US : August 16, 2017
finance.yahoo.com - August 16 at 6:29 PM |
| Financial Survey: Encore Capital Group (NASDAQ:ECPG) vs. Orix Corp Ads (IX)
www.americanbankingnews.com - August 13 at 10:40 AM |
| Contrasting Encore Capital Group (NASDAQ:ECPG) & ORIX (IX)
www.americanbankingnews.com - August 12 at 12:12 PM |
| Encore Capital Group Inc (NASDAQ:ECPG) Expected to Post Quarterly Sales of $282.21 Million
www.americanbankingnews.com - August 12 at 4:54 AM |
| Comparing Encore Capital Group (NASDAQ:ECPG) and Orix Corp Ads (IX)
www.americanbankingnews.com - August 9 at 10:26 AM |
| Head-To-Head Survey: Orix Corp Ads (IX) versus Encore Capital Group (NASDAQ:ECPG)
www.americanbankingnews.com - August 8 at 12:30 AM |
| Encore Capital Group, Inc.: Strong price momentum but will it sustain?
finance.yahoo.com - August 7 at 6:24 PM |
| Research Analysts Issue Forecasts for Encore Capital Group Inc's FY2017 Earnings (ECPG)
www.americanbankingnews.com - August 7 at 7:46 AM |
| William Blair Comments on Encore Capital Group Inc's FY2017 Earnings (NASDAQ:ECPG)
www.americanbankingnews.com - August 7 at 7:46 AM |
| Encore Capital Group Inc (ECPG) Earns "Hold" Rating from Northland Securities
www.americanbankingnews.com - August 5 at 12:56 PM |
 | Encore Capital Group Inc 2017 Q2 - Results - Earnings Call Slides
seekingalpha.com - August 4 at 11:22 PM |
| Edited Transcript of ECPG earnings conference call or presentation 3-Aug-17 9:00pm GMT
finance.yahoo.com - August 4 at 6:20 PM |
| Encore Capital Group, Inc. breached its 50 day moving average in a Bearish Manner : ECPG-US : August 4, 2017
finance.yahoo.com - August 4 at 6:20 PM |
| Encore Capital Group Inc (ECPG) Releases Quarterly Earnings Results, Beats Expectations By $0.05 EPS
www.americanbankingnews.com - August 3 at 7:02 PM |
| Encore Capital Group Announces Second Quarter 2017 Financial Results
finance.yahoo.com - August 3 at 5:09 PM |
| Financial Analysis: Encore Capital Group (NASDAQ:ECPG) versus Credit Acceptance Corporation (CACC)
www.americanbankingnews.com - July 28 at 8:25 PM |
| Encore Capital Group to Announce Second Quarter 2017 Financial Results on August 3
finance.yahoo.com - July 27 at 6:38 PM |
| Credit Acceptance Corporation (CACC) versus Encore Capital Group (ECPG) Head-To-Head Comparison
www.americanbankingnews.com - July 25 at 10:54 AM |
| Encore Capital Group Inc (NASDAQ:ECPG) Receives Average Recommendation of "Hold" from Analysts
www.americanbankingnews.com - July 24 at 10:38 PM |
| Encore Capital Group (ECPG) & Credit Acceptance Corporation (CACC) Head to Head Review
www.americanbankingnews.com - July 22 at 6:29 PM |
| $0.82 Earnings Per Share Expected for Encore Capital Group Inc (NASDAQ:ECPG) This Quarter
www.americanbankingnews.com - July 21 at 10:14 AM |
| Q2 2017 Earnings Estimate for Encore Capital Group Inc (ECPG) Issued By First Analysis
www.americanbankingnews.com - July 13 at 10:00 AM |
| Contrasting Encore Capital Group (NASDAQ:ECPG) & Credit Acceptance Corporation (CACC)
www.americanbankingnews.com - July 8 at 7:42 AM |
| Analyzing Credit Acceptance Corporation (CACC) and Encore Capital Group (NASDAQ:ECPG)
www.americanbankingnews.com - July 5 at 4:26 PM |
Encore Capital Group (ECPG) Chart for Thursday, October, 19, 2017
