First Capital (FCAP) Stock Price, News & Analysis

Company Overview

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, credit cards and other personal loans, and loans secured by savings deposits, as well as unsecured consumer loans. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Key Stats

• Today's Range: $33.48 to $38.00
• 50-Day Range: $29.68 to $34.54
• 52-Week Range: $22.95 to $38.00
• Volume: 15,705 shs
• Average Volume: 2,059 shs
• Market Capitalization: $127.41 million
• P/E Ratio: 10.64
• Dividend Yield: 3.05%
• Price Target: N/A
• Consensus Rating: N/A

First Capital Stock Analysis - MarketRank™

First Capital scored higher than 55% of companies evaluated by MarketBeat, and ranked 557th out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Capital.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Capital is 10.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Capital is 10.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.35.

Price to Book Value per Share Ratio

First Capital has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.15% of the float of First Capital has been sold short.

Short Interest Ratio / Days to Cover

First Capital has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Capital has recently decreased by 9.43%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Capital pays a meaningful dividend of 3.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Capital is 32.49%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.15% of the float of First Capital has been sold short.

Short Interest Ratio / Days to Cover

First Capital has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Capital has recently decreased by 9.43%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.58

News Sentiment

First Capital has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for First Capital this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First Capital insiders have bought more of their company's stock than they have sold. Specifically, they have bought $47,775.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 4.39% of the stock of First Capital is held by insiders.

Percentage Held by Institutions

Only 11.65% of the stock of First Capital is held by institutions.

FCAP Stock Analysis - Frequently Asked Questions

How have FCAP shares performed this year?

First Capital's stock was trading at $27.90 at the beginning of the year. Since then, FCAP shares have increased by 36.2% and is now trading at $38.00.
View the best growth stocks for 2024 here.

How were First Capital's earnings last quarter?

First Capital, Inc. (NASDAQ:FCAP) posted its earnings results on Friday, July, 26th. The savings and loans company reported $0.85 earnings per share for the quarter. The savings and loans company had revenue of $10.68 million for the quarter. First Capital had a net margin of 22.04% and a trailing twelve-month return on equity of 11.78%.

Who are First Capital's major shareholders?

First Capital's top institutional shareholders include Dimensional Fund Advisors LP (0.55%) and Thurston Springer Miller Herd & Titak Inc. (0.03%). Insiders that own company stock include Mark D Shireman, William W Harrod, John Shireman, Jill Saegesser, Joshua Paul Stevens, Chris Frederick, Dana L Huber and Dennis Thomas.
View institutional ownership trends.

How do I buy shares of First Capital?

Shares of FCAP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of First Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Capital investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY) and Bank of Nova Scotia (BNS).

Company Calendar

• Ex-Dividend for 6/28 Dividend: 6/14/2024
• Dividend Payable: 6/28/2024
• Last Earnings: 7/26/2024
• Ex-Dividend for 9/27 Dividend: 9/13/2024
• Today: 9/20/2024
• Dividend Payable: 9/27/2024
• Next Earnings (Estimated): 10/25/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FCAP
• CUSIP: N/A
• CIK: 1070296
• Web: www.firstharrison.com
• Phone: (812) 738-2198
• Fax: 812-738-2202
• Employees: 220
• Year Founded: 1891

Profitability

• EPS (Most Recent Fiscal Year): $3.57
• Trailing P/E Ratio: 9.92
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $12.79 million
• Net Margins: 22.04%
• Pretax Margin: 25.81%
• Return on Equity: 11.78%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 0.31
• Current Ratio: 0.68
• Quick Ratio: 0.67

Sales & Book Value

• Annual Sales: $42.04 million
• Price / Sales: 2.82
• Cash Flow: $5.51 per share
• Price / Cash Flow: 6.43
• Book Value: $31.44 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 3,353,000
• Free Float: 3,206,000
• Market Cap: $118.70 million
• Optionable: Not Optionable
• Beta: 0.63